Life Insurance

  • Seven Trends For A Human-Centered Return To Normalcy
    Seven Trends For A Human-Centered Return To Normalcy

    Informing the C-Suite as to what customers are seeking as they rebuild their lives

    Customers have made it clear they have high expectations for brands, and amid the current pandemic those expectations are heightened. Both consumers and companies are confronted with a global disruption that touches on every aspect of their day-to-day lives. Companies that are succeeding are typically those acting with transparency and clear intention, rooted in trust…
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  • U.S. Life Insurers See Rising Losses in Investment Portfolios
    U.S. Life Insurers See Rising Losses in Investment Portfolios

    Which are expected to become more impactful to ratings in 2021

    Life insurer investment portfolio losses, which have generally been manageable amid the fallout of the pandemic, are expected to become more impactful to ratings in 2021, Fitch Ratings says. Impairments have ticked upward as the pandemic has caused widespread economic disruption and deterioration across most asset classes. However, Fitch's surveyed universe of life insurer investment…
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  • Vast Majority of Americans Say Protecting Their Loved Ones Financially is Important Right Now
    Vast Majority of Americans Say Protecting Their Loved Ones Financially is Important Right Now

    ...But still, less than half own life insurance

    New research from Global Atlantic Financial Group found that more than eight out of ten Americans (83%) say making sure their loved ones are financially protected is important to them right now, yet two in five (43%) have no life insurance and only one third (33%) believe they have enough life insurance or other assets…
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  • Pandemic Continues Producing Persistent Widespread Financial Anxiety
    Pandemic Continues Producing Persistent Widespread Financial Anxiety

    With no end in sight, global perceptions of health and well-being remain weak

    Cigna's (NYSE:CI) International Markets business today published the third edition of its COVID-19 Global Impact Study, which sheds new light on the impact of the virus on global perceptions of health and well-being.
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  • LIBOR Transition Poses Operational and Legal Challenges for Insurers
    LIBOR Transition Poses Operational and Legal Challenges for Insurers

    Change to SOFR will affect both sides of the balance sheet

    With less than a year and a half to go before the London Interbank Offered Rate (LIBOR) will no longer be available, several areas of concern remain, according to a new AM Best commentary.
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  • Americans Dig Deep to Stay Strong and Discover Confidence in Unexpected Places
    Americans Dig Deep to Stay Strong and Discover Confidence in Unexpected Places

    To combat the stress and anxiety brought on by the constant barrage of major life events and obstacles facing the American people during the pandemic

    How are Americans feeling six months into the COVID-19 pandemic? According to Fidelity Investments®’ Moving Forward study, anxiety has been on the rise since social distancing first began and the market was sent into a tailspin in March—and that anxiety is expected to continue into the new year.
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  • Businesses Prioritize Employee Well-Being
    Businesses Prioritize Employee Well-Being

    As they show signs of recovery and begin to grow

    Today, Principal Financial Group® announced the findings of its quarterly Principal Financial Well-Being IndexSM (WBI). In its seventh edition, the results showcase how businesses have responded to the disruptive effects of COVID-19 since the last quarterly pulse was released in June.
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  • A Mental Burden
    A Mental Burden

    Pandemic-related isolation is leading to mental and physical health declines among seniors

    While social distancing has been vital in keeping our seniors safe during the COVID-19 pandemic, those measures have had unintended consequences on the population's mental health. These findings are detailed in the new report, "The Effect of Isolation on Older Americans." GoHealth, Inc. (GoHealth) (NASDAQ: GOCO), today released a report that shows many seniors aren't…
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  • Americans Dig Deep In the Midst Of A Global Pandemic
    Americans Dig Deep In the Midst Of A Global Pandemic

    To stay strong and discover confidence in unexpected places

    How are Americans feeling six months into the COVID-19 pandemic? According to Fidelity Investments®’ Moving Forward study, anxiety has been on the rise since social distancing first began and the market was sent into a tailspin in March—and that anxiety is expected to continue into the new year. Looking ahead to 2021, nearly 70% do…
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  • Schwab Completes Acquisition of TD Ameritrade
    Schwab Completes Acquisition of TD Ameritrade

    Enhances company’s position as a leading provider of services and solutions to investors and independent advisors

    The Charles Schwab Corporation (“Schwab”) today announced that it has completed its acquisition of TD Ameritrade Holding Corporation (“TD Ameritrade”). The combination will create a company with enhanced scale, an even better portfolio of world-class services and solutions, and a talented team united by an unwavering commitment to clients and a shared heritage of innovation.
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  • Pandemic Leading To Lasting Changes
    Pandemic Leading To Lasting Changes

    To remote working, online consumption, reduced international travel and attitudes towards environmental, social and governance

    Some coronavirus-driven changes to working life, consumption and business activity will persist after an effective medical solution becomes available, according to a survey of Fitch Ratings analysts. Remote working, online consumption, reduced international travel and attitudes towards Environmental, Social and Governance risks are among the areas where the pandemic will permanently alter individual and corporate…
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  • Women’s Health Care Costs in Retirement Projected to be $200,000 More than Men’s
    Women’s Health Care Costs in Retirement Projected to be $200,000 More than Men’s

    Small steps can make a big difference in bridging the Women’s Longevity Gap

    Health care costs are a major expense during the Women’s Longevity Gap, the period in which a woman will need to cover expenses single-handedly after the death of a male spouse or partner, according to recent data from HealthView Services, the nation’s leading provider of health care cost projection software. The company estimates that in…
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  • Pandemic Has Reduced Global Stress Levels By 7%, But 40% Of The Population Suffer From Mental Distress
    Pandemic Has Reduced Global Stress Levels By 7%, But 40% Of The Population Suffer From Mental Distress

    Acceptance and understanding is most important, so better coverage and care can be given

    ReMark’s 7th annual Global Consumer Study (GCS), the benchmark survey of people’s attitude to life and health insurance has found that 40.4% of respondents reported they have suffered a period of mental distress or anxiety which prevented them from undertaking their usual activity. However, the overall number of people who said they were often or…
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