Issues & Innovations

  • The Financially Unprotected Sex
    The Financially Unprotected Sex

    Examining how the pandemic, inflation and looming recession has led to women worrying about their financial future

    It's no surprise that women have had to deal with unprecedented volatility over the past few years. The (financially) unprotected sex by Wyshbox Life Insurance includes interviews and surveys of over 400 women and takes a deep dive into how much of a negative financial impact the pandemic, inflation and fears of a potential recession…
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  • In The Worksite: New Era, New Values
    In The Worksite: New Era, New Values

    Workers seek empathy and flexibility in a post-pandemic work world

    The past two years have brought a series of monumental events to the world. Leading the way was the COVID-19 pandemic, which profoundly affected how people worked and lived. Even though lockdowns have been lifted and most aspects of life are back to normal, for many, recovery isn’t complete.
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  • 44% Of Student Borrowers Considered Dropping Out Due To Financial Burden
    44% Of Student Borrowers Considered Dropping Out Due To Financial Burden

    A majority of students say they've made sacrifices in life to lessen the financial burden of school

    The financial burden of college is making current student loan borrowers think twice about whether to continue their educational journeys. In a new BestColleges survey of 409 currently enrolled college students with federal and/or private student loans, 44% say they've considered dropping out due to the financial burdens of school.
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  • More BIPOC Americans Open To Getting Financial Planning Help In 2022
    More BIPOC Americans Open To Getting Financial Planning Help In 2022

    Fewer BIPOC respondents said they feel prepared to financially support the various things they’d like to do or the passions they’d like to pursue over the course of their life compared to white respondents

    Despite the significant financial challenges brought on by the pandemic over the past two years, Americans who identify as BIPOC (Black, Indigenous, and People of Color, including Hispanic and Asian/Asian Americans) report receiving less professional assistance than they did a year ago, according to the 2022 Retirement Risk Readiness Study* from Allianz Life Insurance Company…
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  • How To Manage Credit Card Debt During Inflation
    How To Manage Credit Card Debt During Inflation

    Tips to help you avoid overutilizing your cards and take advantage of their benefits without the dangers of credit card debt

    Inflation has hit a 40-year high in 2022, jumping as high as 9.1% year over year in June, compared to the long-term average of about 3.2%. And according to data from credit reporting agency Equifax and the New York Federal Reserve Bank, it appears that some Americans are relying on credit card debt to keep…
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  • Playing The Nuclear Trump Card, The .75% Solution, And Fiscal And Monetary Schizophrenia
    Playing The Nuclear Trump Card, The .75% Solution, And Fiscal And Monetary Schizophrenia

    The method to the madness

    Egan-Jones Ratings Company has released its latest Risk Commentary issue entitled, “Playing the Nuclear Trump Card, The .75% Solution, and Fiscal and Monetary Schizophrenia, The Method to the Madness”.
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  • CFP Board Center For Financial Planning Hosts 2022 Academic Research Colloquium For Financial Planning
    CFP Board Center For Financial Planning Hosts 2022 Academic Research Colloquium For Financial Planning

    The Colloquium, an initiative of the Center for Financial Planning, is an international meeting of researchers, practitioners, graduate students and leaders of the financial planning practice

    The CFP Board Center for Financial Planning ("Center") today announced that the sixth annual Academic Research Colloquium ("Colloquium") for financial planning and related disciplines will be held in person at the Conrad Washington, DC, on October 24-25, 2022. Many of the Colloquium's sessions will be eligible for Continuing Education (CE) credit.
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  • How Financial Literacy Varies Among U.S. Adults
    How Financial Literacy Varies Among U.S. Adults

    For all financial decisions, life’s paths are not always ’normal’

    The TIAA Institute-GFLEC Personal Finance Index (P-Fin Index) is an ongoing project now in its sixth year that annually assesses financial literacy among the U.S. adult population.
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  • Interest In Sovereign Debt Funds Resurfaces In Europe Amid Flight To Safety
    Interest In Sovereign Debt Funds Resurfaces In Europe Amid Flight To Safety

    Managers fine-tune their product shelves and await the sector’s return to favor

    There is growing optimism among asset managers and investors around Europe that bond yields on government debt will once again start to look relatively attractive, according to the latest issue of The Cerulli Edge—European Monthly Product Trends.
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  • Employers Eye Insurance Benefits As A Way To Attract, Keep Talent
    Employers Eye Insurance Benefits As A Way To Attract, Keep Talent

    LIMRA estimates 86 million employees could have access to new insurance benefits within 2 years

    Facing a historically tight job market, many employers are looking to bolster their workplace benefits to attract new talent and retain their existing workforce. In a LIMRA survey of U.S. private employers with 10 or more employees, 60% said they are considering adding a new insurance benefit within the next two years ― roughly double…
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  • Worldwide Recession Sentiments
    Worldwide Recession Sentiments

    The majority of senior business executives expect a recession

    A new International Data Corporation (IDC) survey of senior business executives from around the world found that 59% believe there will be a recession in the coming year. Moreover, nearly 30% of those who believe a recession will occur also believe that we are currently in a recession with another 26% expecting a recession to…
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  • Cryptocurrency Investment Scams Take To TikTok
    Cryptocurrency Investment Scams Take To TikTok

    That pile of cash might be a money pit

    Watch out for this TikTok scam, which promises to turn a few hundred dollars’ worth of cryptocurrency into thousands in no time at all. BBB is seeing many new reports in BBB Scam Tracker related to this money-flipping scam. Here’s what you need to know.
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  • Personal Debt In America Had Dropped 25% In Three Years
    Personal Debt In America Had Dropped 25% In Three Years

    U.S. adults who carry personal debt held an average of $22,354 exclusive of mortgages at the start of the year, when inflation was already on the rise but before the latest spikes

    U.S. adults who carry personal debt held an average of $22,354 exclusive of mortgages at the start of the year, when inflation was already on the rise but before the latest spikes The 2022 Planning & Progress Study, an annual research study from Northwestern Mutual, explores U.S. adults’ attitudes and behaviors toward money, financial decision-making,…
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