- Americans Want Greater Confidence, Not Just More Financial Information
Financial content and resources are more accessible than ever, yet 76% agree personalized financial guidance would help them feel more confident in their financial decisions
As AI tools, social media, financial apps, and online communities reshape how Americans learn about planning and investing, new research from Voya Financial, Inc. suggests that access to information alone may not be enough to help consumers feel confident in their financial decisions.
read more - Life Insurance And Legacy Planning
1 in 3 U.S. workers do not have a legacy plan in place
Preparing for the future can help families provide clarity and support during some of life's most difficult moments.
read more - The Economic Ripple Effect Of Social Security Cuts
New report finds billions at stake across New York
Social Security is now approaching a critical inflection point. But without action from Congress, the trust fund that pays retirement and survivor payments is projected to exhaust its reserves in 2032.
read more - What To Do About Climbing Student Loan Costs
Americans are feeling the pressure of student loan payments. Studying up on these smart money moves can make the debt more manageable.
College degrees are becoming more costly for borrowers. Outstanding federal student loan debt has grown to $1.72 trillion, an average of nearly $40,500 for each borrower, up about $1,500 from last year.
read more - What’s Driving The Next Wave Of PRT Activity?
A record 95% of sponsors with de-risking goals intend to fully divest their pension liabilities
Defined benefit (DB) plan sponsors are in one of their strongest funding positions in decades, and a record 95% of those with de-risking goals, up from 76% in 2019, ultimately intend to completely divest their pension liabilities.
read more - US Entrepreneurs Turn To AI To Drive Growth And Hiring
94% have changed or plan to change how their business operates because of AI
Wealthy US entrepreneurs are putting AI at the center of their growth strategies, with nearly all already changing or planning to change how they operate their businesses as a result, according to HSBC’s Global Entrepreneurial Wealth Report 2026.
read more - Medicare Coverage Confusion
Half of medicare beneficiaries have skipped medical care in the past year due to the uncertainty
With a record number of Medicare beneficiaries making coverage decisions during the upcoming Annual Enrollment Period (AEP), eHealth (Nasdaq: EHTH) have published new original research showing that many have skipped medical care recently due to confusion about their coverage, while a growing number are turning to AI to help them compare their plan options.
read more - Employees Are Treating Benefits Like Purchases, Not Perks
Disconnect between the importance employees place on benefits decisions and how infrequently many engage with benefits outside enrollment season
As open enrollment season approaches, a new survey from New York Life finds that employees are approaching workplace benefits more like consumers evaluating purchases than workers selecting employer-provided perks.
read more - Retirement Plans Are Growing, But Most Technology Isn’t Keeping Up
New technology is built to give advisors and payroll partners a faster way to set up and run plans for their clients
401GO, a vertically integrated retirement platform, says the industry's technology hasn't kept pace with the growth of retirement plans.
read more - Next Generation Of Senior Living
Older adults want senior living to support their care needs while preserving choice over daily life, familiar routines, and meaningful relationships
A Place for Mom, the nation’s leading senior care advisory platform that has guided millions of families through the aging journey, recently released its 2026 Next Generation of Senior Living Report.
read more - Retirement Income Requires More Than Just Product
Participant adoption of retirement income solutions will depend on advice, education, and recordkeeper support
Improving the retirement income ecosystem for defined contribution (DC) plan participants will require more than investment product development alone.
read more - Life Insurance Providers Struggle To Build Trust
Trust levels fall sharply among younger and more financially vulnerable customers
Life insurance is evolving from a product often viewed as a one-time purchase into a more relationship-driven experience as younger generations bring new expectations for engagement, communication and personalization.
read more - How Much Retirement Income Is Enough?
The popular 'rules of thumb' ask the wrong question
It is the first question nearly every pre-retiree asks, and the one most planning shortcuts answer worst: how much income will be enough?
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