Emerging Trends

  • Considering Insurance’s Current & Future State
    Considering Insurance’s Current & Future State

    Burning Platform... or just on the back burner?

    by Denise Garth

    It isn’t an overstatement to say that platforms are changing our world. We are living lives that are far more connected, more personalized and much more in-touch with services and products that are relevant to the way we work, live and feel.
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  • Drivers for Successful Advisors
    Drivers for Successful Advisors

    Look to the 'Gross Revenue Per Client' measurement for practice growth

    As advisor practice models continue to blur, LIMRA-EY research finds the most successful insurance advisors have expanded their business to include investments, estate and trust planning, as well as retirement planning.
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  • Slowing Global Growth and Continued Earnings Deceleration Expected
    Slowing Global Growth and Continued Earnings Deceleration Expected

    Investors expectations for downbeat 3Q performance likely to result in positive surprises

    Corbin Advisors, a leading research and advisory firm specializing in investor relations (IR), today released its Voice of Investor™ Industrial Sentiment Survey, which reveals investor sentiment remains largely downbeat, with several key performance indicators receiving the most pessimistic views in our survey’s history.
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  • PIN vs. Password: Which One Is More Secure?
    PIN vs. Password: Which One Is More Secure?

    Digital security expert explains, when you should use a PIN and when a password

    by Chad Hammond

    October 17, 2019. As users of this digital age, we have many different choices. You can enable or disable web cookies, depending on how much information you want a website to gather about you. You can use encrypted services or unencrypted ones, depending on how much you’re concerned about your privacy and security.
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  • Dare to Dream — Consumers Who Envision Their Retirement Save More
    Dare to Dream — Consumers Who Envision Their Retirement Save More

    When consumers set their sights higher

    Retirement may sound far away or unachievable to many Americans, but new research from Lincoln Financial Group (NYSE: LNC) shows that consumers who take the time to envision their ideal retirement not only know they need to save more, but are actually saving at a higher rate than those who have no idea what their…
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  • Aging & The Burden Of Care
    Aging & The Burden Of Care

    Skyrocketing care costs may make the dream of aging at home more challenging

    The fastest-rising long term care costs are no longer for the most skilled care – in a facility, they're now for the least-complex care – at home, according to Genworth's latest 2019 Cost of Care Survey results, announced today.
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  • Getting Consumers Investing Again
    Getting Consumers Investing Again

    With $10T sitting in cash, how do you break through the “Double Confusion”? Simple products can encourage average Americans to increase equity exposure

    The power to break the link between consumer confusion about investing and high cash allocations – totaling at least $10T sitting in U.S. household wallets – lies in products that are easy to understand and use, according to a new report by Hearts & Wallets, the source for retail investor solutions powered by data and…
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  • Trade Winds Move the Market
    Trade Winds Move the Market

    Investor sentiment continues to yo-yo on US - China trade talks

    Stock prices pushed higher last week, as investors remained hyper-focused on any new developments with the U.S. trade negotiations with China. The Dow Jones Industrial Average picked up 0.91%, while the Standard & Poor's 500 rose 0.62%. The Nasdaq Composite index gained 0.93% for the week. The MSCI EAFE index, which tracks developed overseas stock markets,…
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  • 61% of Financial Services and Insurance Companies Plan to Move Away from Traditional Business Models
    61% of Financial Services and Insurance Companies Plan to Move Away from Traditional Business Models

    More than 80% of respondents believe Amazon and other tech giants could become major competitors

    According to research findings released today by NTT DATA Services, new digital technologies, increased competition, and evolving customer expectations are driving 61% of financial services and insurance companies (FS&Is) to shift away from traditional, vertically-integrated business models of offering customers only their own products.
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  • Has Affordable Care Finally Gained Traction?
    Has Affordable Care Finally Gained Traction?

    Americans Settle in During Healthcare Uncertainty

    Six years after Health Insurance Exchanges were first launched as a result of the Affordable Care Act (ACA), Americans report they are largely satisfied with their healthcare options, according to a survey of 3,760 adults ages 18-64 in August 2019 by national nonprofit Transamerica Center for Health Studies® (TCHS).
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  • While There Is Great Interest in the RIA Career Path, A Lack of Awareness and Misinformation Hinder Access to Talent
    While There Is Great Interest in the RIA Career Path, A Lack of Awareness and Misinformation Hinder Access to Talent

    Looming talent shortage compels RIAs to take action now, to sustain the industry’s growth for the long haul

    Personal financial planning is a fulfilling, flexible, and financially rewarding career path – and one that is largely overlooked by job-seekers. That’s a challenge for a registered investment advisor (RIA) industry that needs to attract a new generation of talent to help sustain its growth...
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  • Investors Turn Bearish as Negative Views on the Economy Increase Significantly
    Investors Turn Bearish as Negative Views on the Economy Increase Significantly

    More than half of investors think the economy has hit its peak, up 16 percentage points since the beginning of the year

    E*TRADE Financial Corporation (NASDAQ: ETFC) today announced results from the most recent wave of StreetWise, the E*TRADE quarterly tracking study of experienced investors.
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  • Why Lower Interest Rates  Aren’t Good News for Retirees
    Why Lower Interest Rates Aren’t Good News for Retirees

    How does financial repression affect your clients?

    Interest rates keep dropping, causing rising concern among some retirees, financial experts say. That’s because, while cutting lower interest rates can stimulate the economy by making it cheaper to borrow, consumers usually earn less interest on their savings.
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