Life Insurance

  • Causes of Mortality: Our Perceptions vs. Reality
    Causes of Mortality: Our Perceptions vs. Reality

    Understanding health risks can help us feel empowered

    Death, as the old adage goes, is one of only two certainties in life (the second being taxes). But when it comes to what actually kills us, are we really correct in our assumptions? As it turns out, no.
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  • Don’t Let These Six Reasons Hold You Back from Buying Life Insurance
    Don’t Let These Six Reasons Hold You Back from Buying Life Insurance

    What your clients may not realize about obtaining it

    Are you like the majority of Americans who don't have life insurance, but also know that you should? Life insurance is probably something you're uncomfortable talking about, but it's far too important to put off.
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  • Understanding Worker Personality Types
    Understanding Worker Personality Types

    Generation and gender are no longer the singularly defining characteristics of employment

    LIMRA Secure Retirement Institute (SRI) has identified four distinct worker personalities based on how their workplace perceptions influence their experiences and mindsets. The four worker personalities are: Satisfied, Settled, Resigned and Restless.
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  • Life Insurance & The ‘Awareness Void’
    Life Insurance & The ‘Awareness Void’

    New survey identifies growing demand to educate Americans on life insurance needs

    A new study commissioned by AALU and the Future of The Industry Working Group identified the majority of Americans believe they need a life insurance policy, and there is a significant need among Americans for life insurance education.
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  • 5 Social Security Myths Debunked
    5 Social Security Myths Debunked

    Why your clients should focus on the facts before claiming

    Getting your arms around Social Security can be pretty complicated. Misinformation, partially informed opinions, and complex benefits formulas can easily lead one down an incorrect—and costly—path. That's why it is important to work with your financial advisor to develop a Social Security claiming strategy that can serve as the foundation of your overall retirement income…
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  • Seven Traits of Highly Successful Advisors
    Seven Traits of Highly Successful Advisors

    Driving Growth and Outpacing the Competition

    Now Registered Investment Advisors (RIAs) and fee-based advisors can adopt the seven traits that highly successful advisors have been leveraging year over year to earn more and manage more AUM, according to the latest findings from the fifth annual Advisor Authority study.
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  • Most Americans Are Leaving Crucial Legacy Decisions Up in the Air
    Most Americans Are Leaving Crucial Legacy Decisions Up in the Air

    While respondents recognize the importance of legacy strategies a majority fail to take basic steps

    A new survey from Edward Jones ST. LOUIS, Sept. 16, 2019 – According to a recent survey by financial services firm Edward Jones, 77% of Americans believe that estate and legacy strategies are important for everyone, not just wealthy individuals, yet only 24% of Americans are taking the most basic step of designating beneficiaries for…
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  • Planning For Extended Retirements
    Planning For Extended Retirements

    High-net-worth individuals say it's more important to future-proof wealth than ever before

    Against a backdrop of global economic uncertainty, increased living costs and changing tax structures, the majority of high-net-worth individuals (HNWIs) in the U.S. (75%) agree that it is more important than ever to future-proof one's wealth.
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  • Is a Weak Brand Strategy Crippling Your Company?
    Is a Weak Brand Strategy Crippling Your Company?

    Hint: If it doesn't have these nine key criteria, the answer may be yes...

    How strong is your company's brand strategy? If they're honest, many owners and business leaders would have to answer, "I'm not sure." That's because very few leaders understand brand, says Lindsay Pedersen. They (wrongly) believe it's "squishy," elusive, and superficial.
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  • The Internet is Steadily Becoming the Way Consumers Learn about Insurance Products
    The Internet is Steadily Becoming the Way Consumers Learn about Insurance Products

    While Boomers rely most on advisors, Millennials go online as well

    When it comes to researching (and eventually buying) financial services products, increasingly consumers expect their online experiences with agents and financial services companies to match their other online retail experiences.
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  • Record $35.6 Billion in New Credit Card Debt
    Record $35.6 Billion in New Credit Card Debt

    Our 'over-leveraging' problem has entered dangerous territory

    The personal-finance website WalletHub today released two key reports. Its latest Credit Card Debt Study found that consumers racked up $35.6 billion in credit card debt during Q2 2019 – an all-time record for the second quarter of the year. The Fed Rate Cut Survey revealed that a Federal Reserve interest rate cut on Sept.…
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  • Great Expectations for Inheritances
    Great Expectations for Inheritances

    While families recognize unmet needs in discussing family wealth, they see a positive impact in 'partner-planning'

    More U.S. households expect to receive inheritances, as families say they have unmet needs in discussing family wealth, and couples say partner planning for retirement can cut worry in half, according to a new report by Hearts & Wallets, the source for retail investor data and insights.
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  • 20/20 Vision: Seeing Into The Future of Pension Planning
    20/20 Vision: Seeing Into The Future of Pension Planning

    Providers look to satisfy consumers’ evolving demand by keeping up with innovative technology

    by Tom Murray

    In the words of Heraclitus of Ephesus, a Greek philosopher from the 5th century BC, “There is nothing permanent except change”. That remains as true 25 centuries later as it was when he first wrote it.
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