- Solving A Retirement Confidence Crisis
Why are women feeling overwhelmed?
by Sharon Scanlon
While change has seemed constant over the past several months, one thing has remained relatively steady — Americans’ confidence about retirement. Lincoln Financial’s Consumer Retirement Index (CRI) shows that despite the evolving COVID-19 situation and ongoing market volatility, about a quarter of Americans continue to say they are “very confident” about retirement.
read more - A Conversation with Dave Hanzlik
The Art of Proactive Dissuasion
by P.E. Kelley
The effect of market volatility can be disorienting, to say the least, to the point where you may have to proactively dissuade your clients from altering the plans they have in place. So, it is always good practice, but more so in times of crisis, to revisit and reestablish the goals that you have established…
read more - Retirement Readiness In The Age Of Volatility
Planning is still all about the long-term plan
by Kent Bartell, CFA
Planning during a pandemic can be overwhelming, especially with the uncertainties of COVID-19 causing people concern over their investment plans. Employees are likely feeling really uncertain about their financial status and retirement plan right now. This is a time when advisors can demonstrate significant value, as employees need to hear from them with reassurances and…
read more - A New Look For Risk
How COVID-19 has reemphasized the need for actuarial transformation
by Deepti Kalra
Nothing in the 21st Century has impacted the globe on the same scale as COVID-19. The state-imposed lockdowns and shelter-at-home restrictions slowed economic activity drastically. As a measure to mitigate the impact of disruption, the Federal Reserve cut interest rates to a range of 0-0.25%. Investors were unsure of what to expect next, as the…
read more - Employee Benefits & The New Normal
3 ways to help your clients create and enroll a strong benefits program this fall
by Pam Jenkins
A lot has changed in the workplace over the last few months. Many of your clients may have shifted to remote working, and some may have closed temporarily. Even as the doors of America’s businesses open up, where, when and how people work may never be the same as before. But one thing hasn’t changed:…
read more - Lessons Learned: What Will The New Normal Actually Look Like?
In the blink of an eye, our lives turned upside down
by Brian Vestergaard
A friend of mine had a funny one-liner recently that delivered a much-needed laugh. “The last three months have been the longest year of my life.” With the onset of the global pandemic, our work lives and home lives have gone through sudden and dramatic changes. No one can blame you if you happened to…
read more - Choosing the Best Long-Term Care Coverage
Three important questions your clients should ask themselves
by Dennis Ho, FSA, CFA
Three important questions your clients should ask themselves by Dennis Ho, FSA, CFA Mr. Ho is co-founder and chief executive of Saturday Insurance, an online independent insurance agency. This article was originally published in June 2020 on kiplinger.com and is reprinted here with permission of the author. Visit saturdayinsurance.com Don’t hurry. But don’t wait too…
read more - Making the Case for Annuities
Even in a strong economy, clients may need to make compromises
by Doug Wolff
Even in a strong economy, clients may need to make compromises by Doug Wolff Mr. Wolff is President, Security Benefit Life Insurance Company, Topeka, KS. Connect with him by e-mail:
[email protected] Clients planning for their retirement are in a new, unpredictable world. After seeing their stock portfolios make roller-coaster moves of late, your clients may…
- More Than Ever, Benefits are an Essential Need
Make the digital environment work for employers, employees
by Eric Reisenwitz
Benefits were once simply a tool to attract and retain talent, but now are an essential need for employees, who are more focused than ever on employer benefit offerings in the wake of COVID-19. Ensuring that employees have the right benefits to feel protected can help ease the financial stress many are facing.
read more - Evaluating Today’s ‘Safe Money’
Making the case for annuities as more stable than bonds
by John Williams
We're all aware of the recent economic uncertainty, but many people may not understand how it is impacting the investment landscape. In particular, the bond market has had many shifts in recent months, raising questions about its stability with many people.
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