Product Portfolio

  • Guaranteed Lifetime Income Or A Fully Stocked Wine Cellar?
    Guaranteed Lifetime Income Or A Fully Stocked Wine Cellar?

    Financial advisors believe their clients favor the former

    RetireOne®, the leading independent platform for fee-based insurance solutions, and Protective Life Corporation (Protective), a wholly owned subsidiary of Dai-ichi Life Holdings, Inc. (TSE:8750), today announced the results of the “2021 RIA Protected Accumulation + Retirement Income Survey”
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  • Second Quarter U.S. Annuity Sales Jump Nearly 40%
    Second Quarter U.S. Annuity Sales Jump Nearly 40%

    Marking the highest sales in more than a decade

    Total preliminary U.S. annuity sales were $67.9 billion in the second quarter, up 39% from second quarter 2020. Year-to-date, annuity sales were $129 billion, 23% higher than prior year, according to preliminary results from the Secure Retirement Institute® (SRI®) U.S. Individual Annuity Sales Survey.
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  • How Far Will Employees Go To Remain Remote?
    How Far Will Employees Go To Remain Remote?

    Some are willing to go as far as to give up benefits, PTO, & salary

    Remote work was an unknown when it started en masse in March 2020. Marred by Zoom difficulties, the first few weeks were rocky and unsettling for executives and employees alike. But people soon began to enjoy working from home.
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  • Competitive Pricing For Pension Risk Transfer Costs Increase To 100% In June
    Competitive Pricing For Pension Risk Transfer Costs Increase To 100% In June

    Plan sponsors must now monitor the annuity market

    Milliman, Inc., a premier global consulting and actuarial firm, today announced the latest results of its Milliman Pension Buyout Index (MPBI). As the Pension Risk Transfer (PRT) market continues to grow, it has become increasingly important to monitor the annuity market for plan sponsors that are considering transferring retiree pension obligations to an insurer.
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  • Expecting Mothers Face Financial Trouble
    Expecting Mothers Face Financial Trouble

    Results of unpaid maternity leave without disability insurance include debt, delayed financial goals, and concerns about childhood development

    Pew Research found 82% of Americans believe mothers should receive paid maternity leave following the birth or adoption of their child. In reality, the most recent data from the U.S. Bureau of Labor Statistics reported just 17% of all U.S. workers have access to paid maternity or paternity leave.
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  • Generational Divide In Post-Pandemic Financial Confidence
    Generational Divide In Post-Pandemic Financial Confidence

    Millennials express more confidence in their long-term financial futures than their Gen X counterparts, though concerns about post-pandemic budgets linger

    The latest New York Life Wealth Watch survey revealed how Millennials are most concerned about post-pandemic budgets, but they express high levels of confidence in their long-term financial futures and retirement preparation. Gen Xers, conversely, are more confident about their short-term budgets but more uncertain about their financial futures.
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  • Generational Views Of Retirement In The U.S.
    Generational Views Of Retirement In The U.S.

    Different generations face different retirement challenges

    The ongoing COVID-19 pandemic has presented extraordinary health and economic challenges across the globe, triggering yet another deep economic crisis. While the availability of several vaccines in late 2020 has begun to alleviate health and economic issues, the economic fallout from the pandemic may create substantial uncertainty about financing retirement that could trigger Americans to…
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  • A Vision For Empowering Independent Agents
    A Vision For Empowering Independent Agents

    Building trust and creating resilience for small businesses in the future

    Small businesses have a long road to recovery ahead. For some, it could take years to return to their pre-Covid baseline. Independent agents, with the inroads and infrastructure to connect small business owners, can play a vital role in quickening the recovery, building trust in the insurance industry, and creating resilience for small businesses in…
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  • After A Year Of Uncertainty The Value Of Professional Financial Advice Goes Up
    After A Year Of Uncertainty The Value Of Professional Financial Advice Goes Up

    Advisors are considered people's most trusted source for guidance

    According to the latest findings from Northwestern Mutual's 2021 Planning & Progress Study, U.S. adults aged 18+ say financial advisors are the most trusted source for financial advice. This represents a reversal from 2020 findings when people said they trusted themselves most.
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  • 2021 Supplemental Health, DI & LTC Conference Goes Virtual
    2021 Supplemental Health, DI & LTC Conference Goes Virtual

     Exploring how the pandemic is changing the insurance industry

    Sam Glick, partner and leader of Oliver Wyman’s Health Innovation Center, will open the 2021 Supplemental Health, DI and LTC conference with a discussion about what the U.S. healthcare landscape will look like post pandemic.
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  • Millennials & Gen X Increasingly Concerned About Retirement In Wake of Pandemic
    Millennials & Gen X Increasingly Concerned About Retirement In Wake of Pandemic

    Strong support across generations for pensions and Social Security

    A national survey finds that Millennials and Generation X are more worried about retirement as compared to older generations. Sixty-four percent of Millennials and 54 percent of Generation X are more concerned about their retirement security in the wake of the COVID-19 pandemic. The level of concern is at 42 percent for Baby Boomers and…
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  • Low Rates To Slow Pandemic Recovery
    Low Rates To Slow Pandemic Recovery

    Life carriers look to alternative vehicles to transition to more capital-efficient models

    A transformation of the U.S. life insurance industry is underway, with an increasing number of primary carriers turning to the growing ranks of alternative asset manager-linked vehicles and more established counterparties to aid in their transitions to more capital-efficient business models.
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  • Final Expense & Pre-Need Life Insurance Sales Record Mixed Results In 2020
    Final Expense & Pre-Need Life Insurance Sales Record Mixed Results In 2020

    While overall 2020 sales increased, there was a substantial drop (20%) in monthly sales in March and April due to COVID-19

    Total final expense life insurance premium was $480 million among the 19 companies providing sales for both 2020 and 2019 growth, a 9% increase compared with 2019 results. At the same time, 2020 annual preneed life insurance premium fell 10% year-over-year.
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