Emerging Trends

  • We Are All Invested
    We Are All Invested

    Financial Services Industry Prepares for 2020

    Against the uncertain backdrop of 2020, FleishmanHillard today released "We Are All Invested," a collection of expert points of view on changing geopolitical dynamics, new definitions of corporate purpose and trends in technology, commerce and behavioral finance.
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  • For Consumers, Tension Between Financial Stress and Optimism
    For Consumers, Tension Between Financial Stress and Optimism

    Millennials find dealing with finances 'very stressful' -- 13% more than older consumers

    In honor of National Get Smart About Credit Day, CreditWise® from Capital One® (NYSE: COF) released a new survey focused on credit behaviors and attitudes, revealing tension in how U.S. consumers think about finances.
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  • Advisor Group And Ladenburg Thalmann Announce Merger To Create A Wealth Management Industry Leader With Nearly 11,500 Financial Advisors And Over $450 Billion In Client Assets
    Advisor Group And Ladenburg Thalmann Announce Merger To Create A Wealth Management Industry Leader With Nearly 11,500 Financial Advisors And Over $450 Billion In Client Assets

    The companies will form leading multi-custodial and multi-clearing network of firms, supporting financial advisors through multiple distinct brands and cultures

    Advisor Group, one of the nation's largest networks of independent wealth management firms, and Ladenburg Thalmann Financial Services Inc. (NYSE American: LTS, LTS PrA, LTSL, LTSF, LTSK, LTSH) ("Ladenburg"), a publicly-traded diversified financial services company, today announced that both companies have entered into a definitive merger agreement to join the two companies.
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  • It’s the Most Expensive Time of the Year
    It’s the Most Expensive Time of the Year

    Americans Divulge Their Holiday Money Confessions

    With many people in the U.S. getting a jump start on purchasing gifts for the winter holidays, Union Bank, a leading West Coast bank, revealed findings of a new survey to understand how people are spending their hard-earned cash this holiday season...
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  • What Will My Savings Cover In Retirement?
    What Will My Savings Cover In Retirement?

    Clients should plan on savings providing 45% of pretax, preretirement income

    Have you ever found yourself lost when visiting a new place? Then you know how hard it can be to find something when you don't know where you are going. The same applies to saving for retirement—until you know the goal, it is hard to figure out if you are on the right path.
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  • The Money Mood Is Down
    The Money Mood Is Down

    82% of Americans are nervous they will be impacted by a recession in the next year

    With news of the yield curve inversion and the presence of additional economic indicators, many experts are warning consumers of a pending recession expected to hit before the 2020 elections.
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  • Variable Annuities Record Best Quarterly Sales Results in Three Years
    Variable Annuities Record Best Quarterly Sales Results in Three Years

    RILA products surge on guaranteed-lifetime-benefit feature

    Variable annuity (VA) sales were $26.5 billion in third quarter 2019, 6% higher than third quarter 2018, according to the Secure Retirement Institute (formerly LIMRA SRI) Third Quarter U.S. Annuity Sales Survey. This represents the highest quarterly VA sales results in three years (since third quarter 2016).
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  • Employees Stressed Over Possibility Of 401(k) Loan Defaults
    Employees Stressed Over Possibility Of 401(k) Loan Defaults

    Loan leakage now seen as a critical retirement readiness, financial wellness, and fiduciary challenge

    While employees appreciate being able to take 401(k) loans in case of financial emergency—20 percent of all 401(k) participants currently have loans outstanding—the possibility of not being able to repay those loans is stressing employees out, according to a new independent study released today by Custodia Financial...
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  • Social Media Is A Winning Game, But Many Advisors Aren’t Playing
    Social Media Is A Winning Game, But Many Advisors Aren’t Playing

    Financial advisors use social media more frequently and feel it is more valuable than do RIAs

    A study by global asset manager American Century Investments showed that the more advisors use social media, the more value they receive from it. However, a surprising number of advisors don't use social media on a consistent basis, and many view it as not having a large effect on their business, either now or in…
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  • What Really Drives Financial Trust?
    What Really Drives Financial Trust?

    Pricing, commission and fees have little impact, but satisfying client-yearning for information ranks very high

    Understanding is key to improve customer trust of financial services firms, as identified in a new report that features the top 10 drivers, trust builders and busters, and action steps within firm control, according to Hearts & Wallets, the data and analytics company specializing in retail saving and investing.
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  • A New Dow Milestone
    A New Dow Milestone

    Will there be a U.S. / China trade breakthrough?

    Will there be a U.S. / China trade breakthrough? Weekly market view from LMK Wealth management. Reprinted with permission. Visit www.lmkwealth.com Stock benchmarks were little changed for much of last week, but a rally occurred Friday after news broke that the U.S. and China could be closing in on the first phase of a new…
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  • Considerable Change Ahead for U.S. Health Insurers​
    Considerable Change Ahead for U.S. Health Insurers​

    Fitch: There is potential for meaningful disruption on the horizon

    While change in the U.S. healthcare system is nothing new for insurers, we see few indications that it will subside in the near future, said Brad Ellis, Senior Director, Fitch Ratings. As healthcare costs continue to increase at an unsustainable pace, the risk of disruption from regulation increases.
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  • Know Your Customer
    Know Your Customer

    Global study identifies roadblocks and way forward for financial industry, to benefit customers, fight financial crime and reduce regulatory burden

    Protiviti and the International RegTech Association (IRTA) have released the findings of a global market study they conducted to investigate the effectiveness of current 'Know Your Customer'(KYC) processes.
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