Emerging Trends

  • Inflation: Hard Choices For Consumers
    Inflation: Hard Choices For Consumers

    Despite a flat growth in July, Americans are still navigating an expensive economy

    Inflation stayed flat in July after rising 1.3% in June, according to a report from the Labor Department on Wednesday 10 August. Despite this, research from Forbes Advisor confirms that Americans are being forced to make hard choices as they navigate an increasingly expensive economy, with prices remaining much higher than they have done in…
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  • The State Of Our Money
    The State Of Our Money

    How Americans understand and approach their wealth

    Stash, the investing and banking app with more than 2M customers and nearly $3B in assets under management, found that 90% of Americans want to invest, and 54% learn about personal finance from personal experience, but almost half (45%) don't know where to start.
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  • How Money Matters To Today’s Workforce
    How Money Matters To Today’s Workforce

    Money matters more than time to working adults

    CareerBuilder, a global talent acquisition leader and job marketplace, shared findings from their latest survey revealing thoughts on the reality of money in today's workforce including how money matters more than time as the priority for most working adults with 66% preferring a 10% pay increase over an additional week of paid time off. Of…
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  • From A Market Risk Vantage Point, All Securities Are Created Equal
    From A Market Risk Vantage Point, All Securities Are Created Equal

    From a financial risk point of view... not so much

    by Steve Selengut

    All investing involves risk. All marketable/tradable securities are subject to both "Market Risk" and "Financial Risk, among several others. Market Risk is actually the very nature of all securities, as all are constantly changing in market value for a myriad of reasons. But changing market values do nothing to alter the intrinsic nature of a…
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  • Synchronizing Products And Placement
    Synchronizing Products And Placement

    In a shifting, digital world, making the sale may be a ’now or never’ equation

    by Denise Garth

    “Would you like fries with that?” was never meant to be a polite question to make sure that we were satisfied. It was meant as an upsell. It is a perfectly-timed, pressure-driven question that often gets a positive response. It was marketing in the moment. In today’s terminology, we might call it “soft-embedded,” opt-in marketing.
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  • Has Inflation Peaked Yet?
    Has Inflation Peaked Yet?

    Inflation is causing stress and anxiety and many investors believe it has not peaked

    State Street Global Advisors, the asset management business of State Street Corporation (NYSE: STT), today announced the findings of its Inflation Impact Survey, which reveals how inflation is influencing Americans’ spending, saving, and investing behavior.
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  • The Gender Confidence Gap
    The Gender Confidence Gap

    The state of women’s financial and emotional confidence

    Guardian’s Study of Financial and Emotional ConfidenceTM explores how financial behaviors and habits affect one’s overall life satisfaction and well-being. Among other results, Guardian learned that income is not the sole driver of financial confidence and success.
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  • Small Businesses Report Hiring Growth In July
    Small Businesses Report Hiring Growth In July

    July saw a marginal hiring uptick with industry trends underscoring consumer sentiment and ongoing shifts in economic trends

    The CBIZ Small Business Employment Index (“SBEI”) (NYSE: CBZ) reported a seasonally-adjusted increase of 0.80% in July, continuing the upward trend from June.
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  • Investor Movement Index Lower Amid July Volatility
    Investor Movement Index Lower Amid July Volatility

    Many looked to reduce exposure, finding opportunities in communications services, energy

    The Investor Movement Index® (IMXSM) decreased to 4.68 in July, down from 5.10 in June. The IMX is TD Ameritrade’s proprietary, behavior-based index, aggregating Main Street investor positions and activity to measure what investors actually were doing and how they were positioned in the markets.
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  • More Homebuyers Have Flocked To Climate Risky Areas, Despite Intensifying Natural Disasters
    More Homebuyers Have Flocked To Climate Risky Areas, Despite Intensifying Natural Disasters

    Homes with high fire and flood risk sold for a premium during the pandemic as homebuyers sought out waterfront properties and fire-prone suburbia

    Homebuyers have paid a premium for high-fire-risk and high-flood-risk homes during the pandemic, according to research from Redfin (redfin.com), the technology-powered real estate brokerage. This comes as more people have moved into than out of climate-risky areas in recent years, in part because they can often get more bang for their buck and gain better…
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  • Meet Ms. Financially Independent
    Meet Ms. Financially Independent

    More than half of women now control household finances, investment & retirement planning

    New research on female financial independence released today from HerMoney and the Alliance for Lifetime Income reveals that women are breaking down stereotypes and taking control – of their finances, careers, and futures.
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  • Post-Pandemic, Today’s Low Unemployment Rate Is A Positive Sign For The Economy…
    Post-Pandemic, Today’s Low Unemployment Rate Is A Positive Sign For The Economy…

    ... and may mean no recession

    by Tenpao Lee, PhD

    Today’s news from the Bureau of Labor Statistics that the July unemployment rate was 3/5% may signal that the economy is in relatively good condition - and with the Fed’s interest rate hikes - that a recession is not imminent.
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  • On The Minds Of Investors
    On The Minds Of Investors

    Investor optimism drops on inflation and geopolitical concerns

    Optimism among high-net-worth investors dipped to early-pandemic levels on continuing concerns about the economic and market impact of inflation and the war in Ukraine, according to the latest quarterly Investor Sentiment survey from UBS, the world's leading global wealth manager.
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