- Understanding The Able Act
Similar to a special-needs trust, it allows for qualified disability expenses
Early in 2014, Congress passed legislation creating special accounts for persons with disabilities known as the “Achieving a Better Life Experience” (who thinks of these names?).
read more - Despite Increased Advertising and Marketing, Consumers’ Brand Awareness of Life Insurers Remains Low
In search of 'consumer mindshare'
A new LIMRA study finds 1 in 4 adult Americans cannot name a single company that sells life insurance and a majority (56%) are unable to name three life insurance companies. As discouraging as this may sound, it does reflect an uptick in unaided awareness of life insurance brands among U.S. consumers (chart), compared to…
read more - LIMRA Establishes Data Exchange Standards for Non-Medical Workplace Benefits
A new standard for data-exchange
LIMRA today released the first set of data exchange standards focused on post-enrollment data for the employee benefits market.
read more - Santa’s Salary of $155,213 Out Earns Information System Managers And Top Executives
But you can't forget about the 'income value' of what Mrs. Claus does
by Jennifer Shelton, writing for Insure.com. Reprinted with permission. Read more here.
It looks like Santa has landed himself a permanent spot on the nice list. For the fourth consecutive year – Santa has received what we’ve all been asking for this Christmas: A raise!
read more - U.S. workers Gamble With Health Insurance Benefits
Half of workers will choose a high-deductible health plan, yet lack cash for out-of-pocket costs
Nearly half (49%) of U.S. workers plan to enroll in a high-deductible health plan (HDHP) for the 2020 benefit season, according to employee benefits provider Unum (NYSE: UNM). However, 41% don’t plan on meeting their deductible in 2019 and 39% found it difficult to pay for out-of-pocket costs not covered by their health insurance, especially…
read more - Securian Financial to Host Work|Life™ Exhibit for National Disability Employment Awareness Month
The Work|Life™ exhibit uses photographs, personal accounts, data and design to address the disproportionate rate of unemployment among people with disabilities
To celebrate National Disability Employment Awareness Month (NDEAM) in October, Securian Financial will host Work|Life™, a traveling exhibit created by Lifeworks Services that raises awareness and challenges perceptions about employment experiences for people with disabilities.
read more - On Disability: For The Benefit Of All
Voya Financial Releases Findings on the Needs of Caregivers and Employees With Disabilities in the Workplace
Voya Financial, Inc. (NYSE: VOYA), through its Voya Cares® program, released an educational white paper sharing findings from a recent proprietary survey that assessed the complex realities and needs of caregivers and employees with disabilities in the workplace.
read more - U.S. Employers Prioritizing Leave Management Nearly Doubles Since 2014
Increased productivity and improved employee experience reported by roughly 7 in 10 employers that focus on reducing absenteeism
In its fourth biennial study, Guardian Absence Management Activity IndexSM and Study–“The Value of Leave Management Integration,” The Guardian Life Insurance Company of America® (Guardian), finds more companies than ever are prioritizing leave management.
read more - Unum Research Highlights Key Challenges For New Parents
New resource helps guide moms and dads through the parental leave process
During a time of the year when the nation celebrates mothers and fathers, new research from employee benefits leader Unum (NYSE: UNM) spotlights some of the struggles parents can face at work.
read more - Only 20% of Consumers Own Disability Insurance Despite Almost Half Saying They Need It
The average 20 year-old has a 25% chance of disability before they retire
According to LIMRA research, paying for basic living expenses if one becomes disabled is one of the top five financial concerns consumers have, but 8 in 10 consumers don’t own disability insurance.
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