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Investment Wisdom: There’s Always Been A Cliff
Or, every rally has its correction...
by Steve Selengut
Last December I wrote the article 'Investing: There's Always Been A Cliff, to alert investors of a market reality that pretty much always exists in prolonged rising financial markets: There has never, no not ever, been a stock market rally that has not succumbed to the next stock market correction.
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Majority of Investors Say Fed Should Stop Raising Rates
Half of investors think the economy is “solid;” 39% describe it as “shaky” or “weak”
U.S. investors are not supportive of further interest rate hikes, with a majority surveyed by Wells Fargo – 61 percent – saying the Federal Reserve should not continue to raise rates, up from 46 percent surveyed in May.
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Recent ACA Ruling Effect on Insurance Unclear
Identifies possible downsides: Adverse selection, pricing volatility
The ultimate effect on the health insurance industry of Friday's federal court ruling that deemed the Affordable Care Act (ACA) unconstitutional is unclear, and what is expected to be a lengthy appeals process will follow.
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Despite Market Uncertainty, 3 in 4 Americans Predict They’ll Be Better off Financially in 2019
Complacency Turns to Confidence as Americans Place More Focus on Finances
Investors are protective about the financial progress they’ve made. They don’t want to be caught blindsided by factors beyond their control – whether it’s an ill-timed pullback in the market, an emergency home repair, or unexpected health event
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What’s On U.S. Workers’ Wish Lists for 2019? Help With Caregiving, Finances
Series of 2018 polls measured workforce sentiment on finances, caregiving, benefits
Workers are worried about their finances, their caregiving responsibilities, and their employee benefits — and these feelings are often strongest among women and younger workers.
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When Advisors Stop Placing Business…
Product and Fees are Important, but Service is the Differentiator
LIMRA and EYLIMRA recently did a study that shows more than one third of the time an advisor stops placing business with a carrier the reason is service related. While product features and competitive costs will initially get an advisors attention, ongoing service and support will keep it.
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Investing Should Always Be an Active Endeavor
Putnam Investments launches “Always Active” — a broad-basedcampaign emphasizing 'building awareness among financial advisors and investors about the importance of including an active approach'
Putnam Investments has officially launched a new campaign designed to showcase the firm’s strong active management capabilities and build awareness among financial advisors and investors about the importance of including an active approach — seeking to outperform benchmarks and looking for opportunities in changing markets — when building a diversified investment portfolio.
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America’s Life Insurance Market Has A Problem…
As growth remains sluggish, technology and innovation are key to drive agile growth
by Aparna Sankaran
Global insurance sector growth is expected to remain weak, and companies must focus on technology and innovative initiatives that optimize costs, drive wider distribution and market reach and explore local niche market segments, to spur growth reveals EY Insurance Outlook 2019.
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Retirement Fears: Income, Longevity And The Challenge Of Getting Through
Financial Stress Costs Companies $2,000 per Employee Annually
John Hancock today announced the results of its annual Financial Stress Survey of 1,352 retirement plan participants, revealing a majority of workers (69 percent) are stressed over their finances, costing companies approximately $2,000 per employee.
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Small Business Owners Show Great Interest in Open Multiple Employer Plans
Proposals in front of Congress would expand Multiple Employer Plans, giving small business owners more options for employee retirement plans
Sixty-six percent of small business owners who do not offer a retirement plan today are likely to consider an open Multiple Employer Plan (MEP), according to a new survey from Empower Retirement.
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