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  • Financial Stress On The Rise, But These Tools Can Help During The Holidays – And Beyond
    Financial Stress On The Rise, But These Tools Can Help During The Holidays – And Beyond

    Understanding the priorities of Americans during the holiday season

    Regions Bank on Tuesday announced the results of a new survey that finds Americans are entering the holiday season stressed about spending money. The survey was conducted by Regions Next Step, the bank’s free financial education program, and finds people are more stressed about money than they were last year.
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  • The Institute Of Financial Wellness: America’s First Multi-Media Financial Education Network
    The Institute Of Financial Wellness: America’s First Multi-Media Financial Education Network

    As more Americans seek financial help, a team of industry leaders is introducing a first-of-a-kind solution: unbiased financial education, resources, and services all Americans can use and enjoy

    At a time when public awareness and the need for a solid financial position have reached all-time highs, a nationally noted team is introducing a new platform to provide what's been missing: unbiased, engaging, fact-based financial education, resources, and services for every American. The Institute of Financial Wellness is the first multi-media platform providing free…
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  • Impact Of Inflation
    Impact Of Inflation

    21% say inflation has had a significant impact on their day-to-day finances

    As Americans head into the holiday season, they are met with an inflation rate of 6.2%, up five percentage points from one year ago. Ramsey Solutions’ Q3 State of Personal Finance study reveals that one in five Americans’ day-to-day finances are being significantly impacted by inflation; however, 25% of Americans are planning to spend more…
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  • COVID-19 Depresses U.S. Medicare Supplement Claims, Federal Legislation Could Dampen Revenue
    COVID-19 Depresses U.S. Medicare Supplement Claims, Federal Legislation Could Dampen Revenue

    The shift between plan types as a result of MACRA could impact revenues and earnings.

    Net premiums earned for the Medicare supplement insurance lines of business have climbed 64% in slightly less than a decade, reaching $33 billion in 2020, according to a new AM Best report. The Best’s Market Segment Report, titled, “U.S. Medicare Supplement: COVID-19 Depresses Claims, MACRA Could Dampen Revenue,” notes that the net premium increase exceeded…
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  • Ransomeware Readiness & Recovery
    Ransomeware Readiness & Recovery

    8 Do’s and Don’t’s

    by Bryce Austin

    Stopping ransomware includes three key areas: Cybersecurity hygiene of your employees, proper practices by your IT department, and your data backup strategy. Here are 8 ways to prevent a ransomware attack, and 8 ways to recover from an attack if you fall victim to one:
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  • A Hybrid Approach To Building A Startup
    A Hybrid Approach To Building A Startup

    The most successful startups mix business and friendship to build teams

    Finding the right team is critical for a startup's success and most aren't taking the right approach, finds research from the University of Maryland's Robert H. Smith School of Business. With the right strategy – a mix that has founders both liking each other due to shared values and experiences and having the proper complementary…
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  • Long Term Care Market Revenue To Cross USD 1.61 Trillion By 2027
    Long Term Care Market Revenue To Cross USD 1.61 Trillion By 2027

    Out-of-pocket segment in the long term care market will account for USD 491 billion by 2027 owing to the growing influx of private health insurers and increasing preference private LTC insurance services

    The long term care market size is anticipated to record a valuation of USD 1.61 Trillion by 2027, according to the most recent study by Global Market Insights Inc.
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  • The Importance Of Shopping Small
    The Importance Of Shopping Small

    Communities turn out in earnest and in droves to support the small businesses they cherish

    As consumer spending continues to rebound, U.S. shoppers showed up in a big way for the small businesses in their communities during this year’s Small Business Saturday on November 27, positioning American Express’ (NYSE: AXP) 12th annual event to be one of the most impactful shopping days of the holiday season.
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  • The Value Of Personal Advice: Wealth Management Through The Pandemic
    The Value Of Personal Advice: Wealth Management Through The Pandemic

    Following a difficult year, advisors achieve record client and asset retention

    In 2020, North American wealth-management clients dealt with fear and uncertainty in their portfolios, amid the fear and uncertainty that defined so many other parts of their lives due to the human tragedy of the COVID-19 pandemic.
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  • New York Life Declares Largest Dividend In Company History
    New York Life Declares Largest Dividend In Company History

    Declaring a dividend for the 168th consecutive year underscores New York Life’s commitment to financial strength, mutuality, and delivering ongoing value to policy owners

    New York Life, America’s largest and most admired mutual life insurer, today announced that the company has declared a dividend of $1.9 billion to eligible participating policy owners in 2022, the largest in company history.
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  • Low Interest Rate Environment & Pandemic Pressure U.S. Fraternals
    Low Interest Rate Environment & Pandemic Pressure U.S. Fraternals

    Net premiums written for the 73 U.S. life fraternal companies decreased by approximately 6% year over year in 2020 to $9.3 billion

    U.S. fraternal insurance companies posted a positive year in 2020 despite COVID-19 challenges and low interest rates, as well as difficulties in reaching current and prospective members, according to a new AM Best report.
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  • Tax-Loss Harvesting Using ETFs
    Tax-Loss Harvesting Using ETFs

    A strategy to balance investment losses

    No investor wants to have losses, yet even the most successful investors can have a mix of potential winners and losers. Even though 2021 has been a good year for most investors, with the S&P 500 up 34% year to date, that doesn't mean that all investments have gone up. As the year draws to…
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  • Financial Health Means More Than Money
    Financial Health Means More Than Money

    Research reveals critical inequalities in terms of how different groups view their financial wellness, it also identifies a clear opportunity for employers to step in and create meaningful change

    Three-quarters of Americans surveyed say their financial health affects their physical and mental health, and more than half say it’s connected with overall happiness and quality of life.
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