The Pulse

Confidence Among Affluent Investors Rises

Concerns Over the Threat of Terrorism Weigh on Sentiment

CHICAGO, IL–(Marketwired – Dec 2, 2015) – Affluent investors indicate they are feeling more positive about their personal financial situation, according to the Spectrem Affluent Investor Confidence Index (SAICI®) which gained 3 pts in November to 7.

During the same period, the Spectrem Millionaire Investor Confidence Index (SMICI®) gained 9 points to 15. Both indices stand at three-month highs.

The indices, compiled by Spectrem Group, a market research and consulting firm specializing in the affluent and retirement markets, measure the investment confidence and outlook of the 16MM households in America with more than $500,000 of investable assets (SAICI), and those with $1MM or more (SMICI). This month’s survey was fielded between Nov. 16 and Nov. 22.

“Despite gains in the November Investor Confidence indices, Affluent investors said they remain wary of market conditions and concerned over recent terror attacks and continued threats.

affluent investors remain cautious and uncertain about the market

“Despite rising optimism about their personal financial situation tied to favorable economic reports in November, affluent investors remain cautious and uncertain about the market,” said George H. Walper, Jr., president of Spectrem Group.

“Among their concerns include lingering doubts about the direction of the global economy, the ongoing threat of terrorism following the horrific attacks in Paris and the strong likelihood of a December rate hike by the Federal Reserve.”

Insights on the affluent

Charts, deeper analysis of the Index and methodology are available upon request. Additional insights include:

  • Spectrem Affluent Investor Confidence Index Rallies in November
  • Terrorist Attacks Having Biggest Impact on Investment Plans, Say Affluent
  • Millionaire and Affluent Spectrem Investor Indices – video link

Ranking Confidence in 2015






Spectrem Affluent Investor Confidence Index®






Spectrem Millionaire Investor Confidence Index®







Index range: -31 to -51, Bearish; -11 to -30, Mildly Bearish; 10 to -10, Neutral; 11 to 30, Mildly Bullish; 31 to 51, Bullish.



About Spectrem Group: Spectrem Group ( strategically analyzes its ongoing primary research with investors to assist financial providers and advisors in understanding the Voice of the Investor.
About Millionaire Corner: Spectrem’s Millionaire Corner website ( provides information for investors about investors. With its Best Financial Advisors service, investors can search for financial and investment advisors to assist in growing their wealth.