Disability Insurance

  • The Demographics of Disability
    The Demographics of Disability

    2018’s Best & Worst Cities for People with Disabilities

    With October being National Disability Employment Awareness Month and the average monthly Social Security disability benefit at only $1,065.73, barely enough to keep an individual out of poverty, the personal-finance website WalletHub today released its report on 2018’s Best & Worst Cities for People with Disabilities as well as accompanying videos.
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  • Support Programs and Human Interaction Help Bring Employees Back to Work Faster After Disability Leave
    Support Programs and Human Interaction Help Bring Employees Back to Work Faster After Disability Leave

    Study: Comprehensive disability management programs can boost efforts around employee recruitment, retention and financial well-being

    Employees with health conditions are inevitable in the workplace. But in its Employee Disability Leave study, Standard Insurance Company (The Standard) found that, despite this common occurrence, the way many employers handle their employees’ health conditions can negatively affect productivity, time out of office and overall employee experience.
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  • Nearly Half of U.S. Workers Spend 30 Minutes or Less Reviewing Benefits Before Enrollment
    Nearly Half of U.S. Workers Spend 30 Minutes or Less Reviewing Benefits Before Enrollment

    Auto-enrollment for disability plans can help employees make better financial decisions

    New research from employee benefits provider Unum (NYSE: UNM) shows nearly half of U.S. workers (49 percent) spend 30 minutes or less reviewing their benefits prior to enrollment, according to an online poll of 1,227 U.S. workers conducted last month.
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  • Paid Family Leave Ranks as Most Coveted Work Perk
    Paid Family Leave Ranks as Most Coveted Work Perk

    Poll: U.S. workers value it over flexible working arrangements

    Employee benefits provider Unum (NYSE: UNM) finds the majority of workers (58 percent) want paid family leave from their employers, including nearly two-thirds (64 percent) of millennials.
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  • Understanding Millennials & Money
    Understanding Millennials & Money

    Laura Adams and Unum team up to shed some common-sense light on generational-finances

    Personal finance expert Laura Adams is partnering with employee benefits leader Unum (NYSE: UNM) on a series of money tips for the nation’s different generations
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  • Standard Life Introduces IDI Products in New York & Connecticut
    Standard Life Introduces IDI Products in New York & Connecticut

    Launch increases the reach of Platinum Advantage and Platinum Advantage GSI

    Standard Insurance Company and The Standard Life Insurance Company of New York (The Standard) have announced the launch of their latest Individual Disability Insurance (IDI) products in New York and Connecticut.
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  • Unum: Millennial Moms File Most Short Term Disability Maternity Claims
    Unum: Millennial Moms File Most Short Term Disability Maternity Claims

    This influential generation is growing their careers, their families, and their need for benefits

    In 2017, Millennial moms accounted for 77 percent of short term disability maternity claims for Unum (NYSE: UNM), the leading provider of disability benefits in the U.S.
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  • The Income Threat
    The Income Threat

    More than a quarter of employees underestimate the chance of becoming disabled before retirement

    Employees who choose not to enroll in nonmedical benefits, like disability insurance, often say they don’t need the coverage. In fact, more than one in four 20-year-olds will experience a disability for 90 days or more before they reach 67, according to the Social Security Administration.
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  • What Are The Top 10 Causes of Disability?
    What Are The Top 10 Causes of Disability?

    Ten-year review of Unum’s disability claims shows trends in workplace absences

    A 10-year review of disability claims shows the effects of an aging workforce, medical advances and the power of early intervention, according to data from Unum (NYSE: UNM), a leading provider of disability benefits.
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  • Guaranteed Income
    Guaranteed Income

    The value of disability insurance and having a return to work plan for your employees

    by J. Philip Bruen

    During a time of record-low unemployment, it can be difficult to replace employees, whether for a short or long term, but a well-managed disability program can lessen this. Not only does it take care of employees on disability leave, it also helps to determine how best to return them to the workforce afterwards, and can…
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  • LIMRA Launches 2018 Rising Stars Contest to Recognize Up and Coming Leaders in Distribution
    LIMRA Launches 2018 Rising Stars Contest to Recognize Up and Coming Leaders in Distribution

    In search of the industry’s best and brightest professionals under 40 who demonstrate career excellence

    LIMRA is now accepting nominations for its third annual Distribution Rising Stars contest. The contest will recognize 10 professionals under 40 who demonstrate leadership and innovation, supporting distribution within LIMRA member companies.
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  • Individual Disability Income (IDI) Companies See Jump in Combined New Sales After Market Shake-Up
    Individual Disability Income (IDI) Companies See Jump in Combined New Sales After Market Shake-Up

    14 IDI market leaders record a combined 2017 premium growth rate of 9.0% through June 30th compared to 1.3% growth rate in 2016

    Milliman, Inc., a premier global consulting and actuarial firm, today released the results of its latest Individual Disability Income (IDI) Market Survey.
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  • For Life & Health Carriers, Time to Close the Digital Gap
    For Life & Health Carriers, Time to Close the Digital Gap

    To ignore the wave of reinvention and rebuilding the customer-experience puts the industry at a distinct disadvantage

    by Giuliano Altamura

    Consumer interaction with insurance providers is evolving rapidly and this is no less true in the health and life insurance sector. With the insurance industry representing 2.7% of GDP in the US , there is unprecedented pressure on carriers, brokers and agents alike to up their game if they want to stay in the running…
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