Emerging Trends

  • The Big Financial Planning Opportunities for A Knowledgeable Women’s Market
    The Big Financial Planning Opportunities for A Knowledgeable Women’s Market

    Advancing retirement literacy... and a desire to build a financially secure future

    According to the latest Women’s Retirement Literacy Report from The American College of Financial Services, four out of five (82%) older American women report having a plan for retirement income. Yet the results reveal a staggering gap between women with an idea about retirement income options and the ones who have a formal, written retirement…
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  • Our Year of Opportunity
    Our Year of Opportunity

    After disruption comes the opportunity for refocus and reinvention

    The Workforce Institute at UKG today released its annual predictions of the top trends that will impact the global workforce in 2021.
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  • Majority of Americans Plan to Spend Stimulus Check on Household Bills
    Majority of Americans Plan to Spend Stimulus Check on Household Bills

    ...But how far will $600 go?

    doxo, the innovative web and mobile bill pay service, today released new doxoINSIGHTS survey data that looks at consumer sentiment toward the U.S. government’s $600 stimulus checks. With more than half of all Americans believing that they will receive a stimulus check, the latest doxoINSIGHTS survey shows that the majority of Americans (59%) plan to…
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  • Allianz Begins Eight-Year Worldwide Olympic & Paralympic Partnership
    Allianz Begins Eight-Year Worldwide Olympic & Paralympic Partnership

    Launches partnership in the United States, announces sponsorship of Paralympian Matt “The Armless Archer” Stutzman

    Allianz SE, parent company of U.S.-based Allianz Life Insurance Company of North America (Allianz Life), Allianz Global Corporate & Specialty (AGCS), Allianz Partners and Euler Hermes, officially began its eight-year worldwide partnership with the Olympic and Paralympic Movements on Jan. 1, building on a collaboration with the Paralympic Movement that began in 2006. As the…
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  • Deficits in Financial Literacy Cost Americans $415 Billion in 2020
    Deficits in Financial Literacy Cost Americans $415 Billion in 2020

    Does lacking knowledge affect a person's bottom line?

    Lack of financial knowledge and education can have a powerful impact on individuals' personal finances. Recently, however, the National Financial Educators Council (NFEC) sought to discover whether lacking knowledge affected a person's bottom line.
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  • Data & Risk Research: Out With The Old
    Data & Risk Research: Out With The Old

    How do we upgrade what many feel are obsolete actuarial and morbidity data?

    The global insurance industry provides the critically important service of managing risk and restoring losses via indemnity when unexpected events occur. While the entire world is fully embracing emerging AI technology and other innovations that greatly improve informational exchanges, the insurance industry continues to rely on obsolete actuarial and morbidity tables created decades ago.
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  • U.S. Life Insurance Activity hits Record Growth in 2020
    U.S. Life Insurance Activity hits Record Growth in 2020

    Growth driven by ages 0-59

    U.S. life insurance application activity ended 2020 up +4.0, the highest annual year over year growth rate on record, according to the year-end MIB Life Index. December 2020 was up 3.7% over December 2019, the highest YOY growth rate for the month of December since 2011.
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  • Why Do People Spend the Way They Do in Retirement?
    Why Do People Spend the Way They Do in Retirement?

    While largely happy, there’s a clear and potentially growing divide between haves and have nots

    The Employee Benefit Research Institute (EBRI)’s Spending in Retirement Survey finds that most people are happy in retirement despite wishing they saved more, but there is a clear and growing divide between retirement haves and have nots.
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  • Measuring The Institutional Investor Mood
    Measuring The Institutional Investor Mood

    Confidence on the rise with expectations for 2021 guidance high

    Corbin Advisors, a strategic consultancy accelerating value realization globally, today released its quarterly Earnings Primer, which captures trends in institutional investor sentiment. The survey, which marks the 45th issue of Inside The Buy-side®, was conducted from December 3, 2020 to January 6, 2021 and is based on responses from 80 institutional investors and sell side…
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  • What’s The Current Mindset Of Affluent Investors?
    What’s The Current Mindset Of Affluent Investors?

    There is a direct link between customer experience and future loyalty

    InMoment®, the leading provider of Experience Improvement (XI)™ solutions, announced new research of affluent U.S. investors showing investor loyalty is tenuous based on portfolio performance and advisor behavior. However, attitudes about investing and risk have remained steady during the pandemic. Financial firms interested in adopting experience improvement guidance from InMoment can proactively address these client…
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  • US Banks May See 4Q Upside as Reserves Fall on Improved Outlook
    US Banks May See 4Q Upside as Reserves Fall on Improved Outlook

    Increased stimulus, vaccine mass-distribution boost forecasts

    Some U.S. banks may report reserve releases in their upcoming 4Q20 results under the current expected credit loss (CECL) accounting standard, as the increased stimulus and the expected mass distribution of vaccines have improved the economic forecasts, says Fitch Ratings. As a result, negative provision expenses could benefit earnings, despite the expectation of a increases…
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  • 10 Trends That Will Shape Insurance in 2021
    10 Trends That Will Shape Insurance in 2021

    It’s good to remember just how unpredictable our world really is

    2021 will surely deliver plenty of surprises but 10 trends—including ‘growth of the giants’, a race to green, the switch to usage-based cover, and Bitcoin as a new asset class—look set to have a big impact on the insurance industry in the year ahead.
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  • Corporate Pensions End 2020 With Funded Ratio Of 88.2%
    Corporate Pensions End 2020 With Funded Ratio Of 88.2%

    Milliman PFI discount rate hits year-end record low of 2.46% but annual asset return for 2020 was strong at 11.72%

    Milliman, Inc., a premier global consulting and actuarial firm, today released the year-end results of its latest Pension Funding Index (PFI), which analyzes the 100 largest U.S. corporate pension plans. In 2020, corporate pension funding ended down $50 billion for the year, with the funding ratio dropping from 89.8% at the end of 2019 to…
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