Issues & Innovations

  • Who’s Afraid Of GDPR?
    Who’s Afraid Of GDPR?

    A new law enacted by the European Union is being called history’s most powerful privacy law The General Data Protection Regulation (GDPR) went into effect in 2018

    by Tom Murray

    Privacy didn’t feature in any aspect of law until the latter half of the twentieth century. From the original census called by Herod, the idea that the powers that be were entitled to the maximum amount of data was ingrained in the general population.
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  • Causes of Mortality: Our Perceptions vs. Reality
    Causes of Mortality: Our Perceptions vs. Reality

    Understanding health risks can help us feel empowered

    Death, as the old adage goes, is one of only two certainties in life (the second being taxes). But when it comes to what actually kills us, are we really correct in our assumptions? As it turns out, no.
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  • 20/20 Hindsight On College Debt: Big Stress For Many
    20/20 Hindsight On College Debt: Big Stress For Many

    Forty-Two percent  of Americans would have started saving earlier

    According to Fidelity Investments’® College Savings: Lessons Learned Study, nearly half of current college students (46%) and recent graduates (47%) who have accumulated any debt, or anticipate having any, admit to feeling stressed about the level of student debt -- about $40,000 on average -- and are afraid they’ll never pay it off. (Fact Sheet…
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  • Record $35.6 Billion in New Credit Card Debt
    Record $35.6 Billion in New Credit Card Debt

    Our 'over-leveraging' problem has entered dangerous territory

    The personal-finance website WalletHub today released two key reports. Its latest Credit Card Debt Study found that consumers racked up $35.6 billion in credit card debt during Q2 2019 – an all-time record for the second quarter of the year. The Fed Rate Cut Survey revealed that a Federal Reserve interest rate cut on Sept.…
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  • Great Expectations for Inheritances
    Great Expectations for Inheritances

    While families recognize unmet needs in discussing family wealth, they see a positive impact in 'partner-planning'

    More U.S. households expect to receive inheritances, as families say they have unmet needs in discussing family wealth, and couples say partner planning for retirement can cut worry in half, according to a new report by Hearts & Wallets, the source for retail investor data and insights.
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  • Executives Take Sharply Dimmer View of U.S. Economy
    Executives Take Sharply Dimmer View of U.S. Economy

    Trade conflict and recession worries rise

    Business executives hold their least optimistic view of the U.S. economy in three years, in part due to trade concerns and fears of a sustained global slowdown, according to the third-quarter AICPA Economic Outlook Survey. The survey polls chief executive officers, chief financial officers, controllers and other certified public accountants in U.S. c
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  • U.S. Insurers See Varying Impacts From Tax Reform
    U.S. Insurers See Varying Impacts From Tax Reform

    Report 'large drops in deferred tax assets'

    As a result of the 2017 tax reform law, the U.S. life/annuity and property/casualty insurance industries have seen large drops in deferred tax assets, according to a new AM Best report.
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  • Expat Leadership: Lessons All Professionals Can Learn from Hugely Successful Immigrant Women
    Expat Leadership: Lessons All Professionals Can Learn from Hugely Successful Immigrant Women

    3 things powerful immigrant professionals have in common that can propel any aspiring workplace ‘outsider’

    by Merilee Kern, MBA

    Being an outsider in the workplace is tough. Doubly so if you’re both a woman and an immigrant, two characteristics that can make your professional life a great deal more difficult. And when you’re trying to lead a team on top of having any type of perceived “outsider” status–people who share an upbringing you weren’t…
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  • The Next Recession May Come by Invitation
    The Next Recession May Come by Invitation

    The recession hype of the last few weeks could accelerate the economic slowdown, due to elevated level of money anxiety

    An increase in money anxiety can lower consumer confidence and cause a recession simply by reducing consumer consumption by only 5 percent according to the theory of money anxiety developed by Dr. Dan Geller, president of Analyticom. Since consumer consumption makes up about 70 percent of Gross Domestic Product (GDP), a 5 percent reduction in…
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  • New Cybercrime Operating Model Among High-Profile Threat Groups
    New Cybercrime Operating Model Among High-Profile Threat Groups

    Accenture Security’s 2019 Cyber Threatscape Report identifies top threats influencing the cyber landscape, including emerging disinformation techniques and evolving relationships in the underground economy

    Cybercrime campaigns and high-profile advanced persistent threat groups are shifting how they target victims and focusing more on intricate relationships with “secure syndicate” partnerships to disguise activity, according to the latest 2019 Cyber Threatscape Report from Accenture (NYSE: ACN).
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  • The Self-Employed Are Defying Retirement While Overlooking Essential Preparations
    The Self-Employed Are Defying Retirement While Overlooking Essential Preparations

    Examining the preparations, expectations, and vulnerabilities of the self-employed

    Only 26 percent of the self-employed are "very much" looking forward to retirement according to findings from Self-Employed: Defying and Redefining Retirement, a new study released today by nonprofit Transamerica Center for Retirement Studies® (TCRS).
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  • Only Half of College Students That Borrow Student Loans Feel Confident They Can Repay
    Only Half of College Students That Borrow Student Loans Feel Confident They Can Repay

    43% want a job where student loan repayment is a part of the benefits; Tips on how to borrow smart

    For many students, student loans are a part of the college experience: 43% borrow (or currently borrow) federal student loans and 12% borrow (or currently borrow) private student loans, according to the College Ave Student Loans survey of 1,019 undergraduate students conducted by Barnes & Noble College InsightsSM. Of those borrowing, only half (49%) feel…
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  • Transitioning to Retirement
    Transitioning to Retirement

    New LIMRA SRI research finds 1 in 5 continue to work in retirement

    There was a time when someone would circle a date on their calendar to mark when they would stop working altogether and begin retirement. Things have changed. Today retirement is better defined as a transitional period rather than a singular point in time.
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