Issues & Innovations

  • Politics And Portfolios
    Politics And Portfolios

    New study reveals divergent investor sentiment between Republicans and Democrats

    E*TRADE Financial Corporation (NASDAQ: ETFC) today announced results from its Politics & Portfolios study on voting investor sentiment as a result of the midterm elections.
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  • Millennials Most “at Risk” Generation When It Comes to Life Insurance
    Millennials Most “at Risk” Generation When It Comes to Life Insurance

    Millennials self-report a 78 percent shortfall in life insurance coverage; Only 10% have what they need

    The Millennial generation is now the least prepared for unexpected life events due to a lack of adequate life insurance coverage, according to the latest edition of New York Life’s Life Insurance Gap survey.
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  • U.S. Life/Health Impairments Drop in 2017
    U.S. Life/Health Impairments Drop in 2017

    Affordable Care Act Co-Op Plans Continue to Falter

    Three health insurance Consumer Operated and Oriented Plans formed through the Affordable Care Act (ACA), known as co-ops, became impaired in 2017, representing all U.S. life/health impairments in the last year and 18 of 20 impairments since 2015, according to a new A.M. Best special report.
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  • US Retirement Confidence Reaches 10-Year High
    US Retirement Confidence Reaches 10-Year High

    But troubling shortfall in savings levels and declining financial literacy suggest now is not the time to sit back and relax

    AllianceBernstein L.P. ("AB"), a leading global investment firm with $550 billion in assets under management, today announced new research showing that retirement confidence among U.S. workers has reached its highest level in 10 years, with nearly half (47%) of defined contribution (DC) plan participants feeling confident about their retirement prospects – a hefty 15 percentage…
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  • Can Millennials Live Their Best Lives – Now And In The Future?
    Can Millennials Live Their Best Lives – Now And In The Future?

    Saving for the future is as gratifying as treating themselves today

    Fidelity Investments® today announces its 2018 Millennial Money Study, which finds millennials (born 1981 – 1996) are seeking balance when it comes to their money habits, especially as it relates to spending now versus saving for the future.
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  • The Aging Economy Report Reveals It’s the End of Retirement as We Know It
    The Aging Economy Report Reveals It’s the End of Retirement as We Know It

    From Canada: What do increasing  life expectancy and fertility rates suggest for the way we plan?

    BMO Wealth Management today released a report that shares insights on the social and financial consequences of an increase in life expectancy and low fertility rates in Canada.
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  • The Collective Defined Contribution Plan(CDCP): Enhanced Income Planning
    The Collective Defined Contribution Plan(CDCP): Enhanced Income Planning

    MIT Center launches contest to develop new type of retirement plan for the public sector

    The Golub Center for Finance and Policy (GCFP) at the Massachusetts Institute of Technology (MIT) is launching a contest to generate strategic proposals aimed at enhancing retirement plans covering millions of public sector workers across the US
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  • The Retirement Income Gender Gap
    The Retirement Income Gender Gap

    Women lag men in retirement savings, Prudential study finds

    Data from Prudential’s 2018 Financial Wellness Census™ finds that women and men on average expect to retire at age 67. But women have saved an average of $115,000 compared with $203,000 for men and nearly half (46 percent) of women said they have no retirement savings.
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  • Saving For Retirement Is The Number One Stressor
    Saving For Retirement Is The Number One Stressor

    Simple steps your clients can take to improve their ability to retire

    When it comes to financial stress, the number one culprit is saving for retirement, according to a new study from Lincoln Financial Group (NYSE: LNC). Additionally, 90 percent of Americans say that stress about their financial situation impacts their day-to-day mood.
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  • Study: U.S. Health Care Exacerbating Struggles of American With Serious Illness
    Study: U.S. Health Care Exacerbating Struggles of American With Serious Illness

    ...With many facing financial ruin

    Americans who become seriously ill don’t just struggle with their disease. Often, they feel confused and helpless (62%), face the risk of financial ruin (53%), and experience serious problems with their care (61%). Those are among the key findings of a new survey released today by the Commonwealth Fund, the Harvard T.H. Chan School of…
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  • Planning Through The Generational Shifts
    Planning Through The Generational Shifts

    Millennial business owners focus on retirement more than Gen X or Baby Boomers

    Despite numerous stereotypes about Millennials, a new survey by Nationwide reveals they could be more prepared and supportive of planning for the future than Gen X or Baby Boomer business owners. 
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  • AARP Bulletin Reveals 10 Ways the Midterm Elections Could Change the Future for Older Americans
    AARP Bulletin Reveals 10 Ways the Midterm Elections Could Change the Future for Older Americans

    Special report details how Social Security, Medicare, Medicaid, retirement savings plans and other key programs are at stake this election

    How America votes in the midterm election could influence major policy decisions at the federal and state levels that could affect the lives of all older Americans for decades to come, according to a special report in the October issue of the AARP Bulletin.
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  • How Digital Habits Are Driving Shifts In Financial Attitudes
    How Digital Habits Are Driving Shifts In Financial Attitudes

    Consumers are growing more comfortable conducting financial activities with non-traditional technology providers

    The latest quarterly consumer trends research from Fiserv, Inc. (NASDAQ: FISV), a leading global provider of financial services technology solutions, shows that as the importance of digital engagement has grown, so has consumer comfort using non-financial companies to conduct financial activities.
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