Life Insurance

  • Understanding the Weight of Words in the Workplace
    Understanding the Weight of Words in the Workplace

    3 ways words work wonders in elevating professional performance

    by Jennifer Powers

    You can create an awesome shift in your business or professional career right now. One of the easiest ways to do that is with your words. Yes. Words. Your words have a direct influence over your results. All. The. Time.
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  • How Well Do Insurers Understand Their Customers?
    How Well Do Insurers Understand Their Customers?

    Insurers must take an outside-in focus to prepare for the future of insurance

    by Denise Garth

    Demographic pundits are curious about how Europe is going to survive economically in the year 2050. The population in all European countries will be in dramatic decline.
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  • United Capital Partners with Girls Who Invest to Mentor Next Generation of Women in Finance
    United Capital Partners with Girls Who Invest to Mentor Next Generation of Women in Finance

    Internships look to provide hands-on experience in essential financial concepts

    United Capital Financial Advisers LLC (“United Capital”), the country’s first and largest financial life management firm, is partnering with Girls Who Invest (“GWI”), a non-profit organization dedicated to increasing the number of women in portfolio management and executive leadership in the asset management industry.
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  • The State Of Student Debt
    The State Of Student Debt

    After mortgages, it makes up the largest component of all household debt in America

    As the 2020 presidential election draws nearer, one of the hot-button issues for candidates is student debt. Some democratic contenders, such as Bernie Sanders and Elizabeth Warren, support the cancellation of debts. Other candidates have offered plans including refinancing options, higher grants and free community college education.
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  • Americans on Edge As Market Continues Volatile Trajectory
    Americans on Edge As Market Continues Volatile Trajectory

    Study: They increasingly fear big market drops and want to protect retirement savings

    Market volatility in the second quarter of 2019 has Americans increasingly worried about their finances and retirement savings, according to the latest Allianz Quarterly Market Perceptions Study.
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  • Homeownership Goals Shape How Americans Live, Work and Save
    Homeownership Goals Shape How Americans Live, Work and Save

    Most non-homeowners are willing to make trade-offs, smart financial choices to help them afford a home

    According to a new Wells Fargo survey, Americans are willing to do what it takes to make their homeownership goals a reality — such as taking on a side job, cutting expenses or considering a less-expensive location. The Wells Fargo 2019 “How America Views Homeownership” survey was conducted by The Harris Poll April 17–29, 2019,…
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  • Income Protection: More A Service Than A Product
    Income Protection: More A Service Than A Product

    Insurers need to adapt their income protection products to meet customer need

    by Tom Murray

    Income protection has always been the Cinderella of the protection product family – always left at home when the others go to the ball. And yet, income protection is one of the most useful protection products, providing a level of income that enables households to keep going when the wage-earner has been diagnosed as unfit…
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  • Americans Are “Somewhat Confident” That They’ll Have Enough Money to Comfortably Retire
    Americans Are “Somewhat Confident” That They’ll Have Enough Money to Comfortably Retire

    Study: So, just how comfortable are we?

    A new survey of 1,700 Americans between the ages 25 and 65+ examines their confidence levels with regards to having enough money for a comfortable life during retirement, with some fascinating and shocking results. The study was commissioned by Gold IRA Guide, a renowned online magazine covering alternative investments for IRA a
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  • Preventing Brand Failure
    Preventing Brand Failure

    Are you making the single worst brand-building mistake a company can make?

    by Lindsay Pedersen

    In late 2008, Seattle's adored Washington Mutual Bank (known locally and affectionately as WaMu) failed and was subsumed in a shotgun wedding with Chase Bank. Seattleites were reeling in the early days of the Great Recession, and WaMu's going under was salt in that raw wound as they watched thousands of friends, family members, neighbors,…
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  • An Amazon Moment: What Small-Medium Insurers Can Learn About Product Delivery
    An Amazon Moment: What Small-Medium Insurers Can Learn About Product Delivery

    For your customers, it can be either engagement or disillusionment, clarity or misunderstanding

    by Denise Garth

    Insurers, especially those that serve Small to Medium Businesses (SMBs) should familiarize themselves with the tactics of flexible distribution channels and last mile delivery. It is here, within the sales and service processes that customers experience engagement or disillusionment, clarity or misunderstanding.
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  • Waddell & Reed, Inc. Introduces New Advisory Program
    Waddell & Reed, Inc. Introduces New Advisory Program

    MAPDirect offers access to wide range of individual mutual funds and exchange-traded funds

    The continuing expansion of Waddell & Reed, Inc.’s advisory program offerings has brought a new addition to its Managed Allocation Portfolios lineup. The latest offering, MAPDirect, provides clients and their advisors access to more than 1,800 individual mutual funds and nearly 200 exchange-traded funds (ETFs) that they can utilize as they build targeted, personalized investment…
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  • The Road to Independence – Is it Time for Your Practice to Make the Move?
    The Road to Independence – Is it Time for Your Practice to Make the Move?

    Independent model attracting advisors in the career insurance space

    by Brian Murphy & Karla Kirk

    The appeal of being a career insurance agent continues to decline as the financial services market places more value on being an independent Firm. Career agencies continue to decline in number and fewer new or successful producers seek out career companies.
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  • Bringing Prospects From ‘I’m Interested’ To ‘I’ll Buy’
    Bringing Prospects From ‘I’m Interested’ To ‘I’ll Buy’

    Understanding the importance of decision triggers

    by Jill J. Johnson, MBA

    A key component of effective target marketing involves developing deep insight into the decision-making process influencing how your customers make their purchasing choices. For organizations working with diverse customer needs, moving your prospects from, “I’m interested,” to “I’ll buy,” is a highly complex process. What is significant and how this will impact each of your…
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