Life Insurance

  • Asset Owners See Sustainability as Core to Future of Investing
    Asset Owners See Sustainability as Core to Future of Investing

    Increasingly, they’re embracing ESG and factoring it into their strategy

    A majority of asset owners globally actively integrate ESG factors into their investment process, according to a new survey published today by the Morgan Stanley Institute for Sustainable Investing and Morgan Stanley Investment Management. The new survey polled 110 public and corporate pensions, endowments, foundations, sovereign wealth entities, insurance companies and other large asset owners…
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  • Within Crisis: Opportunity And Advantage
    Within Crisis: Opportunity And Advantage

    How business owners can take advantage of opportunities brought about by the pandemic

    by Ami Kassar

    There’s no denying that a societal crisis, especially a global one, can be a game changer for the business community. Plenty of business people – entrepreneurs and others – are dealing with real pain of these life-threatening, and business-threatening, situations. We can only hope for the best.
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  • Fitch: US Life, Health Insurers See Most Risk Amid Coronavirus Fallout
    Fitch: US Life, Health Insurers See Most Risk Amid Coronavirus Fallout

    North American insurers face an onslaught from serious unforeseen downside risks

    North American insurers face key vulnerabilities and potentially unforeseen downside risks amid the fallout from the coronavirus pandemic, including outsized investment exposure with market volatility exacerbating potential issuer defaults, increased mortality risk and elevated claims, according to Fitch Ratings.
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  • Return To Work Refocuses on The Employee Experience
    Return To Work Refocuses on The Employee Experience

    Three key operational decisions to determine the most effective strategy

    A Gartner, Inc. survey of 214 HR leaders in April found that 64% are prioritizing employee experience more highly now than before the coronavirus outbreak. To effectively choreograph the return to the workplace, HR leaders need to create new “employee journey maps” to identify and manage the moments that matter most to employees upon reentry…
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  • How Has The Pandemic Impacted Our Small Business Community?
    How Has The Pandemic Impacted Our Small Business Community?

    From operations to access, capital to balance sheets, the severity of a struggle to rebalance and restart

    With the novel coronavirus impacting small business community, the National Association for the Self-Employed (NASE) today highlighted the survey results of the State of Small Business Report conducted by the Small Business Roundtable and Facebook, which indicates that small and medium-sized businesses in the United States are being hit hard by the COVID-19 crisis. NASE…
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  • COVID-19 Poses Unprecedented Threat to Retirement Security of US Workers
    COVID-19 Poses Unprecedented Threat to Retirement Security of US Workers

    Confidence in retirement security dwindling

    Twenty-three percent of workers who are employed or recently unemployed say their confidence in their ability to retire comfortably has declined in light of the coronavirus pandemic, according to Retirement Security Amid COVID-19: The Outlook of Three Generations, a new study released today by nonprofit Transamerica Center for Retirement Studies® (TCRS).
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  • Industry Leaders See Recession, Job Losses & Protectionism As ’Top Of Mind’ Concerns
    Industry Leaders See Recession, Job Losses & Protectionism As ’Top Of Mind’ Concerns

    The big concern, however, is the possibility of another pandemic

    Geneva, Switzerland, 19 May 2020 – Economic distress and social discontent will rise over the next 18 months unless world leaders, businesses and policy-makers work together to manage the fallout of the pandemic. As economies restart, there is an opportunity to embed greater societal equality and sustainability into the recovery, which would unleash a new…
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  • Reinsurers Brace for A Spate of Mortgage Losses
    Reinsurers Brace for A Spate of Mortgage Losses

    Exploring the 'spillover effect' in the wake of the pandemic

    With mortgage delinquency rates expected to dramatically increase due to COVID-19 pandemic-related forbearance and job loss, AM Best has explored the spillover effect into the mortgage-related activities of the reinsurance industry. Reinsurers have been assuming incrementally more U.S. mortgage risk from two main sources: Fannie Mae and Freddie Mac (i.e., the government-sponsored enterprises [GSEs]); and…
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  • The Health And Well Being Of Our Retirement
    The Health And Well Being Of Our Retirement

    Social security faces serious financial challenges

    A new issue brief from the American Academy of Actuaries, An Actuarial Perspective on the 2020 Social Security Trustees Report, provides policymakers and the public with an actuarially informed overview of Social Security’s financial condition and projections of its condition.
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  • Double-Digit Increase for Registered Index-Linked Annuity Sales in 2020
    Double-Digit Increase for Registered Index-Linked Annuity Sales in 2020

    FIA sales expected to drop more than 20% in 2020

    Registered index-linked annuity (RILA) sales were $4.9 billion in the first quarter 2020, up 38% from the prior year results, according to final results from the Secure Retirement Institute® (SRITM) U.S. Individual Annuity Sales Survey. “Current market conditions favor RILA products more than fixed indexed annuities (FIA) as the increase in market volatility will help…
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  • Retirement Reality Check
    Retirement Reality Check

    Most americans are unprepared for how and when retirement will happen

    Perceptions about when retirement will start and what it will look like are much different from the experiences of people already in retirement, according to the new 2020 Retirement Risk Readiness Study from Allianz Life Insurance Company of North America (Allianz Life®).
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  • Advisors Push Ahead with Hiring Plans Amid The Pandemic
    Advisors Push Ahead with Hiring Plans Amid The Pandemic

    According to FlexShares survey advisory firm recruiting is moving ahead despite the current market environment

    Advisory firm recruiting is moving ahead despite the current market environment, according to a survey conducted this month by Northern Trust Asset Management’s FlexShares® Exchange Traded Funds. The survey found that 41 percent of financial advisors are making plans to grow their team in the near-term, defined as “during or soon after” this market downturn.…
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  • A Roadmap to Governors to Address Long Term Care Workforce Needs
    A Roadmap to Governors to Address Long Term Care Workforce Needs

    Group calls on states to help with immediate and long-term solutions to those on the front-lines of COVID-19 response

    Today, the American Health Care Association/National Center for Assisted Living (AHCA/NCAL) released a “Long Term Care Workforce Roadmap for Governors and States,” outlining ways state public health officials can help nursing homes and assisted living communities address workforce needs due to the COVID-19 pandemic. In the roadmap, AHCA/NCAL offers possible solutions to states to help…
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