• Social Security: The Foundation For Retirement Income
    Social Security: The Foundation For Retirement Income

     Five topics to discuss before recommending a strategy

    by Marcia Mantell

    When it comes to planning for sustainable, reliable income throughout a client’s retirement, sometimes less is more. Think smaller withdrawal rates, fewer equities, or downsizing to a smaller home. It’s equally important to assess when more is more.
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  • Aging In Place
    Aging In Place

    How to grow old in your own home

    When Marguerite Sullivan's spouse passed away, the 78-year-old had no interest in moving. She’s healthy, has many friends, and her 2 sons live nearby. Plus, she’s a confident driver and gets herself to doctor’s appointments and the grocery store.
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  • Having The Talk: Planning For Elderly Parents
    Having The Talk: Planning For Elderly Parents

    Caring, and planning for the time when they can no longer care for themselves

    by Jeff Gitlen

    Financial planning for elderly parents can be a highly rewarding and loving experience for you and your family. It can also, however, be emotionally and mentally taxing—and in some cases, an incredibly difficult financial weight.
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  • CMS Proposes “Pathways to Success,” an Overhaul of Medicare’s ACO Program
    CMS Proposes “Pathways to Success,” an Overhaul of Medicare’s ACO Program

    Proposed transformation of the Medicare Shared Savings Program would drive towards greater accountability while providing new flexibilities

    Today, the Centers for Medicare & Medicaid Services (CMS) issued a proposed rule that would overhaul the Medicare Shared Savings Program, which is the program established by the Affordable Care Act and launched in 2012 under which the vast majority of Medicare’s Accountable Care Organizations (ACOs) operate. The redesigned program is called “Pathways to Success.”
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  • Purchasing Power® Introduces Financial Lessons for Youth
    Purchasing Power® Introduces Financial Lessons for Youth

    Partnership with Junior Achievement USA Focuses on Money 101 for Future Generations

    Realizing that helping employees overcome some of their financial challenges is only part of the solution to greater financial flexibility, Purchasing Power, LLC, one of the fastest-growing e-commerce voluntary benefit companies offering a leading employee purchase program through the convenience of payroll deduction, is now starting to pave the way for future generations.
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  • Top Two Sources of Stress for American Workers? Job and Finances
    Top Two Sources of Stress for American Workers? Job and Finances

    Study finds Health, Finances, Work, and Life are Intimately Connected in Expected and Unexpected Ways

    Health, money, work and life all play a critical role in an individual’s total well-being, according to a recent study from Fidelity Investments. The study, based on responses from more than 9,000 workers and conducted in collaboration with researchers from the Stanford Center on Longevity and Cornell University, was designed to provide insight on the…
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  • Nearly Half of Americans Say Volatile Markets Are an Easy Way to Make a Profit
    Nearly Half of Americans Say Volatile Markets Are an Easy Way to Make a Profit

    One-third characterized the financial markets during the first few months of 2018 as stable

    So far this year, the U.S. stock market has been a financial roller coaster that has continued into summer. It has not been unusual to see the Dow swing in both directions by hundreds of points.
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  • Paid Family Leave Ranks as Most Coveted Work Perk
    Paid Family Leave Ranks as Most Coveted Work Perk

    Poll: U.S. workers value it over flexible working arrangements

    Employee benefits provider Unum (NYSE: UNM) finds the majority of workers (58 percent) want paid family leave from their employers, including nearly two-thirds (64 percent) of millennials.
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  • Insurance and Millennials: Challenging Assumptions About Values and Behaviors
    Insurance and Millennials: Challenging Assumptions About Values and Behaviors

    By 2019, they will eclipse thBoomers as the largest living generation

    Cake & Arrow, a customer experience design agency that designs and builds digital products for the insurance industry, today published a white paper based upon the results of a survey of over 300 Millennials exploring the mindsets, values, and behaviors of Millennials– using Pew Research's definition of those born between the years 1981 and 1996.
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  • Do Stock Market Numbers Really Matter?
    Do Stock Market Numbers Really Matter?

    No shortage of volatility... and an abundance of 'expert explanations' Why this nagging weakness in the face of such strong economic indicators?

    by Steve Selengut

    The last "all time high" in the S & P 500 (2,873) was struck just over six months ago, on January 26th. Since then, it has been down roughly 10% on three different occasions, with no shortage of "volatility", and an abundance of expert explanations for this nagging weakness in the face of incredibly strong…
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