• No Ceiling
    No Ceiling

    How women are becoming financially independent

    by Paula Mogan

    As life expectancy for women and divorce increases, eight out of 10 women will end up alone and solely responsible for their finances, according to UBS’s Own Your Worth report.
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  • Clients Over 65 and Still Working? Beware!
    Clients Over 65 and Still Working? Beware!

    Social Security and Medicare Collide with Employer Group Health Plans

    by Marcia Mantell, RMA®, NSSA®

    In a November 2020 Advisor Magazine article, I covered how younger retirees can be caught off-guard when trying to figure out Medicare and Social Security, and how there are points of intersection between the two programs that influence one another. At that time, there were millions of early retirees due to the COVID-19 pandemic. Whether…
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  • Single Asset Estate Planning
    Single Asset Estate Planning

    Minimizing inaction and delays in the estate planning process

    by Albert A. Lorenzi III

    Have you ever been ready to begin a big new project and did not know where to begin? Estate planning can be like that for many clients. Clients spend a lifetime primarily focused on savings and accumulation. Then, all of the sudden, it’s time to shift gears to something that can be very foreign and…
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  • The Rise of Platforms
    The Rise of Platforms

    …And what it means for the life and annuity sector

    by Matt Essick

    The era of the platform economy is here. Actually, it has been here for a decade or longer. Think Apple, Google, Airbnb, Microsoft, Uber, Amazon, Square, LinkedIn, Lyft, Facebook, and Tesla.
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  • A Conversation With Abigail Ingalls
    A Conversation With Abigail Ingalls

    Gender lens investing

    Gender lens investing 
We have invited a guest editor to conduct this month’s Profile. Breckenridge Capital Advisors’ chief marketing officer Dominica Ribeiro interviewed the firm’s senior research analyst, Abigail Ingalls, on the emerging subject of gender-lens investing. Investing with a gender lens seeks to earn positive financial returns while advancing gender equality. Gender lens investing…
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  • Empowering Diversity
    Empowering Diversity

    A critical ingredient for long-term growth and industry success

    by Lexie Bishop

    Currently the Wealth Management industry is heavily male dominated. The Bureau of Labor Statistics reports that women represent just 31% of U.S. Financial Advisors. People of color are also underrepresented; making up just over 7% of the Financial Advisor community according to Data USA.
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  • Bracing For The Coming Long-term Care Tsunami
    Bracing For The Coming Long-term Care Tsunami

    The truth is, many baby-boomers are simply not prepared

    by Jennifer Lang

    When you're in your 30s and 40s there are just certain things you don't think about. Long-term care and nursing homes are definitely on that list. After all, you're young, you're active. There’s still so much life ahead of you and you haven't even retired yet. So naturally, why would you at that age?
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  • Tackling The Talent Crisis
    Tackling The Talent Crisis

    How the industry is adopting non-traditional, multi-faceted strategies to recruitment and retention

    by John Rodgers and Brian Nordyke

    To put it plainly, the insurance industry is facing a crisis of talent. Moreover, along with the rest of the world, it is also facing massive shifts to workplace function and culture.
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  • Making Life Insurance Work Today
    Making Life Insurance Work Today

    A new and radical approach to risk assessment

    by Heather Majewski and Shelly Habecker

    Modern middle Americans are looking for ways to keep off the extra pounds, pay the bills as they age, and stay safe during a pandemic where so much of life has moved to the virtual realm.
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  • Managing A Mobile Workforce
    Managing A Mobile Workforce

    How the benefits portfolio is key to boosting employee retention

    by Mark West

    Looking back one year since the start of the COVID-19 pandemic in the U.S., business owners are reflecting on the biggest challenges they faced and how they might continue to overcome them, as the nation moves toward recovery.
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  • Answering Covid’s Wake-Up Call
    Answering Covid’s Wake-Up Call

    A year later: How the pandemic has impacted the retirement planning landscape

    by Kelly LaVigne

    The COVID-19 pandemic has been front and center for over a year now, and while the full scope of its economic, health and social impacts won’t be known for some time, it’s clear that many people’s finances and retirements have been severely compromised – perhaps even more so than from the Great Recession in 2007-2009.
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  • Annuities & Taxes
    Annuities & Taxes

    While they are designed to provide a steady income stream during retirement, their tax benefits are desirable too

    by John Williams

    Tax season is often a time when people more seriously consider their future financial plans. Reviewing how their money was spent and saved from the previous year can lead one to consider new options for the future. Add to that the financial uncertainties created by the ongoing pandemic, and many are taking into account income…
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  • Annuity Adoption Challenges In 401(k) Plans
    Annuity Adoption Challenges In 401(k) Plans

    Why do so fews retirement plans offer lifetime income solutions?

    by Burke Johnson

    Annuity……one mention of that word elicits a wide range of opinions such as guaranteed income, rip off, safety net, or “Suze Orman said annuities are bad.” The truth is that annuities have historically played an important retirement planning role for Americans but have seen limited adoption in employer sponsored retirement plans.
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