Product Portfolio

  • Fulfillment, Frustration and the Pursuit of Success
    Fulfillment, Frustration and the Pursuit of Success

    Financial Pros Have Independence on Their Minds

    Examining the Mindset of U.S. Financial Professionals, a survey released today by Schwab Independent Branch Services, finds that while client-facing financial professionals are generally fulfilled and optimistic about their careers, they are brimming with entrepreneurial drive and drawn to independence.
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  • How Does Divorce Compound Retirement Risk?
    How Does Divorce Compound Retirement Risk?

    Better education is needed to help consumers build and protect retirement income

    Divorced Americans are at greater risk of not being able to maintain their standard of living in retirement, according to new research conducted by the Center for Retirement Research at Boston College with the support of Prudential Financial, Inc. (NYSE: PRU).
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  • Who Are Gig Workers and How are They Faring?
    Who Are Gig Workers and How are They Faring?

    Some Surprising and Some Not-so-surprising Findings from the New Bureau of Labor Statistics Survey

    While the term “gig economy” may conjure images of Millennials driving for Uber, the reality is that workers in alternative employment arrangements are far more likely to be Gen Xers or Baby Boomers.
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  • Medicare’s Financial Condition: Beyond Actuarial Balance
    Medicare’s Financial Condition: Beyond Actuarial Balance

    With income diminished and expenses on the rise, sustainability now a central focus

    Each year, the Boards of Trustees of the Federal Hospital Insurance (HI) and Supplementary Medical Insurance (SMI) trust funds submit a report to Congress on the Medicare program’s financial condition
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  • Go Forth… And Disrupt
    Go Forth… And Disrupt

    Schwab Challenges Independent Advisors to Be Disruptive Forces in the Industry

    Bernie Clark, leader of Schwab Advisor Services, asked independent advisors today: “Are we driving change or being driven by it?” and urged them to challenge themselves and resist the temptation to think “this is working just fine” given the extraordinary growth and success that the independent model has seen in the last decade.
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  • AIG Helps Launch the Alliance for Lifetime Income
    AIG Helps Launch the Alliance for Lifetime Income

    To Empower and Educate Consumers and Financial Advisors on the Importance of Having Protected Lifetime Income

    AIG (NYSE:AIG) today announced it is a founding member of the Board of Directors for the Alliance for Lifetime Income (Alliance), a new industry coalition of 24 leading financial services organizations whose goal is to educate Americans about the importance of protected lifetime income solutions and empower them to take action.
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  • Two Lawsuits with Implications for the Coverage of Millions of Americans
    Two Lawsuits with Implications for the Coverage of Millions of Americans

    With potentially far reaching implications for the Affordable Care Act and the Medicaid program—and the millions of Americans who depend on them for their health insurance

    by Sara R. Collins

    Significant legal challenges have marked the history of the Affordable Care Act (ACA) since its passage in 2010, and have largely determined the outlines of the law’s current structure. Similarly, as Sara Rosenbaum argues in a brief published this week, the courts have substantially shaped the Medicaid program over its 53-year history.
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  • Fidelity Asks: Are You Making The Most Out Of Health Savings Accounts?
    Fidelity Asks: Are You Making The Most Out Of Health Savings Accounts?

    Many are not maximizing HSAs – A misunderstood savings opportunity

    Today, Fidelity Investments® announced it has continued to see double-digit growth of its health savings account (HSA) business, adding 112 new employers in 2017 that provide HSAs to their employees. Account openings are also on the rise, with Fidelity’s 837,800 individual account holders representing $3B in assets, a 50 percent increase from 20171.
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  • Nation’s Men Stressed About Finances, Work and Health
    Nation’s Men Stressed About Finances, Work and Health

    Unum spotlights top stressors during Men’s Health Month

    Recent research from Unum (NYSE: UNM), a leading provider of leave management services and employee benefits in the U.S., details the prevalence of stress and behavioral health concerns among the nation’s men.
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  • MetLife and Insurtech Start-Ups Ignite Innovation
    MetLife and Insurtech Start-Ups Ignite Innovation

    'Digital Speed Dating' event unites Met's global leaders with cutting-edge startups

    How does a digital start-up get the attention of a Fortune 50 insurer with more than $60 billion in revenue? At MetLife, they walk in the front door and make their pitch.
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  • Is Retirement-Readiness In Crisis?
    Is Retirement-Readiness In Crisis?

    Financial advisors need to discuss optimizing Social Security benefits with clients

    A new Nationwide Retirement Institute® advisor survey reveals nine in 10 financial advisors strongly believe there is a retirement readiness crisis in America, and they are essential to helping provide a solution.
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  • How Would Retirement-Reform Proposals Impact Retirement Income Adequacy?
    How Would Retirement-Reform Proposals Impact Retirement Income Adequacy?

    Reduction in retirement deficits could be significant for younger age cohorts

    The Employee Benefit Research Institute (EBRI) has just released new research that examines the impact of various retirement-reform proposals on aggregate retirement deficits. While EBRI’s Retirement Security Projection Model,® (RSPM) shows that most policy initiatives would have limited impact for those already on the verge of retirement, the reduction in retirement deficits could be significant…
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  • Actuaries Identify Drivers of 2019 Health Insurance Premium Changes
    Actuaries Identify Drivers of 2019 Health Insurance Premium Changes

    Having stabilized, individual market now facing deteriorating risk-pool

    The American Academy of Actuaries has identified increasing health care costs and the effects of public policy changes as among the major drivers of 2019 premium rate changes for individual insurance coverage that is subject to Affordable Care Act (ACA) rules.
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