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Most Caregivers Are Overwhelmed Emotionally And Lack Adequate Emotional Support
Study: Gen X Feeling the Impact More Than Others
Caregiving is a growing reality for Americans – one that comes with a significant emotional toll, according to findings from Northwestern Mutual's 2018 C.A.R.E Study. The study finds that while nine in ten caregivers say they are providing emotional support for others, significantly fewer feel they get the support they need for themselves.
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Younger Working Consumers Open to Annuities
Consumers most likely to be interested in annuities are younger and still working
LIMRA Secured Retirement Institute wanted to take a closer look at those who debated buying annuities but decided not to purchase and find out why. This most recent study looks at investors who had a discussion with their advisors about deferred annuities within the past three years but then decided not to buy.
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Politics And Portfolios
New study reveals divergent investor sentiment between Republicans and Democrats
E*TRADE Financial Corporation (NASDAQ: ETFC) today announced results from its Politics & Portfolios study on voting investor sentiment as a result of the midterm elections.
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Let’s Get Phygital
Survey: Americans See No Distinction Between Physical and Digital
First we talked, then we texted – what’s next? Social media handles are becoming the new “digits,” according to the latest Bank of America Trends in Consumer Mobility Report.
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Fow Women Today, 70 is the New 50
Financial Challenges Aside, Women Are Enthusiastic on Retirement
Gone are the days of wishing away old age; for women, the consensus is that the best is yet to come. According to a new survey conducted for TD Ameritrade, 73 percent of women believe that “70 is the new 50” — compared to 59 percent of men who say the same.
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High Hopes: Four In Ten Americans Plan To Retire Before Age 60
Americans on average plan on retiring two years sooner than previously recorded
Americans on average expect to retire two years sooner than they did five years ago and many more say they intend to retire before age 60, potentially reflecting a spike in 401(k) balances, according to research from Massachusetts Mutual Life Insurance Co. (MassMutual). At the same time, fewer people have figured out how much income…
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Millennials Most “at Risk” Generation When It Comes to Life Insurance
Millennials self-report a 78 percent shortfall in life insurance coverage; Only 10% have what they need
The Millennial generation is now the least prepared for unexpected life events due to a lack of adequate life insurance coverage, according to the latest edition of New York Life’s Life Insurance Gap survey.
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Failure to Plan for Long-Term Care Often Leaves Caregiving to Female Family Members
Study finds that 60 percent of people who have provided care underestimated how demanding it would be further illustrating the need for families to prepare
A new Lincoln Financial Group (NYSE: LNC) study released during Long-term Care Awareness Month finds nearly 75 percent of people believe they will be responsible for caregiving of a family member in need, yet 7 in 10 people worry they will not be able to provide adequate care.
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The Impact of Oil and Elections
From interest rates to corporate profits, investors had a number of topics to consider
Last week, markets experienced a 4-day winning streak before dropping on Friday, November 9. Despite those losses, domestic indexes posted gains for the week. The S&P 500 increased 2.13%, the Dow added 2.84%, and the NASDAQ was up 0.68%. International stocks in the MSCI EAFE had slight growth, ending the week up 0.20%.
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New Regulation May Impact Life/Annuity Sales Practices and Products in New York State
Additional overhead costs and a learning curve for sales staff
Insurers selling life and annuity contracts in New York state will likely face additional overhead costs and a learning curve for sales staff under a new regulation geared toward increased consumer awareness that is set to take effect in August 2019, according to a new A.M. Best report.
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The ROI of Philanthropy: Breaking Down the Benefits of Social Responsibility
Consumers Willing to Spend 6% More for Products from Socially Responsible Companies
New findings from Nucleus Research show that philanthropy is good for business, with the average consumer willing to pay up to six percent more for a product from socially responsible companies.
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How Americans Save
Ascensus' annual Savings Trends report reveals how individuals are saving for their financial futures
Ascensus—whose technology and expertise helps millions of people save for retirement, education, and healthcare—has released its annual savings trends report, Inside America's Savings Plans. As the nation's largest independent recordkeeping services provider and government savings facilitator, Ascensus offers a unique, comprehensive perspective into how Americans are saving for the future.
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U.S. Accounting Change May Lead to More Volatility in GAAP Results
Net unrealized gains, equity losses come under new standard
Net income levels for publicly traded companies have the potential to swing sharply under a new accounting standard that requires net unrealized capital gains and losses on equity holdings to be reconciled within income statements, according to a new A.M. Best report.
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