Marketing

  • ’Tis The Season To Be Jolly — Until The Bills Arrive
    ’Tis The Season To Be Jolly — Until The Bills Arrive

    Only one in three Americans says they always pay their credit card balance in full, as holiday shopping hits its peak

    ’Tis the season to be jolly — until the bills arrive. Research from Lincoln Financial Group (NYSE:LNC) shows that only one in three Americans says they always pay their credit card balance in full.
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  • How One Advisor Lost a Client Over a Very Simple Housing Wealth Question
    How One Advisor Lost a Client Over a Very Simple Housing Wealth Question

    Should you be talking to your clients about reverse-mortgage strategy?

    by Don Graves, RICP®, CLTC®, Certified Senior Advisor, CSA®

    Earlier this year, an advisor friend called me to say that his client had just cussed him out over a reverse mortgage situation. Here’s what happened. Joe and Mary Johnson (age 65) had been clients of David Wilson, CFP for the last 15 years.
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  • Seasons Cheatings: Beware of Holiday Scams
    Seasons Cheatings: Beware of Holiday Scams

    Why so many are at risk from holiday scams

    Consumer fraud schemes escalate each year during the holidays, and a new research report, "Seasons Cheatings," from the AARP Fraud Watch Network finds that a significant number of consumers are at risk of becoming victimized by common seasonal scams.
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  • How Default Electronic Delivery for Retirement Plan Communications Could Save Participants Up To $450m Annually
    How Default Electronic Delivery for Retirement Plan Communications Could Save Participants Up To $450m Annually

    Supporting digital disclosure proposed by the Department of Labor.

    The SPARK Institute today released new research findings that overwhelmingly support the Department of Labor’s (DOL) proposal to permit default electronic delivery of retirement plan documents and demonstrates numerous material benefits, in addition to cost savings, for participants.
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  • Small Business Optimistic About 2020
    Small Business Optimistic About 2020

    Majority of small and medium sized business owners expect 2019 business growth to extend into 2020

    Principal Financial Group® announced today that most small and medium-sized businesses (SMBs) are expecting to stay in growth mode over the next year while investing to stay competitive in a tight U.S. labor market, according to the 6th annual Principal Financial Well-Being IndexSM: Business Owners.
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  • U.S. Life Insurance Activity Leaps Forward in November
    U.S. Life Insurance Activity Leaps Forward in November

    MIB Life Index reports that Gen X and Millennial buyers have returned

    U.S. life insurance application activity surged ahead in November up 6.0% Y/Y, according to the MIB Life Index. While older age application activity continued its upward trend, it was Millennial and Gen X buyers who showed breakthrough activity posting significant gains in November Y/Y.
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  • Future Trends: People Are The Ultimate Drivers Of Change
    Future Trends: People Are The Ultimate Drivers Of Change

    So, why is the insurance industry losing its ability to drive itself?

    by Denise Garth

    A new Prius will parallel park itself. A new Tesla can handle highway driving on its own. A new Cadillac will maintain safe following distance. In all of those cases, you don’t have to touch the wheel.
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  • Certified Financial Planner Board of Standards Welcomes New Members to Ambassador Program
    Certified Financial Planner Board of Standards Welcomes New Members to Ambassador Program

    'Knowledge and expertise in financial planning for local communities'

    Certified Financial Planner Board of Standards Inc. is pleased to announce the addition of six CFP® professionals to its Ambassador program. These new members are great resources for knowledge and expertise in financial planning for local communities, media and peers.
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  • Building A Management Culture Of Leadership & Accountability
    Building A Management Culture Of Leadership & Accountability

    While 100% of executives recognize the impact of culture, there is still a disconnect between priorities and practices

    A new survey finds that while 100 percent of executives agree that organizational culture impacts financial performance, less than half (48 percent) say they monitor culture to mitigate risk. Moreover, many (41 percent) are failing to hold leadership accountable for creating strong cultures, and only 46 percent say that they hold employees accountable for their…
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  • Small Business Owners View SECURE Act as Critical to Offering Competitive Workplace Retirement Plans
    Small Business Owners View SECURE Act as Critical to Offering Competitive Workplace Retirement Plans

    Eighty percent believe it will allow them to offer a 401(k) plan that rivals those offered at large corporations

    Having access to a workplace retirement plan is a top predictor of retirement preparedness. Unfortunately, many small businesses find it difficult to offer these benefits to employees for a number of reasons, including cost, administrative difficulties and lack of expected participation among employees.
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  • Business Executives Regain Some Optimism on U.S. Economy but Trim Profit Outlook
    Business Executives Regain Some Optimism on U.S. Economy but Trim Profit Outlook

    Revenue growth expectations also tick down; Hiring plans strengthen; Expansion plans remain strong despite dip

    Business executives regained some optimism about the U.S. economy after a sharp decline in the third quarter, yet continue to rein in forecasts for profit and revenue growth, according to the fourth-quarter AICPA Economic Outlook Survey.
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  • U.S. Individual Life Insurance Sales Increase in Third Quarter 2019
    U.S. Individual Life Insurance Sales Increase in Third Quarter 2019

    Indexed universal life sales propel overall growth for the third consecutive quarter

    Total U.S. individual life insurance new annualized premium increased 2% in the third quarter, compared with prior year results, according to the LIMRA U.S. Retail Individual Life Insurance Sales Survey. 
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  • Private Sector Employment Increased by 67,000 Jobs in November
    Private Sector Employment Increased by 67,000 Jobs in November

    Still, labor market showing 'signs of slowing'

    Private sector employment increased by 67,000 jobs from October to November according to the November ADP National Employment Report®. Broadly distributed to the public each month, free of charge, the ADP National Employment Report is produced by the ADP Research Institute® in collaboration with Moody's Analytics.
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