Less than four months in office, James A. Garfield lay in a railway station, clinging to life. On July 2, 1881, an embittered office seeker had fired two shots at the 20th U.S. president, and the second bullet lodged in his back. Garfield died 79 days later, the official cause of death a ruptured artery,…

Within its sheer size and scope, the Covid-19 Pandemic impacted so much more than the health of people worldwide. As it spread, and as we responded to its insidious affect, it also gave rise to revelation about the way we live, work and manage our lives, such as how the mandate for isolation provided the…

Let’s be honest, financial planning isn’t fun for most of our customers. They report feeling intimidated by the process, or scared of what they'd have to sacrifice now for an undetermined future. Yet 'lack of planning' is ranked by those same consumers as one of the top five barriers to achieving financial security.

It was a run for the record books: the variable universal life insurance (VUL) market underwent an unprecedented 19 consecutive quarters of growth until investors hit the brakes in late 2022, according to LIMRA. And while the VUL market has since plateaued amid stubborn inflation and rising interest rates, it has remained remarkably resilient.

In the race to achieve higher straight through processing (STP) rates and improve the speed of underwriting decisions, we cannot leave distribution behind. The industry has made great strides in automation and acceleration of underwriting, but successful implementation and adoption of newer innovations requires careful consideration of the end-to-end ecosystem. BGAs are closely connected to,…

With today’s economy continuing to remain uncertain, there is a driving desire among investors for financial products with tax benefits. In fact, according to a new study by Lincoln Financial Group, nearly half of U.S. adults say they’ve grown more concerned about the impact of taxes on their retirement savings as a result of the…