Emerging Trends

  • Should We Be Worried About Inflation?
    Should We Be Worried About Inflation?

    Reconsidering its sources, consequences and appropriate policy remedies

    Several very good primers were recently written on how to think about inflation in the coming months. But as the reaction to monthly price inflation numbers that ever tick above a 2% annualized rate continues to be disproportionately angst-ridden, another one may be useful.
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  • Inflation Impact On Sovereigns Depends On Real Interest Rates
    Inflation Impact On Sovereigns Depends On Real Interest Rates

    How will inflation affect debt/GDP ratios?

    Inflation trends and associated risks around interest rates and exchange rates may have direct sovereign credit implications, says Fitch Ratings.
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  • 2 In 5 Americans Say Online Shopping Has Busted Their Budget
    2 In 5 Americans Say Online Shopping Has Busted Their Budget

    Americans say spontaneous spending makes them feel good, though they fail to realize the total amount they have spent on their credit or debit card until they see their monthly statement

    Shopping online from the comfort of your home can be easy and convenient, but it also leads to increased spending if you’re not careful.
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  • Individual Annuity Providers Still Challenged By Low Interest Rates
    Individual Annuity Providers Still Challenged By Low Interest Rates

    Limiting the levers insurers can pull without worsening their company risk profiles

    Limiting the levers insurers can pull without worsening their company risk profiles Report on the outlook for the U.S. individual annuity industry provided by AM Best. OLDWICK, N.J.–(BUSINESS WIRE)–Despite COVID-19’s operational and sales impacts on the U.S. individual annuity industry, the bigger issue for writers remains the low interest rate environment, according to a new…
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  • Don’t Look Now, But We Are Surrounded By Scams
    Don’t Look Now, But We Are Surrounded By Scams

    Thoughts on what’s real, what’s not and how we can learn to tell the difference

    Marketers and scam artists manufacture lies to get you to part company with your hard-earned cash.
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  • Share of Wallet & Household “Reach” Grows At Leading Financial Firms; Key Trust Metric Declines
    Share of Wallet & Household “Reach” Grows At Leading Financial Firms; Key Trust Metric Declines

    COVID-19 customer outreach yields higher intent to recommend

    Leading financial services firms increased reach[1] into U.S. households and grew share of wallet, reversing a 2019 dip. This growth occurred even as trust and other key success metrics dropped at the national level, driven by steep declines among the most affluent customers, in a new research report by Hearts & Wallets.
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  • Business Executives’ Optimism About U.S. Economy Hits Three-Year High
    Business Executives’ Optimism About U.S. Economy Hits Three-Year High

    Economic optimism up 47% from last quarter

    Business executives are predicting the economy will roar back in the coming year, with revenue and profit growth expectations not seen since 2018, according to the second-quarter AICPA Economic Outlook Survey.
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  • Reimagining Work In The New Digital-First Workplace
    Reimagining Work In The New Digital-First Workplace

    Companies work to win the war for talent in the post-pandemic world

    The Future Forum, a consortium launched by Slack Technologies, Inc., to help companies reimagine work in the new digital-first workplace, is releasing a new global study that unpacks how 15 months of pandemic work has shifted employee expectations.
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  • Hedge Funds Remain An Option For Some Insurers
    Hedge Funds Remain An Option For Some Insurers

    Attractive for risk diversification and low correlation to other asset classes

    In 2020, the life/annuity and property/casualty insurance segments increased their exposures to hedge funds, leading to an overall 6% increase in insurance industry investments, according to the latest AM Best report.
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  • Changing Concept Of Retirement
    Changing Concept Of Retirement

    Americans feel that retirement now looks different for everyone

    Retirement today feels “less cookie cutter than it used to be”, according to 82% of those polled in Franklin Templeton’s Voice of the American Worker Survey.
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  • Advisors, Firms Break Through The Noise To Respond To Clients
    Advisors, Firms Break Through The Noise To Respond To Clients

    Optimizing content to capture ’shifting client needs’

    COVID-19 abruptly and forcefully shifted the social selling landscape. Digital marketers, compliance teams, advisors, and agents quickly pivoted from tried-and-true approaches to test new strategies for the new normal—whether it was an expanded online presence through individual websites, or targeted campaigns based on audience segments.
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  • Is Hacking Acceptable?
    Is Hacking Acceptable?

    Nearly 4 in 10 Americans think so, but only if it helps others for no monetary gain, or exposes the truth

    A new hacking advocacy survey from NordVPN asked 1,007 consumers whether they thought hacking was an acceptable practice, and who they would hack if they could.
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  • Understanding The New Consumer Money Mindset
    Understanding The New Consumer Money Mindset

    How are financial brands transforming their outreach to respond to emerging consumer needs

    People’s financial lives are undergoing massive change in light of global disruptions—and financial brands must transform to meet their audiences’ critical needs.
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