New Product Feature

Met & Fidelity Partner with New VA

Accumulation Annuity Now Available Exclusively Through Fidelity,
Helping Investors Protect their Investment in Any Market

CHARLOTTE & BOSTON, November 21, 2014 — MetLife, Inc. (NYSE: MET) and Fidelity Investments® today announced the introduction of a new deferred variable annuity product that provides investors both growth potential and protection against loss if held for a minimum of 10 years. The MetLife Accumulation Annuity stands out in the marketplace because it offers investors a principal protection guarantee* backed by MetLife, coupled with Fidelity’s money management expertise. The product is distributed exclusively through Fidelity.

“The MetLife Accumulation Annuity brings together the combined strength of one of the world’s leading life insurers, MetLife, and one of the world’s leading providers of financial services, Fidelity,” said Elizabeth Forget, executive vice president of MetLife Retail Retirement & Wealth Solutions. “Through this collaboration we’re able to provide investors with a simple, convenient solution to help them grow andsafeguard their retirement assets.”

Investing Appropriately

“This annuity is designed to help people invest appropriately,” said Cyrus Taraporevala, executive vice president of Investment Solutions at Fidelity Investments. “Staying properly allocated across stocks, bonds, and other investments is key to helping achieve successful investment outcomes. The MetLife Accumulation Annuity is an excellent option for investors who are looking for growth potential and the security of protecting their initial investment.”

In today’s market, many investors respond to volatility by either investing too conservatively or trying to time the market—yet both approaches can be problematic. Those who seek to avoid loss by investing in more conservative instruments may be unable to keep pace with inflation, while those who try to stay appropriately allocated face challenges of their own. In fact, according to Dalbar’s 20th Annual Quantitative Analysis of Investor Behavior Study, the average investor tends to underperform the market, perhaps because many do not have the discipline to stay invested through the market’s inevitable ups and downs.

...Staying properly allocated across stocks, bonds, and other investments is key to helping achieve successful investment outcomes

That’s where the MetLife Accumulation Annuity fits in. The product invests in a diversified portfolio, offering investors the potential to benefit from market growth, while at the same time providing protection for investors against down market cycles. Through the product’s Preservation and Growth feature, the investor is guaranteed the return of their initial investment, adjusted proportionally for any withdrawals**, at the end of a 10-year period+. At the same time, on every contract anniversary, investors have the opportunity to reset the guaranteed amount to a new, higher amount if the account value has increased, extending the 10-year period from that date++.

With the introduction of the MetLife Accumulation Annuity, MetLife and Fidelity are continuing to build on their successful partnership. Fidelity already offers several MetLife annuity products*, including the MetLife Growth and IncomeSM deferred variable annuity and the MetLife Guaranteed Income BuilderSM fixed deferred income annuity.





About MetLife
MetLife, Inc. (NYSE: MET), through its subsidiaries and affiliates (“MetLife”), is one of the largest life insurance companies in the world. Founded in 1868, MetLife is a global provider of life insurance, annuities, employee benefits and asset management. Serving approximately 100 million customers, MetLife has operations in nearly 50 countries and holds leading market positions in the United States, Japan, Latin America, Asia, Europe and the Middle East. For more information, visit

About Fidelity Investments
Fidelity’s goal is to make financial expertise broadly accessible and effective in helping people live the lives they want. With assets under administration of $5.0 trillion, including managed assets of $2.0 trillion as of October 31, 2014, we focus on meeting the unique needs of a diverse set of customers: helping 23 million people investing their own life savings, 20,000 businesses to manage their employee benefit programs, as well as providing 10,000 advisors and brokers with technology solutions to invest their own clients’ money. Privately held for nearly 70 years, Fidelity employs 41,000 associates who are focused on the long-term success of our customers. For more information about Fidelity Investments, visit