OneAmerica Rolls Out Low-Cost Income Rider

Freedom Builder Plus geared for retirement-minded individuals

INDIANAPOLIS, IN – (Nov. 3, 2015) OneAmerica® has launched Freedom Builder Plus, a unique and guaranteed new retirement income strategy.

Freedom Builder Plus, or FBP, is an indexed guaranteed income rider available with the fixed indexed annuity, Freedom Builder. Freedom Builder Plus, available to individuals in 47 states, is an economical option that offers guaranteed growth toward a lifetime income payment and potential for increased payments tied to future U.S. Treasury rates.

“OneAmerica is responsive, and our team developed this forward-thinking product in that spirit because it provides a unique and valuable way for our customers to improve their retirement income,” said Patrick M. Foley, president, Individual Life & Financial Services for OneAmerica. “For half the cost as similar competitor options, Freedom Builder Plus can be a flexible and valuable addition to a personal retirement portfolio.”

Offered through American United Life Insurance Company®, a OneAmerica company, FBP is available to clients for an annual fee of 0.45%, half what many competitors charge.

This flexibility can overcome contract-holders’ concerns of locking in a benefit determined by today’s low interest rates

Freedom Builder Plus provides five percent simple interest for 10 years to an income base that can be used for lifetime income payments. Freedom Builder Plus also offers an opportunity for the contract holder to receive increased income payments based on changes in the 10-year U.S. Treasury rate. If rates change by the time lifetime income payments begin, the payments will be calculated using an Index Multiplier that may increase payment amounts up to 30 percent. This flexibility can overcome contract-holders’ concerns of locking in a benefit determined by today’s low interest rates.

“It’s a tremendous value,” said Foley. “While preparing for retirement you may want protection from market volatility, opportunity for increased income, and the ability to create a guaranteed stream of income you can’t outlive.”

OneAmerica is the marketing name for the companies of OneAmerica. Products issued and underwritten by American United Life Insurance.




About OneAmerica
OneAmerica Financial Partners, Inc., headquartered in Indianapolis, Ind., has companies that can trace their solid foundations back more than 135 years in the financial services marketplace.
The OneAmerica companies offer a variety of products and services to serve the financial needs of their policyholders and customers. These products include retirement plan products and trust and record-keeping services; individual life insurance, annuities, asset based long-term care solutions and employee benefit plan products.
The products of the OneAmerica companies are distributed through a nationwide network of employees, agents, brokers and other distribution sources that are committed to increasing value to policyholders by helping them prepare to meet their financial goals. To learn more about our products, services and the companies of OneAmerica, visit, the OneAmerica Newsroom or follow @OneAmerica on Twitter.