Annuity Portfolio

Lincoln Launches Max 6 Select Advantage

New Variable Annuity Rider Designed to Help Maximize Future Retirement Income Potential through
6% Income Base Growth That Stacks on Account Value Lock-Ins

RADNOR, Pa., May 30, 2017 – Lincoln Financial Group (NYSE: LNC) today announced the launch of Lincoln Max 6 SelectSM Advantage, offering investors a combination of 6% Income Base growth that stacks on prior account value lock-ins, and access to a diversified lineup of investment options with up to an 80% allocation to equities.*

Max 6 SelectSM is an optional living benefit rider available through Lincoln Financial variable annuities for an additional cost.

“Retirement savers are not one size fits all, and neither are the retirement income solutions available in today’s marketplace,” said Brian Kroll, head of Annuity Solutions for Lincoln Financial Group. “Max 6 SelectSM Advantage is designed to help clients maximize their future retirement income potential and provides an income stream that’s protected for life.”

Lincoln Max 6 SelectSM Advantage is the most recent addition to Lincoln’s portfolio of guaranteed lifetime income solutions, and features an initial income withdrawal rate of 6% at age 65 and 5.50% for joint life (based on youngest life). If the account value goes to zero, the guaranteed lifetime income amount will be 3% of the Income Base.

Retirement savers are not one size fits all...

Other highlights include:

  • Option to build up to an 80/20 equity/fixed income portfolio
  • Diversified investment lineup, including 51 traditional individual variable annuity subaccounts to build a portfolio, 25 check-the-box asset allocation options, and five asset allocation models
  • Tax-deferral during accumulation for greater growth potential
  • Protection for beneficiaries with a Guarantee of Principal death benefit at no additional cost. Allowable withdrawals reduce the death benefit by the dollar amount of the withdrawal

“Our robust portfolio of solutions provides distinct features matched with how advisors do business, and how clients choose to take income,” said John Kennedy, head of Retirement Solutions Distribution for Lincoln Financial Distributors. “Backed by the financial strength of Lincoln and our 50 years of experience offering variable annuity solutions, Max 6 SelectSM demonstrates the company’s commitment to providing products that help meet the varied needs of today’s advisors and the clients they serve.”

All guarantees – including those for optional features – are subject to the claims paying ability of the issuing company.

*Investments in equities are subject to the risk that the prices of the securities may fall due to general market and economic conditions.



Variable annuities are designed for retirement and offer lifetime income, tax-deferred growth and death benefit protection for loved ones. To decide if a variable annuity is right for you, consider that its value will fluctuate; it is subject to investment risk and possible loss of principal; and there are costs associated such as mortality and expenses, administrative and advisory fees.
For more information, please visit Lincoln Max 6 SelectSM Advantage on
This press release is not an offer to sell these securities and is not soliciting an offer to buy these securities in any state where the offer or sale is not permitted.
About Lincoln Financial Group
Lincoln Financial Group provides advice and solutions that help empower people to take charge of their financial lives with confidence and optimism. Today, more than 17 million customers trust our retirement, insurance and wealth protection expertise to help address their lifestyle, savings and income goals, as well as to guard against long-term care expenses. Headquartered in Radnor, Pennsylvania, Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. The company had $236 billion in assets under management as of March 31, 2017. Learn more at: Find us on Facebook, Twitter, LinkedIn and YouTube. To sign up for email alerts, please visit our Newsroom at