Emerging Trends

  • Codifying Retirement Readiness
    Codifying Retirement Readiness

    Prudential Retirement calls on the workplace to support savings at every life stage

    Congress is making it easier for more workers to save for retirement and create lifetime income. As America Saves Week kicks off on Feb. 24, Prudential Financial, Inc. (NYSE: PRU) is supporting our government’s call for retirement readiness by amplifying the role of the workplace in financial wellness.
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  • Key Provisions of SECURE Act Projected to Reduce Retirement Deficit by More Than $100 Billion
    Key Provisions of SECURE Act Projected to Reduce Retirement Deficit by More Than $100 Billion

     Good news for workers currently aged 35-39

    A new EBRI study finds that key provisions of the Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE Act) could reduce the U.S. retirement deficit by 3 percent or $115 billion for households between ages 35 and 64.
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  • Fintech Personal Finance Market to Top 2.7trn by 2023
    Fintech Personal Finance Market to Top 2.7trn by 2023

    How technology is changing our relationship with money

    The last decade has seen a surge in the number of fintech startups, using technology to make it easier for people to make payments, invest, or get loans. These innovative platforms have not only eaten away at the monopoly power of banks and other established financial players, but also allowed customers to take greater control…
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  • Americans Want To Save Their Hard-Earned Money But Are Not Fully Confident They Can Succeed
    Americans Want To Save Their Hard-Earned Money But Are Not Fully Confident They Can Succeed

    Nearly a third of Americans think it's more likely for them to achieve their "dream body" in 2020 than to achieve their annual savings goal

    Half of Americans think that creating a basic saving plan is an important goal they would like to accomplish this year, but 28 percent feel it will be impossible to achieve, according to new research from PurePoint® Financial, a digital bank and division of MUFG Union Bank, N.A.
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  • Unlocking The Emerging Millennial and Gen X Market
    Unlocking The Emerging Millennial and Gen X Market

    What they really need... and how you can attract, retain and drive 'client satisfaction' for these new investors

    A new Special Report from the fifth annual Advisor Authority study commissioned by Nationwide Advisory Solutions, takes an in-depth look at the emerging market of Millennial (ages 18 – 38) and Generation X (ages 39 – 54) investors with investable assets of $100,000 or more—exploring the unique characteristics that differentiate them from each other and…
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  • L’eggo My Ego!
    L’eggo My Ego!

    How  some very common 'ego needs' can squelch a leaders influence... and effectiveness

    When your ego is in charge, you're not leading or influencing from a place of pure power. That's why Karen McGregor says it's vital for every leader to recognize the ego's ten biggest needs and be on the lookout for them at work and in our personal lives.
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  • Majority of Latin American Consumers Worry About Financial Security in Retirement Yet Only 20% Have Done Any Planning
    Majority of Latin American Consumers Worry About Financial Security in Retirement Yet Only 20% Have Done Any Planning

    New study by Secure Retirement Institute and Society of Actuaries examines Latin American consumer attitudes and behavior about retirement security.

    A new study conducted by Secure Retirement Institute® (SRITM) and the Society of Actuaries (SOA) finds 64% of Latin American adults expect to have significant gaps in their retirement funds when they turn 60, and 52% don’t believe the income from their government-funded pension (Social Security) and their employer-sponsored pension will cover basic living expenses.
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  • While Confident They’ll Manage Financially, Four in 10 Americans Don’t Have a Financial Plan if Separated or Widowed Later in Life
    While Confident They’ll Manage Financially, Four in 10 Americans Don’t Have a Financial Plan if Separated or Widowed Later in Life

    Managing the pitfalls and challenges of going it alone

    With the average life expectancy reaching nearly 79 years old,1 Americans are living longer than previous generations. But with that extra time, are they planning accordingly for it, especially when it comes to the loss of a partner?
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  • Weekly Gains for Big Benchmarks
    Weekly Gains for Big Benchmarks

    Market pushes back on Coronavirus; Powell: Economy is in a 'very good place'

    Daily headlines about the coronavirus had little impact on stock market averages last week. Earnings and mergers had more influence. 
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  • The Ballooning Costs Of Long Term Care
    The Ballooning Costs Of Long Term Care

    14 million people need long-term care today; By 2030 that will be 24 million

    An estimated 14 million people in the United States currently need long-term support services.[1] According to the Department of Health and Human Services (HHS), 7 in 10 seniors reaching 65 years old are now expected to need some type of long-term care (LTC) before the end of their life.
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  • How Leaders Can Help Employees Understand the Meaning of Their Work
    How Leaders Can Help Employees Understand the Meaning of Their Work

    There is no such thing as a job that does not count

    Some jobs by their very nature seem more meaningful than others. But really, all jobs are potentially meaningful. All companies serve their customers, their stakeholders, and their workforce, and the employees are in a unique position to make a real difference.
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  • Debt, Saving & Taxes
    Debt, Saving & Taxes

    Can employers play a role in the management of student loan repayment?

    More Americans say employers have a role in paying off student loans than providing for retirement in a new consumer mindset report by Hearts & Wallets. The Attitudes & Sentiment: Consumer Beliefs to Guide Strategic Decisions and New Product Development report examines consumer goals, sentiments, concerns and attitudes toward saving and investing.
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  • Forty Six Million Credit Card Holders Expect to Miss A Payment
    Forty Six Million Credit Card Holders Expect to Miss A Payment

    Cracks in the 'financial foundations' of many reveal mounting debt

    Forty-six million Americans (almost 1 in 5 adults) think they will miss at least one credit card due date in 2020, according to a new WalletHub credit cards survey released today. This indicates that cracks in the foundation of consumers’ finances are beginning to show, under the strain of mounting debt.
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