Product Portfolio

  • The Inflation Reduction Act’s Health Care Provisions
    The Inflation Reduction Act’s Health Care Provisions

    Significant changes to the U.S. health care system will have impact for years to come

    On Saturday, the Senate passed the Inflation Reduction Act (IRA), the latest take on Democrats’ previous spending package known as Build Back Better, via reconciliation by a vote of 51-50.
    read more
  • Synchronizing Products And Placement
    Synchronizing Products And Placement

    In a shifting, digital world, making the sale may be a ’now or never’ equation

    by Denise Garth

    “Would you like fries with that?” was never meant to be a polite question to make sure that we were satisfied. It was meant as an upsell. It is a perfectly-timed, pressure-driven question that often gets a positive response. It was marketing in the moment. In today’s terminology, we might call it “soft-embedded,” opt-in marketing.
    read more
  • Sales Of Life Combination Products Rebound In 2021
    Sales Of Life Combination Products Rebound In 2021

    Sharp increase driven by current and proposed legislation

    Total new premium for individual life combination products increased 22% to $4.3 billion, compared with prior year results, and down slightly from the $4.8 billion in premium generated in 2019, according to LIMRA’s 2021 U.S. Individual Life Combination Products Annual Review. Combination products represented 20% of total life insurance premium in 2021.
    read more
  • The Gender Confidence Gap
    The Gender Confidence Gap

    The state of women’s financial and emotional confidence

    Guardian’s Study of Financial and Emotional ConfidenceTM explores how financial behaviors and habits affect one’s overall life satisfaction and well-being. Among other results, Guardian learned that income is not the sole driver of financial confidence and success.
    read more
  • Meet Ms. Financially Independent
    Meet Ms. Financially Independent

    More than half of women now control household finances, investment & retirement planning

    New research on female financial independence released today from HerMoney and the Alliance for Lifetime Income reveals that women are breaking down stereotypes and taking control – of their finances, careers, and futures.
    read more
  • Optimizing Future Well-Being With Artificial Intelligence
    Optimizing Future Well-Being With Artificial Intelligence

    Self-organizing maps for the identification of islands of emotional stability

    Endurance RP Limited's ("Endurance Longevity" or the "Company" and together with its subsidiaries, the "Group"; stock code: 0575.HK) wholly owned subsidiary Deep Longevity, Inc, a leading provider of deep biomarkers of aging and longevity is pleased to announce its collaboration with Dr. Nancy Etcoff of Harvard Medical School.
    read more
  • Senior Executive Panel To Discuss Future Opportunities For The Life Insurance Industry At 2022 LIMRA Annual Conference
    Senior Executive Panel To Discuss Future Opportunities For The Life Insurance Industry At 2022 LIMRA Annual Conference

    The panel will provide their unique insights on the impact of inflation and rising interest rates on growth, the expanding market share of private equity, the consequences of COVID-19, and the challenges of a very competitive talent market

    The 2022 LIMRA Annual Conference will feature a panel of executives from diverse segments of financial services, who will explore the various factors affecting the life insurance industry and its profitability. The event will be held at the Marriott Marquis Chicago on Oct. 16 – 18, 2022.
    read more
  • Analyzing The Inflation Reduction Act Of 2022
    Analyzing The Inflation Reduction Act Of 2022

    A discriminatory price-setting structure under the guise of direct negotiation?

    The Inflation Reduction Act of 2022 has several provisions that the Alliance for Aging Research has long supported and should become law—expansion of the low-income subsidy program; reducing beneficiary costs for vaccination; an inflationary cap; and most notably, the Medicare Part D provisions restructuring the benefit and adding a much-needed annual cap on out-of-pocket costs.
    read more
  • American Caregivers: The Time To Plan Is Now
    American Caregivers: The Time To Plan Is Now

    More than half of caregivers of loved ones with disabilities or special needs had little time to prepare before assuming responsibility

    While taking on care responsibilities for a loved one with a disability or special needs can be a truly rewarding experience, it can also involve tremendous personal sacrifice. As part of an ongoing commitment to secure financial well-being for everyone, Fidelity Investments® today released its latest American Caregivers study, revealing 7 out of 10 caregivers…
    read more
  • Workers Struggling Against Inflation To Save And Invest For Retirement
    Workers Struggling Against Inflation To Save And Invest For Retirement

    Employees are changing financial habits and want advice

    Inflation is now the top obstacle to saving for a comfortable retirement, according to a new survey from Schwab Retirement Plan Services.
    read more
  • Loan-To-Value Rises As Debt Service Coverage Weakens For US Life Insurers
    Loan-To-Value Rises As Debt Service Coverage Weakens For US Life Insurers

    Commercial mortgage loan delinquencies rose in 2021 but remain manageable

    Mortgage loan holdings for the U.S. life insurance industry grew by 6.6% in 2021, to $639.8 billion, in line with the 10-year average, after depressed growth of 3.8% in 2020, according to a new AM Best report.
    read more
  • Taking A Holistic Approach To Wealth Management
    Taking A Holistic Approach To Wealth Management

    As the lives of wealthy individuals and their families become more complicated and uncertainty in the investment environment increases, the advice they receive needs to be more comprehensive and practical too

    As the lives of wealthy individuals and their families become more complicated and uncertainty in the investment environment increases, the advice they receive needs to be more comprehensive and practical too. To meet this need, many advisors are adopting a more holistic, goals-based approach that focuses on specific objectives rather than beating market benchmarks.
    read more
  • LIMRA: Second Quarter Annuity Sales Shatter Record Set During the Great Recession
    LIMRA: Second Quarter Annuity Sales Shatter Record Set During the Great Recession

    Fixed annuity products propel growth as investors seek investment protection and steady growth

    New market research from LIMRA show a robust annuity market. Visit www.limra.com

    Total U.S. annuity sales increased 22% to $77.5 billion in the second quarter, according to preliminary results from LIMRA’s U.S. Individual Annuity Sales Survey.
    read more