Retirement Income / Annuities

  • Even With Market & Economic Uncertainty, Retirement Savers Look Long Term And Continue To Save
    Even With Market & Economic Uncertainty, Retirement Savers Look Long Term And Continue To Save

    Outstanding 401(k) loans continue to decline; total 401(k) savings rates continues to soar

    What’s the level of anxiety among American retirement savers as a result of increasing interest rates, rising inflation and the ongoing impact of the pandemic? Understandably high.
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  • Inflation: A Major Concern For Seniors And Their Children Alike
    Inflation: A Major Concern For Seniors And Their Children Alike

    Over 60% of adult children say inflation is hurting their senior parents

    Current economic conditions have many seniors struggling to afford their later years, and new data from American Advisors Group (AAG) shows that their hardship is causing stress among their older aged children.
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  • New Financial Wellness Score Provides Individuals Easy-To-Understand Retirement Planning Check-Up
    New Financial Wellness Score Provides Individuals Easy-To-Understand Retirement Planning Check-Up

    The new tool from The Alliance For Lifetime Income gives personalized recommendations to investors for discussion with a financial professional

    The Alliance for Lifetime Income, a non-profit consumer education organization devoted to helping Americans address the risk of outliving their retirement income, today released its Financial Wellness tool.
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  • Current Uncertain Economic Environment Leads To Retirement Worries For Many Americans
    Current Uncertain Economic Environment Leads To Retirement Worries For Many Americans

    More than two-thirds of Americans don't know that Social Security is protected against inflation

    Continued financial repercussions from the pandemic, new concerns over market volatility and high inflation are leading two-thirds of Americans (66%) to worry more now than they did before about their retirement income, according to the Nationwide Retirement Institute's ninth annual Social Security Consumer Survey. That's a 10 percentage-point spike from 2021.
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  • Eighty One Percent Of Seniors Don’t Think The Next Generation Will Be Able To Retire Comfortably
    Eighty One Percent Of Seniors Don’t Think The Next Generation Will Be Able To Retire Comfortably

    While more than one third say employers didn't do enough to help them retire

    Affording a comfortable retirement is challenging for modern day seniors and statistics shows they feel the problem is going to get worse. New data from American Advisors Group (AAG), the nation's leader in home equity solutions for seniors, shows that older Americans believe that affording retirement has been getting harder since the Silent Generation left…
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  • Over 50% Of Generation X Can’t Afford To Help Their Senior Parents
    Over 50% Of Generation X Can’t Afford To Help Their Senior Parents

    Major concerns over inflation found among families

    Inflation and current economic conditions are creating problems for senior Baby Boomers, and new data from American Advisors Group (AAG) shows that those financial issues could become a problem for their Generation X (Gen X) children.
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  • Time For A Retirement Planning Check-Up?
    Time For A Retirement Planning Check-Up?

    A new interactive tool provides personalized recommendations to investors and clients

    The Alliance for Lifetime Income, a non-profit consumer education organization devoted to helping Americans address the risk of outliving their retirement income, in May released its Financial Wellness tool.
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  • Mortgage Rates Jump Up To 522%
    Mortgage Rates Jump Up To 522%

    Volatility remains persistent... for now

    Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing that the 30-year fixed-rate mortgage (FRM) averaged 5.22 percent.
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  • US Annuity Market Report 2022
    US Annuity Market Report 2022

    Growing demand for registered indexed linked annuities presents opportunities

    The US annuity market in 2021 was valued at US$231.63 billion. The market is expected to reach US$298.70 billion by 2026. The term annuity refers to an insurance contract issued and distributed by financial institutions with the intention of paying out invested funds in a fixed income stream in the future. Investors invest in or…
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  • The State Of Our Money
    The State Of Our Money

    How Americans understand and approach their wealth

    Stash, the investing and banking app with more than 2M customers and nearly $3B in assets under management, found that 90% of Americans want to invest, and 54% learn about personal finance from personal experience, but almost half (45%) don't know where to start.
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  • The Gender Confidence Gap
    The Gender Confidence Gap

    The state of women’s financial and emotional confidence

    Guardian’s Study of Financial and Emotional ConfidenceTM explores how financial behaviors and habits affect one’s overall life satisfaction and well-being. Among other results, Guardian learned that income is not the sole driver of financial confidence and success.
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  • Meet Ms. Financially Independent
    Meet Ms. Financially Independent

    More than half of women now control household finances, investment & retirement planning

    New research on female financial independence released today from HerMoney and the Alliance for Lifetime Income reveals that women are breaking down stereotypes and taking control – of their finances, careers, and futures.
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  • Staying Optimistic In Retirement
    Staying Optimistic In Retirement

    Elderly American’s retirement expectations remain uninterrupted despite covid

    Employees’ retirement expectations have played important roles in predicting retirement decisions, making policy proposals, and designing financial products and services to help American workers better plan for their future retirement.
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