Long-Term Care Insurance

  • How To Choose The Right Assisted Living Facility
    How To Choose The Right Assisted Living Facility

    Choosing an assisted living facility is a big decision. Whether you decide for yourself or a loved one, you want to find a new home that meets all your clinical, financial, and lifestyle needs

    Choosing an assisted living facility is a big decision. Whether you decide for yourself or a loved one, you want to find a new home that meets all your clinical, financial, and lifestyle needs
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  • Health Savings Account Balances, Contributions, Distributions, And Other Vital Statistics, 2021
    Health Savings Account Balances, Contributions, Distributions, And Other Vital Statistics, 2021

    New analysis of over 13 million health savings accounts finds balances increasing in 2021

    In an analysis of its Health Saving Account (HSA) Database that was published today, the Employee Benefit Research Institute (EBRI) found that, despite health care expenditures increasing in the wake of the COVID-19 pandemic, average HSA balances increased during 2021. In fact, the majority of accountholders contributed more than they withdrew, which helps to improve…
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  • Driving Consumer Adoption Of Digital Health Solutions
    Driving Consumer Adoption Of Digital Health Solutions

    Examining ways to increase consumer health technology adoption, improve outcomes in U.S. health care

    The Consumer Technology Association (CTA)® today released expansive research that examines the state of the U.S. consumer health technology ecosystem and offers recommendations for health companies and providers to increase adoption of digital health solutions.
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  • Improving Long Term Care
    Improving Long Term Care

    Complementary standards address the need for high-quality services and safer environments

    The COVID-19 pandemic highlighted long-standing issues in Canada's long-term care (LTC) sector. In early 2021, Health Standards Organization (HSO) and the Canadian Standards Association (also known as CSA Group) were called upon by the Standards Council of Canada (SCC) to develop two complementary long-term care standards. HSO's standard focuses on the delivery of high-quality long-term…
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  • What Employers Say About The Future Of Employer-Sponsored Health Insurance
    What Employers Say About The Future Of Employer-Sponsored Health Insurance

    Employers “paternalistic” about employer health insurance

    In a new research report from the Employee Benefit Research Institute (EBRI) that examined conditions that might lead employers to offload provisions of health benefits found employers often view themselves as “paternalistic” and wished to make it easier for their workers to get affordable health coverage.
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  • Majority Of Plan Sponsors Considering Buyouts Of Retiree Life, Medical Obligations
    Majority Of Plan Sponsors Considering Buyouts Of Retiree Life, Medical Obligations

    Nearly nine in ten plan sponsors considering the transfer of all or some of these liabilities to insurers

    In the coming years, a significant majority of plan sponsors are considering transferring some or all of their retiree medical and retiree life insurance obligations to an insurance company. Eighty-eight percent of plan sponsors reported that they are considering a retiree medical buyout and 84% note they are considering a retiree life buyout, according to…
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  • Disrupt Disparities: Older Adults Struggle To Age In Place
    Disrupt Disparities: Older Adults Struggle To Age In Place

    Housing, transportation shortages present significant challenges

    Older rural New Yorkers are struggling to age in place due to a dearth of affordable and accessible housing, while many older adults who no longer drive or don't have access to public transportation or privately owned vehicles face numerous challenges in obtaining rides to such essential services as medical appointments and grocery stores.
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  • How Has The Pandemic Reshaped Local Economies And The Way We Work?
    How Has The Pandemic Reshaped Local Economies And The Way We Work?

    The great reshuffle drove significant population migration from states in the West and Northeast to the South and Midwest – resulting in high levels of new business growth in those areas

    Yelp Inc., the company that connects people with great local businesses, today released its first Remote Work Report, revealing how the shift away from office-centric locations transformed local economies, as well as Yelp’s own workforce since the onset of the pandemic.
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  • Inheritance Discussions Are Worth the Effort for Advisors
    Inheritance Discussions Are Worth the Effort for Advisors

    Difficult conversations are crucial to effective wealth transfer

    Effective wealth transfer is a common goal of affluent investors, yet bequestors face numerous challenges to fulfilling this objective in both the short and long terms.
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  • It’s No Longer Your Parents’ Retirement
    It’s No Longer Your Parents’ Retirement

    How workers’ need for lifetime-guaranteed income may drive more Americans to consider annuities

    The goal of a successful retirement is to have enough guaranteed income to cover basic living expenses and not have to worry about running out of money for the rest of your life.
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  • Financial Woes Burdening The “Sandwich Generation”
    Financial Woes Burdening The “Sandwich Generation”

    About two-thirds of the "Sandwich Generation" say they're stressed about affording their family's financial obligations over the next decade

    Parents have financial obligations for raising their children, with some estimates around $12,000 annually per child, but members of the "sandwich generation" are often financially supporting their own parent(s) as well.
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  • Reinforcing The Importance Of Extended Care Planning
    Reinforcing The Importance Of Extended Care Planning

    Most Americans remain unprepared for the possibility of extended care

    Despite the COVID-19 pandemic, a new survey from diversified financial services leader Thrivent found that perceptions toward extended care planning haven’t changed and a significant percentage of Americans have not documented their plans should the need for extended care arise.
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  • LIMRA And The Society Of Actuaries Research Institute Launch Experience Studies Pro Series
    LIMRA And The Society Of Actuaries Research Institute Launch Experience Studies Pro Series

    New experience study and data visualization on individual payout annuity mortality

    LIMRA and the Society of Actuaries (SOA) Research Institute today announced the launch of their new Experience Studies Pro series. This research is part of the partnership the two organizations established in 2021 and will deliver a series of studies, providing detailed experience results and data visualizations for retail individual and group life insurance and…
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