Product Portfolio

  • Employers Expect Health Benefit Costs To Rise 3.9% in 2020
    Employers Expect Health Benefit Costs To Rise 3.9% in 2020

    Cost management efforts focus on improving health outcomes over cost-shifting

    Health benefit costs will grow by nearly 4% in 2020, according to early results from the latest Mercer National Survey of Employer-Sponsored Health Plans. Based on responses from 1,511 US employers1, Mercer projects that the average total health benefits cost per employee will rise by 3.9% in 2020.
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  • Decoding The Modern Workplace
    Decoding The Modern Workplace

    Companies Who Place Employees at the Heart of Their Digital Strategy Yield Even Greater Returns

    Research findings released today by NTT DATA reveal organizations are yielding positive and unexpected returns investing in their digital workplace by keeping employees at the center of their strategy.
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  • Causes of Mortality: Our Perceptions vs. Reality
    Causes of Mortality: Our Perceptions vs. Reality

    Understanding health risks can help us feel empowered

    Death, as the old adage goes, is one of only two certainties in life (the second being taxes). But when it comes to what actually kills us, are we really correct in our assumptions? As it turns out, no.
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  • Don’t Let These Six Reasons Hold You Back from Buying Life Insurance
    Don’t Let These Six Reasons Hold You Back from Buying Life Insurance

    What your clients may not realize about obtaining it

    Are you like the majority of Americans who don't have life insurance, but also know that you should? Life insurance is probably something you're uncomfortable talking about, but it's far too important to put off.
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  • One in Three U.S. Employees Would Rather Talk About Their Weight Than Their Employer-Offered Benefits
    One in Three U.S. Employees Would Rather Talk About Their Weight Than Their Employer-Offered Benefits

    Workers feel overwhelmed by open enrollment process

    One-third of American workers would rather talk about their weight than their employee benefits, and nearly half dread the benefits enrollment process as much as asking for a raise, according to a new survey released today. In fact, U.S. workers say they dread the open enrollment process only marginally less than renewing their driver’s license…
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  • Understanding Worker Personality Types
    Understanding Worker Personality Types

    Generation and gender are no longer the singularly defining characteristics of employment

    LIMRA Secure Retirement Institute (SRI) has identified four distinct worker personalities based on how their workplace perceptions influence their experiences and mindsets. The four worker personalities are: Satisfied, Settled, Resigned and Restless.
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  • Life Insurance & The ‘Awareness Void’
    Life Insurance & The ‘Awareness Void’

    New survey identifies growing demand to educate Americans on life insurance needs

    A new study commissioned by AALU and the Future of The Industry Working Group identified the majority of Americans believe they need a life insurance policy, and there is a significant need among Americans for life insurance education.
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  • 5 Social Security Myths Debunked
    5 Social Security Myths Debunked

    Why your clients should focus on the facts before claiming

    Getting your arms around Social Security can be pretty complicated. Misinformation, partially informed opinions, and complex benefits formulas can easily lead one down an incorrect—and costly—path. That's why it is important to work with your financial advisor to develop a Social Security claiming strategy that can serve as the foundation of your overall retirement income…
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  • Seven Traits of Highly Successful Advisors
    Seven Traits of Highly Successful Advisors

    Driving Growth and Outpacing the Competition

    Now Registered Investment Advisors (RIAs) and fee-based advisors can adopt the seven traits that highly successful advisors have been leveraging year over year to earn more and manage more AUM, according to the latest findings from the fifth annual Advisor Authority study.
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  • Most Americans Are Leaving Crucial Legacy Decisions Up in the Air
    Most Americans Are Leaving Crucial Legacy Decisions Up in the Air

    While respondents recognize the importance of legacy strategies a majority fail to take basic steps

    A new survey from Edward Jones ST. LOUIS, Sept. 16, 2019 – According to a recent survey by financial services firm Edward Jones, 77% of Americans believe that estate and legacy strategies are important for everyone, not just wealthy individuals, yet only 24% of Americans are taking the most basic step of designating beneficiaries for…
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  • Planning For Extended Retirements
    Planning For Extended Retirements

    High-net-worth individuals say it's more important to future-proof wealth than ever before

    Against a backdrop of global economic uncertainty, increased living costs and changing tax structures, the majority of high-net-worth individuals (HNWIs) in the U.S. (75%) agree that it is more important than ever to future-proof one's wealth.
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  • Premiums Through Paychecks
    Premiums Through Paychecks

    Why insurers should modernize their benefits capabilities Take advantage of the growing demand for digitally-driven group/voluntary products

    by Denise Garth

    It’s a compelling case. Whether you look at trends among employers or trends among employees, you will come to the same conclusion. Group/Voluntary products are simply going to keep growing in appeal. The challenge is in preparing for the opportunity.
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  • Is a Weak Brand Strategy Crippling Your Company?
    Is a Weak Brand Strategy Crippling Your Company?

    Hint: If it doesn't have these nine key criteria, the answer may be yes...

    How strong is your company's brand strategy? If they're honest, many owners and business leaders would have to answer, "I'm not sure." That's because very few leaders understand brand, says Lindsay Pedersen. They (wrongly) believe it's "squishy," elusive, and superficial.
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