When it comes to financial health, most Americans are fighting an uphill battle. Today, a picture has emerged where roughly half the population struggles to meet daily living expenses—let alone save for retirement or other long-term goals.

When thinking about how to protect your livelihood or build the financial resources you will need to live life as desired, it often starts with clarifying what you want to achieve, what you value and how uncertainties can affect plans and aspirations.

In the Fall of each year, the Social Security Administration always announces a number of changes to Social Security and Medicare systems for the following year. Without Congressional intervention or legislative adjustment, these changes will happen again in 2020 and beyond.

They may not realize it, but achieving financial flexibility is more reachable for most employees than the traditional “American Dream.” Gone are the days where most American workers longed for ‘really good life’ – the beautiful home with the white picket fence, the 2.5 kids, the golden retriever, the awesome SUV in the driveway, a…

The concept of defined contribution is not widely used in the enhanced, or as the status quo industry still likes to call, ‘voluntary’, benefit space. But communicated properly, approaching enhanced benefits from the DC perspective is a powerful and innovative tool that brokers can bring to their clients. I start the conversation by asking employers,…