Long-Term Care Insurance

  • Analyzing The Inflation Reduction Act Of 2022
    Analyzing The Inflation Reduction Act Of 2022

    A discriminatory price-setting structure under the guise of direct negotiation?

    The Inflation Reduction Act of 2022 has several provisions that the Alliance for Aging Research has long supported and should become law—expansion of the low-income subsidy program; reducing beneficiary costs for vaccination; an inflationary cap; and most notably, the Medicare Part D provisions restructuring the benefit and adding a much-needed annual cap on out-of-pocket costs.
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  • American Caregivers: The Time To Plan Is Now
    American Caregivers: The Time To Plan Is Now

    More than half of caregivers of loved ones with disabilities or special needs had little time to prepare before assuming responsibility

    While taking on care responsibilities for a loved one with a disability or special needs can be a truly rewarding experience, it can also involve tremendous personal sacrifice. As part of an ongoing commitment to secure financial well-being for everyone, Fidelity Investments® today released its latest American Caregivers study, revealing 7 out of 10 caregivers…
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  • Accessing Long Term Care Through Medicaid
    Accessing Long Term Care Through Medicaid

    The safety net for seniors facing unmanageable costs

    Long-term care (LTC) comprises a broad range of paid and unpaid care assistance that people need when experiencing difficulties completing self-care tasks, such as eating, bathing, housework, or taking medication. Aging, chronic illness, or disability are all reasons why individuals, seniors in particular, might need long-term care.
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  • 88% of Small Business Owners Say Inflation Is Impacting Their Business
    88% of Small Business Owners Say Inflation Is Impacting Their Business

    Despite concerns, anticipate growth and expansion

    A majority of small business owners report that inflation and supply chain disruptions are impacting their businesses, according to the Bank of America 2022 Small Business Owner Report.
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  • NY Paid Family Leave: Recent Trends in Leave For Bonding
    NY Paid Family Leave: Recent Trends in Leave For Bonding

    Just in time for Mother's Day, insights from recent claim data reflects the importance of 'bonding leave'

    We’re taking an exclusive look at our NY Paid Family Leave claims data to see how PFL’s most utilized benefit -- bonding leave -- has evolved over the past two years, just in time for Mother’s Day! We found some interesting trends – and some stats that may surprise you.
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  • Small And Midsized Businesses Concerned About Inflation, Pressure to Increase Wages And Benefits
    Small And Midsized Businesses Concerned About Inflation, Pressure to Increase Wages And Benefits

    More U.S. businesses are increasing hiring compared to last year, retirement contributing to staffing impacts

    Principal Financial Group® reports that while many small and midsized businesses show financial improvement from this time in 2021, shifting
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  • Four Out Of Five Small Business View The Benefits Portfolio A Top Priority
    Four Out Of Five Small Business View The Benefits Portfolio A Top Priority

    On the heels of the pandemic, a renewed focus on culture & morale, attract & retain strategy and employee well-being

    The last two years have had an impact on businesses of all sizes, and small businesses are no exception — in fact, nearly all small business owners surveyed (93%) have re-evaluated their strategy and plan to make changes to their business due to COVID-19, according to a new Small Business Owner Survey from Lincoln Financial…
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  • Mental Health Concerns Increase Substantially Among Americans Of All Backgrounds
    Mental Health Concerns Increase Substantially Among Americans Of All Backgrounds

    Tracking the impact of pandemic on ages 18+; New technology and tools to meet demand for support

    A recent CVS Health® (NYSE: CVS)/Morning Consult survey of Americans age 18+ found that mental health concerns are continuing to rise among individuals of all backgrounds, especially Black, age 65+, young adult, and LGBTQIA+ respondents.
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  • 21% of Americans Have Given up Hope of Ever Becoming Debt Free in Their Lifetime
    21% of Americans Have Given up Hope of Ever Becoming Debt Free in Their Lifetime

    Author takes a 'deep dive' into the psychology of debt

    One of the key findings in a new consumer debt survey which was conducted over a 12 year period (between 2010 and 2022) by Data United LDS™ is that 21% of Americans have given up hope of ever becoming debt free in their lifetime.
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  • Finding Opportunity In Crisis
    Finding Opportunity In Crisis

    How inflation can create new solutions with life insurance

    by Wm. Scott Page

    All Americans are starting to feel the inflationary pinch. Some more than others. If you have ventured into a car dealership in the past six months, for example, you have seen skyrocketing prices.
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  • Rebuilding & Preserving The Education Workforce
    Rebuilding & Preserving The Education Workforce

    Retirement and healthcare benefits viewed as key tools to attract and retain public school teachers and staff

    A new national survey finds deep public concern about the K-12 public school workforce. Eighty-three percent of Americans express concerns about public school staff shortages, while 81 percent are worried about workforce burnout. Most Americans (89 percent) say K-12 public school staff deserve more respect, and they indicate that better pay (92 percent), healthcare benefits…
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  • Pennies vs. Percent
    Pennies vs. Percent

    Closing The Retirement Income Savings Gap

    Voya Financial, Inc is sharing new findings from that provide an opportunity to help address today’s longstanding retirement savings gaps that exist across many demographic factors, including income, race and gender.
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  • LTCi Claims Paid In 2021 Grew By $700 Million
    LTCi Claims Paid In 2021 Grew By $700 Million

    Average payout about $36,600

    The nation’s long-term care insurers paid out $12.3 Billion in claims during 2021. That represents a significant increase over prior years according to the American Association for Long-Term Care Insurance (AALTCI).
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