Emerging Trends

  • Having The Philanthropy Conversation
    Having The Philanthropy Conversation

    Positive Trends in the Prevalence and Quality of Philanthropic Discussions Between Advisors and Clients

    Discussions between advisors and high net worth (HNW) clients about philanthropy are on the rise, finds the U.S. Trust Study of the Philanthropic Conversation, as clients report advisors to be a valuable source of information, second only to their spouse or partner.
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  • The New Gilded Age of Income Inequality
    The New Gilded Age of Income Inequality

    It's not just a story about those on Wall Street, in Hollywood, or in the Silicon Valley

    In 2016, the Center on Budget and Policy Priorities and the Economic Policy Institute released an update (McNichol 2016) to their series Pulling Apart (McNichol et al. 2012), a report focusing on the gap in earnings between the top 5 percent of households and the bottom fifth of households in the United States and each…
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  • Geographic Information Systems Usher In The Age of Location Intelligence
    Geographic Information Systems Usher In The Age of Location Intelligence

    The Most Important Technology for Insurance That No One Talks About

    by Mark Breading

    Geographic Information Systems (GIS) may conjure up images among insurers of an old technology that tends to be used by a few passionate specialists at their company.
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  • Cumulative Out-of-Pocket Health Care Expenses After Age 70
    Cumulative Out-of-Pocket Health Care Expenses After Age 70

    Retirement, healthcare and the ever-growing longevity curve

    by Sudipto Banerjee

    One of the biggest risks American retirees face is the cost of their health care. Health care expenses generally increase with age, but how much any individual will spend on health care during his or her retirement years depends on a number of uncertain factors, such as life span, health status, and medical inflation.
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  • How Friends Influence Investing
    How Friends Influence Investing

    A Growing Trend; Use of Social Technology for Investing

    Actionable insights into how Americans talk finance with friends can shape strategy to engage with today’s investors, as outlined in a new report from Hearts & Wallets, the source for retail investor data and insights.
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  • Americans with Financial Advisors Are Significantly More Comfortable Balancing Present and Future Financial Goals
    Americans with Financial Advisors Are Significantly More Comfortable Balancing Present and Future Financial Goals

    Study: Trust is the Centerpiece of a Superior Advisor Experience

    Two thirds of Americans find it challenging to navigate spending now versus saving for later --- and a financial advisor may be the solution.
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  • Americans Without Life Insurance Not Taking Action to Reduce Financial Risks
    Americans Without Life Insurance Not Taking Action to Reduce Financial Risks

    Income shortfalls in retirement the biggest concern

    New research announced by American International Group, Inc. (NYSE: AIG) reveals that consumers who do not have life insurance feel less prepared financially for the illness or death of self or a loved one than people with life insurance.
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  • Q2 Update: Trade Tensions, Corporate Earnings… and Sizable Growth
    Q2 Update: Trade Tensions, Corporate Earnings… and Sizable Growth

    Domestic indexes had mixed results; Labor stayed strong

    Last week, trade tensions with China lessened somewhat, while the 2nd quarter corporate earnings season started with mixed results. Against this backdrop, domestic stocks experienced sizable growth.
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  • Retirement Savings on Summer Break?
    Retirement Savings on Summer Break?

    How consumers are prioritizing saving during the 'spending season'

    Research Finds Over Half of Plan Participants Have Three or More Savings Goals Competing with Retirement

    The summer months bring increased expenses for big ticket items like vacations, home improvements and weddings—all of which are competing for consumers’ share of wallet, according to Lincoln Financial Group’s (NYSE:LNC) 2017 Retirement Power® Participant Study.
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  • Retirement, Longevity & Aging In Place
    Retirement, Longevity & Aging In Place

    How to grow old in your own home

    When Marguerite Sullivan's spouse passed away, the 78-year-old had no interest in moving. She’s healthy, has many friends, and her 2 sons live nearby. Plus, she’s a confident driver and gets herself to doctor’s appointments and the grocery store.
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  • Independent Advisors Continue on Growth Trajectory While Building Firms to Weather Headwinds
    Independent Advisors Continue on Growth Trajectory While Building Firms to Weather Headwinds

    Study: A continued upward trajectory as advisors focus on client acquisition, marketing, and operational excellence

    The independent advisory industry remains on a growth trajectory, according to results from the 2018 RIA Benchmarking Study from Charles Schwab, the largest study of its kind in the industry.
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  • Examining Supreme Court Nominee Kavanaugh’s Health Care Opinions
    Examining Supreme Court Nominee Kavanaugh’s Health Care Opinions

    He may advances a more expansive role for the courts, a more restricted role for administrative agencies in interpreting statutes

    by Timothy S. Jost

    Brett Kavanaugh, President Trump’s Supreme Court nominee, has served on the Court of Appeals for the District of Columbia Circuit for more than a decade. In this capacity, he has written opinions in a number of cases involving controversial health care issues. In only one did Judge Kavanaugh write for the majority; the others were…
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  • How Can ‘Greenfields’ Create A New Route to Engage and Capture Customers?
    How Can ‘Greenfields’ Create A New Route to Engage and Capture Customers?

    Breaking Down Barriers

    by Denise Garth

    One of the most famous movie scenes in Hollywood history involves a trash compactor. In Star Wars: A New Hope, Luke Skywalker, Princess Leia and Han Solo find that their only route for escape is actually a dead end. They jump into a giant trash compactor and within moments, the walls begin to close in…
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