Benefits

  • More Than Half of U.S. Adults Say Financial Stress Negatively Affects Their Health & Work Performance
    More Than Half of U.S. Adults Say Financial Stress Negatively Affects Their Health & Work Performance

    Anxiety so deep that they're afraid to even look in their mailboxes

    Stressed about money? Consumers who are afraid to look in their mailbox and see another credit card bill or bank statement are not alone. New research from Lincoln Financial Group shows that over half of U.S. adults surveyed say financial stress negatively impacted their personal health and work performance in 2018.
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  • Asset Allocation in 401(k) Plans Found to Often Change Significantly When Rolled Over to IRAs
    Asset Allocation in 401(k) Plans Found to Often Change Significantly When Rolled Over to IRAs

    Despite considerable educational effort, participants are often 'lost' once assets are moved

    A new EBRI study suggests the asset allocation found in individual retirement accounts (IRAs) is often inconsistent with the asset allocation found in the 401(k) plans prior to rolling funds over into IRAs. The Issue Brief, “Comparing Asset Allocation Before and After a Rollover From 401(k) Plans to Individual Retirement Accounts,” finds that despite the…
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  • U.S. workers Gamble With Health Insurance Benefits
    U.S. workers Gamble With Health Insurance Benefits

    Half of workers will choose a high-deductible health plan, yet lack cash for out-of-pocket costs

    Nearly half (49%) of U.S. workers plan to enroll in a high-deductible health plan (HDHP) for the 2020 benefit season, according to employee benefits provider Unum (NYSE: UNM). However, 41% don’t plan on meeting their deductible in 2019 and 39% found it difficult to pay for out-of-pocket costs not covered by their health insurance, especially…
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  • Growing The American Workforce
    Growing The American Workforce

    Business and policymakers must join forces to raise workforce participation

    Increasing competition from abroad, an aging population, and the slowing growth of the American workforce could have profound consequences for US economic strength and global leadership, a new report from the Committee for Economic Development of The Conference Board (CED) warns.
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  • Positive Returns Continue in Third Quarter for Institutional Plan Sponsors
    Positive Returns Continue in Third Quarter for Institutional Plan Sponsors

    Fixed Income plays a key role

    Fixed Income plays a key role October 31, 2019 — CHICAGO–(BUSINESS WIRE)–Investment returns stayed in positive territory for institutional plan sponsors in the third quarter of 2019. The median plan in the Northern Trust Universe finished with a 0.8 percent return for the three months ending September 30, 2019. The Northern Trust Universe tracks the performance…
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  • New Federal Rule Could Impact Small Businesses Looking to Purchase Health Insurance for 2020
    New Federal Rule Could Impact Small Businesses Looking to Purchase Health Insurance for 2020

    New Provisions to the “Patient Protection and Affordable Care Act” Will Likely Impact Eligibility, Enrollment and Coverage Details

    On November 1st open enrollment for the nation’s health insurance marketplace will officially open for those small businesses looking to purchase policies for 2020.
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  • Retirement Preparedness & The State Of Saving
    Retirement Preparedness & The State Of Saving

    How Americans are contributing to 401(k), 529, HSAs

    Ascensus—whose technology and expertise help millions of people save for retirement, education, and healthcare—has released new insights across its universe of retirement, education, Achieving a Better Life Experience (ABLE), and health savings accounts on the Inside America's Savings Plans microsite.
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  • Majority of Americans Favor Public-Private Hybrid Healthcare System Over ‘Medicare For All’ That Ends Private Insurance
    Majority of Americans Favor Public-Private Hybrid Healthcare System Over ‘Medicare For All’ That Ends Private Insurance

    2020 Healthcare & Politics Report Unveils Data On Trump, Medicare & ObamaCare

    With the Democratic primary debates for the 2020 presidential election in full swing, insuranceQuotes.com today released the results of its 2020 State of Healthcare and Politics Report. Survey data unveils Americans’ preferences, concerns and knowledge related to Medicare for All, Obamacare, the state of healthcare, Medicare’s risk of going bankrupt and healthcare access for undocumented…
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  • The Future Means Business
    The Future Means Business

    Transformative corporate models change investment calculus for investors

    New corporate models that are light on physical capital, leverage technology and network effects to aggressively dominate markets, and are dedicated to a broader social purpose are reshaping the corporate landscape globally.
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  • Making The Most Of Proposed Retirement Plan Legislation
    Making The Most Of Proposed Retirement Plan Legislation

    'Open Multiple Employer Plans' may be more appealing to some employers than others

    The promise of cost savings and reduced administrative burdens from bipartisan legislation to help more small businesses offer retirement savings plans may prove more appealing to some employers than others, according to a new white paper from Massachusetts Mutual Life Insurance Company
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