Long-Term Care Insurance

  • Forty Percent Of Adult Children Question If Mom Is Financially Prepared For The Future
    Forty Percent Of Adult Children Question If Mom Is Financially Prepared For The Future

    So, why aren’t they taking the time to talk to her about it?

    As the country prepares to celebrate Mother’s Day, 40% of adult children question if their mother is financially prepared for the future. Yet, only 28% have had a conversation about her financial preparedness in the past year, according to a new Mother’s Day poll from Lincoln Financial Group (NYSE: LNC) and CivicScience.
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  • Mother’s Day: Remembering All They Do to Protect the Ones They Love
    Mother’s Day: Remembering All They Do to Protect the Ones They Love

    This is time to celebrate and honor mothers everywhere

    COVID-19 has highlighted all the ways mothers care for and protect their families. For many moms, the pandemic disrupted their work and home life as they dealt with working from home, school closings and child care disruptions. It also added to their stress.
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  • Retirement Confidence: An Overwhelming Participant Support For Auto Portability
    Retirement Confidence: An Overwhelming Participant Support For Auto Portability

    Nearly Nine in 10 Workers With a Workplace Retirement Savings Plan View Auto Portability as a Valuable Service

    The 31st Annual Retirement Confidence Survey conducted by the Employee Benefit Research Institute (EBRI) and Greenwald Research has found that nearly nine out of 10 workers with access to an employer-sponsored defined contribution plan view auto portability—the new 401(k) plan default feature automatically transferring small-balance retirement savings when participants change jobs—as a valuable benefit.
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  • Retirement Insecurity 2021
    Retirement Insecurity 2021

    Following 2020, Americans now see a shifting landscape

    A new report finds that across party lines, Americans are worried about concerns about their financial security in retirement. The vast majority of Democrats (70 percent), Independents (70 percent) and Republicans (62 percent) agree that the nation faces a retirement crisis.
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  • Americans Have Misconceptions About Estate Planning
    Americans Have Misconceptions About Estate Planning

    Most don't have a will, but interest is on the rise due to the pandemic

    Lack of understanding around estate planning may be leading Americans to avoid getting a will, even as interest is on the rise due to the global pandemic, according to a new survey from financial services leader Policygenius.
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  • Most Americans Ill-Equipped In Financial Retirement Planning
    Most Americans Ill-Equipped In Financial Retirement Planning

    Nearly a quarter of survey respondents says retirement savings wouldn't stretch five years

    Many Americans may be steering the Titanic without a map when it comes to retirement finances. A new MoneyRates.com survey finds a significant portion of the population understands very little about retirement planning and lacks essential information to make the right moves.
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  • Post-Pandemic: Americans Have New Confidence in Short-Term Financial Goals
    Post-Pandemic: Americans Have New Confidence in Short-Term Financial Goals

    With 2020 fresh on their minds, people begin to look ahead

    New data released today by New York Life found that over the course of the past year, Americans feel more confident in their short-term financial goals, including in the status of their savings and the ability to pay their bills month-to-month.
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  • Millennials May Not be Retiring Soon–But They Are Already Planning For It
    Millennials May Not be Retiring Soon–But They Are Already Planning For It

    Four out of five have a strategy in place to protect against outliving their savings

    Coming of age in the wake of 9/11, the Market Crash of 2008 and the Great Recession has impacted Millennials' financial concerns, investing habits, and future earnings potential. Add a global pandemic during their prime earning years, and it's no wonder Millennial investors' financial optimism declined 24 percentage points to 38% in 2020, from 62%…
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  • A Majority Of U.S. Consumers Lack Confidence In Stock Investments
    A Majority Of U.S. Consumers Lack Confidence In Stock Investments

    To fund retirement, many are putting their trust in more ’tangible assets,' such as real estate

    A majority of U.S. consumers —regardless of income level—say they are worried that they will not have enough money in retirement to maintain their desired lifestyle. Moreover, despite this widespread concern, some 59% say they have real trepidation about investing their money in the stock market, according to new research published by Realized, a technology-enabled…
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  • Next-Gen Retirement Income Solutions Must Be Fueled By Technology & Customization
    Next-Gen Retirement Income Solutions Must Be Fueled By Technology & Customization

    As plans still fall short in providing workers with lifetime retirement security

    While workplace retirement savings plans have evolved significantly over the last four decades, they still fall short in providing workers with lifetime retirement security.
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  • Confidence In Retirement Security Resilient In Face Of Pandemic
    Confidence In Retirement Security Resilient In Face Of Pandemic

    Even with changes in the labor market, workers are still optimistic

    Despite a global pandemic that created uncertainty in the employment and financial markets, the 2021 Retirement Confidence Survey (RCS) found 8 in 10 retirees are confident in their ability to live comfortably throughout retirement, similar to the 76 percent of retirees who were confident when the survey was last fielded in March 2020.
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  • 1 In 5 Americans Have Been Forced To Delay Or Cancel Their Retirement
    1 In 5 Americans Have Been Forced To Delay Or Cancel Their Retirement

    Three in five Americans say it's more important than ever to plan for taxes in retirement to achieve their long-term goals

    The COVID-19 pandemic has shaken many U.S. adults' confidence in retiring comfortably or on time, with one-in-five (19%) reporting it has forced them to delay their retirement or no longer retire at all, according to the new 2021 Tax-Efficient Retirement Income survey.
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  • Younger Investors Keep A Disciplined Focus On Long-Term Goals
    Younger Investors Keep A Disciplined Focus On Long-Term Goals

    Millennials may not be retiring soon--but they are already planning for it

    Coming of age in the wake of 9/11, the Market Crash of 2008 and the Great Recession has impacted Millennials' financial concerns, investing habits, and future earnings potential.[i] Add a global pandemic during their prime earning years, and it's no wonder Millennial investors' financial optimism declined 24 percentage points to 38% in 2020, from 62%…
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