- Hybrid Long-Term Care
One strategy, two possible outcomes
by Carroll Golden
September is National Preparedness Month, a reminder that the best time to prepare for a risk is before it becomes a crisis. For financial professionals, that makes it an ideal time to talk with clients about a risk that can dramatically alter even a well-designed retirement plan: the need for long-term care.
read more - Caregivers And Retirement
Unpaid caregiving is taking a toll on retirement confidence, debt and financial security
New research published by the Employee Benefit Research Institute (EBRI) and Greenwald Research finds that unpaid caregivers face greater financial strain, lower retirement confidence and more concern about future retirement risks than Americans who are not unpaid caregivers.
read more - Homeowner Parents Face A Dual Caregiving Crisis
Homeowners forced to make trade-offs with real, long-lasting consequences
A new national survey* commissioned by Unlock, a leading provider of home equity agreements (HEAs), reveals that homeowners who are also parents are navigating a financial squeeze that goes well beyond the typical cost-of-living pressures.
read more - Building a Modern Pension Plan Without Starting from Behind
A clean slate, but not a simple one
by Denise Garth, Chief Strategy Officer, Majesco and Jessica Hurley, Senior Specialist in Strategic Marketing at Majesco
In the latest podcast episode of Future of Retirement, we spoke with Barbara Zvan, President and CEO of University Pension Plan (UPP), and Brian Gill, UPP’s Chief Technology Officer, about what it really takes to build a modern pension organization from the ground up.
read more - Healthcare Costs For An American Family Reach $37,824 in 2026
2026 marks highest healthcare cost increase in more than a decade, as GLP-1 drugs and AI-enabled billing emerge as new drivers
Milliman, Inc., the premier global consulting and actuarial firm, today announced the release of the 2026 Milliman Medical Index (MMI), which measures healthcare costs for Americans covered by a typical employer-sponsored health insurance plan.
read more - Americans Demand Financial Stability, Prioritize Retirement Confidence
And those with a financial professional are nearly twice as likely to feel prepared for what's ahead
Amid economic uncertainty, Americans are adjusting budgets, revisiting strategies and planning for the future. Yet their confidence in long-term financial security is falling, according to the latest New York Life Wealth Watch Midyear Outlook survey.
read more - One Injury Away
How quickly income loss becomes a financial emergency
How quickly income loss becomes a financial emergency New research from Quikaid surveyed 1,000 U.S. adults who are currently employed or have worked within the past two years to examine how workers respond to illness, injury, and sudden income loss. Read the full report here. Over half of Americans live paycheck to paycheck — meaning…
read more - Workplace-Based Financial Education Linked to Higher Financial Knowledge and Financial Capability
Workers reported stronger financial outcomes across several key measures
New research published today by the Employee Benefit Research Institute (EBRI) and the FINRA Investor Education Foundation (FINRA Foundation) finds that workers who participated in workplace-based financial education programs tended to report higher levels of financial knowledge and stronger indicators of financial capability than workers who did not participate.
read more - So, Why Are You Charging Me These Fees?
Understanding how and why advisors charge what they do
What does it actually cost to hire a financial advisor, and what determines how that fee is calculated? A HelloNation article examines financial advisor fees in Evansville, Indiana, walking readers through the most common pricing models and helping them understand what each one means before signing any agreement.
read more - Opportunities Public Sector Employees Have To Improve Their Retirement Confidence
Nearly 80 percent of government employees expressed interest in receiving guidance
Voya Financial, Inc. (NYSE: VOYA) today released new research1 examining the factors shaping retirement confidence among public employees, finding that while government workers report higher levels of retirement preparedness than their private-sector peers, opportunities remain to improve outcomes through greater engagement, education and access to guidance.
read more - When A Diagnosis Is Not Enough
What financial advisors and high-income professionals must understand about disability claims
For many professionals, a serious medical diagnosis feels like an unmistakable dividing line: life before, and life after.
read more - Caregivers In Crisis
77% of caregivers are drowning in costs as out-of-pocket expenses reach a breaking point
Aeroflow Urology, a nationwide provider of incontinence care supplies through insurance, announced today the results of a proprietary survey that uncovers the financial toll and mental health implications for caregiving, and the lack of access to resources and support.
read more - Americans Are Realizing That Long-Term Care Planning Is About Far More Than Finances
They fear navigating long-term care alone more than affording it
For decades, conversations about long-term care (LTC) have centered on the question about how people will pay for it. But new research from Nationwide shows many fear something far more personal: who will be there to help them navigate care when they need it most?
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