Emerging Trends

  • Majority of Investors Say Fed Should Stop Raising Rates
    Majority of Investors Say Fed Should Stop Raising Rates

    Half of investors think the economy is “solid;” 39% describe it as “shaky” or “weak”

    U.S. investors are not supportive of further interest rate hikes, with a majority surveyed by Wells Fargo – 61 percent – saying the Federal Reserve should not continue to raise rates, up from 46 percent surveyed in May.
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  • Recent ACA Ruling Effect on Insurance Unclear
    Recent ACA Ruling Effect on Insurance Unclear

    Identifies possible downsides: Adverse selection, pricing volatility

    The ultimate effect on the health insurance industry of Friday's federal court ruling that deemed the Affordable Care Act (ACA) unconstitutional is unclear, and what is expected to be a lengthy appeals process will follow.
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  • Despite Market Uncertainty, 3 in 4 Americans Predict They’ll Be Better off Financially in 2019
    Despite Market Uncertainty, 3 in 4 Americans Predict They’ll Be Better off Financially in 2019

    Complacency Turns to Confidence as Americans Place More Focus on Finances

    Investors are protective about the financial progress they’ve made. They don’t want to be caught blindsided by factors beyond their control – whether it’s an ill-timed pullback in the market, an emergency home repair, or unexpected health event
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  • What’s On U.S. Workers’ Wish Lists for 2019? Help With Caregiving, Finances
    What’s On U.S. Workers’ Wish Lists for 2019? Help With Caregiving, Finances

    Series of 2018 polls measured workforce sentiment on finances, caregiving, benefits

    Workers are worried about their finances, their caregiving responsibilities, and their employee benefits — and these feelings are often strongest among women and younger workers.
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  • America’s Life Insurance Market Has A Problem…
    America’s Life Insurance Market Has A Problem…

    As growth remains sluggish, technology and innovation are key to drive agile growth

    by Aparna Sankaran

    Global insurance sector growth is expected to remain weak, and companies must focus on technology and innovative initiatives that optimize costs, drive wider distribution and market reach and explore local niche market segments, to spur growth reveals EY Insurance Outlook 2019.
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  • Retirement Fears: Income, Longevity And The Challenge Of Getting Through
    Retirement Fears: Income, Longevity And The Challenge Of Getting Through

     Financial Stress Costs Companies $2,000 per Employee Annually

    John Hancock today announced the results of its annual Financial Stress Survey of 1,352 retirement plan participants, revealing a majority of workers (69 percent) are stressed over their finances, costing companies approximately $2,000 per employee.
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  • Small Business Owners Show Great Interest in Open Multiple Employer Plans
    Small Business Owners Show Great Interest in Open Multiple Employer Plans

    Proposals in front of Congress would expand Multiple Employer Plans, giving small business owners more options for employee retirement plans

    Sixty-six percent of small business owners who do not offer a retirement plan today are likely to consider an open Multiple Employer Plan (MEP), according to a new survey from Empower Retirement.
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  • Investors Satisfied with Portfolio Decisions amid 2018 Volatility
    Investors Satisfied with Portfolio Decisions amid 2018 Volatility

    Study: As the New Year approaches, investors focus on the long-term despite near-term market noise

    E*TRADE Financial Corporation (NASDAQ:ETFC) today announced results from the most recent wave of StreetWise, the E*TRADE quarterly tracking study of experienced investors, in which respondents reflected on 2018 and their resolutions for the New Year.
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  • You’ve Won The Lottery… Now What?
    You’ve Won The Lottery… Now What?

    Money Decisions Americans Would Make After Receiving an Unexpected Windfall

    BMO Wealth Management (U.S.) today released a report revealing Americans’ opinions on the effects of receiving a significant amount of money and what their goals would be for their newfound fortune. The report, A Sudden Windfall: A Blessing, Not a Burden, is based on a survey of more than 1,000 Americans aged 35 and older…
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  • Despite Market Uncertainty, Three in Four Americans Predict They’ll Better Off In 2019
    Despite Market Uncertainty, Three in Four Americans Predict They’ll Better Off In 2019

    Complacency Turns to Confidence as Americans Place More Focus on Finances

    Have the big swings in the stock market shaken Americans from their bull market complacency? Fidelity Investments’® tenth annual New Year Financial Resolutions Study finds the percentage of people committing to make financial resolutions is staging a comeback, with 32 percent of respondents indicating they intend to make a financial resolution for the year ahead,…
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  • Driven by Millennial Optimism, Americans are Putting Less Focus on Finances in 2019
    Driven by Millennial Optimism, Americans are Putting Less Focus on Finances in 2019

    Research shows decrease in attention to money management, yet desire remains strong for financial planning help in 2019

    Despite concern over the state of the country’s political environment and the potential for a major recession in 2019, Americans are putting less focus on their finances heading into in the New Year.
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  • Our Nation’s Health: Obesity Rate at All-Time High; Childhood Poverty Continues to Decline
    Our Nation’s Health: Obesity Rate at All-Time High; Childhood Poverty Continues to Decline

    Hawaii is the healthiest state in 2018; Louisiana faces most challenges

    The nation’s obesity rate has reached the highest-ever level this year, according to the United Health Foundation’s 2018 America’s Health Rankings® Annual Report. Obesity is a leading contributor to cardiovascular disease, cancer and other conditions.
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  • Forty Percent Of Americans View Financial Planning Like A Medical Checkup – Not Fun But Necessary
    Forty Percent Of Americans View Financial Planning Like A Medical Checkup – Not Fun But Necessary

    Another 40% are either reluctant or nervous to confront their financial situations

    New research from Northwestern Mutual has found that when US adults aged 18+ are asked how they feel about financial planning, the far and away No. 1 answer is, "not my favorite thing in the world but know it needs to get done like a medical checkup" (40%).
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