Product Portfolio

  • Inflation Is Impacting Short-Term Spending & Saving
    Inflation Is Impacting Short-Term Spending & Saving

    Anxiety about inflation results in $243 less per month toward savings, but 72% of Americans expect to retire at their desired age

    The latest New York Life Wealth Watch survey revealed that while inflation is impacting short-term financial decisions, Americans report that their retirement strategies remain largely intact. In fact, 65% of adults report that as a result of inflation, they are cutting back on short-term spending to stay on track with their long-term financial goals. One-in-four…
    read more
  • Disability Insurance And A Secure Retirement Go Hand-in-Hand
    Disability Insurance And A Secure Retirement Go Hand-in-Hand

    The global pandemic brought to light the importance of protecting your income from sudden illness or injury

    Most people are familiar with the benefits of disability insurance to protect one’s income in the event they get sick or injured and unable to work. But beyond income protection, disability insurance can help safeguard retirement goals by preventing early withdrawals.
    read more
  • Life Insurance Leading Voluntary Market Resurgence
    Life Insurance Leading Voluntary Market Resurgence

    Carriers report significant sales growth for most voluntary products in 2021

    Voluntary life insurance sales jumped 25% in 2021 to lead the voluntary industry's strong rebound last year, according to Eastbridge's annual U.S. Voluntary/Worksite Sales Report. A 58% increase in universal life and whole life sales led the product line. Term life sales grew 15% and continue to represent the highest share of the voluntary market…
    read more
  • Alternative Data Is Driving Extreme Market Research Disruption
    Alternative Data Is Driving Extreme Market Research Disruption

    How hedge funds and private equity are at strategic risk of being outmaneuvered

    by Merilee Kern

    Numerous indicators make clear that the next five years will usher in extreme transformation for a multitude of industries and sectors as well as the global economy at large. This begs the question: what is driving such significant and rapid change? This big question just might be answered in two words: alternative data.
    read more
  • Future Of Financial Planning
    Future Of Financial Planning

    Financial planning practice in future will be more innovative, more human and more in demand

    Financial Planning Standards Board Ltd. (FPSB), owner of the international CERTIFIED FINANCIAL PLANNER certification program outside the United States, has released the results of its Future of Financial Planning Practice research, a survey of 4,250 CERTIFIED FINANCIAL PLANNER professionals across 23 territories, conducted in partnership with the global FPSB Network.
    read more
  • Limited COVID-19 Impact On US Life & Annuity Operating Performance Metrics
    Limited COVID-19 Impact On US Life & Annuity Operating Performance Metrics

    While there has been some increased volatility from quarter to quarter, there has not been a steady upward trend

    Benchmarking is essential to AM Best’s rating process, allowing us to compare the performance of a rating unit to its peers, composites, and the industry as a whole. AM Best examines absolute results and volatility levels across the industry.
    read more
  • Employer-Sponsored Health Insurance Cost Rose Sharply In 2021, Outlook For 2022 Is Uncertain
    Employer-Sponsored Health Insurance Cost Rose Sharply In 2021, Outlook For 2022 Is Uncertain

    In a tight labor market, employers can optimize health benefit value with quality initiatives, virtual care and personalization of benefits

    The average per-employee cost of employer-sponsored health insurance jumped 6.3% in 2021 as employees and their families resumed care after avoiding it last year due to the pandemic, according to Mercer’s 2021 National Survey of Employer-Sponsored Health Plans, released today.
    read more
  • Four Out Of Five Small Business Owners View Employee Benefits As A Top Priority Due To Pandemic
    Four Out Of Five Small Business Owners View Employee Benefits As A Top Priority Due To Pandemic

    Small business owners are focusing on culture and morale, retaining and attracting talent, and employee wellbeing

    The last two years have had an impact on businesses of all sizes, and small businesses are no exception. For more than 80% of small business owners, employee benefits are a top strategic priority, as these benefits play a critical role in impacting culture and morale, employee wellbeing, and attracting and retaining top talent.
    read more
  • Interest In PEPs On The Rise
    Interest In PEPs On The Rise

    Small employers interested in learning more about pooled employer plans, not yet ready to implement

    More than half of smaller employers surveyed by the Secure Retirement Institute (SRI)—regardless of whether there is a retirement plan currently in place—are interested in learning more about pooled employer plans, or PEPs.
    read more
  • A New look At Financial Wellness
    A New look At Financial Wellness

    Employers offering holistic benefits can help employees improve and maintain their sense of stability

    Employers offering holistic benefits can help employees improve and maintain their sense of stability The TIAA 2022 Financial Wellness Survey reveals that consumers still feel challenged on multiple fronts. Excerpts are presented below, and the full report can be viewed here. When it comes to overall financial wellness, many Americans still feel challenged on multiple…
    read more
  • Five Ways To Keep Financial Professionals Engaged
    Five Ways To Keep Financial Professionals Engaged

    Combating high turnover rates among financial sales professionals

    High turnover rates among those new to sales positions in the financial services industry are an ongoing challenge. Separate LIMRA research shows that, in 2020, only 15% of financial professionals in agency systems that recruit mainly inexperienced individuals remained with their hiring companies after four years, and the majority of those left within their first…
    read more
  • Trends In Granting Equity
    Trends In Granting Equity

    More and more employees receiving equity grants

    Executive compensation consultancy Pearl Meyer has published new data that show companies are going deeper into their organizations with equity grants, and that burn rates have increased dramatically.
    read more
  • Financial Inclusion Top Of Mind For U.S. Financial Leaders
    Financial Inclusion Top Of Mind For U.S. Financial Leaders

    The financial inclusion imperative has become more important over recent years as more and more people demand corporations to lead with purpose and make a positive impact on consumers and communities

    Financial inclusion is a primary focus for nearly all banks and financial institutions according to a new commissioned study Experian® released today conducted by Forrester Consulting.
    read more