- Retirees Come Face To Face With Longevity
Retiree confidence in critical aspects of retirement security declines, while workers’ overall confidence creeps up
This year’s Retirement Confidence Survey (RCS) finds only a third of retirees very confident in their ability to live comfortably throughout retirement (32 percent). While this is comparable to last year, retiree confidence in having enough money to cover basic expenses and medical expenses has dropped...
read more - Abrupt Interest Rate Hikes Could Pose Challenges to Life Insurers
The yield curve continues to flatten
How the U.S. Federal Reserve (Fed) proceeds on interest rate hikes remains critical to the U.S. life/annuity (L/A) insurance industry.
read more - The State of Employee Benefits
What they value, what satisfies them; Perspective on the burden of healthcare
Over the last 20 years, the Employee Benefit Research Institute (EBRI) and Greenwald & Associates have surveyed employees to understand what types of benefits they value; how satisfied they are with those benefits; and their perspectives on health benefits, health care, and the future of employee benefits.
read more - How to Hire Top Candidates with Storytelling
Humans, it seems, are hard-wired to hear your story
by Henry DeVries
A tough challenge for many executives is convincing top talent to join their company. A second challenge is training newcomers to understand the company’s core values. To become better at hiring and training, it pays to know how humans are hardwired for stories.
read more - Former FBI Director James Comey to Keynote LIMRA 2018 Annual Conference
LIMRA announced today that former Federal Bureau of Investigation (FBI) director James Comey will deliver the keynote speech at the 2018 LIMRA Annual Conference, which will be held Oct. 28-30, 2018, in New York City.
read more - Women Have Fundamentally Different Journeys to Financial Wellness
Study: Confident... in All but Investing
A new Merrill Lynch study conducted in partnership with Age Wave, “Women and Financial Wellness: Beyond the Bottom Line,” celebrates the progress made by women while examining the financial challenges women still face throughout their lives, and offers potential solutions.
read more - Most Long-Term Care Insurance Claims Begin At Home
People mistakenly associate it exclusively with skilled nursing home care
According to AALTCI, 52.1 percent of all new long-term care insurance claims in 2017 began in the home setting. “Nearly one in five claims (19.7 percent) started in an assisted living facility and only 28.2 percent commenced in a skilled nursing home."
read more - Cyber Is Growing Into the Risk That ‘Connects Them All’
The European Union’s (EU) General Data Protection Regulation (GDPR) is a law coming into force
In a meeting at the Risk and Insurance Management Society, Inc.’s (RIMS) conference in San Antonio, TX, a panel of insurance and risk management executives said more insureds are becoming aware and asking for broader coverage of the many forms of loss that can be triggered when an organization’s network is compromised.
read more - Aging In Place
How to grow old in your own home
When Marguerite Sullivan's spouse passed away, the 78-year-old had no interest in moving. She’s healthy, has many friends, and her 2 sons live nearby. Plus, she’s a confident driver and gets herself to doctor’s appointments and the grocery store.
read more - MDRT Study Finds Consumer Confusion about Tax Reform
Thirty-nine percent of consumers misunderstand implications, 72 percent with financial advisors will seek guidance from their advisors for 2018 strategies
A recent study conducted by the Million Dollar Round Table (MDRT) finds many Americans are confused by the implications of recent tax regulation.
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