Home

  • Paving The Way For Women In The Financial Security Profession 
    Paving The Way For Women In The Financial Security Profession 

    Realizing change through education, collaboration and recognition

    by Bonnie Godsman 

    The significance of diversity and inclusivity has never been greater, and I am honored to be part of an organization that is leading the charge toward a future that ensures both fairness and success for women in the financial security profession. 
    read more
  • Family Financial Meetings For The Win-Win-Win
    Family Financial Meetings For The Win-Win-Win

    Passing the estate baton

    by: Lori Seaton

    Shortly after my mom’s terminal illness diagnosis, my parents’ financial professional (advisor) made the five-hour trek to share a meal with us. I had not previously met him. We talked family, faith, and finances. I cannot stress enough how much that gesture – the time spent, the meal shared, the conversation – meant to my…
    read more
  • Guiding Social Security Conversations With Younger Clients
    Guiding Social Security Conversations With Younger Clients

    It’s not going away, so planning for options is always prudent

    by Marcia Mantell, RMA®

    The 2024 Social Security Trustee’s Report was released on May 6, 2024. But no fanfare, fireworks, or flamboyant headlines as in past years. Why so ho-hum? Because there was no new negative news to report. The Social Security trustees reported the OASI (Old-Age and Survivors Insurance) Trust fund is projected to last until 2033. Same…
    read more
  • Prioritizing Protected Growth
    Prioritizing Protected Growth

    How the growing FIA market is addressing consumers’ top financial concerns

    by Daniel Herr

    It’s no secret that the fixed indexed annuity (FIA) market is booming, with sales expected to reach nearly $100 billion in 2025. This growth is attributed to the fact that FIAs are a perfect fit for the growing number of consumers who want to prioritize protection, but don’t want to sacrifice opportunities for growth.
    read more
  • For The Tax Cuts And Jobs Act, An Early Sunset
    For The Tax Cuts And Jobs Act, An Early Sunset

    Planners need to act quickly

    by Chris Bogren

    On January 1, 2026, many of the provisions in the Tax Cuts and Jobs Acts (TCJA) will revert to pre-TCJA levels. Without proper planning, these changes could have negative effects on many clients, especially those with high incomes or high net worth.
    read more
  • A Conversation With Timothy Clark
    A Conversation With Timothy Clark

    The New Equations Of Sponsorship

    by P.E. Kelley

    The number of private employers providing pensions has dropped from 35% to 15%, signaling a generational shift in how we prepare for retirement…and how we pay for it. The equation between employers looking to offer a meaningful vehicle for growing retirement income, and employees who need more of a safety net than ever before, includes…
    read more
  • The Power Of Practice Analysis Review
    The Power Of Practice Analysis Review

    Many advisors are now turning to accountability coaches

    by: Mary Mock

    When it comes to practice management, how prepared do you feel for the expected – and unexpected? While we are all aware of the potential for increased artificial intelligence (AI) adoption, the expanding need for holistic wealth management, and the opportunities and challenges that may be presented with the next generation of advisors entering the…
    read more
  • Welcome To The New Financial Well-Being Movement
    Welcome To The New Financial Well-Being Movement

    Holistic planning is key to achieving financial security

    by Maggie Seidel

    As the home of the top financial security professionals, Finseca’s sole focus is on creating an environment that enables people to protect and enhance financial well-being — for themselves, their families, and their businesses.
    read more
  • The Challenge Of Health Care Inflation
    The Challenge Of Health Care Inflation

    Moving beyond management toward cost-containment

    Management: A process of dealing with. Containment: Keeping something harmful under control. Only a handful of employer-sponsored plans have “contained” health costs. Instead, most plan sponsors and participants have been taken for a ride along inflation’s bumpy path. In response to inflation, plan sponsor’s adjusted employee contributions in one of three ways, resulting in rate…
    read more
  • What’s Driving The 457(b) Boom?
    What’s Driving The 457(b) Boom?

    Guaranteed pension plans don’t have the appeal they once did

    by Fred Makonnen

    Assets held in 457(b) tax-advantaged retirement plans in the U.S. market are currently valued at over $430 billion, and emerging market forces could drive that figure even higher.
    read more
  • Retirement For Three
    Retirement For Three

    How children with special needs can impact the income plan

    As a parent of an adult child with disabilities and as an advisor who does comprehensive planning working with special needs families, retirement planning is very different. Typically, I refer to it as retirement for three.
    read more
  • What’s Next For Financial Professionals?
    What’s Next For Financial Professionals?

    Making a new case for industry designations

    by Julie G. Kelly, CFP®, CRPC™

    Established financial professionals often ask, what’s next? Those looking to enhance their careers, grow their practices or deepen their client connections can look no further than professional certifications.
    read more
  • Planning Gen-X And Boomer Wealth
    Planning Gen-X And Boomer Wealth

    A new focus on balance, growth & a space for ‘what-ifs’

    by Ralph Ferraro

    Across the financial services industry, professionals are entrusted with guiding clients through various life stages, especially during times of economic uncertainty.
    read more