Issues & Innovations

  • Home Alone: The Psychological Impact of Self-Isolation …
    Home Alone: The Psychological Impact of Self-Isolation …

    ... And how employers can help

    by Lilly Kofler

    Odds are if you’re sending your staff home to prevent the spread of the coronavirus, you’re focused on logistical considerations and continuity plans, such as making sure they have access to the internet, shared documents, and each other.
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  • Can You Deliver?
    Can You Deliver?

    Thoughts on managing commerce in a time of crisis

    by John P. David

    When I was a kid growing up in western New York, we had an egg man. Once a week, he delivered eggs to our house, carrying them in a charming little basket. My best guess is the eggs came out of a chicken that morning. Talk about “farm to table!”
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  • The Power of Multiples: How to Reduce Financial Pain Points
    The Power of Multiples: How to Reduce Financial Pain Points

    Consumers Often Struggle with Multiple Woes and Take Multiple Actions; Younger and Less Affluent Consumer Have Most Difficulty

    Americans struggle with multiple financial pain points more often than a single problem, from choosing investments to paying off debt, as revealed in a report by Hearts & Wallets, the data analytics company that specializes in how consumers save, invest and seek financial advice.
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  • Emergency Fed Rate Cut A First Step
    Emergency Fed Rate Cut A First Step

    Targeting consumer spending... and its subsequent domino effect

    The Federal Reserve yesterday announced an emergency interest-rate cut of 1 percentage point, bringing the Fed’s target rate nearly to zero for the first time since its 2008-2015 stay at that level following the financial crisis.
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  • Future Foundations: Talent, Tech & Data
    Future Foundations: Talent, Tech & Data

    Incumbent insurers must become more digital and explore new business models and offer new products to meet new customer needs

    By Denise Garth

    It takes three legs to hold up a table; four, if you want to give it added security and keep it from tipping over. Yet insurers find themselves struggling to keep three of their foundational assets from lagging behind industry standards. Which three are in danger of causing insurers to tip?
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  • How Will An Emergency Fed Rate-Cut Affect Business?
    How Will An Emergency Fed Rate-Cut Affect Business?

    In responses to CoronaVirus, this will be the first emergency rate cut since 2008

    The Federal Reserve today announced a 50 basis point cut to its target rate as an emergency response to economic concerns stemming from the coronavirus. This is the Fed’s first emergency rate cut since 2008 and the fourth cut overall since the start of 2019.
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  • How Will Coronavirus Affect You?
    How Will Coronavirus Affect You?

    How many mask wearers have gotten a regular flu shot this year?

    by Bruce Turkel

    Greetings from 36,000 feet. I’m heading home from a speaking gig in Houston and I’m using my airplane quiet time to reflect on the things I learned at the conference I was attending.
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  • Debt, Saving & Taxes
    Debt, Saving & Taxes

    Can employers play a role in the management of student loan repayment?

    More Americans say employers have a role in paying off student loans than providing for retirement in a new consumer mindset report by Hearts & Wallets. The Attitudes & Sentiment: Consumer Beliefs to Guide Strategic Decisions and New Product Development report examines consumer goals, sentiments, concerns and attitudes toward saving and investing.
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  • The Slump in Customer Satisfaction Persists
    The Slump in Customer Satisfaction Persists

    GDP growth, at 2.1% in 2019, is weaker than its 25-year average

    The decline in U.S. customer satisfaction continued in the final quarter of last year, falling 0.4% to a score of 75.4 (on a scale of 0 to 100) on the American Customer Satisfaction Index.
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  • More Than Half Of Americans Disagree With How Their Tax Dollars Are Spent
    More Than Half Of Americans Disagree With How Their Tax Dollars Are Spent

    Not surprisingly, many think they are simply over-taxed

    A majority of Americans not only disapprove of how the government spends their tax dollars, 51% also believe they are overtaxed. This is according to a new GOBankingRates survey aimed at getting to the bottom of how Americans view taxation as well as how they want their tax dollars to be spent.
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  • Rise of ‘Gray Divorce’ Dramatically Impacting Estate Planning Industry
    Rise of ‘Gray Divorce’ Dramatically Impacting Estate Planning Industry

    Annual Survey explores challenges and conflicts of estate planning in 2020

    A trend known as "gray divorce," the increasing rate of divorce for those over 50 years old, along with prolonged life expectancy and rising healthcare costs, are impacting financial planning, specifically estate planning.
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  • Business Development & Growth Within The Generation Gap
    Business Development & Growth Within The Generation Gap

    Executives impart ‘What it Takes’ to lead in today’s business landscape

    by Merilee Kern, MBA

    It’s fairly indisputable that a prospering company or organization wouldn’t be enjoying any notable measure of success without highly effective leadership. Potent leadership is, in fact, often a primary driver of business innovation, development and growth overall.
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  • Survey Says: Consumers Love Their Tax Refunds
    Survey Says: Consumers Love Their Tax Refunds

    Americans just like getting a big check...

    Americans like giving Uncle Sam an interest-free loan, according to a new survey from Kiplinger's Personal Finance magazine and Barclays US Consumer Bank. While Americans know they would pay less in taxes throughout the year, nearly two-thirds (63%) of those surveyed say they would rather get a refund than a bigger paycheck (37%).
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