- More Than Half of U.S. Adults Say Financial Stress Negatively Affects Their Health & Work Performance
Anxiety so deep that they're afraid to even look in their mailboxes
Stressed about money? Consumers who are afraid to look in their mailbox and see another credit card bill or bank statement are not alone. New research from Lincoln Financial Group shows that over half of U.S. adults surveyed say financial stress negatively impacted their personal health and work performance in 2018.
read more - Asset Allocation in 401(k) Plans Found to Often Change Significantly When Rolled Over to IRAs
Despite considerable educational effort, participants are often 'lost' once assets are moved
A new EBRI study suggests the asset allocation found in individual retirement accounts (IRAs) is often inconsistent with the asset allocation found in the 401(k) plans prior to rolling funds over into IRAs. The Issue Brief, “Comparing Asset Allocation Before and After a Rollover From 401(k) Plans to Individual Retirement Accounts,” finds that despite the…
read more - U.S. workers Gamble With Health Insurance Benefits
Half of workers will choose a high-deductible health plan, yet lack cash for out-of-pocket costs
Nearly half (49%) of U.S. workers plan to enroll in a high-deductible health plan (HDHP) for the 2020 benefit season, according to employee benefits provider Unum (NYSE: UNM). However, 41% don’t plan on meeting their deductible in 2019 and 39% found it difficult to pay for out-of-pocket costs not covered by their health insurance, especially…
read more - Growing The American Workforce
Business and policymakers must join forces to raise workforce participation
Increasing competition from abroad, an aging population, and the slowing growth of the American workforce could have profound consequences for US economic strength and global leadership, a new report from the Committee for Economic Development of The Conference Board (CED) warns.
read more - Positive Returns Continue in Third Quarter for Institutional Plan Sponsors
Fixed Income plays a key role
Fixed Income plays a key role October 31, 2019 — CHICAGO–(BUSINESS WIRE)–Investment returns stayed in positive territory for institutional plan sponsors in the third quarter of 2019. The median plan in the Northern Trust Universe finished with a 0.8 percent return for the three months ending September 30, 2019. The Northern Trust Universe tracks the performance…
read more - New Federal Rule Could Impact Small Businesses Looking to Purchase Health Insurance for 2020
New Provisions to the “Patient Protection and Affordable Care Act” Will Likely Impact Eligibility, Enrollment and Coverage Details
On November 1st open enrollment for the nation’s health insurance marketplace will officially open for those small businesses looking to purchase policies for 2020.
read more - Retirement Preparedness & The State Of Saving
How Americans are contributing to 401(k), 529, HSAs
Ascensus—whose technology and expertise help millions of people save for retirement, education, and healthcare—has released new insights across its universe of retirement, education, Achieving a Better Life Experience (ABLE), and health savings accounts on the Inside America's Savings Plans microsite.
read more - Majority of Americans Favor Public-Private Hybrid Healthcare System Over ‘Medicare For All’ That Ends Private Insurance
2020 Healthcare & Politics Report Unveils Data On Trump, Medicare & ObamaCare
With the Democratic primary debates for the 2020 presidential election in full swing, insuranceQuotes.com today released the results of its 2020 State of Healthcare and Politics Report. Survey data unveils Americans’ preferences, concerns and knowledge related to Medicare for All, Obamacare, the state of healthcare, Medicare’s risk of going bankrupt and healthcare access for undocumented…
read more - The Future Means Business
Transformative corporate models change investment calculus for investors
New corporate models that are light on physical capital, leverage technology and network effects to aggressively dominate markets, and are dedicated to a broader social purpose are reshaping the corporate landscape globally.
read more - Making The Most Of Proposed Retirement Plan Legislation
'Open Multiple Employer Plans' may be more appealing to some employers than others
The promise of cost savings and reduced administrative burdens from bipartisan legislation to help more small businesses offer retirement savings plans may prove more appealing to some employers than others, according to a new white paper from Massachusetts Mutual Life Insurance Company
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