LTCI

  • The Impact Of A Healthy Lifestyle On Retirement
    The Impact Of A Healthy Lifestyle On Retirement

    Establishing health interventions that could allow individuals, employers, and insurers to share in the value of people living longer, healthier, and – ideally – more purpose-filled lives

    Lifestyle improvements not only bolster the health and life expectancy prospects of younger adults, but also have a material impact on post-retirement life, according to research conducted by Vitality for the Society of Actuaries (SOA) Research Institute.
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  • Retirement Reset: Canadians See Delays
    Retirement Reset: Canadians See Delays

    How has the pandemic influenced retirement plans, timing and savings goals?

    The pandemic has Canadians rethinking what their retirement could look like, when they will be able to retire, and how much they will now need to save to do so, according to not-yet-retired Canadians aged 50+ surveyed by the 2021 RBC Retirement Myths & Realities Poll.
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  • Did COVID Alter Our Approach To Planning?
    Did COVID Alter Our Approach To Planning?

    Measuring our ’thoughts and actions’ on early death, disability and long-term care

    Almost one-and-a-half years into the COVID-19 pandemic, American consumers have made significant changes in their approach to insurance and preparing for the worst. A recent MDRT study found that 54% of Americans say the COVID-19 pandemic has made them more anxious about dying early, becoming disabled or needing long-term care.
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  • A Master Plan For Aging
    A Master Plan For Aging

    Aging is changing and it’s changing California

    By the year 2030, California's 65-and-over demographic is projected to grow to 10.8 million, making up a quarter of the state's population. Focusing on building a "California for All Ages" that supports older residents, the state published a Master Plan for Aging (MPA), referencing Inland Empire Health Plan (IEHP) as a model for "Healthcare Reimagined"…
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  • Six Easy Tips For Saving Money To Honor National Financial Awareness Day
    Six Easy Tips For Saving Money To Honor National Financial Awareness Day

    Turning financial planning into a routine behavior

    Financial security is the foundation for ensuring a life of wealth, health, and happiness. Knowing how to save money is the first step towards managing wealth to retire successfully. In conjunction with National Financial Awareness Day on August 14, Diversified offers six financial planning tips that require minimum effort to yield enormous savings.
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  • Sales of Life Combination Products Plummeted in 2020
    Sales of Life Combination Products Plummeted in 2020

    There were approximately 421,000 policies sold in 2020, down 7% compared with 2019 results

    After strong results in 2019, total new premium for individual life combination products decreased 23% to $3.7 billion in 2020, according to LIMRA’s 2020 U.S. Individual Life Combination Products Annual Review. There were approximately 421,000 policies sold in 2020, down 7% compared with 2019 results.
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  • The Evolution Of Long Term Care
    The Evolution Of Long Term Care

    What we might learn from Germany and other countries about managing the care for our aged

    In 2019, Washington State enacted the first universal long-term services and supports (LTSS) program in the United States. It is a social insurance program, like Social Security or Medicare Hospital Insurance, into which virtually all workers contribute and from which all who meet the vesting requirements will be eligible to benefit. Workers will begin contributing…
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  • Spending In Retirement
    Spending In Retirement

    Four keys, and five profiles that help define the state of income-readiness

    EBRI’s Retirement Security Research Center (RSRC) has released a paper offering key takeaways for employers, providers, and policymakers considering how to advance the most successful outcomes for a variety of types of retirees. “A View from the Partners: Practical Takeaways on EBRI’s Retiree Profile Research” examines EBRI’s recent Spending in Retirement Survey, which divided respondents…
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  • Analyzing Long Term Care Insurance Prices
    Analyzing Long Term Care Insurance Prices

    How do LTCI prices differ between men and women?

    According to the American Association for Long-Term Care Insurance, the cost for certain long-term care insurance policy designs has not changed significantly over the past five years
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  • A Concentrated Focus On Retirement Planning
    A Concentrated Focus On Retirement Planning

    72% of Voya retirement plan participants who changed their savings rate in Q2 2021 increased it

    Voya Financial, Inc., announced new findings from its own retirement plan participant database revealing that 72% of participants who changed their savings rate in the second quarter of 2021 increased their savings rate.
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