- Americans Want Greater Confidence, Not Just More Financial Information
Financial content and resources are more accessible than ever, yet 76% agree personalized financial guidance would help them feel more confident in their financial decisions
As AI tools, social media, financial apps, and online communities reshape how Americans learn about planning and investing, new research from Voya Financial, Inc. suggests that access to information alone may not be enough to help consumers feel confident in their financial decisions.
read more - Life Insurance And Legacy Planning
1 in 3 U.S. workers do not have a legacy plan in place
Preparing for the future can help families provide clarity and support during some of life's most difficult moments.
read more - The Economic Ripple Effect Of Social Security Cuts
New report finds billions at stake across New York
Social Security is now approaching a critical inflection point. But without action from Congress, the trust fund that pays retirement and survivor payments is projected to exhaust its reserves in 2032.
read more - What’s Driving The Next Wave Of PRT Activity?
A record 95% of sponsors with de-risking goals intend to fully divest their pension liabilities
Defined benefit (DB) plan sponsors are in one of their strongest funding positions in decades, and a record 95% of those with de-risking goals, up from 76% in 2019, ultimately intend to completely divest their pension liabilities.
read more - Employees Are Treating Benefits Like Purchases, Not Perks
Disconnect between the importance employees place on benefits decisions and how infrequently many engage with benefits outside enrollment season
As open enrollment season approaches, a new survey from New York Life finds that employees are approaching workplace benefits more like consumers evaluating purchases than workers selecting employer-provided perks.
read more - Retirement Plans Are Growing, But Most Technology Isn’t Keeping Up
New technology is built to give advisors and payroll partners a faster way to set up and run plans for their clients
401GO, a vertically integrated retirement platform, says the industry's technology hasn't kept pace with the growth of retirement plans.
read more - Retirement Income Requires More Than Just Product
Participant adoption of retirement income solutions will depend on advice, education, and recordkeeper support
Improving the retirement income ecosystem for defined contribution (DC) plan participants will require more than investment product development alone.
read more - How Much Retirement Income Is Enough?
The popular 'rules of thumb' ask the wrong question
It is the first question nearly every pre-retiree asks, and the one most planning shortcuts answer worst: how much income will be enough?
read more - When Asset Managers and Insurance Companies Become Entangled
An increasingly close relationship between private credit and insurance
The number of asset managers that own life insurance companies is rising. According to the National Association of Insurance Commissioners (NAIC), there were 139 asset manager-owned life insurance companies in 2025, up from only a handful in the years following the global financial crisis (GFC).
read more - Gen X and Millennials Seek New Retirement Model as Traditional System Fades
Over 80 percent say their generation faces unique retirement challenges, with rising health care costs, inflation and Social Security uncertainty reshaping expectations for life after work
The retirement landscape has fundamentally changed for Gen X and Millennials, according to a new survey conducted by Harris Poll on behalf of Athene.
read more - Half of Current GLP-1 Users Say They May Have to Choose Between Medication and Retirement Savings
Nearly nine in 10 users are optimistic about their long-term health, even as medication costs create new financial and retirement planning challenges.
GLP-1 medications are giving Americans greater optimism about living longer, healthier lives, but their cost is also creating a new retirement challenge.
read more - Uncertainty About Future Skills Is Emerging As The Next Workforce Risk
Employees recognize the need to reskill, but managers need stronger tools and organizational support to help people keep pace
Employers face a growing workforce risk as employees struggle to understand which skills they need and how to develop them quickly enough to keep pace with changing work, according to WTW’s latest EX Intelligent report.
read more - Experienced Investors Point to Timeless Principles as Keys to Long-term Investing
The Keys: Persistence, diversification, early and regular investing
Charles Schwab today released results from a comprehensive survey of investors that provides helpful insights into the habits and experiences of its clients and what clients see as critical to their satisfaction and successful outcomes.
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