- Life Insurance And Legacy Planning
1 in 3 U.S. workers do not have a legacy plan in place
Preparing for the future can help families provide clarity and support during some of life's most difficult moments.
read more - What’s Driving The Next Wave Of PRT Activity?
A record 95% of sponsors with de-risking goals intend to fully divest their pension liabilities
Defined benefit (DB) plan sponsors are in one of their strongest funding positions in decades, and a record 95% of those with de-risking goals, up from 76% in 2019, ultimately intend to completely divest their pension liabilities.
read more - Employees Are Treating Benefits Like Purchases, Not Perks
Disconnect between the importance employees place on benefits decisions and how infrequently many engage with benefits outside enrollment season
As open enrollment season approaches, a new survey from New York Life finds that employees are approaching workplace benefits more like consumers evaluating purchases than workers selecting employer-provided perks.
read more - How Much Retirement Income Is Enough?
The popular 'rules of thumb' ask the wrong question
It is the first question nearly every pre-retiree asks, and the one most planning shortcuts answer worst: how much income will be enough?
read more - Half of Current GLP-1 Users Say They May Have to Choose Between Medication and Retirement Savings
Nearly nine in 10 users are optimistic about their long-term health, even as medication costs create new financial and retirement planning challenges.
GLP-1 medications are giving Americans greater optimism about living longer, healthier lives, but their cost is also creating a new retirement challenge.
read more - Uncertainty About Future Skills Is Emerging As The Next Workforce Risk
Employees recognize the need to reskill, but managers need stronger tools and organizational support to help people keep pace
Employers face a growing workforce risk as employees struggle to understand which skills they need and how to develop them quickly enough to keep pace with changing work, according to WTW’s latest EX Intelligent report.
read more - CFA Institute Welcomes the SEC Proposal to Recognize Chartered Financial Analysts as Accredited Investors
To recognize the CFA charter as a professional designation
CFA Institute, the global association of investment professionals, welcomes the proposal by the U.S. Securities and Exchange Commission to allow Chartered Financial Analysts in good standing to automatically qualify as accredited investors.
read more - Small Mortgages Are Disappearing, Even as Federal Policy Targets Barriers to Access
Share of mortgages under $100,000 has fallen from to less than 3% in 2025 and 2026
Mortgages with principal balances of $100,000 or less are becoming increasingly scarce, limiting financing options for buyers of lower-priced homes, according to a new Realtor.com® report.
read more - Social Security Solvency Concerns Have Many Planning to Tap Benefits Early
Forty-eight percent of non-retired Americans fear AI will push them into early retirement
According to the Schroders 2026 US Retirement Survey, 52% of non-retired Americans are “concerned” or “very concerned” about outliving their assets in retirement. Despite these concerns, 45% are planning to file for Social Security benefits before reaching age 67 – the full retirement age for everyone born in 1960 or later, and just 10% plan…
read more - Two Thirds Of Americans Have Decreased Spending Due to Economy
More than half say they always worry, even when they have enough, while teens confess they have lied about how much they spend
-When asked how Americans are faring financially, most admitted to having to make major adjustments due to the economy, according to the inaugural Wells Fargo Money Study.
read more - Private Market Allocations in Defined Contribution Plans Can Improve Modeled Outcomes
Only if plan sponsors apply precise analysis of expected outcomes among private market asset classes
New research from the CFA Institute Research and Policy Center finds that modest private market allocations can improve risk-adjusted performance in a modeled defined contribution (DC) plan, although the source of the improvement differs by private market asset class and the fund’s overall design.
read more - Longer Lives, Uncertain Costs
Americans split on how AI and medical advancements will affect retirement
As the nation marks National Retirement Security Month, new research from TIAA, Retirement in the Age of AI and GLP-1s, reveals Americans are divided on how artificial intelligence (AI) and medical breakthroughs will affect their financial security in retirement.
read more - Social Security Solvency Concerns Have Many Planning To Tap Benefits Early
A new study reveals $5,094 in monthly income needed to retire comfortably
According to the Schroders 2026 US Retirement Survey, 52% of non-retired Americans are “concerned” or “very concerned” about outliving their assets in retirement.
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