Benefits

  • Has Enrollment in HSA-Eligible Health Plans Stalled?
    Has Enrollment in HSA-Eligible Health Plans Stalled?

    Study reveals very little growth in HSA-eligible health plan enrollment since 2014

    In its new Issue Brief, “Has Enrollment in HSA-Eligible Health Plans Stalled,” the Employee Benefit Research Institute (EBRI) finds that across five separate surveys, growth rates in Health Savings Account (HSA)-eligible health plan enrollment have been trending down.
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  • Annuities, Advisors and Aging
    Annuities, Advisors and Aging

    Retirees Who Own An Annuity Are More Confident

    LIMRA Secure Retirement Institute study finds retiree annuity owners feel more confident that they are more likely to afford their preferred retirement lifestyles - even if they live to age 90 or older - than retirees who do not own an annuity. The study includes retirees with annual household incomes of $35,000 or more.
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  • 401k Averages Book Update Includes Fees for Plans with $100,000 Average Account Balances
    401k Averages Book Update Includes Fees for Plans with $100,000 Average Account Balances

    New Fee Benchmark Data was Needed to Compare Growing Average Participant 401k Balances

    The new release of the 18th Edition 401k Averages Book was expanded to include 401k fee information on plans with large participant account balances.
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  • Most Workers View Equity Compensation as a Critical Wealth Building Tool
    Most Workers View Equity Compensation as a Critical Wealth Building Tool

    Fear factor hinders employees from taking action, but advisors breed confidence

    A new survey from Schwab Stock Plan Services reveals that employees who participate in equity compensation plans see the long-term value of the benefit but are afraid of making a mistake when exercising employee stock options or selling shares.
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  • Private Equity Leaders Working to Increase Gender Diversity in the Industry
    Private Equity Leaders Working to Increase Gender Diversity in the Industry

    Women currently make up only about 14.2% of the senior ranks in the private equity industry

    On February 7th, the Private Equity Women's Initiative hosted its second annual Forum at KPMG LLP headquarters in New York City with the aim of increasing gender diversity throughout the private equity industry.
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  • Corporate Pensions’ $61B Gain in January May February Market Slide
    Corporate Pensions’ $61B Gain in January May February Market Slide

    During the first month of 2018 experienced their largest funded status improvement in over a year

    Milliman, Inc., a premier global consulting and actuarial firm, today released the results of its latest Pension Funding Index (PFI), which analyzes the 100 largest U.S. corporate pension plans. While market movement in February may dampen January's gains, during the first month of 2018 corporate pensions' experienced their largest funded status improvement in over a…
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  • Trump Budget’s Prescription Drug Proposals Would Lower Patients’ Costs and Federal Spending
    Trump Budget’s Prescription Drug Proposals Would Lower Patients’ Costs and Federal Spending

    Proposes to test allowing states to negotiate Medicaid drug prices by using formulariesSome Could Lower Drug Prices

    by Henry Waxman, Bill Corr and Kristi Martin, writing for The Commonwealth Fund. Reprinted with permission. Visit here.

     [Monday], the Trump administration laid out a package of proposals to lower drug costs in the president’s budget for fiscal year 2019. As a package, the proposals could help decrease patient costs for drugs and reduce federal spending.
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  • Having Largely Absorbed ACA Impact, U.S. Health Insurers Turn to Vertical Integration to Contain Costs
    Having Largely Absorbed ACA Impact, U.S. Health Insurers Turn to Vertical Integration to Contain Costs

    Net income more than doubled to $21.7 billion at third-quarter 2017

    U.S. health insurance companies had a significant upward turn in profitability in 2017 as n compared with $9.4 billion in the same prior-year period. According to A.M. Best’s 2018 Review/Preview special report, favorable operating performance of insurers’ other lines of business helped to offset weaker – albeit greatly improved – earnings from the health exchange…
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  • Individual Marketplace Enrollment Remains Stable in the Face of  National Uncertainty
    Individual Marketplace Enrollment Remains Stable in the Face of National Uncertainty

    State-Run Marketplaces’ Enrollment Outpaces Federal Sign-ups

    State-Run Marketplaces’ Enrollment Outpaces Federal Sign-ups New research from the National Academy for State Health Policy (NASHP). New data show that overall plan selections in the 2018 open enrollment period in state-based marketplaces (SBMs), the state-based marketplaces that use the federal platform (SBM-FPs) and the federally facilitated marketplace (FFM), remained generally stable despite facing significant national…
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  • Three Key Health Issues Congress Could Consider in 2018 Budget Deal
    Three Key Health Issues Congress Could Consider in 2018 Budget Deal

    After a tumultuous year in health policy, the February 8 vote is a small window for bipartisanship on health care

    by David Blumenthal, M.D. and Shanoor Seervai

    The government shutdown last month revealed how partisan gridlock is making it very difficult for lawmakers to maintain vital public services. Even programs that have enjoyed decades of bipartisan support, such as the Children’s Health Insurance Program (CHIP), have been caught in the wrangling.
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  • How Kentucky’s 1115 Medicaid Work Demonstration Undermines the Program
    How Kentucky’s 1115 Medicaid Work Demonstration Undermines the Program

    Despite evidence on the positive effects of Medicaid coverage on work, the administration’s Medicaid demonstration policy threatens to trigger interruptions or loss of coverage

    by Sara Rosenbaum

    Earlier this month, Kentucky became the first state to gain approval to launch a demonstration that will make employment an eligibility requirement for Medicaid. Kentucky will be conducting what is known as a Section 1115 demonstration, which allows the U.S. Department of Health and Human Services (HHS) and states to test changes to Medicaid and…
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  • Guardian Study Finds Employers Save Money When Employees Use Preventive Dental Benefits
    Guardian Study Finds Employers Save Money When Employees Use Preventive Dental Benefits

    Better Oral Health Leads to Savings and Better Overall Health for Employees

    Most people would agree that going to the dentist every six months for a check-up will lead to better oral health and less major dental work down the road, but a new study by The Guardian Life Insurance Company of America® (Guardian) shows that companies who encourage their employees to do so can save money…
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  • Maintaining And Regulating Association Health Plans
    Maintaining And Regulating Association Health Plans

    Maintaining State Authority Is Critical to Avoid Fraud, Insolvency, and Market Instability

    by Kevin Lucia and Sabrina Corlette

    Earlier this month, the Trump administration issued a proposed regulation that would allow individuals and small employers to more easily purchase health insurance across state lines through professional or trade associations.
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