Retirement Income / Annuities

  • Dare to Dream — Consumers Who Envision Their Retirement Save More
    Dare to Dream — Consumers Who Envision Their Retirement Save More

    When consumers set their sights higher

    Retirement may sound far away or unachievable to many Americans, but new research from Lincoln Financial Group (NYSE: LNC) shows that consumers who take the time to envision their ideal retirement not only know they need to save more, but are actually saving at a higher rate than those who have no idea what their…
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  • Aging & The Burden Of Care
    Aging & The Burden Of Care

    Skyrocketing care costs may make the dream of aging at home more challenging

    The fastest-rising long term care costs are no longer for the most skilled care – in a facility, they're now for the least-complex care – at home, according to Genworth's latest 2019 Cost of Care Survey results, announced today.
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  • Getting Consumers Investing Again
    Getting Consumers Investing Again

    With $10T sitting in cash, how do you break through the “Double Confusion”? Simple products can encourage average Americans to increase equity exposure

    The power to break the link between consumer confusion about investing and high cash allocations – totaling at least $10T sitting in U.S. household wallets – lies in products that are easy to understand and use, according to a new report by Hearts & Wallets, the source for retail investor solutions powered by data and…
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  • Investors Turn Bearish as Negative Views on the Economy Increase Significantly
    Investors Turn Bearish as Negative Views on the Economy Increase Significantly

    More than half of investors think the economy has hit its peak, up 16 percentage points since the beginning of the year

    E*TRADE Financial Corporation (NASDAQ: ETFC) today announced results from the most recent wave of StreetWise, the E*TRADE quarterly tracking study of experienced investors.
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  • Why Lower Interest Rates  Aren’t Good News for Retirees
    Why Lower Interest Rates Aren’t Good News for Retirees

    How does financial repression affect your clients?

    Interest rates keep dropping, causing rising concern among some retirees, financial experts say. That’s because, while cutting lower interest rates can stimulate the economy by making it cheaper to borrow, consumers usually earn less interest on their savings.
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  • A Correction Is A Beautiful Thing
    A Correction Is A Beautiful Thing

    Ten do's & don'ts for when the market decides to adjust

    by Steve Selengut

    A correction is a beautiful thing, simply the flip side of a rally, big or small. Theoretically, even technically I'm told, corrections adjust equity prices to their actual value or "support levels". In reality, it's much easier than that.
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  • Deceleration: The New Normal Of Global Growth
    Deceleration: The New Normal Of Global Growth

    Investors are largely expecting deteriorating earnings, but while the writing is on the wall, we have not yet reached the Wall of Worry

    Corbin Advisors, a research and advisory firm specializing in investor relations (IR), today released its quarterly Voice of Investor™ Earnings Primer, which captures trends in institutional investor sentiment.
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  • Financial Wellness Roars Into the Spotlight
    Financial Wellness Roars Into the Spotlight

    Financial wellness-related products and services are roaring into the spotlight to reconcile the financial gap

    Employment levels in the U.S. may be high, but real earnings are not. The truth is that incomes have remained stagnant for nearly half a century.
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  • 5 Social Security Myths Debunked
    5 Social Security Myths Debunked

    Why your clients should focus on the facts before claiming retirement income benefits

    Getting your arms around Social Security can be pretty complicated. Misinformation, partially informed opinions, and complex benefits formulas can easily lead one down an incorrect—and costly—path.
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  • As Volatility Persists, Recession Fears on the Rise as Market Volatility Persists
    As Volatility Persists, Recession Fears on the Rise as Market Volatility Persists

    Many American worry, but are they doing all they can to protect retirement assets?

    Many American worry, but are they doing all they can to protect retirement assets? New research from the Allianz Quarterly Market Perceptions Study  October 09, 2019 — MINNEAPOLIS–(BUSINESS WIRE)–Allianz Life Insurance Company of North America: Americans’ fear of a recession continues to rise, as half of Americans now say they are worried a major recession…
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  • JPMorgan Chase & Co. to Help One Million Women Make Saving a Priority
    JPMorgan Chase & Co. to Help One Million Women Make Saving a Priority

    Call to action will launch at the firm’s annual Women on the Move Leadership Day with 10,000 employees and clients

    In advance of its fourth annual Women on the Move Leadership Day, JPMorgan Chase & Co. (NYSE: JPM) is calling for one million women to commit to boosting their financial health by automatically saving through Chase.com.
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  • Managing Your Cash Flow in Retirement
    Managing Your Cash Flow in Retirement

    Hw your clients can learn smart ways to help make managing finances easier with less work.

    Whatever the size of your nest egg, retirement will likely mean big changes in your financial life. Sources of income can shift, as can expenses. Financial priorities often change as well as you move from saving for retirement to generating income from your hard-earned retirement savings.
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  • Children’s Allowance Pay is Up, But Amount Saved Alarmingly Low
    Children’s Allowance Pay is Up, But Amount Saved Alarmingly Low

    Children average $30 a week in allowance; Kids are averaging $6.11 an hour to do chores

    A penny earned is not likely to be a penny saved for children today. A new AICPA survey found that kids are raking in an average of $30 a week in allowance, enough to save around $1,500 in a year. In just a few years, a diligent saver could buy their first used car.
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