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  • Who’s Afraid Of GDPR?
    Who’s Afraid Of GDPR?

    A new law enacted by the European Union is being called history’s most powerful privacy law The General Data Protection Regulation (GDPR) went into effect in 2018

    by Tom Murray

    Privacy didn’t feature in any aspect of law until the latter half of the twentieth century. From the original census called by Herod, the idea that the powers that be were entitled to the maximum amount of data was ingrained in the general population.
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  • Employers Expect Health Benefit Costs To Rise 3.9% in 2020
    Employers Expect Health Benefit Costs To Rise 3.9% in 2020

    Cost management efforts focus on improving health outcomes over cost-shifting

    Health benefit costs will grow by nearly 4% in 2020, according to early results from the latest Mercer National Survey of Employer-Sponsored Health Plans. Based on responses from 1,511 US employers1, Mercer projects that the average total health benefits cost per employee will rise by 3.9% in 2020.
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  • How Individuals Are Saving for Their Financial Futures
    How Individuals Are Saving for Their Financial Futures

    How Americans are contributing to 401(k), 529, health savings, and ABLE accounts

    Ascensus—whose technology and expertise help millions of people save for retirement, education, and healthcare—has released new insights across its universe of retirement, education, Achieving a Better Life Experience (ABLE), and health savings accounts on the Inside America's Savings Plans microsite.
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  • Decoding The Modern Workplace
    Decoding The Modern Workplace

    Companies Who Place Employees at the Heart of Their Digital Strategy Yield Even Greater Returns

    Research findings released today by NTT DATA reveal organizations are yielding positive and unexpected returns investing in their digital workplace by keeping employees at the center of their strategy.
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  • Causes of Mortality: Our Perceptions vs. Reality
    Causes of Mortality: Our Perceptions vs. Reality

    Understanding health risks can help us feel empowered

    Death, as the old adage goes, is one of only two certainties in life (the second being taxes). But when it comes to what actually kills us, are we really correct in our assumptions? As it turns out, no.
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  • 77% of Millennials Have Made an Impact Investment, But How Well Do They Understand The Concept?
    77% of Millennials Have Made an Impact Investment, But How Well Do They Understand The Concept?

    Amid tremendous growth, room exists for advisors to engage the next generation of investors and philanthropists

    Major gaps exist between financial advisors’ understanding of impact investing and their younger clients’ interest in the subject, according to a study released today by Fidelity Charitable®, an independent public charity and the nation’s largest grantmaker.
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  • Young Investors Are Starting Earlier Despite Lifestyle Roadblocks
    Young Investors Are Starting Earlier Despite Lifestyle Roadblocks

    But several activities taking precedence, including house hunting, dating, and planning a vacation

    E*TRADE Financial Corporation (NASDAQ: ETFC) today announced results from its most recent wave of StreetWise, the E*TRADE quarterly tracking study of experienced investors. Results show young investors are engaging in the markets earlier than previous generations, yet they struggle to put their financial goals first.
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  • Don’t Let These Six Reasons Hold You Back from Buying Life Insurance
    Don’t Let These Six Reasons Hold You Back from Buying Life Insurance

    What your clients may not realize about obtaining it

    Are you like the majority of Americans who don't have life insurance, but also know that you should? Life insurance is probably something you're uncomfortable talking about, but it's far too important to put off.
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  • U.S. Adults Hold An Average Of $29,800 In Personal Debt Exclusive Of Mortgages
    U.S. Adults Hold An Average Of $29,800 In Personal Debt Exclusive Of Mortgages

    Over one-third (34%) of Americans' monthly income is going toward paying off debt, and 15% say they'll be in debt for the rest of their lives

    U.S. adults aged 18+ report having an average of $29,800 in personal debt, exclusive of mortgages, according to the latest findings from Northwestern Mutual's 2019 Planning & Progress Study. The research also revealed that 15% of Americans believe they'll be in debt for the rest of their lives.
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  • One in Three U.S. Employees Would Rather Talk About Their Weight Than Their Employer-Offered Benefits
    One in Three U.S. Employees Would Rather Talk About Their Weight Than Their Employer-Offered Benefits

    Workers feel overwhelmed by open enrollment process

    One-third of American workers would rather talk about their weight than their employee benefits, and nearly half dread the benefits enrollment process as much as asking for a raise, according to a new survey released today. In fact, U.S. workers say they dread the open enrollment process only marginally less than renewing their driver’s license…
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  • Understanding Worker Personality Types
    Understanding Worker Personality Types

    Generation and gender are no longer the singularly defining characteristics of employment

    LIMRA Secure Retirement Institute (SRI) has identified four distinct worker personalities based on how their workplace perceptions influence their experiences and mindsets. The four worker personalities are: Satisfied, Settled, Resigned and Restless.
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  • Life Insurance & The ‘Awareness Void’
    Life Insurance & The ‘Awareness Void’

    New survey identifies growing demand to educate Americans on life insurance needs

    A new study commissioned by AALU and the Future of The Industry Working Group identified the majority of Americans believe they need a life insurance policy, and there is a significant need among Americans for life insurance education.
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  • 5 Social Security Myths Debunked
    5 Social Security Myths Debunked

    Why your clients should focus on the facts before claiming

    Getting your arms around Social Security can be pretty complicated. Misinformation, partially informed opinions, and complex benefits formulas can easily lead one down an incorrect—and costly—path. That's why it is important to work with your financial advisor to develop a Social Security claiming strategy that can serve as the foundation of your overall retirement income…
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