Long-Term Care Insurance

  • Managing Americans’ Employee Benefits Patchwork
    Managing Americans’ Employee Benefits Patchwork

    Advisors must determine where clients are protected – and where they are not

    As the new year begins, tens of millions of Americans have a new array of employee benefits options they selected in last year’s open enrollment period.
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  • Americans Now Have an Obesity Bill of Rights
    Americans Now Have an Obesity Bill of Rights

    Sets a goal to define quality care as the right of all adults

    Because obesity – the most prevalent and costly chronic disease in the United States – remains largely undiagnosed and untreated a decade after the American Medical Association (AMA) classified it as a serious disease requiring comprehensive care.
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  • Artificial Intelligence (AI) Offers Promising Opportunities For Retirees
    Artificial Intelligence (AI) Offers Promising Opportunities For Retirees

    Helping older adults to stay in their homes and communities as they age

    ARP announced today its official AgeTech programming at CES 2024. The program includes a fireside chat with AARP CEO Jo Ann Jenkins, Actor Utkarsh Ambudkar, and Freestyle+ Co-CEO and Founder Anthony Veneziale to explore the power of freestyle rap on our creativity, confidence, and mindfulness.
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  • Caregivers Face Unprecedented Challenges, Impacting Overall Well-Being
    Caregivers Face Unprecedented Challenges, Impacting Overall Well-Being

    New study argues for expanding the definition of caregiving

    A new study by The Guardian Life Insurance Company of America® (Guardian) finds that as the need for caregivers in the United States grows, so does the mental, physical, and financial stressors impacting them.
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  • Standing Up And Stepping In: A Modern Look At Caregivers In The U.S.
    Standing Up And Stepping In: A Modern Look At Caregivers In The U.S.

    Caregivers face unprecedented challenges, impacting overall well-being

    A new study by The Guardian Life Insurance Company of America® (Guardian) finds that as the need for caregivers in the United States grows, so does the mental, physical, and financial stressors impacting them.
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  • Shining A Spotlight On Caregivers In The Workplace
    Shining A Spotlight On Caregivers In The Workplace

    Caregiving workers more stressed, less prepared for large emergency expenses

    A new Workplace Wellness Survey (WWS) report published today by the Employee Benefit Research Institute (EBRI) and Greenwald Research finds caregiving workers are slightly older on average, more likely to work part-time than non-caregivers, stressed about finances and are challenged to juggle work and caregiving responsibilities.
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  • Americans Underestimate The Risk Of Long-Term Care Expenses To Their Retirement Savings
    Americans Underestimate The Risk Of Long-Term Care Expenses To Their Retirement Savings

    A disconnect found between what consumers and financial professionals perceive to be the biggest threat to retirement savings

    In newly released research by Lincoln Financial Groupi, nearly six in 10 (59%) consumers believe inflation is the biggest threat to their retirement savings, while just over half (51%) think it’s the economy. Meanwhile, half of financial advisors (50%) say consumers should be more focused on how the need for long-term care could impact retirement…
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  • The Caregiving Conversation
    The Caregiving Conversation

    Are we ready for long term care needs?

    In a revealing study on long-term care planning, Transamerica's Extended Care Report illuminates a pressing issue facing the aging American population. The survey, involving over 1,700 individuals, demonstrates that a significant 91% of participants recognize the importance of incorporating long-term care into their retirement strategies.
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  • As People Live Longer, Family Caregivers Face Financial Challenges
    As People Live Longer, Family Caregivers Face Financial Challenges

    One in five adults now provide uncompensated care to loved ones with health problems

    Many people overlook the short- and long-term costs of financial caregiving, a growing problem that financial advisors and employers can help address, according to a new report by the TIAA Institute and the University of Pennsylvania School of Nursing (Penn Nursing).
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  • Nearly Half Of The Sandwich Generation Report A Time They Were Unable To Meet Essential Expenses Due To Costs Of Caregiving
    Nearly Half Of The Sandwich Generation Report A Time They Were Unable To Meet Essential Expenses Due To Costs Of Caregiving

    Sandwich Generation says caregiving responsibilities have prompted them to take action on their future long-term care needs

    U.S. adults who are part of the Sandwich Generation, defined as those who care for both children and aging loved ones, are skewing increasingly Millennial and male compared to 2020, according to findings from a special edition of New York Life’s Wealth Watch survey focused on the Sandwich Generation. However, women caregivers continue to report…
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  • Milliman Pension Buyout Index
    Milliman Pension Buyout Index

    Competitive pension risk transfer costs rose again in September, to 101.1% of accounting liabilities

    Milliman, Inc., a premier global consulting and actuarial firm, today announced the latest results of its Milliman Pension Buyout Index (MPBI). As the pension risk transfer (PRT) market continues to grow, it has become increasingly important to monitor the annuity market for plan sponsors that are considering transferring retiree pension obligations to an insurer.
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  • Health Care Cost In Retirement
    Health Care Cost In Retirement

    Inflation is forcing Americans to delay medical care and downgrade health insurance

    As health care costs in the United States continue to rise, and inflation remains stubborn, many Americans are losing confidence in their ability to afford their health expenses and maintain their physical and financial wellbeing in retirement, according to the annual Nationwide Retirement Institute® Health Care Cost in Retirement survey (PDF) , released today.
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  • Hiding In Plain Sight — The Health Care Gender Toll
    Hiding In Plain Sight — The Health Care Gender Toll

    Employed women have as much as $15.4 billion more in out-of-pocket medical expenses a year than men

    Employed women have as much as $15.4 billion more a year than men in out-of-pocket health care expenses. At all ages between 19 and 64, women have more in average out-of-pocket health care expenses than men, excluding maternity claims.
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