Product Portfolio

  • Employees Stressed Over Possibility Of 401(k) Loan Defaults
    Employees Stressed Over Possibility Of 401(k) Loan Defaults

    Loan leakage now seen as a critical retirement readiness, financial wellness, and fiduciary challenge

    While employees appreciate being able to take 401(k) loans in case of financial emergency—20 percent of all 401(k) participants currently have loans outstanding—the possibility of not being able to repay those loans is stressing employees out, according to a new independent study released today by Custodia Financial...
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  • Considerable Change Ahead for U.S. Health Insurers​
    Considerable Change Ahead for U.S. Health Insurers​

    Fitch: There is potential for meaningful disruption on the horizon

    While change in the U.S. healthcare system is nothing new for insurers, we see few indications that it will subside in the near future, said Brad Ellis, Senior Director, Fitch Ratings. As healthcare costs continue to increase at an unsustainable pace, the risk of disruption from regulation increases.
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  • New Data Shows Smoking Can Increase Your Life Insurance Premium by Nearly 100%
    New Data Shows Smoking Can Increase Your Life Insurance Premium by Nearly 100%

    Analyzing the dollar-diffrerences in premium between smokers and non-smokers

    Although naturally grim in its circumstance, life insurance can be an important safety net for a policyholder’s loved ones. But having life insurance comes at a cost, so consumers must weigh the pros of paying for a policy against the potential consequences of not having one. 
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  • Two-Thirds Of Caregivers Juggle Work And Caregiving
    Two-Thirds Of Caregivers Juggle Work And Caregiving

    New data from Northwestern Mutual shows significant impact on careers and work/life balance for those providing care for an aging parent or relative

    A new release of findings from Northwestern Mutual's C.A.R.E. (Costs, Accountabilities, Realities, Expectations) Study reveals the degree to which caring for a friend or loved one can shift work responsibilities and overall career paths.
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  • Defining What Good Customer Experience Looks Like Is the First Step Toward Achieving It
    Defining What Good Customer Experience Looks Like Is the First Step Toward Achieving It

    We all know it when we see it...

    We all know good customer experience when we see it. For life insurance and annuity carriers, however, it is often hard to define and measure good customer experience.
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  • Build Robust Customer Relationships by Taking a Proactive Approach
    Build Robust Customer Relationships by Taking a Proactive Approach

    More choice and more access to information can just as easily confuse as help your clients

    by Jill J. Johnson

    While today’s sales process can appear streamlined and online, it creates complexities and confusion for consumers who have vastly more options in a global marketplace. The internet has blurred traditional sales territories because consumers can now search the world for the products and services they want or need.
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  • The Rise Of The Un-Retirees…
    The Rise Of The Un-Retirees…

    Majority of Americans Plan to Continue Working in Retirement

    Employees age 65 and older currently make up the fastest-growing segment of the American workforce. In fact, according to a new survey conducted by The Harris Poll on behalf of TD Ameritrade, the majority of Americans age 40 and older plan to continue working in a paid position after retiring.
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  • Equity Plan Participants Average Nearly $100,000 in Vested Stock; Less Than Half Have Ever Sold or Exercised Their Shares
    Equity Plan Participants Average Nearly $100,000 in Vested Stock; Less Than Half Have Ever Sold or Exercised Their Shares

    Schwab Study: It's worth considering the value of equity compensation in the context of your overall financial picture

    According to new research from Schwab Stock Plan Services, the average vested value of U.S. workers’ equity compensation is $97,711 and the average total value of their equity compensation is $149,835.
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  • Americans Woefully Unprepared for the Cost and Burden of Alzheimer’s and Caregiving
    Americans Woefully Unprepared for the Cost and Burden of Alzheimer’s and Caregiving

    Study: There are hurdles at every stage of life

    Results from a Women's Alzheimer's Movement and Caring Across Generations poll released today reveal the widespread impact of insufficient support for a nation laboring under the high financial and emotional cost and burden of caregiving.
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  • Aflac Launches New Group Life Insurance with Living Benefits and an Advanced Claim Payment
    Aflac Launches New Group Life Insurance with Living Benefits and an Advanced Claim Payment

    Paying the bills when a family loses a primary wage-earner

    Aflac, the leader in supplemental insurance sales at U.S. worksites, today announced the launch of its new group worksite life insurance. It is the latest product in the company's life portfolio, designed to help a wide array of individuals and families pay the bills if something happens to a primary wage earner.
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  • Life After 90…
    Life After 90…

    A new kind of financial protection for the longevity risk

    One-third of 65-year-olds will likely live past 90, but many are underfunded for that long a life span and their families are often not prepared to cover the gap. Launched today, AgeUp is a new product designed to provide financial protection for the adult children of the boomer generation who are concerned about their parents…
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  • Charles Schwab: Hong Kong Rising Affluent Need a Modern Approach to Financial Planning to Achieve Their Goals
    Charles Schwab: Hong Kong Rising Affluent Need a Modern Approach to Financial Planning to Achieve Their Goals

    Affluent financial well-being index finds only 3% have a modern financial plan

    Charles Schwab, Hong Kong, Ltd. (Charles Schwab Hong Kong) today announced the findings from its first Hong Kong Rising Affluent Financial Well-being Index. The study revealed the strong pressure that the rising affluent in Hong Kong are facing to support themselves and their family, as well as the need to have a comprehensive understanding of…
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  • More Than Half of U.S. Adults Say Financial Stress Negatively Affects Their Health & Work Performance
    More Than Half of U.S. Adults Say Financial Stress Negatively Affects Their Health & Work Performance

    Anxiety so deep that they're afraid to even look in their mailboxes

    Stressed about money? Consumers who are afraid to look in their mailbox and see another credit card bill or bank statement are not alone. New research from Lincoln Financial Group shows that over half of U.S. adults surveyed say financial stress negatively impacted their personal health and work performance in 2018.
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