- Most Families Say College is Worth the Cost
They Believe They’re Getting a Good Value for the Amount They Spend
The clear majority of families believe higher education is well-worth the investment, and most students and parents are willing to stretch themselves financially to make it happen, according to “How America Values College 2018,” the national study from Sallie Mae, the nation’s saving, planning, and paying for college company, and Ipsos, an independent global market…read more - Retirement Savings Snapshot Reveals A Growing Trend
Account Balances Rebound, While Auto Enrollment Continues to Drive Positive Savings Behavior
Fidelity Investments®, one of the most diversified financial services companies with more than $7.0 trillion in client assets, today released its quarterly analysis of retirement savings trends, including account balances, contributions, savings behavior and details on workplace savings plan designread more - Premium Tax Credits Are the Individual Market’s Stabilizing Force
Enrollment in the Affordable Care Act’s (ACA) marketplaces is higher in 2018 than last year
Making the ACA’s health insurance premium tax credits available to more Americans would provide needed financial relief and further shore up individual insurance markets
The latest data suggest the individual insurance market is weathering attempts by the Trump administration and Congress over the past year to weaken it. These actions include the repeal of the tax penalty for going without insurance; ending payments owed to insurers for limiting low-income enrollees’ cost-sharing; promoting the sale of health plans designed to…read more - Employers Not Budging on Budgets, Salary Increases Remain Flat
Organizations look to alternative ways to invest in their current and future workforce
Organizations are holding the line on pay raises for US employees. According to Mercer’s 2018/2019 US Compensation Planning Survey, salary increase budgets for 2018 are 2.8% – no change from 2017 – and projected to be only 2.9% in 2019, despite noticeable factors like the tightening labor market and a high rate of workers voluntarily…read more - LIMRA Announces 2018 Rising Stars of Marketing and Communications Under 40
'Passionate Industry Pros' who raise the bar...
LIMRA today announced the winners of its contest to recognize 10 Rising Stars of Marketing and Communications under 40 in the financial services industry. The contest searched for passionate industry professionals who are raising the bar for marketing and communications within their companies.read more - Wealth & The Great Generational Confidence Gap
Despite Good Intentions, Millennials and Gen Z Are Demonstrating Unrealistic Expectations About Their Financial Futures
A decade after the onset of the financial crisis, American young adults are optimistic about their future financial success but demonstrate behaviors that suggest they may be unprepared for the realities of achieving it.read more - LIMRA’s 43rd Annual Group & Worksite Benefits Conference to Identify Key Issues in Benefits Landscape
Scheduled September 11-13 at Mohegan Sun, in Connecticut
Top industry executives will discuss the future of the benefits industry at LIMRA’s 2018 Group & Worksite Benefits Conference. The event, now in its 43rd year, will be held on September 11-13, 2018 in Connecticut.read more - Big Data & You
Insurers Must Shift from Report-Driven to Data-Driven Strategy to Succeed in Digital Insurance 2.0
Majesco (NYSE AMERICAN: MJCO), a global provider of core insurance platform software and consulting services for insurance business transformation, today announced the release of a new thought leadership report, Digital Insurance 2.0: Building your Future on a Robust Data Foundation, which details the opportunity, and provides a roadmap, for insurers to fully leverage the power…read more - Not Budging: 2019 Forecasted Base Salary Increases Stay at 3 Percent
Meanwhile, a 3.9% uptick in CPI negates any real wage growth
For the eighth year in a row, U.S. employees can expect to see a 3 percent median base salary increase in 2019, according to new research released by Korn Ferry (NYSE:KFY). The average base pay increases are for workers at all levels, from clerical through senior executive.read more - Financing Longevity
How advisors must continually educate their clients on protecting income for a lifetime
by Anne Machesky
As a financial planner for more than 35 years, I wear many hats when it comes to interacting and engaging with my clients - friend, confidant, sounding board. But one of the most important roles we play with our clients is educator.read more
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