Retirement Income / Annuities

  • Enter The Age Of… Push-Button Senior Care?
    Enter The Age Of… Push-Button Senior Care?

    China pilots internet-based nursing program for the elderly

    If you live in China, you will be familiar with the rapid popularization and extensive use of the mobile internet. Following online shopping, ride hailing, and food delivery, in recent years, an internet-based nursing care program has also entered the lives of many Chinese people.
    read more
  • The Self-Employed Are Defying Retirement While Overlooking Essential Preparations
    The Self-Employed Are Defying Retirement While Overlooking Essential Preparations

    Examining the preparations, expectations, and vulnerabilities of the self-employed

    Only 26 percent of the self-employed are "very much" looking forward to retirement according to findings from Self-Employed: Defying and Redefining Retirement, a new study released today by nonprofit Transamerica Center for Retirement Studies® (TCRS).
    read more
  • Why Health Needs to Be Part of Retirement Planning
    Why Health Needs to Be Part of Retirement Planning

    Total, actuarial cost of healthcare for the average retiree is now projected at $387,644 in today's dollars

    A white paper from HealthView Services, Why Health Needs to Be Part of Retirement Planning, provides new data detailing the projected cost of healthcare, the impact of health conditions, and strategies to plan for, manage, and even reduce healthcare costs in retirement.
    read more
  • Retirement’s Generational March
    Retirement’s Generational March

    Baby Boomers, Gen Xers and Millennials have contrasting post-career expectations

    American Advisors Group (AAG), the leading provider of home equity solutions for retirement, has released its national Dream Retirement Survey. The nationwide survey of Millennials, Gen Xers and Baby Boomers was conducted using the digital survey platform Pollfish.
    read more
  • Transitioning to Retirement
    Transitioning to Retirement

    New LIMRA SRI research finds 1 in 5 continue to work in retirement

    There was a time when someone would circle a date on their calendar to mark when they would stop working altogether and begin retirement. Things have changed. Today retirement is better defined as a transitional period rather than a singular point in time.
    read more
  • Great American Life Rallies for Industry Change and Overcomes Major Taxation Hurdle for Fee-Based Annuities
    Great American Life Rallies for Industry Change and Overcomes Major Taxation Hurdle for Fee-Based Annuities

    Advisory fees may be withdrawn from a non-qualified fixed-indexed annuity without creating a taxable event for the client

    Great American Life® is pleased to announce it received a Private Letter Ruling (PLR) from the IRS that changes the tax treatment of advisory fees. The PLR was issued on August 6 and states that advisory fees may be withdrawn from a non-qualified fixed-indexed annuity without creating a taxable event for the client.
    read more
  • Socially Responsible Investing and ESG: It’s Not Just a Millennial Trend
    Socially Responsible Investing and ESG: It’s Not Just a Millennial Trend

    Older generations are also putting their values into action

    While millennials seem to be the generation most interested in applying their ideals on environmental, social and governance (ESG) issues to their finances, Gen Xers and baby boomers are also expressing growing interest...
    read more
  • Navigating The Silver Tsunami
    Navigating The Silver Tsunami

    Study reveals caregivers’ lifestyle sacrifices and expectations while caring for loved ones

    The realities of caregiving are hitting home for Americans, as a majority of boomers who expect to be caregivers (92%) are willing to make lifestyle sacrifices to provide care to a family member or loved one.
    read more
  • Addressing Student Debt Opens The Door To Recruitment & Retention for Employers
    Addressing Student Debt Opens The Door To Recruitment & Retention for Employers

    Fidelity Investments® Helps Raytheon and the Travelers Companies, Inc. Implement Innovative Student Debt & Retirement Benefit Programs to Employees

    Fidelity Investments®, a leading workplace benefits provider and one of the largest and most diversified financial companies in the industry, announced it is working with two Fortune 500 companies, insurance leader The Travelers Companies, Inc. (NYSE: TRV) and U.S. defense contractor Raytheon, to offer their employees a new benefit designed to help eliminate the student…
    read more
  • Empowerment Is the Cornerstone of the New Social Contract for Retirement
    Empowerment Is the Cornerstone of the New Social Contract for Retirement

    Global research highlights the need for collective action by individuals, governments, and employers

    The most frequently cited retirement concerns are declining physical health (50 percent global, 44 percent U.S.) and running out of money (40 percent global, 49 percent U.S.), according to research released today.
    read more
  • Clients See the Benefits of Digital Technology as Cyber Concerns Persist
    Clients See the Benefits of Digital Technology as Cyber Concerns Persist

    Investors still wary of banking and investing online

    The latest Morgan Stanley Investor Pulse Poll finds that high net worth (HNW) investors are increasingly attracted to digital technology while at the same time concerned about cybersecurity.
    read more
  • Majority of Americans Wish Their Families Talked More About Money When They Were Young
    Majority of Americans Wish Their Families Talked More About Money When They Were Young

    Only 13% really feel knowledgeable about financial products and investing

    A new LIMRA Secure Retirement Institute (LIMRA SRI) study finds only 13% of American adults feel very knowledgeable about financial products and investments. While more than half of consumers cite their family as the top source of financial information, 58% said they wished their families taught them more about investments and other financial topics.
    read more
  • A Precarious Existence: How Retirees Are Financially Faring in Retirement
    A Precarious Existence: How Retirees Are Financially Faring in Retirement

    Research from Transamerica underscores the financial vulnerability of retirees

    Fewer than half of retirees (46 percent) agree that they have built a large enough retirement nest egg, with only 16 percent "strongly" agreeing and 30 percent "somewhat" agreeing, according to a new survey by nonprofit Transamerica Center for Retirement Studies (TCRS).
    read more