The UL Portfolio

Nationwide Introduces Two New Variable Universal Life Products

Tools to assist in client estate and legacy planning

COLUMBUS, Ohio, Aug. 14, 2017 /PRNewswire/ — Nationwide announced today they are offering two new variable universal life (VUL) products, the Nationwide VUL Accumulator and the Nationwide VUL Protector, designed to help advisors address their clients’ various needs.

The Nationwide VUL Accumulator is for clients between the ages of 30 and 55 who are seeking death benefit protection as well as growth potential to supplement their retirement income.

The Nationwide VUL Protector is for clients between the ages of 30 and 60 who are seeking a death benefit guarantee and cash value growth potential. It includes Nationwide’s Extended No-lapse Guarantee Rider (ENLG) with a guarantee to age 90 or to age 120.

Estate & Legacy Planning

“Variable universal life insurance provides advisors with an option that can help their clients meet a variety of needs,” said Eric Henderson, senior vice president of Nationwide’s annuity and life insurance businesses. “Whether it’s taking care of loved ones, providing supplemental retirement income, covering long-term care costs or aiding in estate or legacy planning, products like these can be a valuable solution based on clients’ specific circumstances.”

Both the Nationwide VUL Accumulator and the Nationwide VUL Protector offer Nationwide’s new lineup of 70 high-quality investment options with a weighted average fund expense of just 0.67%. Forty-six percent of the investment lineup have a 4-star or 5-star Morningstar® rating1 and 41% of the lineup are asset allocation options. They also include two indexed interest strategies: the S&P 500® Annual Point-to-Point and Multi-Index Monthly Average.

Both products come with the Nationwide VUL Rewards ProgramSM, a guaranteed benefit applied when the client satisfies a net accumulated premium test on designated testing dates, as well as 20-year initial guarantee, which applies to the Additional Term Rider when it is added to the policy.

Nationwide's new lineup of 70 high-quality investment options with a weighted average fund expense of just 0.67%

The Extended No-Lapse Guarantee is an optional rider available with the Nationwide VUL Protector. It automatically includes Nationwide’s Automated Premium Monitor to notify advisors and their clients if the guarantee is at risk of going off track.

Both products will also offer the Nationwide Long Term Care Rider II, which provides coverage for informal care (such as care from family members or friends), more payout benefit options (2%, 3% and 4%) and discounted rate for couples.2




About Nationwide
Nationwide, a Fortune 100 company based in Columbus, Ohio, is one of the largest and strongest diversified insurance and financial services organizations in the U.S. and is rated A+ by both A.M. Best and Standard & Poor’s. The company provides a full range of insurance and financial services, including auto, commercial, homeowners, farm and life insurance; public and private sector retirement plans, annuities and mutual funds; banking and mortgages; excess & surplus, specialty and surety; pet, motorcycle and boat insurance. For more information, visit
1 Ratings may change at anytime.
2 In states where the new Nationwide LTC Rider II is not yet approved, our original LTC rider is available for both new VUL products. Limitations and exclusions apply. Costs for long-term care vary by person, and there is no guarantee the rider will cover all long-term care costs.
Guarantees are subject to the claims-paying ability of Nationwide Insurance.