- Hybrid Long-Term Care
One strategy, two possible outcomes
by Carroll Golden
September is National Preparedness Month, a reminder that the best time to prepare for a risk is before it becomes a crisis. For financial professionals, that makes it an ideal time to talk with clients about a risk that can dramatically alter even a well-designed retirement plan: the need for long-term care.
read more - A Step-By-Step Strategy For Building An Emergency Fund
Americans are strained by rising costs of living
The climbing cost of living is continuing to strain households nationwide. More than half of Americans (53%) say they can’t cover an unexpected $1,000 expense with their savings alone, according to Bankrate’s 2026 Annual Emergency Savings Report.
read more - Women’s Financial Inquiries Up 22%
Emerging income shifts reflect more women with $24k-$49.9k household incomes seeking financial guidance.
Savvy Ladies 2026 Mid-Year National Women's Financial Trends Report, based on aggregated data from the Savvy Ladies National Free Financial Helpline, reveals a significant 22% YTD increase in women seeking financial guidance, providing a unique real-time view of how women are navigating an evolving economic landscape and proactively building their financial futures.
read more - How Americans Really Shop, Decide, And Save In 2026
Study reveals free shipping obsession; online shopping trends among Gen Z Americans
A new survey released by FinanceBuzz, conducted in partnership with Bank of America, reveals key generational differences between younger and older online shoppers. According to the study's results, 93% of Americans regularly shop online, amassing an average of over 150 packages each year.
read more - Financial Uncertainty Pushes Workers To Delay Retirement
Nearly seven in 10 employers say employees are postponing retirement as cost-of-living and inflation concerns persist
U.S. employers are more optimistic about the economy and their own business outlooks, but many workers remain uncertain about their financial futures, according to the latest Principal Financial Well-Being Index℠.
read more - Nearly 1 In 5 Gen X Workers Don’t Expect To Ever Fully Retire
Back-to-back economic crises have forced Gen X to delay retirement, slash spending, and take on second jobs
Between dot-com crashes, the 2008 financial crisis, and a global pandemic, Generation X has weathered a gauntlet of economic disruptions.
read more - Next-Gen Wealth
Examining how families and small business owners are rethinking strategies for building generational wealth
The Guardian Life Insurance Company of America® (Guardian) recently released its latest publication, Next-Gen Wealth: New opportunities for families and business owners.
read more - The Guidance Gap
A new generation of investors is blurring the lines between information, advice, and entertainment
Betterment, a trusted wealth and savings platform, today released its 2026 Retail Investor Survey, the fourth annual look at how retail investors navigate financial decisions and what shapes their confidence.
read more - Asset Managers Rethink Product Team Structure
As product complexity rises, asset managers reassess how product teams are staffed and deployed
Asset managers are expanding product capabilities across vehicles, solutions, asset classes, and geographies, creating new demands on product organizations.
read more - Holding To Your Financial Habits
Americans know how to manage money. Why can't they make good financial practices stick?
Most Americans don't need more financial advice—they need help turning good intentions into lasting financial habits.
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