Retirement Income / Annuities

  • College Students Predict Brighter Outcomes For Their Financial Futures
    College Students Predict Brighter Outcomes For Their Financial Futures

    Despite lingering anxiety, rising debt, they see light at the end of the tunnel

    AIG Retirement Services, a leading retirement plan provider for tax-exempt and public sector employers, including education institutions, and EVERFI, a leading social impact education innovator, today announced findings from a new survey of over 20,000 college students nationwide
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  • Becoming Your Best
    Becoming Your Best

    Empower advisors to help clients build a better financial future

    New York Life Investments today announced the launch of the Advisor Advancement Institute, a comprehensive, educational practice management platform to help financial advisors build better practices and develop deeper, more valuable client relationships.
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  • Not All Hybrids Are Created Equal
    Not All Hybrids Are Created Equal

    For state and local employee plans, there is no universal answer to what is considered an ‘optimal plan structure’

    Hybrid retirement plans for state and local employees are not new, but these plan designs have received increased attention in recent years as some jurisdictions have sought to modify workforce retirement benefits.
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  • 2021 Graduation Report: The State Of Student Debt
    2021 Graduation Report: The State Of Student Debt

    How Covid-19 helped Improve financial literacy among young people

    With graduation season upon us and student debt at a record $1.7 trillion, the personal-finance website WalletHub today released a report on the Cities with the Most & Least Student Debt in 2021 (accompanying videos and audio files), along with a nationally representative Student Money Survey.
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  • Quantifying The Cost Of Care In Retirement
    Quantifying The Cost Of Care In Retirement

    A couple retiring today will need $300,000 to cover medical expenses, an 88% increase since 2002

    According to Fidelity, a 65-year old, opposite-gender couple retiring this year can expect to spend $300,0003 in health care and medical expenses throughout retirement. For single retirees, the 2021 estimate is $157,000 for women and $143,000 for men.
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  • Testing The Limits Of Reflation
    Testing The Limits Of Reflation

    And measuring the new ‘tilt’ toward portfolio construction

    Global investment firm KKR today announced the release of Testing the Limits of Reflation by Henry McVey, Head of Global Macro and Asset Allocation (GMAA). In the new Insights piece, McVey and his team delve into several key macro areas that they believe warrant particular attention from investors in a period of pronounced reflation.
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  • Forty Percent Of Adult Children Question If Mom Is Financially Prepared For The Future
    Forty Percent Of Adult Children Question If Mom Is Financially Prepared For The Future

    So, why aren’t they taking the time to talk to her about it?

    As the country prepares to celebrate Mother’s Day, 40% of adult children question if their mother is financially prepared for the future. Yet, only 28% have had a conversation about her financial preparedness in the past year, according to a new Mother’s Day poll from Lincoln Financial Group (NYSE: LNC) and CivicScience.
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  • Looking Forward, Americans Confidence In Short Term Goals Is Rising
    Looking Forward, Americans Confidence In Short Term Goals Is Rising

    Though for many, long term focus is still unclear

    New data released today by New York Life found that over the course of the past year, Americans feel more confident in their short-term financial goals, including in the status of their savings and the ability to pay their bills month-to-month.
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  • Thinking Of Moving In Retirement?
    Thinking Of Moving In Retirement?

    Managing the pros and cons of moving to a lower cost region

    You may be surprised how much moving to a lower cost region can supercharge your client’s retirement plan.
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  • Retirement Confidence: An Overwhelming Participant Support For Auto Portability
    Retirement Confidence: An Overwhelming Participant Support For Auto Portability

    Nearly Nine in 10 Workers With a Workplace Retirement Savings Plan View Auto Portability as a Valuable Service

    The 31st Annual Retirement Confidence Survey conducted by the Employee Benefit Research Institute (EBRI) and Greenwald Research has found that nearly nine out of 10 workers with access to an employer-sponsored defined contribution plan view auto portability—the new 401(k) plan default feature automatically transferring small-balance retirement savings when participants change jobs—as a valuable benefit.
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  • Retirement Insecurity 2021
    Retirement Insecurity 2021

    Following 2020, Americans now see a shifting landscape

    A new report finds that across party lines, Americans are worried about concerns about their financial security in retirement. The vast majority of Democrats (70 percent), Independents (70 percent) and Republicans (62 percent) agree that the nation faces a retirement crisis.
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  • Americans Have Misconceptions About Estate Planning
    Americans Have Misconceptions About Estate Planning

    Most don't have a will, but interest is on the rise due to the pandemic

    Lack of understanding around estate planning may be leading Americans to avoid getting a will, even as interest is on the rise due to the global pandemic, according to a new survey from financial services leader Policygenius.
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  • Nationwide Spotlights Tulsa Race Massacre Economic Empowerment Day
    Nationwide Spotlights Tulsa Race Massacre Economic Empowerment Day

    Raising awareness of the racial wealth gap

    Many American students never learned about the Tulsa Race Massacre in history class, or about the tragic leveling of a once thriving “Black Wall Street” in 1921. On June 1, 2021, leaders, investors, business owners and entrepreneurs will gather in Tulsa, OK, to observe the 100th anniversary of one of the most devastating race crimes…
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