Life Insurance

  • Most Families Say College is Worth the Cost
    Most Families Say College is Worth the Cost

    They Believe They’re Getting a Good Value for the Amount They Spend

    The clear majority of families believe higher education is well-worth the investment, and most students and parents are willing to stretch themselves financially to make it happen, according to “How America Values College 2018,” the national study from Sallie Mae, the nation’s saving, planning, and paying for college company, and Ipsos, an independent global market…
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  • LIMRA Announces 2018 Rising Stars of Marketing and Communications Under 40
    LIMRA Announces 2018 Rising Stars of Marketing and Communications Under 40

    'Passionate Industry Pros'  who raise the bar...

    LIMRA today announced the winners of its contest to recognize 10 Rising Stars of Marketing and Communications under 40 in the financial services industry. The contest searched for passionate industry professionals who are raising the bar for marketing and communications within their companies.
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  • Wealth & The Great Generational Confidence Gap
    Wealth & The Great Generational Confidence Gap

    Despite Good Intentions, Millennials and Gen Z Are Demonstrating Unrealistic Expectations About Their Financial Futures

    A decade after the onset of the financial crisis, American young adults are optimistic about their future financial success but demonstrate behaviors that suggest they may be unprepared for the realities of achieving it.
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  • Big Data & You
    Big Data & You

    Insurers Must Shift from Report-Driven to Data-Driven Strategy to Succeed in Digital Insurance 2.0

    Majesco (NYSE AMERICAN: MJCO), a global provider of core insurance platform software and consulting services for insurance business transformation, today announced the release of a new thought leadership report, Digital Insurance 2.0: Building your Future on a Robust Data Foundation, which details the opportunity, and provides a roadmap, for insurers to fully leverage the power…
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  • Not Budging: 2019 Forecasted Base Salary Increases Stay at 3 Percent
    Not Budging: 2019 Forecasted Base Salary Increases Stay at 3 Percent

    Meanwhile, a 3.9% uptick in CPI negates any real wage growth

    For the eighth year in a row, U.S. employees can expect to see a 3 percent median base salary increase in 2019, according to new research released by Korn Ferry (NYSE:KFY). The average base pay increases are for workers at all levels, from clerical through senior executive.
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  • New Data: Personal Debt On The Rise Topping $38,000 Exclusive Of Mortgages
    New Data: Personal Debt On The Rise Topping $38,000 Exclusive Of Mortgages

    Credit Card Debt Surges as Americans Spend on Dining & Nightlife, Hobbies, and Personal Care

    Though the majority of Americans (53%) cited debt reduction as their top 2018 financial priority, average personal debt (exclusive of home mortgages and among those with some debt) climbed higher this year, exceeding $38,000 compared to just over $37,000 in 2017.
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  • Dimensions, Demographics And The March Of Generations
    Dimensions, Demographics And The March Of Generations

    Insurance & Millennials: A Coming Of Age

    Millennials have been labeled lazy, entitled, and narcissistic; But as they age into later adulthood and eclipse Baby Boomers as the largest living generation, it’s time we ask: do these labels hold true?

    By 2019, Millennials will number 73 million, and will have taken over Baby Boomers as America’s largest living generation (Fry, 2018). Meanwhile, in 2016 Millennials became the largest generation in the U.S. Labor Force and will soon surpass Baby Boomers as comprising the majority of the U.S. electorate (Fry, 2018). In short, Millennials are about to take over…
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  • Nearly Half of U.S. Workers Spend 30 Minutes or Less Reviewing Benefits Before Enrollment
    Nearly Half of U.S. Workers Spend 30 Minutes or Less Reviewing Benefits Before Enrollment

    Auto-enrollment for disability plans can help employees make better financial decisions

    New research from employee benefits provider Unum (NYSE: UNM) shows nearly half of U.S. workers (49 percent) spend 30 minutes or less reviewing their benefits prior to enrollment, according to an online poll of 1,227 U.S. workers conducted last month.
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  • Why Crypto-Currency Will Define How We Do Business
    Why Crypto-Currency Will Define How We Do Business

    Three reasons cryptocurrency is likely to be ‘the future of commerce’

    by Brian Sewell

    I would rather see the SEC make a methodical decision, with thoughtful guidelines, to approve a cryptocurrency ETF than a rash decision to reject one. And though the agency may not reach a final decision until next year on the proposed SolidX Bitcoin Shares ETF, I think the agency will eventually approve it.
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  • Having The Talk: Planning For Elderly Parents
    Having The Talk: Planning For Elderly Parents

    Caring, and planning for the time when they can no longer care for themselves

    by Jeff Gitlen

    Financial planning for elderly parents can be a highly rewarding and loving experience for you and your family. It can also, however, be emotionally and mentally taxing—and in some cases, an incredibly difficult financial weight.
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  • Nearly Half of Americans Say Volatile Markets Are an Easy Way to Make a Profit
    Nearly Half of Americans Say Volatile Markets Are an Easy Way to Make a Profit

    One-third characterized the financial markets during the first few months of 2018 as stable

    So far this year, the U.S. stock market has been a financial roller coaster that has continued into summer. It has not been unusual to see the Dow swing in both directions by hundreds of points.
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  • Paid Family Leave Ranks as Most Coveted Work Perk
    Paid Family Leave Ranks as Most Coveted Work Perk

    Poll: U.S. workers value it over flexible working arrangements

    Employee benefits provider Unum (NYSE: UNM) finds the majority of workers (58 percent) want paid family leave from their employers, including nearly two-thirds (64 percent) of millennials.
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  • Insurance and Millennials: Challenging Assumptions About Values and Behaviors
    Insurance and Millennials: Challenging Assumptions About Values and Behaviors

    By 2019, they will eclipse thBoomers as the largest living generation

    Cake & Arrow, a customer experience design agency that designs and builds digital products for the insurance industry, today published a white paper based upon the results of a survey of over 300 Millennials exploring the mindsets, values, and behaviors of Millennials– using Pew Research's definition of those born between the years 1981 and 1996.
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