Life Insurance

  • Forty Percent Of Americans View Financial Planning Like A Medical Checkup – Not Fun But Necessary
    Forty Percent Of Americans View Financial Planning Like A Medical Checkup – Not Fun But Necessary

    Another 40% are either reluctant or nervous to confront their financial situations

    New research from Northwestern Mutual has found that when US adults aged 18+ are asked how they feel about financial planning, the far and away No. 1 answer is, "not my favorite thing in the world but know it needs to get done like a medical checkup" (40%).
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  • With MDRT ‘Edge’: Advantage, Advisors!
    With MDRT ‘Edge’: Advantage, Advisors!

    MDRT delivers new meeting that gives U.S. and Canadian members the cutting EDGE in Financial Services

    Nearly 500 MDRT members gathered in Boston Nov. 7-9 for the first-annual MDRT EDGE, a meeting focused exclusively on addressing the unique challenges faced by financial professionals in the United States and Canada.
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  • A Snapshot Of The Scope And Impact of Consumer Debt
    A Snapshot Of The Scope And Impact of Consumer Debt

    The big picture is worrisome nationwide, but some areas have bigger payment problems than others

    The personal-finance website WalletHub today released its Q3 2018 Credit Card Debt Study, which found that consumers racked up $16 billion in credit card debt from June through September, sending outstanding debt to an all-time record level for the third quarter of a year.
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  • From Blunder to Wonder
    From Blunder to Wonder

    How Companies Successfully Bounce Back from Mistakes

    by Emily Safrin

    1993 was a terrible year for a particular major national fast food chain. It was an even worse year for four families who suffered unimaginable losses after their children ate contaminated meat at the establishment. Unsurprisingly, the chain found itself on the verge of bankruptcy.
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  • 2019 Will Mark ‘The End of Easy’
    2019 Will Mark ‘The End of Easy’

    Outlook for 2019 suggests investment opportunities exist despite persistent market volatility and moderate market returns

    Wells Fargo Investment Institute today released “2019 Outlook: The End of Easy,” offering guidance to investors for the coming year. It suggests 2019 will be marked by ever-changing conditions as the economic recovery of the past decade decelerates. 
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  • Apathy, Disenfranchisement and the Culture of the Worksite
    Apathy, Disenfranchisement and the Culture of the Worksite

    The whole truth about employee disengagement

    Most companies struggle with employee disengagement. It’s costly in productivity, profitability and stress. Gallup’s engagement survey data published in 2017 found that 2/3 of U.S. workers are not engaged. American companies have invested billions of dollars per-year for many years to solve this problem.
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  • Ninety Four Percent of Millennials Plan on Making Financial Resolutions in 2019
    Ninety Four Percent of Millennials Plan on Making Financial Resolutions in 2019

    A snapshot of Americans’ money sentiments heading into the new year

    Nearly all American millennials (94 percent) plan on making financial resolutions in 2019, according to new data from Principal Financial Group®. As the year winds down, more Americans are reflecting on where they busted their budgets in 2018, and importantly, what they’re committed to correcting in 2019.
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  • Five Factors Influencing Growth in the Life-Combination Market
    Five Factors Influencing Growth in the Life-Combination Market

    Joint LIMRA-EY study identifies the impact of this $4 billion market

    According to LIMRA research, the life-combination market has grown to more than a $4 billion market over the past 10 years. A new study, conducted jointly by LIMRA and Ernst & Young LLP (EY), identified five factors that impact the viability of the life-combination market.
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  • The Truth According to Uber
    The Truth According to Uber

    What every company should know about building a brand... and engineering success

    by Bruce Turkel

    Uber’s new CEO, Dara Khosrowshahi, is new to his position, but a recent email to employees proves he is a thoughtful inspirational speaker. When UK officials announced that they would not renew Uber’s license to operate in London, Uber announced its plan to appeal the decision.
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  • LIMRA: Total Individual Life Insurance New Premium Increases in the Third Quarter 2018
    LIMRA: Total Individual Life Insurance New Premium Increases in the Third Quarter 2018

    Driven by strong indexed universal life (IUL) sales

    U.S. life insurance new annualized premium increased 3 percent in the third quarter 2018, according to the LIMRA U.S. Retail Individual Life Insurance Sales Survey. Driven by strong indexed universal life (IUL) sales, this is the second consecutive quarter of positive growth.
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  • Advisors Offering More Services to Better Meet Needs of Clients
    Advisors Offering More Services to Better Meet Needs of Clients

    By 2035, there will be 72 million retirees in need of your expertise

    Analysis from the LIMRA Secure Retirement Institute (LIMRA SRI) shows that financial professionals across all channels are offering a broad array of common products and services to better serve the needs of prospects and clients.
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  • Measuring The Power of Financial Advice
    Measuring The Power of Financial Advice

    Financial professionals offer holistic advice, guidance on various aspects of retirement planning

    Voya Financial, Inc. (NYSE: VOYA), understands that Americans need holistic guidance to help them prepare for, transition into and live out their retirement. As part of its ongoing effort to help individuals and families achieve long-term financial security, Voya has released new research that examines Americans’ retirement preparation efforts.
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  • Student Debt Reduces Buyers’ Budgets by Nearly $100,000
    Student Debt Reduces Buyers’ Budgets by Nearly $100,000

    About a third of renters who plan to buy a home in the next year are carrying student debt

    Carrying student debt, whether for themselves or someone else, limits potential home buyers' budgets by $92,440, leaving fewer homes on the market they can afford.
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