Investments

  • Cryptocurrency And DeFi
    Cryptocurrency And DeFi

    What’s next for the actuarial profession?

    by R. Dale Hall, FSA, CERA, MAAA, CFA

    Cryptocurrency has had high volatility. However, the recent bankruptcy filing of the cryptocurrency exchange FTX and the criminal charges against its founder, Samuel Bankman-Fried, have created a new wave of reverberations across the world of finance.
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  • LIMRA & NAILBA Research Reveals Larger Revenues & Two Trends In Producer-Intermediary Relationships
    LIMRA & NAILBA Research Reveals Larger Revenues & Two Trends In Producer-Intermediary Relationships

    About 50% of intermediaries reported revenues of $5 million or more in 2022 compared to just 35% in 2021, a 15-point increase

    Multiple factors could explain the stark jump in reported revenue growth: increased sales in 2021, and mergers and acquisitions. Yet, another possibility points to intermediaries prioritizing expanding their advisor networks. In both 2021 and 2022, BGAs/IMOs ranked growing their network of producers as the number one business priority (77% and 82%, respectively).
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  • Institutional Plans Post Solid Gains In Q4 To End Volatile 2022
    Institutional Plans Post Solid Gains In Q4 To End Volatile 2022

    The Consumer Price Index year-over-year increase dropped to 7.1% in November 2022 from 9.0% in June 2022

    After a volatile year, global markets ended the fourth quarter of 2022 with gains in both global equity and bond markets, driven by investor optimism that inflation was plateauing and monetary policy tightening would slow in 2023. The median return for institutional asset owners included in the Northern Trust All Funds Over $100 million plan…
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  • U.S. Insurers Expected To Increase Investment Risk Tolerance Amid Concerns Of Higher Volatility And Inflation
    U.S. Insurers Expected To Increase Investment Risk Tolerance Amid Concerns Of Higher Volatility And Inflation

    Insurers’ commitment to ESG investing principles continues as does their pressure on business partners to be ESG compliant

    U.S. insurers are expected to increase their risk tolerance and grow portfolio allocations to private assets amid their concerns about higher market volatility and inflation, according to a new survey of U.S. life and property & casualty (P&C) insurers, sponsored by leading global insurance asset management firm Conning.
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  • Insurers Intend To Increase Allocations To Emerging Market Funds
    Insurers Intend To Increase Allocations To Emerging Market Funds

    Clean technology/renewable energy are the preferred responsible investing options

    The majority of European insurers plan to increase their allocations to emerging market debt and emerging market equity funds over the next 12 to 24 months, according the latest Cerulli Edge—Global Edition. Demand for private assets is expected to continue, even if opportunities in the traditional fixed-income space increase due to interest-rate rises and inflation.…
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  • Rethinking Life In Retirement
    Rethinking Life In Retirement

    Nearly seven in 10 investors say they may continue working in retirement

    Turbulent market conditions and rampant inflation have forced investors to consider working after their retirement, according to Nationwide’s eighth annual Advisor Authority survey, powered by the Nationwide Retirement Institute. Over two-thirds (69%) of non-retired investors may work or may continue working after they retire, and more than two-fifths of these investors (44%) say they’ll have…
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  • Affluent Investors Show Strain Of Inflation, Market Volatility With Dramatic Decline In Financial Confidence
    Affluent Investors Show Strain Of Inflation, Market Volatility With Dramatic Decline In Financial Confidence

    Opportunities arise for financial advice providers as investors manage more assets independently

    A new Cogent Syndicated report from Escalent shows even affluent investors (those with $100,000 or more in investable assets) are feeling the strains of inflation with a 20 percent point decrease in financial confidence from 2021. Just four in ten affluent investors (41%) rate their current financial situation as “very good” or “excellent,” down from…
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  • About One Out Of Four Institutional Asset Owners Will Leverage OCIO Services In The Next 24 Months
    About One Out Of Four Institutional Asset Owners Will Leverage OCIO Services In The Next 24 Months

    OCIO growth from adoption continues to be an important aspect of institutional asset management and will likely continue in the long term

    The outsourced chief investment officer (OCIO) market is strong, with significant new opportunities for mandate wins and expansion in services from new or existing clients. About one out of four asset owners polled by Cerulli expect to use an OCIO in some capacity over the next 24 months, according to Cerulli’s new research, U.S. Outsourced…
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  • Key Tax Moves For 2023
    Key Tax Moves For 2023

    How your clients can reduce taxes on income and investments

    As we turn to 2023, there are plenty of uncertainties. Will the Fed engineer a soft landing for the economy? Will inflation slow? Will the stock market revive? Will interest rates come down? During uncertain times like now, it's valuable to focus on things we can control—taxes, for example. While you generally can't avoid taxes,…
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  • IRA Assets Reach Nearly $14 Trillion
    IRA Assets Reach Nearly $14 Trillion

    Asset growth can be attributed to rollovers from defined contribution plans

    Private bank and bank trust executives are actively implementing inorganic growth strategies, namely mergers and acquisitions (M&A) and advisor recruitment, to achieve scale in an increasingly competitive wealth management environment.
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  • Happy Investment Risk Management Day!
    Happy Investment Risk Management Day!

    Toews Asset Management establishes inaugural National Investment Risk Management Day to help counter potentially widespread investor lunacy

    In honor of the now decades long tradition of ostensibly smart people embracing, promoting, and investing in verifiably bonkers investment ideas, Toews Asset Management, through the National Archives, has established a new holiday, Investment Risk Management Day, to be celebrated annually on January 19.
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  • Conversation On Climate
    Conversation On Climate

    ESG ‘inherently dangerous’ as a way to measure early-stage businesses

    Assessing early-stage companies using Environmental, Social and Governance frameworks is unhelpful, unlikely to succeed and risks obscuring the true positive impacts of start-ups, announced Amory Poulden, founder of D2 Fund, in an episode of Conversations on Climate released today.
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  • Reflecting On Investing
    Reflecting On Investing

    85% of investors plan to change how they invest in 2023

    Three out of four investors report regrets about how they invested in 2022, and 85% now plan to change how they invest in 2023 according to a new survey from SoFi (NASDAQ: SOFI), the digital personal finance company.
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