Emerging Trends

  • A Student Debt Snapshot
    A Student Debt Snapshot

    A staggering $1.3 trillion is held by new grads... and older grads as well

    The value of a college degree has never been higher – at least in financial terms. Over the past decade, the cost of a university education has risen three times faster than other school-related expenses. Most students finance at least some of that cost by taking out student loans, with the goal of having their…
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  • The Crypto-Currency Revolution Has Barely Begun
    The Crypto-Currency Revolution Has Barely Begun

    Minted millionaires, popped-bubbles and the future of currency

    Upset that you missed the boat on the bitcoin craze last year? Millionaires were minted overnight as bitcoin returned 1,700 percent in 2017, only to see prices crash by more than half since December.
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  • Northwestern Mutual Debuts Art Exhibit Designed to Catalyze Community Involvement
    Northwestern Mutual Debuts Art Exhibit Designed to Catalyze Community Involvement

    Giving Gallery: Community in Process, now open to the public, embodies the spirit of philanthropy

    Northwestern Mutual has created a first-of-its-kind model to showcase community renewal, titled Giving Gallery: Community in Process. Now open in the public space of the company's Tower and Commons, it illustrates how, when all of us come together, we can reach our greatest potential.
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  • Has Enrollment in HSA-Eligible Health Plans Stalled?
    Has Enrollment in HSA-Eligible Health Plans Stalled?

    Study reveals very little growth in HSA-eligible health plan enrollment since 2014

    In its new Issue Brief, “Has Enrollment in HSA-Eligible Health Plans Stalled,” the Employee Benefit Research Institute (EBRI) finds that across five separate surveys, growth rates in Health Savings Account (HSA)-eligible health plan enrollment have been trending down.
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  • IRI Outlines Public Policy Priorities to Advance Retirement Security
    IRI Outlines Public Policy Priorities to Advance Retirement Security

    Blueprint Focused on Expanding Opportunities to Save for Retirement, Increasing Access to Lifetime Income and Protecting Older Investors

    The Insured Retirement Institute (IRI) today released its 2018 Retirement Security Blueprint. The 2018 Blueprint is focused on helping Americans achieve their retirement goals through common-sense, bipartisan policies.
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  • Pessimism Grows On U.S. Housing Market Following New Tax Laws
    Pessimism Grows On U.S. Housing Market Following New Tax Laws

    Despite fast-rising home values now, housing experts say they expect appreciation to slow to below 3 percent by 2021

    But the longer-term outlook is less rosy. There is some concern that tax cuts at this point in the business cycle may be throwing fuel on an already ranging fire.
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  • Total Annuity Sales Continued to Decline in 2017
    Total Annuity Sales Continued to Decline in 2017

    Structured annuity sales increase 25 percent in 2017, to $9.2 billion

    In 2017, total annuity sales decreased 8 percent to $203.5 billion compared with 2016, according to LIMRA Secure Retirement Institute’s Fourth Quarter 2017 U.S. Individual Annuity Sales Survey.
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  • Stocks Rebound
    Stocks Rebound

    Still, volatility persists

    Weekly market view from LMK Wealth Management. Reprinted with permission. Visit www.lmkwealth.com

    Markets rebounded last week, posting sizable gains and moving back into positive territory for the year. All three domestic indexes experienced their largest weekly growth in years, despite losing some ground on Friday after news of additional indictments in the Russia investigation.
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  • Annuities, Advisors and Aging
    Annuities, Advisors and Aging

    Retirees Who Own An Annuity Are More Confident

    LIMRA Secure Retirement Institute study finds retiree annuity owners feel more confident that they are more likely to afford their preferred retirement lifestyles - even if they live to age 90 or older - than retirees who do not own an annuity. The study includes retirees with annual household incomes of $35,000 or more.
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  • 5 Traits of Customer-Obsessed Companies
    5 Traits of Customer-Obsessed Companies

    Channelling your inner-customer

    Today's customers evaluate a company on the experience that they receive. The entire sales cycle (pre-sales, purchase, and post-purchase) experience is as important to them as the actual product or service.
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  • Global Dividends Break New Record in 2017, With More to Come for the Year Ahead
    Global Dividends Break New Record in 2017, With More to Come for the Year Ahead

    Global growth, corporate confidence fuel 7.7% spike

    A strengthening world economy and rising corporate confidence pushed global dividends to a new high in 2017, according to the Janus Henderson Global Dividend Index.
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  • How to Prepare for the Tricky Tax Seasons of 2018-19
    How to Prepare for the Tricky Tax Seasons of 2018-19

    Americans should check their withholding levels to make sure they won't owe taxes or overpay

    This year and next year, tax time will be even trickier than usual as Americans adjust to the changes from the recently enacted tax law, including adjusting their withholding, according to Senior CFP Board Ambassador Jill Schlesinger, CFP®.
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  • Rudra Dalmia Discusses Blockchain, Cryptos & Fincom
    Rudra Dalmia Discusses Blockchain, Cryptos & Fincom

    Q&A Interview with Blockchain Company Fineqia International Inc. Discussing New Blockchain Investment Advisory Group

    This discussion was created by investorideas.com, and shared with permission.

    Rudra Dalmia is an angel investor, technology mentor and philanthropist and is heading up the blockchain advisory board for Fineqia International Inc. He is also a consultant to Swordfish Investments-a Private Equity and Technology Investment Fund in London and the former MD of Saxo Financial Services (Saxobank India), one of the world's largest online trading…
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