Retirement Income / Annuities

  • A Student Debt Snapshot
    A Student Debt Snapshot

    A staggering $1.3 trillion is held by new grads... and older grads as well

    The value of a college degree has never been higher – at least in financial terms. Over the past decade, the cost of a university education has risen three times faster than other school-related expenses. Most students finance at least some of that cost by taking out student loans, with the goal of having their…
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  • IRI Outlines Public Policy Priorities to Advance Retirement Security
    IRI Outlines Public Policy Priorities to Advance Retirement Security

    Blueprint Focused on Expanding Opportunities to Save for Retirement, Increasing Access to Lifetime Income and Protecting Older Investors

    The Insured Retirement Institute (IRI) today released its 2018 Retirement Security Blueprint. The 2018 Blueprint is focused on helping Americans achieve their retirement goals through common-sense, bipartisan policies.
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  • Pessimism Grows On U.S. Housing Market Following New Tax Laws
    Pessimism Grows On U.S. Housing Market Following New Tax Laws

    Despite fast-rising home values now, housing experts say they expect appreciation to slow to below 3 percent by 2021

    But the longer-term outlook is less rosy. There is some concern that tax cuts at this point in the business cycle may be throwing fuel on an already ranging fire.
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  • Total Annuity Sales Continued to Decline in 2017
    Total Annuity Sales Continued to Decline in 2017

    Structured annuity sales increase 25 percent in 2017, to $9.2 billion

    In 2017, total annuity sales decreased 8 percent to $203.5 billion compared with 2016, according to LIMRA Secure Retirement Institute’s Fourth Quarter 2017 U.S. Individual Annuity Sales Survey.
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  • Annuities, Advisors and Aging
    Annuities, Advisors and Aging

    Retirees Who Own An Annuity Are More Confident

    LIMRA Secure Retirement Institute study finds retiree annuity owners feel more confident that they are more likely to afford their preferred retirement lifestyles - even if they live to age 90 or older - than retirees who do not own an annuity. The study includes retirees with annual household incomes of $35,000 or more.
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  • Most Workers View Equity Compensation as a Critical Wealth Building Tool
    Most Workers View Equity Compensation as a Critical Wealth Building Tool

    Fear factor hinders employees from taking action, but advisors breed confidence

    A new survey from Schwab Stock Plan Services reveals that employees who participate in equity compensation plans see the long-term value of the benefit but are afraid of making a mistake when exercising employee stock options or selling shares.
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  • New Research Links Financial Well-being with Community Involvement
    New Research Links Financial Well-being with Community Involvement

    Survey: People involved in communities are more likely to report being financially secure

    A new nationwide poll released today by Massachusetts Mutual Life Insurance Company (MassMutual) concludes that Americans who are involved in various communities not only find it personally gratifying, but financially rewarding as well.
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  • Corporate Pensions’ $61B Gain in January May February Market Slide
    Corporate Pensions’ $61B Gain in January May February Market Slide

    During the first month of 2018 experienced their largest funded status improvement in over a year

    Milliman, Inc., a premier global consulting and actuarial firm, today released the results of its latest Pension Funding Index (PFI), which analyzes the 100 largest U.S. corporate pension plans. While market movement in February may dampen January's gains, during the first month of 2018 corporate pensions' experienced their largest funded status improvement in over a…
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  • Trump Budget’s Prescription Drug Proposals Would Lower Patients’ Costs and Federal Spending
    Trump Budget’s Prescription Drug Proposals Would Lower Patients’ Costs and Federal Spending

    Proposes to test allowing states to negotiate Medicaid drug prices by using formulariesSome Could Lower Drug Prices

    by Henry Waxman, Bill Corr and Kristi Martin, writing for The Commonwealth Fund. Reprinted with permission. Visit here.

     [Monday], the Trump administration laid out a package of proposals to lower drug costs in the president’s budget for fiscal year 2019. As a package, the proposals could help decrease patient costs for drugs and reduce federal spending.
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  • Celebrate Relationships, But Beware of Financial Infidelity
    Celebrate Relationships, But Beware of Financial Infidelity

    Recognizing the Warning Signs of Financial Deception

    It’s one of the biggest threats to a relationship. The National Endowment for Financial Education® (NEFE®) has been following financial infidelity for a decade, and the problem continues to be prevalent among couples.
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  • Understanding Volatility
    Understanding Volatility

    The recent selloff and volatility don't have the culprits you might expect

    After months of relative calm, market fluctuations are causing many investors to wonder what is happening to the economy. During times like these, viewing events in their proper context is imperative. This letter is an effort to provide you with clarity and perspective.
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  • How Advisors Have Prepared for Market Correction
    How Advisors Have Prepared for Market Correction

    Vast Majority of RIAs and Fee-Based Advisors Have Prepared Clients’ Portfolios for Market Correction—and More Than Two-Thirds Recognize Buying Opportunity

    After the stock market closed a volatile week, with the Dow Jones Industrial Average ending down more than 1,300 points, the vast majority of RIAs and fee-based advisors say they anticipated client concerns and prepared their clients’ portfolios for a market correction, according to the latest survey from Jefferson National, operating as Nationwide’s advisory solutions…
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  • Who Do You Love?
    Who Do You Love?

    Customers of Financial Services Firms Reveal Top Performers That Win their Hearts

    Customers of top financial services performers reveal who they love in the eighth annual Hearts & Wallets national customer satisfaction rating in a new report by Hearts & Wallets, the source for retail investor data and insights.
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