Issues & Innovations

  • Economic Recovery In Latin America Hinges on Vaccine Rollout, Though Country Risk Issues Remain
    Economic Recovery In Latin America Hinges on Vaccine Rollout, Though Country Risk Issues Remain

    How will the process of Covid-recovery impact the industry?

    AM Best expects economic activity in Latin America to rebound in 2021 as lockdown restrictions due to the pandemic continue to subside, providing support to the region’s insurance markets.
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  • How Financially Savvy Are Today’s Young Adults?
    How Financially Savvy Are Today’s Young Adults?

    Money Management Knowledge test indicate there is ‘room for improvement'

    The National Financial Educators Council (NFEC) highlights results from its financial literacy testing data annually and has reported on 119,813 across the past decade. Over the past year, the NFEC recently asked 7,246 people across all 50 US states to respond to a test measuring their current personal finance knowledge.
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  • Seven “Signs and Symptoms” Of A Traumatized Company… Recognize Any?
    Seven “Signs and Symptoms” Of A Traumatized Company… Recognize Any?

    Organizational trauma isn’t always caused by a single horrifying event

    Organizational trauma takes many forms. It can be “collective trauma” like what we’ve all struggled with over the past year due to the COVID-19 pandemic. It can be a “shock and awe” event like an act of violence or a suicide. It can be ongoing and cumulative, like systemic sexual harassment or racism. Or it…
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  • Don’t Lose Great Talent By Focusing On Years Of Experience!
    Don’t Lose Great Talent By Focusing On Years Of Experience!

    Use these four interviewing best practices to avoid ruling out the best talent for your organization

    by Jeremy Eskenazi

    Many organizations use years of experience as a qualifier for jobs. It seems like second nature, but it doesn’t garner better talent. Using years of experience is often tied to a compensation range exercise and can lead to a sloppy path to your company being at risk of being accused of agism, or worse!
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  • Contemplating Balance
    Contemplating Balance

    The spring equinox and you

    by Bruce Turkel

    Do you know what the Spring Equinox is? Don’t feel bad if you don’t, I didn’t either. The word equinox comes from the Latin words aequi, meaning “equal” and nox, meaning “night” and is defined as the “equality of night and day.” This is because the equinox occurs at the specific moment the sun is…
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  • Road to Recovery is Uncertain for America’s Small and Medium-sized Businesses
    Road to Recovery is Uncertain for America’s Small and Medium-sized Businesses

    Harder hit than their peers in metro areas, rural businesses expect that recovery could take two years or more

    The prolonged economic impacts of COVID-19 are wearing on small and medium-sized businesses as owners report more uncertainty about when and how they may recover, according to a new report from Principal Financial Group®.
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  • The Consumer Behaviors That Changed Forever in 2020
    The Consumer Behaviors That Changed Forever in 2020

    How and why people spend their time and money

    Coefficient Capital, the venture capital firm focused on digitally powered omnichannel consumer brands, has partnered with The New Consumer, the publication about how and why people spend their time and money, to release today Consumer Trends 2021, a new report examining consumer behaviors that were forever changed by COVID-19.
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  • 21st Century Medicare
    21st Century Medicare

    Coverage restrictions by Medicare and private insurers prevent seniors from fully leveraging the potential benefits of alternative medicine therapies

    Coverage restrictions by Medicare and private insurers prevent seniors from fully leveraging the potential benefits of alternative medicine therapies Ensurem CEO Dave Rich urges insurers to catch up with modern times. (Clearwater, FL) December 21, 2020—People are not only living longer, but according to recent research from Duke University, they’re also living better. Today’s seniors…
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  • Making It Work In The New Virtual & Hybrid Workplaces
    Making It Work In The New Virtual & Hybrid Workplaces

    What we are learning in crisis about our ability to ‘return to work'

    An international Boston Consulting Group (BCG) survey on employee sentiment reveals that productivity can be maintained surprisingly well in a virtual or hybrid work setting, according to a new BCG article, What 12,000 Employees Have to Say About the Future of Remote Work.
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  • Corporate Bond Holdings Pose Risk to Insurers’ Balance Sheets
    Corporate Bond Holdings Pose Risk to Insurers’ Balance Sheets

    Low interest rate, cut in corporate earnings serve up a double-whammy

    Recent macroeconomic uncertainty due to the COVID-19 pandemic is a concern for insurers’ balance sheets as corporate bonds constitute a majority of the insurance industry’s assets, according to a new AM Best special report.
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  • COVID, College & Credit
    COVID, College & Credit

    How is the pandemic altering the perceptions of young Americans about their financial future?

    Two-thirds of college students (13.3 million) say the coronavirus has changed how they feel about their financial future, according to the personal-finance website WalletHub’s 2020 College Student Financial Survey, released today. The survey also revealed that students feel the pandemic is the biggest thing holding them back financially right now, ahead of a lack of…
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  • How A Pandemic Can Uncover the Importance of Retirement Financial Planning
    How A Pandemic Can Uncover the Importance of Retirement Financial Planning

    A lack of familiarity with planning tools contributes to financial worries among young Americans

    Despite retirement worries amid the COVID-19 pandemic, familiarity with common retirement planning tools remains low. According to the latest research from the Center for a Secure Retirement® and Bankers Life, a national life and health insurance brand that focuses on the insurance needs of Americans who are near or in retirement, only about half of…
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  • States with the Most Improved Health During COVID-19
    States with the Most Improved Health During COVID-19

    Many have jumped ahead of the Covid-19 curve, while others still lag behind

    With states’ reopening progress being delayed due to spikes in COVID-19, WalletHub today released updated rankings for the States with the Biggest Health Improvements During COVID-19, along with accompanying videos and audio files.
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