Disability Insurance

  • Standard Life Introduces IDI Products in New York & Connecticut
    Standard Life Introduces IDI Products in New York & Connecticut

    Launch increases the reach of Platinum Advantage and Platinum Advantage GSI

    Standard Insurance Company and The Standard Life Insurance Company of New York (The Standard) have announced the launch of their latest Individual Disability Insurance (IDI) products in New York and Connecticut.
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  • Unum: Millennial Moms File Most Short Term Disability Maternity Claims
    Unum: Millennial Moms File Most Short Term Disability Maternity Claims

    This influential generation is growing their careers, their families, and their need for benefits

    In 2017, Millennial moms accounted for 77 percent of short term disability maternity claims for Unum (NYSE: UNM), the leading provider of disability benefits in the U.S.
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  • The Income Threat
    The Income Threat

    More than a quarter of employees underestimate the chance of becoming disabled before retirement

    Employees who choose not to enroll in nonmedical benefits, like disability insurance, often say they don’t need the coverage. In fact, more than one in four 20-year-olds will experience a disability for 90 days or more before they reach 67, according to the Social Security Administration.
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  • What Are The Top 10 Causes of Disability?
    What Are The Top 10 Causes of Disability?

    Ten-year review of Unum’s disability claims shows trends in workplace absences

    A 10-year review of disability claims shows the effects of an aging workforce, medical advances and the power of early intervention, according to data from Unum (NYSE: UNM), a leading provider of disability benefits.
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  • Guaranteed Income
    Guaranteed Income

    The value of disability insurance and having a return to work plan for your employees

    by J. Philip Bruen

    During a time of record-low unemployment, it can be difficult to replace employees, whether for a short or long term, but a well-managed disability program can lessen this. Not only does it take care of employees on disability leave, it also helps to determine how best to return them to the workforce afterwards, and can…
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  • LIMRA Launches 2018 Rising Stars Contest to Recognize Up and Coming Leaders in Distribution
    LIMRA Launches 2018 Rising Stars Contest to Recognize Up and Coming Leaders in Distribution

    In search of the industry’s best and brightest professionals under 40 who demonstrate career excellence

    LIMRA is now accepting nominations for its third annual Distribution Rising Stars contest. The contest will recognize 10 professionals under 40 who demonstrate leadership and innovation, supporting distribution within LIMRA member companies.
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  • Individual Disability Income (IDI) Companies See Jump in Combined New Sales After Market Shake-Up
    Individual Disability Income (IDI) Companies See Jump in Combined New Sales After Market Shake-Up

    14 IDI market leaders record a combined 2017 premium growth rate of 9.0% through June 30th compared to 1.3% growth rate in 2016

    Milliman, Inc., a premier global consulting and actuarial firm, today released the results of its latest Individual Disability Income (IDI) Market Survey.
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  • For Life & Health Carriers, Time to Close the Digital Gap
    For Life & Health Carriers, Time to Close the Digital Gap

    To ignore the wave of reinvention and rebuilding the customer-experience puts the industry at a distinct disadvantage

    by Giuliano Altamura

    Consumer interaction with insurance providers is evolving rapidly and this is no less true in the health and life insurance sector. With the insurance industry representing 2.7% of GDP in the US , there is unprecedented pressure on carriers, brokers and agents alike to up their game if they want to stay in the running…
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  • Labels Campaign Sparks Conversations About Difficulties Individuals With Disabilities Face in the Workplace
    Labels Campaign Sparks Conversations About Difficulties Individuals With Disabilities Face in the Workplace

    The Standard and CAREERS Support Solutions seek to ensure every employee can be successful

    Standard Insurance Company (The Standard) continues its campaign to help employers understand the importance of addressing stigmatizing labels that people with a disability, illness or chronic condition may be subject to in the workplace.
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  • Insurance Agents Honored by Life Happens for Exhibiting Outstanding Client Service
    Insurance Agents Honored by Life Happens for Exhibiting Outstanding Client Service

    2017 Real Life Stories Recipients Demonstrate Vital Role Insurance Professionals Play in Financially Protecting Families

    Life Happens today announced the recipients of the Real Life Stories Client Recognition Program, an annual program that honors four insurance agents and advisors for their exceptional commitment to assisting families through times of adversity due to a disability or an unexpected death.
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  • How Education Can Clarify and Simplify The Disability Sale
    How Education Can Clarify and Simplify The Disability Sale

    Tackling the confusion of product choice by 'setting the foundation'

    by Steven Lynch

    When asked whether they have health, auto or home insurance, 80 percent of Americans reported they have at least two of those types of insurance. This was determined in a survey, commissioned by my company and conducted online by Harris Poll in late March.
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  • U.S. Group Disability Insurers See 13.8% Increase in New Sales
    U.S. Group Disability Insurers See 13.8% Increase in New Sales

    Milliman's 2016 survey includes expanded case size and employer- vs. employee-paid metrics,; New info on first-time buyer business and regional data

    Milliman, Inc., a premier global consulting and actuarial firm, recently released the results of its 2016 U.S. Group Disability Market Survey, a comprehensive report that analyzes the employer- and employee-paid short- and long-term disability (STD / LTD) market, including insurance products, sales, and in-force business.
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  • U.S. Group Disability Insurers See 13.8% Increase in New Sales in 2016
    U.S. Group Disability Insurers See 13.8% Increase in New Sales in 2016

    Survey includes expanded case size and employer-paid vs. employee-paid metrics; New info on first-time buyer business and regional data

    Milliman, Inc., a premier global consulting and actuarial firm, recently released the results of its 2016 U.S. Group Disability Market Survey, a comprehensive report that analyzes the employer- and employee-paid short- and long-term disability (STD / LTD) market, including insurance products, sales, and in-force business.
    read more