- The Financially Unprotected Sex
Examining how the pandemic, inflation and looming recession has led to women worrying about their financial future
It's no surprise that women have had to deal with unprecedented volatility over the past few years. The (financially) unprotected sex by Wyshbox Life Insurance includes interviews and surveys of over 400 women and takes a deep dive into how much of a negative financial impact the pandemic, inflation and fears of a potential recession…
read more - In The Worksite: New Era, New Values
Workers seek empathy and flexibility in a post-pandemic work world
The past two years have brought a series of monumental events to the world. Leading the way was the COVID-19 pandemic, which profoundly affected how people worked and lived. Even though lockdowns have been lifted and most aspects of life are back to normal, for many, recovery isn’t complete.
read more - Medicare Changes For 2023: What You Need To Know
Medicareresources.org offers insights ahead of open enrollment, which begins Oct. 15
Changes in out-of-pocket costs, new benefits and continued growth of Medicare Advantage plans are a few of the important trends to watch this fall, according to information released today by medicareresources.org.
read more - The State Of U.S. Healthcare In 2022
Even with record-high coverage, 2 in 5 adults still burdened by medical bills and debt
Despite historically high levels of health insurance coverage, 46 percent of working-age adults skipped or delayed care because of cost in the past year, and 42 percent struggled to pay medical bills or were paying off medical debt, according to findings from the latest Commonwealth Fund Biennial Health Insurance Survey.
read more - Illiquid Alternatives Attract Attention From Defined Contribution Plan Providers
Allocations to illiquid alternatives can generate additional diversification and illiquidity premiums for investors in the accumulation phase
While allocations to alternative investments have long been a staple of endowment and pension portfolios, they have yet to penetrate the defined contribution (DC) market. However, the return profiles and unique diversification of illiquid alternatives may offer an attractive investment opportunity for DC plan participants, according to the latest Cerulli Edge—U.S. Retirement Edition.
read more - Financial Finesse: Planning Late In Life Decisions
Do retirees have the information they really need to make critical choices throughout the stages?
Much of retirement planning focuses on financial, investment, and estate planning needs. Earlier research, such as the SOA's Retirement Health & Happiness brief, showcases how this retirement planning overlooks some challenges of late-in-life retirees.
read more - Employers Eye Insurance Benefits As A Way To Attract, Keep Talent
LIMRA estimates 86 million employees could have access to new insurance benefits within 2 years
Facing a historically tight job market, many employers are looking to bolster their workplace benefits to attract new talent and retain their existing workforce. In a LIMRA survey of U.S. private employers with 10 or more employees, 60% said they are considering adding a new insurance benefit within the next two years ― roughly double…
read more - U.S. Retirement Income Imbalance
Non-retired Americans knowingly forgo highest Social Security payments
According to the Schroders 2022 U.S. Retirement Survey, 86% of non-retired Americans 45 and older are aware they could receive higher Social Security payments by delaying the start of their benefits, yet just 11% of respondents plan to wait to age 70 – the age at which an individual reaches their maximum monthly benefit –…
read more - Tools For Healthy Aging
Lisa M. Cini presents 10 latest tech tools for health, wellness, and comfort during healthy aging month
Recognized for retrofitting homes to fit personalized needs comfortably and stylishly, aging expert, Lisa M. Cini presents 10 latest technology ideas for health, wellness, and comfort during Healthy Aging Month this September.
read more - The Gender Confidence Gap
The state of women’s financial and emotional confidence
Guardian’s Study of Financial and Emotional ConfidenceTM explores how financial behaviors and habits affect one’s overall life satisfaction and well-being. Among other results, Guardian learned that income is not the sole driver of financial confidence and success.
read more - Advising Couples Who Each Own Life Insurance
How couples who both work can choose insurance and other employer benefits
If you and your partner are both employed, chances are you’ll each bring home different company benefit plans from which to choose. However, it’s likely that each company plan offers a different range of choices and features. So how do you pick which benefits to use?
read more - Americans Want Even More Guaranteed Income In Retirement
Fear over economic volatility tops the list of concerns for retirement savings, according to a new joint poll from Kiplinger and Athene
Recent volatility in the markets has altered Americans' perceptions around what it means to have a secure retirement, as three-fourths of respondents say they would like more guaranteed income in retirement than they already have or expect to have, according to a new national poll of retirees and near-retirees by Kiplinger's Personal Finance magazine and…
read more - How Is Inflation Influencing The Behavior And Mindset Of American Workers?
Inflation has majority of working Americans planning to spend more time reviewing their benefit selections
Voya Financial, Inc. (NYSE: VOYA), a leading health, wealth and investment company, announced today findings from a new consumer survey revealing that inflationary pressures have American employees increasingly focused on their employer-provided benefits to help optimize their workplace benefits and savings needs.
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