Hancock’s New Accumulation IUL Now Features Greater Income Potential

To Help Consumers Prepare for the Future

Updated design also delivers strong protection against market downturns and more value with optional features including the Critical Illness Benefit, Long-Term Care Rider, and John Hancock Vitality Program

BOSTON, MA (May 29, 2018) – John Hancock launched a new Accumulation Indexed Universal Life (IUL) product with greater income potential and strong protection against market downturns to help policyholders achieve their retirement goals and other financial objectives.

The new Accumulation IUL provides lifetime protection, along with the opportunity to build tax-deferred cash value that can be used to supplement retirement income, pay college tuition, or fund other expenses. Policyholders have the opportunity to accumulate cash value by linking to the performance of a diverse range of indexed account options as well as a fixed account – with downside protection. John Hancock gives policyholders the flexibility to customize their allocations based on their investment strategies and goals.

Boomers Unprepared

“As Baby Boomers head into retirement a considerable number are unprepared, having found it challenging to save enough,” said Neal Kerins, vice president, Product Development, John Hancock Insurance. “Innovative products like the new Accumulation IUL are designed to maximize cash value accumulation and provide an attractive solution to help more Americans meet their retirement planning needs.”

Accumulation IUL with Vitality policyholders can further enhance their retirement income and earn valuable rewards for the everyday things they do to stay healthy like walking, eating well and getting regular check-ups. In fact, the healthier their lifestyle, the greater their rewards, including $600 in savings on healthy food purchases1. They can even earn an Apple Watch through regular exercise.2

In addition, policyholders have access to several attractive and innovative optional living benefit riders. The new Critical Illness Benefit provides consumers with additional financial protection when faced with a serious medical diagnosis, such as a heart attack, cancer or stroke. Another optional rider allows policyholders to accelerate their death benefit to help pay for long-term care expenses.

Financial advisors can learn more about Accumulation IUL by visiting www.jhsaleshub.com or registering for the John Hancock Accumulation IUL webinar to be held on May 31, 2018.


About John Hancock Financial and Manulife
John Hancock is a division of Manulife Financial Corporation, a leading international financial services group that helps people make their decisions easier and lives better. We operate primarily as John Hancock in the United States, and Manulife elsewhere. We provide financial advice, insurance and wealth and asset management solutions for individuals, groups and institutions. Assets under management and administration by Manulife and its subsidiaries were over $1.1 trillion (US$850 billion) as of March 31, 2018. Manulife Financial Corporation trades as MFC on the TSX, NYSE, and PSE, and under 945 on the SEHK. Manulife can be found at manulife.com.
One of the largest life insurers in the United States, John Hancock supports approximately 10.7 million
Americans with a broad range of financial products, including life insurance, annuities, investments, 401(k) plans, and college savings plans. We also offer advice through Signator, a network of independent financial advisors. Additional information about John Hancock may be found at johnhancock.com.