- Who’s Afraid Of GDPR?
A new law enacted by the European Union is being called history’s most powerful privacy law
The General Data Protection Regulation (GDPR) went into effect in 2018
by Tom Murray
Privacy didn’t feature in any aspect of law until the latter half of the twentieth century. From the original census called by Herod, the idea that the powers that be were entitled to the maximum amount of data was ingrained in the general population.
read more - Employers Expect Health Benefit Costs To Rise 3.9% in 2020
Cost management efforts focus on improving health outcomes over cost-shifting
Health benefit costs will grow by nearly 4% in 2020, according to early results from the latest Mercer National Survey of Employer-Sponsored Health Plans. Based on responses from 1,511 US employers1, Mercer projects that the average total health benefits cost per employee will rise by 3.9% in 2020.
read more - How Individuals Are Saving for Their Financial Futures
How Americans are contributing to 401(k), 529, health savings, and ABLE accounts
Ascensus—whose technology and expertise help millions of people save for retirement, education, and healthcare—has released new insights across its universe of retirement, education, Achieving a Better Life Experience (ABLE), and health savings accounts on the Inside America's Savings Plans microsite.
read more - Decoding The Modern Workplace
Companies Who Place Employees at the Heart of Their Digital Strategy Yield Even Greater Returns
Research findings released today by NTT DATA reveal organizations are yielding positive and unexpected returns investing in their digital workplace by keeping employees at the center of their strategy.
read more - Causes of Mortality: Our Perceptions vs. Reality
Understanding health risks can help us feel empowered
Death, as the old adage goes, is one of only two certainties in life (the second being taxes). But when it comes to what actually kills us, are we really correct in our assumptions? As it turns out, no.
read more - 77% of Millennials Have Made an Impact Investment, But How Well Do They Understand The Concept?
Amid tremendous growth, room exists for advisors to engage the next generation of investors and philanthropists
Major gaps exist between financial advisors’ understanding of impact investing and their younger clients’ interest in the subject, according to a study released today by Fidelity Charitable®, an independent public charity and the nation’s largest grantmaker.
read more - Young Investors Are Starting Earlier Despite Lifestyle Roadblocks
But several activities taking precedence, including house hunting, dating, and planning a vacation
E*TRADE Financial Corporation (NASDAQ: ETFC) today announced results from its most recent wave of StreetWise, the E*TRADE quarterly tracking study of experienced investors. Results show young investors are engaging in the markets earlier than previous generations, yet they struggle to put their financial goals first.
read more - U.S. Adults Hold An Average Of $29,800 In Personal Debt Exclusive Of Mortgages
Over one-third (34%) of Americans' monthly income is going toward paying off debt, and 15% say they'll be in debt for the rest of their lives
U.S. adults aged 18+ report having an average of $29,800 in personal debt, exclusive of mortgages, according to the latest findings from Northwestern Mutual's 2019 Planning & Progress Study. The research also revealed that 15% of Americans believe they'll be in debt for the rest of their lives.
read more - 5 Social Security Myths Debunked
Why your clients should focus on the facts before claiming
Getting your arms around Social Security can be pretty complicated. Misinformation, partially informed opinions, and complex benefits formulas can easily lead one down an incorrect—and costly—path. That's why it is important to work with your financial advisor to develop a Social Security claiming strategy that can serve as the foundation of your overall retirement income…
read more - Seven Traits of Highly Successful Advisors
Driving Growth and Outpacing the Competition
Now Registered Investment Advisors (RIAs) and fee-based advisors can adopt the seven traits that highly successful advisors have been leveraging year over year to earn more and manage more AUM, according to the latest findings from the fifth annual Advisor Authority study.
read more - Most Americans Are Leaving Crucial Legacy Decisions Up in the Air
While respondents recognize the importance of legacy strategies a majority fail to take basic steps
A new survey from Edward Jones ST. LOUIS, Sept. 16, 2019 – According to a recent survey by financial services firm Edward Jones, 77% of Americans believe that estate and legacy strategies are important for everyone, not just wealthy individuals, yet only 24% of Americans are taking the most basic step of designating beneficiaries for…
read more - Dow Logs 8-Day Win Streak
Planned October Rate Hikes May Now Be Delayed
Stocks edged toward all-time peaks during a relatively calm week marked by easing trade tensions. Friday marked the eighth straight daily advance for the Dow Jones Industrial Average.
read more - Planning For Extended Retirements
High-net-worth individuals say it's more important to future-proof wealth than ever before
Against a backdrop of global economic uncertainty, increased living costs and changing tax structures, the majority of high-net-worth individuals (HNWIs) in the U.S. (75%) agree that it is more important than ever to future-proof one's wealth.
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