Disability Insurance

  • Understanding Financial Inclusion Essentials For The Disabled
    Understanding Financial Inclusion Essentials For The Disabled

    One in four in the U.S. has a disability but have the same need to find financial empowerment

    National Disability Institute (NDI) and the Association for Financial Counseling and Planning Education® (AFCPE®) have officially launched a new version of Financial Inclusion Essentials with grant funding from JPMorgan Chase.
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  • LIMRA: U.S. Workplace Benefits Sales Results Mixed for First Quarter 2023
    LIMRA: U.S. Workplace Benefits Sales Results Mixed for First Quarter 2023

    Life insurance and supplemental health insurance down slightly while disability insurance sales rise

    Coming out of the pandemic, workers are stepping back to re-evaluate what they are looking for in a work experience. At the same time, inflation is putting a squeeze on workers as they try to meet daily living expenses.
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  • Single Seniors Are Struggling To Retire
    Single Seniors Are Struggling To Retire

    Women face the most financial challenges in retirement

    Inflation and the current economic climate have put a financial strain on older Americans, and new data from American Advisors Group (AAG) shows that unmarried seniors are the most affected.
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  • 25 Groups Join to Advance a Better Measure for the Cost of Aging
    25 Groups Join to Advance a Better Measure for the Cost of Aging

    Equity In Aging Collaborative will advocate for use of Elder Index to determine program eligibility

    The National Council on Aging (NCOA), in collaboration with the Gerontology Institute at the University of Massachusetts Boston, is launching the Equity In Aging Collaborative—a coalition of 25 national and local organizations that will advocate for a better way to measure the true cost of living as Americans age.
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  • A No-Normal Retirement
    A No-Normal Retirement

    Mapping new pathways to longevity

    Americans planning for retirement face once-in-a-generation challenges presented by today’s persistent high inflation, market volatility, economic uncertainty, and pandemic-related health care concerns.
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  • Four Out Of Five Small Business View The Benefits Portfolio A Top Priority
    Four Out Of Five Small Business View The Benefits Portfolio A Top Priority

    On the heels of the pandemic, a renewed focus on culture & morale, attract & retain strategy and employee well-being

    The last two years have had an impact on businesses of all sizes, and small businesses are no exception — in fact, nearly all small business owners surveyed (93%) have re-evaluated their strategy and plan to make changes to their business due to COVID-19, according to a new Small Business Owner Survey from Lincoln Financial…
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  • Mental Health Concerns Increase Substantially Among Americans Of All Backgrounds
    Mental Health Concerns Increase Substantially Among Americans Of All Backgrounds

    Tracking the impact of pandemic on ages 18+; New technology and tools to meet demand for support

    A recent CVS Health® (NYSE: CVS)/Morning Consult survey of Americans age 18+ found that mental health concerns are continuing to rise among individuals of all backgrounds, especially Black, age 65+, young adult, and LGBTQIA+ respondents.
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  • New Analysis Finds Exceptional Retirement Savings & Job Security For Employee-Owners
    New Analysis Finds Exceptional Retirement Savings & Job Security For Employee-Owners

    Data shows that the S ESOP model provide substantial added benefits

    A new analysis by Ernst & Young (EY) finds that employee-owners of privately held businesses called "S corporations" (S ESOPs) benefit from far better retirement savings and job security compared with other U.S. workers.
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  • Third-Party Model Portfolio Use is on the Rise, but Barriers Remain for Widespread Adoption
    Third-Party Model Portfolio Use is on the Rise, but Barriers Remain for Widespread Adoption

    Few new advisors are implementing the tool into their strategies

    Despite industry expectations that third-party model portfolios will dominate strategies and play a significant role in decision making for advisors in the near future, few new advisors have actually adopted such tools over the past year.
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  • Making Sure No One Is Left Behind:
    Making Sure No One Is Left Behind:

    AmeriHealth Caritas Committed to Facilitating Access to the COVID-19 Vaccine for Americans in Greatest Need

    AmeriHealth Caritas Committed to Facilitating Access to the COVID-19 Vaccine for Americans in Greatest Need Approach utilizes organization’s community relations expertise and cultural competency Philadelphia, Pa. — AmeriHealth Caritas, a national leader in Medicaid managed care and health care solutions for those most in need, is collaborating with its state, community, and provider partners to…
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  • Understanding The Able Act
    Understanding The Able Act

    Similar to a special-needs trust, it allows for qualified disability expenses

     Early in 2014, Congress passed legislation creating special accounts for persons with disabilities known as the “Achieving a Better Life Experience” (who thinks of these names?).
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  • Despite Increased Advertising and Marketing, Consumers’ Brand Awareness of Life Insurers Remains Low
    Despite Increased Advertising and Marketing, Consumers’ Brand Awareness of Life Insurers Remains Low

    In search of 'consumer mindshare'

    A new LIMRA study finds 1 in 4 adult Americans cannot name a single company that sells life insurance and a majority (56%) are unable to name three life insurance companies. As discouraging as this may sound, it does reflect an uptick in unaided awareness of life insurance brands among U.S. consumers (chart), compared to…
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  • LIMRA Establishes Data Exchange Standards for Non-Medical Workplace Benefits
    LIMRA Establishes Data Exchange Standards for Non-Medical Workplace Benefits

    A  new standard for data-exchange

    LIMRA today released the first set of data exchange standards focused on post-enrollment data for the employee benefits market.
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