Retirement Income / Annuities

  • 2 In 5 Americans Say Online Shopping Has Busted Their Budget
    2 In 5 Americans Say Online Shopping Has Busted Their Budget

    Americans say spontaneous spending makes them feel good, though they fail to realize the total amount they have spent on their credit or debit card until they see their monthly statement

    Shopping online from the comfort of your home can be easy and convenient, but it also leads to increased spending if you’re not careful.
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  • Changing Concept Of Retirement
    Changing Concept Of Retirement

    Americans feel that retirement now looks different for everyone

    Retirement today feels “less cookie cutter than it used to be”, according to 82% of those polled in Franklin Templeton’s Voice of the American Worker Survey.
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  • Understanding The New Consumer Money Mindset
    Understanding The New Consumer Money Mindset

    How are financial brands transforming their outreach to respond to emerging consumer needs

    People’s financial lives are undergoing massive change in light of global disruptions—and financial brands must transform to meet their audiences’ critical needs.
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  • The Mood Of The Markets: Economic Optimism Rising
    The Mood Of The Markets: Economic Optimism Rising

    What investors were actually doing, and how they were positioned

    The Investor Movement Index® (IMXSM) increased .18 to 8.32 in May, up from its April score of 8.14. The IMX is TD Ameritrade’s proprietary, behavior-based index, aggregating Main Street investor positions and activity to measure what investors actually were doing and how they were positioned in the markets.
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  • How ‘Retirement Ready’ Are Your Clients?
    How ‘Retirement Ready’ Are Your Clients?

    It’s never a perfectly clear picture... And good planning plays a critical role

    You’ve worked hard to build a bright future for yourself and your loved ones. Now, it’s finally almost time to begin your next chapter — retirement. As you think about when to retire, it’s important to make sure you have an income strategy that fits your vision for the future.
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  • Owning An Annuity Increases Confidence In Retirement Security
    Owning An Annuity Increases Confidence In Retirement Security

    An annuity can create a lifetime income stream, mitigating the potential longevity and market risks consumers may face in retirement

    Year after year, Secure Retirement Institute® (SRI®) research has shown that pre-retirees’ and retirees’ top concern is running out of money in retirement. The latest SRI data suggests that retirees who own an annuity are more confident than non-owners that their savings and investments will not run out if they live to age 90 (69%…
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  • Retirement-Readiness, Confidence Differs By Age, Gender
    Retirement-Readiness, Confidence Differs By Age, Gender

    Plan sponsors are concerned by the impact of COVID-19, though many savers feel they are still on track for retirement

    A large majority of workers saving for retirement through their employers’ 401(k) plans want options that will help them generate income in retirement, according to the fifth annual DC Pulse Survey from BlackRock.
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  • Redefining Retirement Security & Preparation
    Redefining Retirement Security & Preparation

    Despite the distractions of 2020, participants are weathering the challenges

    John Hancock Retirement continues to observe retirement readiness in participants despite the impact of the COVID -19 pandemic. Throughout 2020, the majority of the more than 1.1 million participants in over 1,000 John Hancock open architecture defined contribution (DC) plans lost relatively little ground in their efforts to save for a secure retirement.
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  • More Than Three-Quarters of Caregivers Report Financial, Social, Mental or Professional Setbacks
    More Than Three-Quarters of Caregivers Report Financial, Social, Mental or Professional Setbacks

    The impact of caregivers stepping out of the workforce

    Caregiving may be one of the greatest acts of selflessness, but it also has a profound impact on one’s financial goals, social life, mental health and career, according to the Fidelity Investments® American Caregivers study.
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  • One-Third of Americans Say Their Financial Discipline Has Improved During the Pandemic, and 95% Expect That to Stick
    One-Third of Americans Say Their Financial Discipline Has Improved During the Pandemic, and 95% Expect That to Stick

    Nearly one in five didn’t have a financial plan before the pandemic, but now they do

    In just over a year, so many habits and behaviors have been transformed by the Covid-19 pandemic, and they extend well beyond social distancing, facemasks and working from home.
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  • Secure Act Boosts Interest In Guaranteed Lifetime Income Among Plan Sponsors
    Secure Act Boosts Interest In Guaranteed Lifetime Income Among Plan Sponsors

    Yet, only 50% realize the legislation has provisions that create ‘opportunities for solutions’

    Nearly half (45 percent) of all plan sponsors, and 55 percent of 403b providers (55 percent), say the passage of the Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019 increased their interest in offering in-plan guaranteed lifetime income options, but there is an opportunity to educate plan sponsors on the legislation, as…
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  • Health & Long-Term Care Costs Are An Overlooked Factor In Retirement Planning
    Health & Long-Term Care Costs Are An Overlooked Factor In Retirement Planning

    As the pandemic continues, Canadians consider health and long-term care a key retirement priority but haven't taken meaningful steps to plan for it

    Just over a year into the COVID-19 pandemic, new survey results from Edward Jones reveal that Canada's aging population has a renewed awareness of the importance of health and long-term care planning – but the majority don't have a plan or aren't having intentional conversations with their family on this critical topic.
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  • Nearly 90% Of Estate Planning Professionals Said Female Clients Faced Workforce-Related Impacts Due To Pandemic
    Nearly 90% Of Estate Planning Professionals Said Female Clients Faced Workforce-Related Impacts Due To Pandemic

    Increased healthcare costs and prolonged life expectancy shown to be the biggest threat to estate planning in 2021

    TD Wealth today released results from its annual survey of estate planning professionals revealing that 89 percent of respondents cited that their female clients were negatively impacted in the past year by job losses, leaving the workforce or decreased salary, due to the COVID-19 pandemic.
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