Emerging Trends

  • Still Growing: More Than Half of IRAs With Owners Ages 60 and Older Had Growing Balances
    Still Growing: More Than Half of IRAs With Owners Ages 60 and Older Had Growing Balances

    Retirees are retaining more of their retirement income assets

    More than half of the individual retirement accounts (IRAs) owned by those near or in retirement (ages 60 or older) saw balance increases over a three-year period, according to new research by the Employee Benefit Research Institute (EBRI).
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  • Customers Are Ready For An Insurance Makeover…
    Customers Are Ready For An Insurance Makeover…

    Listening to your clients is more essential than ever to sustainable growth

    by Denise Garth

    Listening to the customer has never been more essential to sustainable growth than today. Today’s customers care about how they are served. They care about where they are served, when they are served, how they are served and who is serving them.
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  • Social Security Planning Challenges For Divorce
    Social Security Planning Challenges For Divorce

    Unraveling Social Security rules for ex-spouses

    From its beginnings in the days of President Franklin Roosevelt, Social Security has held fast that spouses and ex-spouses have a claiming right to retirement benefits.
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  • TIAA Launches National Higher Ed Financial Education Initiative
    TIAA Launches National Higher Ed Financial Education Initiative

    Too many Americans 'lack the financial knowledge they need to thrive'

    Leading financial services provider TIAA today announced the launch of TIAA FinSights, a national financial education initiative designed to give college students the skills to attain lifelong financial success.
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  • How Are Consumers Faring In Their Financial & Physical Health
    How Are Consumers Faring In Their Financial & Physical Health

    Three key findings about consumer engagement find them focused, confident

    HSA Bank, a division of Webster Bank, N.A., released its annual HSA Bank Health & Wealth IndexSM for 2019 today, a report that explores how consumers are faring when it comes to their financial and physical health.
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  • New Lincoln Financial Group Research Reveals Need to Bridge the Gap Between Women’s Financial Planning Attitudes and Behaviors
    New Lincoln Financial Group Research Reveals Need to Bridge the Gap Between Women’s Financial Planning Attitudes and Behaviors

    Company to Host Live Twitter Chat on March 27, 2019 to Help Strengthen Women's Understanding of Personal Finance and Retirement Issues

    As Americans celebrate Women’s History Month, new research released today from Lincoln Financial Group (NYSE:LNC) reveals that while women place high importance on planning for retirement and their family’s future, they are facing gaps that are keeping them from reaching the positive outcomes they seek.
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  • Are Insurance Innovation Programs in Good Shape? How Do They Know?
    Are Insurance Innovation Programs in Good Shape? How Do They Know?

    New Assessment Gives Insurers a 'Wellness' Check of Innovation Efforts

    ITL Advisory, the strategic consulting arm of Insurance Thought Leadership Inc., is offering insurance companies a new innovation assessment service, designed to evaluate whether their programs have critical elements for success—especially considering A.M. Best's plan to begin evaluating insurance company innovation efforts.
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  • Institutional Investors: In Search Of Alpha
    Institutional Investors: In Search Of Alpha

    Institutions with More Than $1 Billion in Assets Expect to Increase Allocations in Active and Non-Traditional Passive, While Decreasing Allocations to Passively-Managed Strategies

    Institutional investors are looking at ways to diversify sources of investment outperformance, also known as alpha, in preparation for a potentially lower return or more volatile market environment, according to the Fidelity® Global Institutional Investor Survey.
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  • Avoiding Tax Time Surprises
    Avoiding Tax Time Surprises

    Most Americans Look to Reduce Tax Burden and Better Understand Impacts Due to RMDs

    As the 2018 tax deadline approaches, many Americans are looking for ways to mitigate their tax bill and navigate changes to their taxes as they reach retirement age. One often-overlooked area that can lead to unwanted surprises come tax season is required minimum distributions (RMDs).
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  • The New ‘Wow’ Employee Benefit
    The New ‘Wow’ Employee Benefit

    Innovative new program uses 401(k) employer matching dollars to pay student loan debt.

    Student loan debt is having a tremendous impact on millennials’ lives. It is influencing where employees work, and how they live and spend their money. College graduates with student loans want help from employers tackling this issue.
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  • Are There Financial Benefits To Having A Tech-Savvy Board?
    Are There Financial Benefits To Having A Tech-Savvy Board?

    MIT Sloan study identifies a 'new financial performance differentiator'

    Along with opportunities, the digital era brings many risks for companies, such as cybersecurity breaches and business model disruptions. As a result, it’s important for all business leaders to be digitally conversant.
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  • How Well Do Your Clients Understand Their Options For Taking RMDs?
    How Well Do Your Clients Understand Their Options For Taking RMDs?

    Compare these 2 deadline options and their tax implications before withdrawing your first RMD

    IRAs and other types of tax-deferred retirement accounts were designed to encourage Americans to save for retirement. At age 70½, you switch gears because you're required to start withdrawing a certain amount from your retirement accounts each year. That amount is called a required minimum distribution (RMD).
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  • J.P. Morgan Releases 2019 Guide to Retirement
    J.P. Morgan Releases 2019 Guide to Retirement

    Guide examines most significant issues across retirement landscape

    J.P. Morgan Asset Management today released the 2019 Guide to Retirement, examining the state of retirement, current challenges and opportunities, and the tools needed to support planning conversations...
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