Benefits

  • Employers Achieve Lower Costs And Improve Health Engagement With Integrated Benefits
    Employers Achieve Lower Costs And Improve Health Engagement With Integrated Benefits

    Aon’s Cost Efficiency Measurement shows integration of medical, pharmacy and behavioral health benefits reduced total care costs by $148 per member per year

    A study released today by Cigna (NYSE: CI), a global health service company, finds that triple integration of medical, pharmacy and behavioral benefits resulted in lower health care costs for employers. Conducted by Aon plc, a leading global professional services firm, the Value of Integration Study shows that Cigna’s integrated employer clients saved $148 per…
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  • IRA Assets Reach Nearly $14 Trillion
    IRA Assets Reach Nearly $14 Trillion

    Asset growth can be attributed to rollovers from defined contribution plans

    Private bank and bank trust executives are actively implementing inorganic growth strategies, namely mergers and acquisitions (M&A) and advisor recruitment, to achieve scale in an increasingly competitive wealth management environment.
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  • Smart Beta Exchange-Traded Funds Poised For Revival In Europe
    Smart Beta Exchange-Traded Funds Poised For Revival In Europe

    Improved conditions for smart beta approaches are being driven by fundamentals, especially value

    Amid a challenging market environment featuring underlying macroeconomic instability, smart beta or factor-based investing has seen an uptick in investor interest, according to the latest issue of The Cerulli Edge—European Monthly Product Trends.
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  • AllianzIM Announces New Upside Caps for January Series of U.S. Large Cap Buffered ETFs
    AllianzIM Announces New Upside Caps for January Series of U.S. Large Cap Buffered ETFs

    The January series includes two ETFs with a 12-month Outcome Period

    -Allianz Investment Management LLC (AllianzIM), a registered investment adviser and wholly-owned subsidiary of Allianz Life Insurance Company of North America (Allianz Life), announced today the reset of its January series of U.S. Large Cap Buffered Exchange Traded Funds (ETFs).
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  • Measuring The Economic Impact Of Defined Benefit Pension Expenditures
    Measuring The Economic Impact Of Defined Benefit Pension Expenditures

    Pension spending during pandemic supported $1.3 trillion in output, 6.8 million jobs, $157.7 billion in tax revenue across the U.S. economy. Real estate, food services, health care, and retail sectors realized biggest employment impacts

    Economic gains attributable to private and public sector defined benefit pensions in the U.S. during the COVID-19 pandemic were substantial, according to a new report from the National Institute on Retirement Security (NIRS).
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  • Asset Growth Drivers And Opportunity Align For Fixed-Income ETFs
    Asset Growth Drivers And Opportunity Align For Fixed-Income ETFs

    A strong product development opportunity exists for firms seeking to launch active fixed-income exposures

    The portion of advisors who use U.S. fixed-income exchange-traded funds (ETFs) continues to grow, with 70% reporting use in 2022 vs. 63% in 2021. Myriad reasons are leading to fixed-income ETF uptake, and managers should pay close attention to a category that has the potential for long-term sustainable growth.
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  • Future-Proofing The U.S. Retirement System Requires Addressing Demographic Disparities
    Future-Proofing The U.S. Retirement System Requires Addressing Demographic Disparities

    Examining demographic influences and vulnerable populations in the U.S. workforce

    Almost half of U.S. workers (49 percent) expect their primary source of retirement income to come from self-funded savings such as 401(k)s, 403(b)s, IRAs, and other savings and investments. However, the total household retirement savings among workers is only $67,000 (estimated median).
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  • Health Benefit Cost Rose 3.2% In 2022, But Employers See Bigger Increases Ahead
    Health Benefit Cost Rose 3.2% In 2022, But Employers See Bigger Increases Ahead

    Mental health remains a top concern of employers and employees – and virtual mental healthcare is proving key to improving access to services

    The average per-employee cost of employer-sponsored health insurance rose by 3.2% in 2022, according to Mercer’s 2022 National Survey of Employer-Sponsored Health Plans, released today. Last year saw a spike in cost growth (to 6.3%) as individuals caught up on healthcare needs delayed as a result of the pandemic.
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  • E*TRADE From Morgan Stanley Eliminates Commissions For All Mutual Funds On Platform
    E*TRADE From Morgan Stanley Eliminates Commissions For All Mutual Funds On Platform

    E*TRADE from Morgan Stanley will eliminate trade commissions and early redemption fees for all online mutual fund trades made on or after December 12

    E*TRADE from Morgan Stanley today announced it will eliminate all trade commissions and early redemption fees for mutual fund online trades on its platform.
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  • Competitive Pension Risk Transfer Buyout Rate Rises 20 Basis Points To 101.0% During November
    Competitive Pension Risk Transfer Buyout Rate Rises 20 Basis Points To 101.0% During November

    Competitive bidding process saves about 2.6% of buyout costs as of November 30

    Milliman, Inc., a premier global consulting and actuarial firm, today announced the latest results of its Milliman Pension Buyout Index (MPBI). As the pension risk transfer (PRT) market continues to grow, it has become increasingly important to monitor the annuity market for plan sponsors that are considering transferring retiree pension obligations to an insurer.
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  • Social Security Benefits: How Much Should Millennials Expect?
    Social Security Benefits: How Much Should Millennials Expect?

    Millennials' Social Security benefits may be hundreds of thousands of dollars lower than current promises

    Millennials may well lose hundreds of thousands of dollars in Social Security benefits based on the Social Security Administration's projection that, starting in 2035, it will only be able to pay 80% of promised benefits. A new HealthView Services white paper "Social Security Benefits: How Much Should Millennials Expect?" highlights the impact of lower benefits…
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  • New World Of Work
    New World Of Work

    Most U.S. workers value time off, flexibility, and paid leave benefits

    The top three non-insurance employee benefits U.S. workers want are paid time off (PTO), flexible work options, and paid family leave, according to new research from employee-benefits leader Unum (NYSE: UNM).
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  • The Changing Nature Of Grief
    The Changing Nature Of Grief

    68 percent of Americans would welcome more open dialogue around grief

    While most Americans understand the importance of talking about grief, people are growing tired of discussing death and loss, according to new research from the New York Life Foundation. This year’s State of Grief Report found that 74 percent of respondents want to focus on lighter topics of conversation more than two years after the…
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