Benefits

  • Has Affordable Care Finally Gained Traction?
    Has Affordable Care Finally Gained Traction?

    Americans Settle in During Healthcare Uncertainty

    Six years after Health Insurance Exchanges were first launched as a result of the Affordable Care Act (ACA), Americans report they are largely satisfied with their healthcare options, according to a survey of 3,760 adults ages 18-64 in August 2019 by national nonprofit Transamerica Center for Health Studies® (TCHS).
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  • Introducing Your Company’s New Brand Ambassador: Ex-Pat Employees
    Introducing Your Company’s New Brand Ambassador: Ex-Pat Employees

    MetLife study shows significantly higher levels of engagement, satisfaction, and productivity among globally-mobile employees compared to employees who have not taken foreign assignments

    As employers across the globe continue to identify strategies for winning the war for talent, a detailed look into MetLife’s findings from its 17th Annual U.S. Employee Benefit Trends Study (EBTS) found that globally-mobile employees, defined in the study as Ex-Pats (and In-Pats too), are more than twice as likely as their non-expat peers to…
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  • Financial Wellness Roars Into the Spotlight
    Financial Wellness Roars Into the Spotlight

    Financial wellness-related products and services are roaring into the spotlight to reconcile the financial gap

    Employment levels in the U.S. may be high, but real earnings are not. The truth is that incomes have remained stagnant for nearly half a century.
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  • What Drives Benefits Decisions?
    What Drives Benefits Decisions?

    How your group clients can strategically 'hold on' to their prized employees

    With the U.S. unemployment rate almost at a 50-year low, it is not surprising that one of the biggest challenges facing employers is recruiting and retaining good employees. According to LIMRA research, nearly 7 in 10 employers say this is one of the biggest challenges they face.
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  • Participation, Contributions Climb in 403(b) Plans
    Participation, Contributions Climb in 403(b) Plans

    Survey also finds growing interest in financial wellness programs.

    Organizations that sponsor 403(b) plans reported growth in plan participation and contribution rates, according to the eleventh annual 403(b) plan survey from the Plan Sponsor Council of America (PSCA).
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  • New Strategies For Pension Plan De-Risking
    New Strategies For Pension Plan De-Risking

    Understanding the value of pension risk transfer annuities over the long term for both employers and employees

    As employers wrestle with how best to mitigate the financial risks associated with sponsoring defined benefit (DB) pension plans, they should weigh the relative benefits of limiting vs. eliminating those risks over time, a new white paper from Massachusetts Mutual Life Insurance Company (MassMutual) asserts.
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  • Less than Half of Employers Offer Benefits to Nontraditional Workers
    Less than Half of Employers Offer Benefits to Nontraditional Workers

    Despite recognizing this risk, more than 7 in 10 plan to continue gig work in the future

    Gig work, like being an Uber driver or freelance writer, has become more commonplace. LIMRA research shows 26% of all U.S. workers participate in gig work either as their primary job or as a secondary source of income and almost three quarters of these workers believe they will continue working in this capacity over the…
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  • Employers Play a Critical Role in Improving Workers’ Retirement Security
    Employers Play a Critical Role in Improving Workers’ Retirement Security

    New research finds employers should do more to help employees financially prepare for older age

    Only 17 percent of employers are very confident that their employees will be able to achieve a financially secure retirement, an alarming statistic given the societal role they play in helping workers financially prepare for older age, according to a new research report released today, Employers: The Retirement Security Challenge by nonprofit Transamerica Center for…
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  • How U.S. Health Policy Changes Have Affected Healthcare Costs Over Time
    How U.S. Health Policy Changes Have Affected Healthcare Costs Over Time

    Is the U.S. coming in behind the curve?

    There are obvious differences between Canada's single-payer system and the U.S.'s hybrid system in terms of overall individual costs — like tax allocation toward healthcare and insurance premiums — but even when assessing healthcare costs across the board, the U.S. comes in behind the curve. In 2017, $3.5 trillion was spent on healthcare nationwide —…
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  • Employers Increasingly Embrace Financial Wellness Initiatives
    Employers Increasingly Embrace Financial Wellness Initiatives

    Enabling 'good financial decisions'

    EBRI’s second annual Employer Approaches to Financial Wellbeing Solutions survey finds that among employers interested in offering financial wellness initiatives, 71 percent either currently offer or are actively implementing such initiatives.
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  • More Americans Turn to Technology for Health Information
    More Americans Turn to Technology for Health Information

    A Record Number Now Comparison Shopping for Care

    Many Americans want technology – such as artificial intelligence – to help make health care decisions, and a record number say they have used the internet and mobile apps to comparison shop for care, according to a new UnitedHealthcare survey.
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  • Survey: More Americans Turn to Technology for Health Information, with a Record Number Now Comparison Shopping for Care
    Survey: More Americans Turn to Technology for Health Information, with a Record Number Now Comparison Shopping for Care

    A record 37% of respondents have used the internet or mobile apps to comparison shop for care, yet many people need greater access to cost information for prescription medications

    Many Americans want technology – such as artificial intelligence – to help make health care decisions, and a record number say they have used the internet and mobile apps to comparison shop for care, according to a new UnitedHealthcare survey.
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  • Mercer Urges Organizations to Get Their Workforces ‘Age Ready’ To Drive Growth
    Mercer Urges Organizations to Get Their Workforces ‘Age Ready’ To Drive Growth

    Rapidly aging employees and economic uncertainty present formidable 'twin-forces'

    Organizations that actively leverage their older, experienced workforce* will be best positioned for the future of work, according to Mercer’s recently published report, “Next Stage: Are You Age-Ready?”. The importance of being “age-ready” is underscored for both businesses and economies by the impact of the twin forces of a rapidly-aging labor force coupled with an…
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