- Incorporating A New Digital Architecture
Are the industry’s data systems ready for change?
by Dheeraj Pandey and Upendra Belhe
The Life Insurance and Annuities (L&A) industry is expected to experience steady growth in the US market. Yet the question remains whether they are ready to capitalize on this opportunity
read more - A Millennial Advisor’s Advice on Getting the Most Out of FinTech Platforms
The pandemic has magnified the value technology platforms bring to both advisors and their clients, but are you fully utilizing the technological resources available to you?
by Alex Reffett
At the start of 2020, the COVID-19 pandemic began to reshape many professional landscapes in an accelerated timeline that few were prepared for. Industries across the globe were suddenly faced with challenges that required overnight solutions to ensure operational stability. For most, adapting and implementing new technology was not only practical but necessary.
read more - Planning And The New Demographics
How the lessons we learned during Covid-19 can inform and define our path forward
by Anita Grossman
Throughout the past year, the COVID-19 pandemic has transformed nearly every aspect of our world. Seemingly overnight, we switched to a digital culture and the quirky (pets and children popping in during a Zoom call with clients) became common. Meanwhile, our friends, family and colleagues have had their lives changed in critical ways that promise to have…
read more - Planning For The Peak-65 Generation
How will we answer to an unprecedented surge when our system is at its most vulnerable?
by Jason Fichtner
The greatest surge of new retirees in the nation’s history is fast approaching. In a mere three years, the U.S. will have more 65-year-olds than ever before, with more than 10,000 people turning 65 every day, a number that will increase to more than 12,000 a day until the nation reaches its “Peak 65” moment…
read more - Bridging The Financial Color Gap
How advisors can play a proactive role in education and empowerment
by Timi Joy Jorgensen, PhD
Studies have shown long-standing and substantial wealth disparities exist across different racial and ethnic groups, which have only been exacerbated by the impact and lasting effects of COVID-19. According to the 2019 Survey of Consumer Finances, the typical white family has eight times the wealth of the typical Black family and five times the wealth…
read more - A Conversation With David Levenson & Neil Sprackling
Closing the U.S. Life Insurance Coverage Gap
The life insurance coverage gap has been growing over the past several decades. Today, there are 102 million uninsured and underinsured Americans. David Levenson, president and CEO of LL Global and Neil Sprackling, president of Swiss Re’s Life & Health US Business, discuss current and future trends.
read more - The New Dynamic Of Life Insurance
Bringing relevant solutions to holistic financial planning
by Brooks Tingle
No matter the policy size or the complexity of a planning strategy, life insurance sits at an increasingly relevant intersection. It’s most widely known and used as an invaluable means of income preservation and can help families achieve financial and legacy planning goals across the wealth spectrum.
read more - Making The Case For Life Insurance To Your Business Clients
The small business sale is often nuanced and complex
by Ian Persaud
Life insurance is critical contingency capital, and it’s especially important for small business owners who have employees and business partners relying on them.
read more - The New Approaches To Identifying, Underwriting and Managing Risk
How data and cloud systems can simplify insurance processes
by Jason T. Andrew
How data and cloud systems can simplify insurance processes by Jason T. Andrew Mr. Andrew is president of Fineos in North America, a global software company providing modern customer-centric core software to the Employee Benefits and Life, Accident and Health industry. Visit www.fineos.com. In the past year, there has been more discussion about digital transformation…
read more - Up In The Clouds
How AI will improve the insurance industry
by Paul Ford
The history of insurance dates back to the ancient world and was used by merchants to limit the loss of goods being transported across treacherous waters. Around 600 B.C. the Greeks and Romans formed the first recorded life and health insurance policies which were managed by benevolent societies to care for the families of deceased…
read more - Answering Covid’s Wake-Up Call
A year later: How the pandemic has impacted the retirement planning landscape
by Kelly LaVigne
The COVID-19 pandemic has been front and center for over a year now, and while the full scope of its economic, health and social impacts won’t be known for some time, it’s clear that many people’s finances and retirements have been severely compromised – perhaps even more so than from the Great Recession in 2007-2009.
read more - Managing A Mobile Workforce
How the benefits portfolio is key to boosting employee retention
by Mark West
Looking back one year since the start of the COVID-19 pandemic in the U.S., business owners are reflecting on the biggest challenges they faced and how they might continue to overcome them, as the nation moves toward recovery.
read more - Making Life Insurance Work Today
A new and radical approach to risk assessment
by Heather Majewski and Shelly Habecker
Modern middle Americans are looking for ways to keep off the extra pounds, pay the bills as they age, and stay safe during a pandemic where so much of life has moved to the virtual realm.
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