Caregiving is a growing reality for Americans – one that comes with a significant emotional toll, according to findings from Northwestern Mutual’s 2018 C.A.R.E Study. The study finds that while nine in ten caregivers say they are providing emotional support for others, significantly fewer feel they get the support they need for themselves.

Voya Financial, Inc. (NYSE: VOYA), is sharing new findings from research conducted in association with the Voya Behavioral Finance Institute for Innovation. In a working paper titled “ Save(d) by Design ,” scientists from Carnegie Mellon University, City, University of London and UCLA published results from a pioneering field study that involved more than 8,500 employees across 500 workplace retirement plans.

LIMRA Secured Retirement Institute wanted to take a closer look at those who debated buying annuities but decided not to purchase and find out why. This most recent study looks at investors who had a discussion with their advisors about deferred annuities within the past three years but then decided not to buy.

Rakuten business units have teamed up to identify some of the key traits of holiday gift-buyers across the United States. The research – which examines the habits of millions of shoppers in the U.S. and worldwide – has been published to help marketing professionals better understand the behavioral patterns behind the annual holiday spending splurge.

Non-variable annuity sales for the third quarter of 2018 increased 4.72% as compared to the prior quarter, and improved 46.26% as compared to the same period last year, based on preliminary sales by Wink’s Sales & Market Report.

Last Friday the IRS issued new limits for the tax deductibility of ’tax qualified’ long-term care insurance premiums. Only traditional LTCi policies have this benefit (the hybrid or linked benefit ones do not … a benefit few (if any) consumers know about (because few, if any, insurance agents or financial advisors ever bring up this benefit!

Has your business or startup made a major purchase only to find out later you overspent significantly? How often are you making this same mistake with healthcare? Moreover, it’s likely that your employees are making this mistake every day, yet they may not even know they have an option.

Do an online search for “millennial images” and see what pops up. When I tried it recently, the first dozen photos that appeared all showed a group of people each using or holding a digital device. (OK, in the interest of total honesty, one showed them holding drinks and one was simply a nametag reading “Hi, I’m a Millennial.” But you get the point.)

Retirement planning can be challenging for everyone that is involved. For clients, it can be stressful to plan the golden years of your life and consider the possible costs. For advisors, it can be a drawn out process that involves a lot of personal questions and proper asset gathering.

The Employee Benefit Research Institute (EBRI) developed the EBRI HSA Database to analyze the state of and individual behavior in Health Savings Accounts (HSAs). The HSA database contains 5.9 million accounts with total assets of $13.4 billion as of Dec. 31, 2017.