Benefits

  • Part-Time Nation
    Part-Time Nation

    The “Gig Economy” leaves some working Americans financially vulnerable

    In recent years, a greater number of working Americans have left the 9-to-5 career path for the “gig economy,” taking on part-time, contingent, or independent contractor positions. According to the Bureau of Labor Statistics, the proportion of the U.S. workforce employed part-time (i.e., less than 35 hours per week at any one employer) has increased…
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  • Pension Spending Supports 7.5 Million Jobs, $1.2 Trillion in Economic Output
    Pension Spending Supports 7.5 Million Jobs, $1.2 Trillion in Economic Output

    Real estate, food services, health care, and retail sectors see biggest employment impacts

    A new report finds that economic gains attributable to defined benefit (DB) pensions in the U.S. are substantial. Retiree spending of pension benefits in 2016 generated $1.2 trillion in total economic output, supporting some 7.5 million jobs across the U.S. Pension spending also added a total of $202.6 billion to government coffers, as taxes were…
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  • Retirement: Can I Afford It?
    Retirement: Can I Afford It?

    LIMRA Research Finds 4 in 10 Small Businesses Currently Offer Retirement Benefits

    LIMRA research shows Americans’ top financial concern is affording a comfortable retirement and access to a workplace savings plan is the most effective way to get people to start to save for retirement. However when it comes to small businesses (2-99 employees) only 42 percent offer retirement benefits – either along w
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  • Engagement in Well-being Programs Strongly Linked to Greater Employee Loyalty
    Engagement in Well-being Programs Strongly Linked to Greater Employee Loyalty

    How employee pride, and engagement, builds a more positive work experience

    Employees who actively participate in employer-sponsored health and wellness programs are much more likely to be proud to work for their employer and promote their company to others as a great place to work, according to Optum research released today.
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  • New Study Analyzes Teacher Pension Plans In Six States
    New Study Analyzes Teacher Pension Plans In Six States

    Data reveal pensions have important retention impact, providing greater security than 401(k)-style accounts

    A new report finds that teacher pension plans play a critical role in retaining educators while also providing greater retirement security than 401(k)-style retirement accounts.
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  • Being Connected: Tech-Savvy Get Techier…
    Being Connected: Tech-Savvy Get Techier…

    ... but most consumers want more support before fully buying into a connected lifestyle

    The number of U.S. consumers considered to be the most technically savvy has grown in the last three years, yet those who are least interested in being connected continue to comprise 39 percent of the population, according to a new study by Assurant, Inc.
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  • LIMRA Unveils Workplace Benefits Electronic Data Exchange Standards Prototype
    LIMRA Unveils Workplace Benefits Electronic Data Exchange Standards Prototype

    To debut at the 2019 Enrollment Technology Strategy Seminar

    LIMRA announced today that it will unveil the prototype of the LIMRA Workplace Benefits Electronic Data Exchange Standards at the 2019 Enrollment Technology Strategy Seminar. The conference will take place on February 5-6 in Miami, Fla.
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  • Our Nation’s Health…
    Our Nation’s Health…

    Obesity Rate at All-Time High; Childhood Poverty Continues to Declin Hawaii is the healthiest state in 2018; Louisiana faces most challenges

    The nation’s obesity rate has reached the highest-ever level this year, according to the United Health Foundation’s 2018 America’s Health Rankings® Annual Report. Obesity is a leading contributor to cardiovascular disease, cancer and other conditions.
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  • It’s All About the People
    It’s All About the People

    7 Steps to Turn Employee Potential into Performance

    by Brad Wolff

    Imagine on Monday, you discover that your meticulous, rule-following accountant and creative, eccentric marketing person have switched positions. How’s this likely to work out? In truth, some variation of this misalignment is common in most organizations.
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  • U.S. Single Premium Pension Buy-out Sales Exceeds $6.2 billion in Q3 2018
    U.S. Single Premium Pension Buy-out Sales Exceeds $6.2 billion in Q3 2018

    Second highest third quarter sales total on record

    U.S. single premium pension buy-out product sales topped $6.2 billion in the third quarter 2018. This is the second time third quarter buy-out sales have surpassed $6 billion, and is the second highest third quarter sales total on record for the past 15 years, according to the LIMRA Secure Retirement Institute (LIMRA SRI) quarterly U.S.…
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  • Recent ACA Ruling Effect on Insurance Unclear
    Recent ACA Ruling Effect on Insurance Unclear

    Identifies possible downsides: Adverse selection, pricing volatility

    The ultimate effect on the health insurance industry of Friday's federal court ruling that deemed the Affordable Care Act (ACA) unconstitutional is unclear, and what is expected to be a lengthy appeals process will follow.
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  • Small Business Owners Show Great Interest in Open Multiple Employer Plans
    Small Business Owners Show Great Interest in Open Multiple Employer Plans

    Proposals in front of Congress would expand Multiple Employer Plans, giving small business owners more options for employee retirement plans

    Sixty-six percent of small business owners who do not offer a retirement plan today are likely to consider an open Multiple Employer Plan (MEP), according to a new survey from Empower Retirement.
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  • Our Nation’s Health: Obesity Rate at All-Time High; Childhood Poverty Continues to Decline
    Our Nation’s Health: Obesity Rate at All-Time High; Childhood Poverty Continues to Decline

    Hawaii is the healthiest state in 2018; Louisiana faces most challenges

    The nation’s obesity rate has reached the highest-ever level this year, according to the United Health Foundation’s 2018 America’s Health Rankings® Annual Report. Obesity is a leading contributor to cardiovascular disease, cancer and other conditions.
    read more