Issues & Innovations

  • Small Business Hiring Experienced A Decline In August
    Small Business Hiring Experienced A Decline In August

    Hiring trends decrease, as pandemic concern heighten and labor shortages persist

    The CBIZ Small Business Employment Index (“SBEI”) reported a seasonally adjusted decrease of 1.79% for August, marking a significant decline following two months of growth during the summer season. 
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  • U.S. ‘Retiree Wellbeing’ Sinks To #17 Globally
    U.S. ‘Retiree Wellbeing’ Sinks To #17 Globally

    Savers hope for a miracle

    The United States slipped one spot to No. 17 among developed nations in the 2021 Global Retirement Index (GRI), released today by Natixis Investment Managers (Natixis IM). The ninth annual index, a snapshot of the relative financial security of retirees in 44 countries, shows that many Americans feel that their retirement dreams are slipping away,…
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  • Middle Income Malaise
    Middle Income Malaise

    From the gas pump to groceries, consumers are experiencing higher prices

    Primerica, Inc. (NYSE: PRI), a leading provider of financial services in the U.S. and Canada, is releasing its latest quarterly Middle-Income Financial Security Monitor – a national survey of middle-income families measuring their financial situation.
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  • The Covid Surge Slows The Road To Recovery
    The Covid Surge Slows The Road To Recovery

    Only 38% of small business owners believe the United States is heading in the right direction – a 29% decline since June

    Small business owners across America are ringing the alarm about the direction the country is headed and are struggling to manage inflationary pressures, navigate the labor shortage and confront mental health struggles, according to a new survey released today from Goldman Sachs 10,000 Small Businesses Voices.
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  • Stark Inequality Through The Generations
    Stark Inequality Through The Generations

    How financial asset disparities undermine retirement security

    The ownership of financial assets, much like the ownership of wealth broadly, is highly concentrated among Americans of high net worth. This stark inequality in the ownership of financial assets undermines the premise of a retirement system built around the individual ownership of financial assets in defined contribution (DC) accounts.
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  • Beyond Mentoring
    Beyond Mentoring

    The 3 C’s of success– coaches, champions & cardinals

    by Jill J. Johnson, MBA

    People who achieve career success often talk about having had a mentor who guided their career. Whether the mentoring relationship evolves naturally or is a planned relationship, it provides a sustained link between the two individuals. Everyone needs help learning new skills and imagining things they could have never conceived of on their own.
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  • Credit Card Debt Reemerges After Drastic Reduction In 2020
    Credit Card Debt Reemerges After Drastic Reduction In 2020

    Q2 2021 sees $45.7 billion spike

    After a record-setting year for credit card debt reduction in 2020, U.S. consumers are once again adding new credit card debt by the billion, racking up $45.7 billion during Q2 2021, according to WalletHub’s latest Credit Card Debt Study, released today.
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  • Eight “Rules” For Divesting Private Equity Funds
    Eight “Rules” For Divesting Private Equity Funds

    How can investors avoid common pitfalls?

    NYPPEX, one of the world's leading providers of secondary private equity liquidity, today announced eight principles for qualified investors to better achieve their objectives when divesting private equity funds worldwide.
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  • 2021 Trustees’ Reports Reflect Actuarial Consideration Of The Pandemic’s Effects On Social Security & Medicare
    2021 Trustees’ Reports Reflect Actuarial Consideration Of The Pandemic’s Effects On Social Security & Medicare

    Both Social Security and Medicare continue to face financial challenges

    This year’s Social Security and Medicare trustees’ reports released on Aug. 31, 2021, offer actuarial analysis of the programs including the effects of the COVID-19 pandemic and the 2020 recession, the American Academy of Actuaries notes in two newly updated Essential Elements papers on Social Security and Medicare.
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  • High Support For Employee Financial Wellness Programs
    High Support For Employee Financial Wellness Programs

    Clear connections found between people's financial situations and their work experience

    Companies across the US are becoming ever more aware of the need to raise financial wellness among their employees. Doing so has many advantages – from increased productivity to greater job satisfaction, to lower employee turnover.
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  • How To Leverage Talent In The YOLO Economy
    How To Leverage Talent In The YOLO Economy

    In a trend called the “YOLO Economy,” highly skilled twenty- and thirty-somethings are leaving their jobs or seeking flexible work models that give them better work-life integration

    The pandemic changed everything overnight, including the way skilled millennials want to work. After a year and a half of COVID anxiety and burnout, they are turning away from traditional well-paying jobs in pursuit of passion projects and pivoting to careers that let them live happier, more fulfilling lives now.
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  • Help For The Horrible Hybrid Meeting
    Help For The Horrible Hybrid Meeting

    Observing the challenges of the new normal

    by Kate Zabriskie

    Some people are in the office, some are home, others are on the road, and they’re all part of the same meeting. Who is looking forward to this hybrid get-together? Nobody, absolutely no one. What makes these blended meetings so bad? A lot of the same factors that cause in-person confabs to go south plus…
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  • Accumulation Of Financial Assets Racially Unequal
    Accumulation Of Financial Assets Racially Unequal

    Growing economic inequality and changes to retirement structure further weaken middle class retirement security

    A new report finds that economic inequality continues to grow, with Blacks and Hispanics owning only a sliver of financial assets. Even though the Gen X and Millennial generations are more diverse, whites continue to dominate when it comes to accumulating financial assets.
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