Issues & Innovations

  • Low Mortgage Rates Help and Hurt Housing Market Potential
    Low Mortgage Rates Help and Hurt Housing Market Potential

    Lower rates boost housing market potential, but also discourage homeowners from selling and increase tenure length,

    First American Financial Corporation (NYSE: FAF), a leading global provider of title insurance, settlement services and risk solutions for real estate transactions, today released First American’s proprietary Potential Home Sales Model for the month of December 2019
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  • Mobile Money Market Worth $12.0 Billion by 2024
    Mobile Money Market Worth $12.0 Billion by 2024

    Is the day of a cashless society here already?

    According to a new market research report, Mobile Money Market, published by MarketsandMarkets, the Mobile Money Market will grow from USD 3.4 billion in 2019 to USD 12.0 billion by 2024, at a Compound Annual Growth Rate (CAGR) of 28.7% during the forecast period.
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  • Capitalism Redefined?
    Capitalism Redefined?

    Executives around the world are embracing a larger responsibility beyond profit

    The world's business leaders are increasingly embracing a new form of capitalism, moving from one focused primarily on shareholder value to one focused on serving the broader world, as the Fourth Industrial Revolution (also known as Industry 4.0) rewrites the role of business in society.
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  • When Vision And Value Collide
    When Vision And Value Collide

    As financial services firms try to build the firm of the future, skepticism persists

    Financial services firms are trying to build the firm of the future, but their lack of progress is stoking deep skepticism among investors, according to Oliver Wyman’s annual State of the Financial Services Industry report.
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  • Recruit, Retain: Upskill & ReSkill
    Recruit, Retain: Upskill & ReSkill

    Nationwide announces a five-year, $160M Future of Work investment

    In a rapidly-changing business environment and competitive job market, businesses are looking to attract and retain talent to help them deliver on their mission, and workers are looking for a company that is values-based and values them. Workers are also seeking employers who will partner with them in preparing for their futures.
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  • 40% of Older Americans Rely Solely on Social Security for Retirement Income
    40% of Older Americans Rely Solely on Social Security for Retirement Income

    Only 7% of Retirees Have Ideal Situation of Income from Three Sources: Social Security, Pension & Savings

    Only a small percentage of older Americans, seven percent, receive income from Social Security, a defined benefit pension, and a defined contribution account. Retirement income from these three sources is widely considered to be the ideal situation to ensure retirement security, particularly for the middle class. Retirees with these three sources of income are far…
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  • It’s Not You, It Really Is Me
    It’s Not You, It Really Is Me

    Nearly all Americans confess they can improve their relationship with money

    According to financial services firm Edward Jones’ survey, Relationship with Money, while 81% of Americans say they feel in control over their current financial situation, they admit a mix of emotions when it comes to their money.
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  • Actuarial Expertise Applied to Climate Risk
    Actuarial Expertise Applied to Climate Risk

    American Academy of Actuaries looks to quantify the relationship between past extreme weather and property damage

    As part of its continuing public policy research program providing objective and independent information based on actuarial analysis, the American Academy of Actuaries today introduced the first model and results of the Actuaries Climate Risk Index (ACRI), which provides results associating dollar estimates of property losses in the United States with changes in extreme weather.
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  • Debt Weighs Heavy On The Minds of Americans
    Debt Weighs Heavy On The Minds of Americans

    A growing anxiety as number tops $14 trillion

    Dealing with debt is foremost on the minds of many Americans and understandably so. In December, the New York Federal Reserve announced that Americans have a record $14 trillion in debt, including mortgages, credit cards, and student loans. The situation can cause a great deal of anxiety.
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  • Amid Global Complexity, Businesses Continue to Bet on Themselves
    Amid Global Complexity, Businesses Continue to Bet on Themselves

    Businesses ramping up technology investments to reach more customers, prepare for the future

    Most small and midsize U.S. business leaders expect continued growth for their companies this year amid a less robust economic environment, according to the annual JPMorgan Chase Business Leaders Outlook survey released today.
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  • Unprofitable Companies Raised Enormous Capital in 2019
    Unprofitable Companies Raised Enormous Capital in 2019

    For many IPOs, the one's you want, you can't get; The one's you can get, you don't want

    Somewhere, way in the back of your closet, you may have a white cotton sport jacket or a business suit with shoulder pads. They're garish, woefully out of style, but you can still remember when they were the height of couture, and wearing them felt so very natural. Every time you considered parting with these…
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  • Majority of Consumers Want Companies to ‘Take a Stand’
    Majority of Consumers Want Companies to ‘Take a Stand’

    More than 77% of consumers say they are motivated by companies' commitment to making the world a better place

    According to the 2019 Aflac Survey on Corporate Social Responsibility, consumers and investors reflect a distinct and growing tendency to increase pressure on American corporations when it comes to serving the social good.
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  • Unchartered Territory: Investment Insights for 2020
    Unchartered Territory: Investment Insights for 2020

    With late-stage economic expansion still in motion, investors and analysts eyeing 2020 as a pivotal year

    "'Unchartered territory' is an overused phrase, but we believe it applies to the current business cycle," said Kelly Bogdanova, vice president and portfolio analyst at RBC Wealth Management-U.S.
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