The road to retirement readiness is a long one, spanning decades of preparation and strategy development. It may have a few potholes or pit stops along the way, but ultimately, clients are cruising toward their golden years, and may even have a specific ETA in mind.

As U.S. investors face an increasingly uncertain future amid the economic fallout from COVID-19, advisors may be looking for new ways to help clients understand how to manage their finances. Perhaps now more than ever, a client’s understanding of financial planning will be critical to maintaining one’s financial health through this unprecedented time.

Every generation has confronted a crisis of one kind or another—the Great Depression, the 1973 oil crisis, and the subprime mortgage crisis, to name a few. Each one fundamentally changed our country’s collective behavior, and it's safe to assume COVID-19 will do the same.

Life settlements are gaining greater acceptance and adoption by insurance and financial service professionals than ever before. The global pandemic has shined a light on the social good that life settlements represent by providing significant new sources of liquidity and income for retirees during this difficult time.

The rising costs of college and individual indebtedness have forced policymakers to consider student debt a growing threat to retirement savings. Collectively, Americans owe $1.6 trillion in student loan debt. Not to mention, it takes many borrowers up to 30-40 years to repay that debt.

For several years, Capital One, a financial institution with more than 25 years of industry experience, has been releasing unique ads for its latest iteration – Capital One Cafes. The alliterative idea received its fair share of mockery for its notion of combining coffee shop culture with financial services.