Issues & Innovations

  • Customers Are Ready For An Insurance Makeover…
    Customers Are Ready For An Insurance Makeover…

    Listening to your clients is more essential than ever to sustainable growth

    by Denise Garth

    Listening to the customer has never been more essential to sustainable growth than today. Today’s customers care about how they are served. They care about where they are served, when they are served, how they are served and who is serving them.
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  • How Are Consumers Faring In Their Financial & Physical Health
    How Are Consumers Faring In Their Financial & Physical Health

    Three key findings about consumer engagement find them focused, confident

    HSA Bank, a division of Webster Bank, N.A., released its annual HSA Bank Health & Wealth IndexSM for 2019 today, a report that explores how consumers are faring when it comes to their financial and physical health.
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  • New Lincoln Financial Group Research Reveals Need to Bridge the Gap Between Women’s Financial Planning Attitudes and Behaviors
    New Lincoln Financial Group Research Reveals Need to Bridge the Gap Between Women’s Financial Planning Attitudes and Behaviors

    Company to Host Live Twitter Chat on March 27, 2019 to Help Strengthen Women's Understanding of Personal Finance and Retirement Issues

    As Americans celebrate Women’s History Month, new research released today from Lincoln Financial Group (NYSE:LNC) reveals that while women place high importance on planning for retirement and their family’s future, they are facing gaps that are keeping them from reaching the positive outcomes they seek.
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  • Are Insurance Innovation Programs in Good Shape? How Do They Know?
    Are Insurance Innovation Programs in Good Shape? How Do They Know?

    New Assessment Gives Insurers a 'Wellness' Check of Innovation Efforts

    ITL Advisory, the strategic consulting arm of Insurance Thought Leadership Inc., is offering insurance companies a new innovation assessment service, designed to evaluate whether their programs have critical elements for success—especially considering A.M. Best's plan to begin evaluating insurance company innovation efforts.
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  • Institutional Investors: In Search Of Alpha
    Institutional Investors: In Search Of Alpha

    Institutions with More Than $1 Billion in Assets Expect to Increase Allocations in Active and Non-Traditional Passive, While Decreasing Allocations to Passively-Managed Strategies

    Institutional investors are looking at ways to diversify sources of investment outperformance, also known as alpha, in preparation for a potentially lower return or more volatile market environment, according to the Fidelity® Global Institutional Investor Survey.
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  • Failing the Grade: Investors World-Wide Say Current Corporate Leadership is ‘Unfit’ for Future
    Failing the Grade: Investors World-Wide Say Current Corporate Leadership is ‘Unfit’ for Future

    ‘Self-Disruptive Leader’ Study Reveals That Fewer Than Two in Ten Corporate Leaders Have the Skills Required to Take Their Companies Into the Future

    According to an extensive Korn Ferry (NYSE: KFY) study – capturing the sentiment of nearly 800 investors and including a detailed analysis of more than 150,000 leaders – corporate leadership is ill-prepared to meet the challenges of tomorrow.
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  • Emerging Markets Will Drive Global Economic Growth Over the Next Decade
    Emerging Markets Will Drive Global Economic Growth Over the Next Decade

    'They'll continue to outpace advanced markets' and the shift from West to East will continue

    Emerging markets will remain the growth engine for the global economy and insurance industry over the next decade, the latest sigma report from Swiss Re Institute shows.
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  • Globally, Small & Medium Sized Businesses Plan To Keep Growing Despite Economic Turbulence
    Globally, Small & Medium Sized Businesses Plan To Keep Growing Despite Economic Turbulence

    They see just how important they are to the overall health of the economy

    The world’s small and medium-sized enterprises (SMEs) are forecasting slower revenue and profit growth, according to the third annual Global SME Pulse: Smart Strategies to Improve the Bottom Line, conducted by Oxford Economics on behalf of American Express. Despite forecasts, global SMEs are developing strategies to sustain their top and bottom line and feel positive…
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  • Optimism, Consumer Sentiment Rebound in March
    Optimism, Consumer Sentiment Rebound in March

    Reversing last month’s decline, the Economic Optimism Index, Presidential Leadership Index, and National Outlook Index all rise

    The IBD/TIPP Economic Optimism Index, a leading national poll on consumer confidence, rose 10.7 percent in March, ending a four-month slide. Its reading of 55.7 ensures that the index continues its record run in positive territory.
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  • 2019’s Best States to Be Rich or Poor from a Tax Perspective
    2019’s Best States to Be Rich or Poor from a Tax Perspective

    New data highlights taxes as a 'share of a person's income' and raises a question of fairness in the tax code

    It’s tax season, and Uncle Sam is back to collect what’s due. But some Americans are hit harder by taxes than others. The Institute on Taxation & Economic Policy, or ITEP, found in its latest report that many taxes — including property taxes, sales taxes, and some state and local taxes — are regressive.
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  • Financial Fragility
    Financial Fragility

    How the Shutdown Affected the Household Finances of Federal Workers

    Researchers have warned for years that many Americans lack sufficient savings to cover even a relatively brief disruption of their income. But few events have provided a clearer real-world test of that assessment than the government shutdown that began on December 22, 2018, and ended 35 days later on January 25, 2019.
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  • MassMutual CEO Roger Crandall Advocates New Retirement Savings Incentives for Both Employers and Their Employees
    MassMutual CEO Roger Crandall Advocates New Retirement Savings Incentives for Both Employers and Their Employees

    Supports bipartisan legislation to make retirement plans more widely available and increase retirement savings

    Roger Crandall, Chairman, President and CEO of Massachusetts Mutual Life Insurance Co. (MassMutual), on Wednesday advocated for legislation before the U.S. House Ways & Means Committee that would make it easier and less expensive for employers to provide workplace retirement plans while encouraging workers to save more for their own retirements.
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  • Freelance Nation? The New American Dream
    Freelance Nation? The New American Dream

    But the gig economy has a dark side...

    The new American dream is the ability to be your own boss, with the freedom to work whenever and wherever you want, according to a new survey conducted by The Harris Poll on behalf of TD Ameritrade.
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