- Hybrid Long-Term Care
One strategy, two possible outcomes
by Carroll Golden
September is National Preparedness Month, a reminder that the best time to prepare for a risk is before it becomes a crisis. For financial professionals, that makes it an ideal time to talk with clients about a risk that can dramatically alter even a well-designed retirement plan: the need for long-term care.
read more - Women’s Financial Inquiries Up 22%
Emerging income shifts reflect more women with $24k-$49.9k household incomes seeking financial guidance.
Savvy Ladies 2026 Mid-Year National Women's Financial Trends Report, based on aggregated data from the Savvy Ladies National Free Financial Helpline, reveals a significant 22% YTD increase in women seeking financial guidance, providing a unique real-time view of how women are navigating an evolving economic landscape and proactively building their financial futures.
read more - Financial Uncertainty Pushes Workers To Delay Retirement
Nearly seven in 10 employers say employees are postponing retirement as cost-of-living and inflation concerns persist
U.S. employers are more optimistic about the economy and their own business outlooks, but many workers remain uncertain about their financial futures, according to the latest Principal Financial Well-Being Index℠.
read more - Nearly 1 In 5 Gen X Workers Don’t Expect To Ever Fully Retire
Back-to-back economic crises have forced Gen X to delay retirement, slash spending, and take on second jobs
Between dot-com crashes, the 2008 financial crisis, and a global pandemic, Generation X has weathered a gauntlet of economic disruptions.
read more - Next-Gen Wealth
Examining how families and small business owners are rethinking strategies for building generational wealth
The Guardian Life Insurance Company of America® (Guardian) recently released its latest publication, Next-Gen Wealth: New opportunities for families and business owners.
read more - Holding To Your Financial Habits
Americans know how to manage money. Why can't they make good financial practices stick?
Most Americans don't need more financial advice—they need help turning good intentions into lasting financial habits.
read more - The First Dollar
Kids have more financial tools than ever, yet many families worry they're less prepared to manage money
Children today have unprecedented access to financial technology. Yet many parents and grandparents question whether convenience is translating into the knowledge, habits, and confidence needed to manage money successfully as adults.
read more - The Missing Piece Of Retirement Planning
Why your health may be your greatest financial asset
According to the Pew Research Center, only around 26% of US adults feel very confident that they will have enough income and assets to last throughout their retirement years.
read more - 2026 U.S. Life Insurance Sales
U.S. individual life insurance sales continue growth trend in the second quarter, led by whole life and VUL
Total U.S. individual life insurance new annualized with excess premium rose 3% year over year to $4.7 billion in the second quarter of 2026, according to preliminary results from LIMRA’s U.S. Life Insurance Sales Survey.
read more - Caregivers And Retirement
Unpaid caregiving is taking a toll on retirement confidence, debt and financial security
New research published by the Employee Benefit Research Institute (EBRI) and Greenwald Research finds that unpaid caregivers face greater financial strain, lower retirement confidence and more concern about future retirement risks than Americans who are not unpaid caregivers.
read more - The Family Financial Squeeze
Are Americans sacrificing retirement to support their loved ones?
As every aspect of American life becomes more expensive, many adults are providing ongoing financial support to children, aging parents, partners, and close friends.
read more - Trust Funding Guide
Many families spend thousands creating a trust, but never complete one critical step
Creating a trust fund is often viewed as the finish line for protecting a family’s financial future. However, according to Bean Harbor Advisors Founder and Fiduciary Financial Advisor Jeff Blocker, signing estate planning documents is frequently only the beginning.
read more - The Retirement Planning Gap Is Real
88% of pre-retirees think about retirement income, but 50% lack an updated plan
How prepared do Americans feel for retirement? New research from LIMRA finds that Americans nearing retirement know what's coming — they just aren't acting on it.
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