Retirement Income / Annuities

  • John Hancock Leaves Traditional Life Insurance Model Behind to Incentivize Longer, Healthier Lives
    John Hancock Leaves Traditional Life Insurance Model Behind to Incentivize Longer, Healthier Lives

    156-Year Old Insurance Company Doubles Down on Vitality’s Health and Wellness Platform

    Starting today, in a departure from the traditional life insurance business model, all John Hancock life insurance policies will come with Vitality – a behavior change platform that rewards customers for the everyday steps they take to live longer, healthier lives.
    read more
  • Amazon’s Moves Signal Digital Opportunity for All Insurers
    Amazon’s Moves Signal Digital Opportunity for All Insurers

    Just how vulnerable are traditional carriers to this kind of disruption?

    by Denise Garth

    India is a market that is ready to capture all that Digital Insurance 2.0 has to offer, as we note in our report, Digital Insurance 2.0: Reshaping India’s Insurance Sector. It has a demographic position that is perfect for insurance penetration and growth and a government that is pushing technology solutions to alleviate economic and…
    read more
  • LIMRA and The Institutes RiskBlock Announce First Blockchain Use Case for Life Insurance and Annuity Sector
    LIMRA and The Institutes RiskBlock Announce First Blockchain Use Case for Life Insurance and Annuity Sector

    Mortality Monitor will help insurers address regulatory requirements to compare policyholder data with the Social Security Administration’s Death Master File

    LIMRA and The Institutes’ RiskBlock™ Alliance have announced the first blockchain use case for the insurance consortia’s newly formed life and annuity sector.
    read more
  • For Employers: How To Successfully De-Risk and Transfer Pension Obligations
    For Employers: How To Successfully De-Risk and Transfer Pension Obligations

    How life insurers evaluate and manage the risks associated with pension obligations

    Massachusetts Mutual Life Insurance Co. (MassMutual), with more than 70 years of pension management experience, has published a white paper to help guide and inform employers about how to successfully de-risk and potentially transfer defined benefit (DB) pension obligations.
    read more
  • New UBS Investor Watch Study Reveals Stark Differences in Adoption of Sustainable Investing Globally
    New UBS Investor Watch Study Reveals Stark Differences in Adoption of Sustainable Investing Globally

    The US investors surveyed trail all other countries surveyed in adoption of sustainable investing in this largest recurring study of High Net Worth Investors, although they have the highest allocation into sustainable investments

    UBS today launched “Return on values,” the latest edition of its UBS Investor Watch report. UBS Investor Watch is the world’s largest recurring global study of High Net Worth Investors (HNWIs). The study reveals stark differences in the sustainable investing landscape.
    read more
  • One-Third of Americans Don’t Have an Accurate Perception of Their Finances
    One-Third of Americans Don’t Have an Accurate Perception of Their Finances

    Prudential study comes as company launches national ‘The State of US’ campaign to explore Americans’ relationship with their money

    One-third of Americans do not have an accurate handle on the state of their own finances, thinking they are either better or worse off than they actually are, finds new research released by Prudential Financial, Inc.
    read more
  • Investments? One in Five Can’t Name Products Owned or Firms Behind Them
    Investments? One in Five Can’t Name Products Owned or Firms Behind Them

    Fidelity and Vanguard Lead in Shareholder Awareness in Investment Products and Asset Managers Metrics Report

    As consumers struggle with basic awareness about investment product ownership, Fidelity and Vanguard stand out for consumers who know the products they own and the firms who make them in a new report from Hearts & Wallets, the source for retail investor data and insights.
    read more
  • Salaries 10 Years Post-Recession: Entry-Level Workers See Real-Wage Declines While Mid-Level and Senior-Level Professionals See Slight Real-Wage Growth
    Salaries 10 Years Post-Recession: Entry-Level Workers See Real-Wage Declines While Mid-Level and Senior-Level Professionals See Slight Real-Wage Growth

    A tough decade for wage-earners

    On average, it’s been a tough decade wage-wise for Americans who are at lower-levels in organizations, while mid-level and senior-level employees have experienced slight real-wage growth.
    read more
  • Spend Your Life Living
    Spend Your Life Living

    Northwestern Mutual Calls on Kids to Unlock Family Experiences at Home With Nationwide Contest #IfItWasUpToMyKid

    Today, Northwestern Mutual released findings from a new survey that shows nearly 80 percent of parents said the memories they cherish most with their families are the ones made right at home.
    read more
  • A Decade After the 2008 Financial Crisis, Advisors Say Investors Are Better Prepared for a Future Downturn
    A Decade After the 2008 Financial Crisis, Advisors Say Investors Are Better Prepared for a Future Downturn

    Investors' Concerns and Relationships with Advisors Have Been Transformed as a Result of the Crisis

    Ten years after the greatest financial crisis in a generation, more than six in ten (61%) Registered Investment Advisors (RIAs) and fee-based financial advisors say today’s investors are better prepared to make it through a future market downturn. This is in part due to a clear shift in the mindset of today’s investor compared to…
    read more
  • Do Stock Market Numbers Really Mater?
    Do Stock Market Numbers Really Mater?

    Higher market values fuel the ego; higher income levels fuel the yacht.... What's in your wallet?

    by Steve Selengut

    The last "all time high" in the S & P 500 (2,873) was struck just over six months ago, on January 26th. Since then, it has been down roughly 10% on three different occasions, with no shortage of "volatility", and an abundance of expert explanations for this nagging weakness in the face of incredibly strong…
    read more
  • Target Date Funds Widely Used by Younger Plan Participants
    Target Date Funds Widely Used by Younger Plan Participants

    Equities remain dominant investment choice in 401(k) plans

    Younger 401(k) plan participants have large allocations to target date and other types of balanced funds, according to a new joint study released today by the Investment Company Institute (ICI) and the Employee Benefit Research Institute (EBRI).
    read more
  • Distribution Ecosystems Foster Digital Insurance 2.0 Growth
    Distribution Ecosystems Foster Digital Insurance 2.0 Growth

    Insurers seek 'friction free' multi-channel distribution

    by Denise Garth

    If a prospect or a customer does their own research, finds your product, and buys it online, through mobile, or even through an agent — they have just done you the honor of “buying.”
    read more