Issues & Innovations

  • Driving Retirement Outcomes
    Driving Retirement Outcomes

    U.S. insurance carriers emphasizing annuities and investment solutions with growth potential and downside mitigation features, and prioritizing in-plan solutions

    Major US based insurance carriers continue to focus on value propositions driven by investor demand, highlighted by annuity products that provide downside risk management and also allow for upside participation, as well as in-plan solutions that can provide guaranteed retirement income.
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  • Gaps Found Between Personal, Financial Wellbeing Perceptions & Realities
    Gaps Found Between Personal, Financial Wellbeing Perceptions & Realities

    Education and innovation paramount to helping Americans prepare for brighter future

    A majority of Americans think they’re on the right path when it comes to financial stability, according to a new survey from Legal & General America (LGA). But their responses are in stark contrast to U.S. government data.
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  • How Are You Managing Your Credit?
    How Are You Managing Your Credit?

    5 bad credit management habits you need to break

    If you’re not careful, bad credit management habits can be easy to pick up over time. Yet negative credit behaviors could have long-term implications for your financial life.
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  • Reality Bites As Generation X Approaches Retirement And More Than 1 In 5 Say They Will Never Retire
    Reality Bites As Generation X Approaches Retirement And More Than 1 In 5 Say They Will Never Retire

    Nearly half of North American Gen Xers accept they may have to work longer than originally planned before retiring

    Perpetually stuck between older, more popular Baby Boomers and younger, more precocious Millennials, Generation X has been overlooked for most of the 21st Century
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  • 2024 Financial Planning Survey
    2024 Financial Planning Survey

    Gen Z is 65% less likely than Boomers to turn to financial professionals first for advice

    Americans have plenty of choices when it comes to where they get financial advice, from websites and social media influencers to professional experts like CFPs, CFAs, and CPAs.
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  • Digital Health Care Tech Investments Are Showing Promise For Members
    Digital Health Care Tech Investments Are Showing Promise For Members

    Health insurance executives report that digital health care technologies, such as wearables, remote monitoring and telehealth, are beginning to yield significant benefits

    Ernst & Young LLP (EY US) The recent EY Health Pulse Survey reveals that technology advancements are enhancing member engagement and access to health care services.
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  • 2024 State Of Employee Benefits
    2024 State Of Employee Benefits

    Participation in high-deductible health plans is highest among Generation Z

    Benefitfocus, one of the leading benefits administration providers in the industry, announced today the release of its “2024 State of Employee Benefits™ Report,” a detailed look at how employers support today’s workforce through workplace benefits and savings programs.
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  • One Stop Shop For Business Success
    One Stop Shop For Business Success

    How the right tools can unlock potential and level the opportunity playing field for small businesses

    Delivering a high quality one stop shop for business skills, digital tools and mentoring, all in one place, can lead to a significant improvement in business skills and confidence, unlocking the potential of entrepreneurs, a major new report has found.
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  • The Future Of Wealth Is Female
    The Future Of Wealth Is Female

    Financial challenges hit harder for widowed women

    A new Thrivent survey reveals over half of widowed women experienced financial challenges after their spouse's passing, with 51% either living paycheck to paycheck or struggling to manage their bills. A lack of proactive financial planning could be to blame: 41% of the widowed women surveyed said they didn't have any financial conversations or plans…
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  • Financial Coalition Urges Senate Passage Of Financial Exploitation Prevention Act
    Financial Coalition Urges Senate Passage Of Financial Exploitation Prevention Act

    Call comes ahead of World Elder Abuse Awareness Day

    As World Elder Abuse Awareness Day approaches, the Financial Services Institute (FSI), the Investment Company Institute (ICI), the Insured Retirement Institute, and the Securities Industry and Financial Markets Association (SIFMA) call on senators to pass the Financial Exploitation Prevention Act (S. 1841) and for President Biden to sign it into law.
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  • 2024 U.S. Commercial Member Health Plan Study
    2024 U.S. Commercial Member Health Plan Study

    Customer experience chasm grows between highest- and worst-performing health plans

    For employees enrolled in commercial health insurance plans, the quality of their overall healthcare experience is largely dependent on the insurers with whom their employers have contracted, but their satisfaction with their plan is not dependent.
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  • Career Burnout: Financial Services Ranks Among Most Stressful Jobs
    Career Burnout: Financial Services Ranks Among Most Stressful Jobs

    Education is the most burnt-out job in the US, with a median duration of 2.65 years of working at the same place

    New data has revealed the top 10 industries with the shortest average of median tenure in the job role. The research conducted by career experts at PsychologyJobs.com analyzed the average median tenure on LinkedIn to find out which industries are facing the most burnout in their careers.
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  • Improving Retirement Readiness Across Investor Profiles Through Financial Wellness Programs
    Improving Retirement Readiness Across Investor Profiles Through Financial Wellness Programs

    Only 24% of active 401(k) participants feel very confident in maintaining current living standard in retirement

    Cerulli finds that only 24% of active 401(k) participants say they are very confident they will be able to maintain their current standard of living in retirement. The lack of retirement confidence among average Americans comes as the plethora of tools, products, and solutions aimed at improving defined contribution (DC) participants’ financial wellness nears oversaturation.
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