Annuities

  • Consistent 401(k) Participation Leads to Higher Account Balances
    Consistent 401(k) Participation Leads to Higher Account Balances

    What Does Consistent Participation in 401(k) Plans Generate?

    The average 401(k) plan account balance of “consistent 401(k) participants” — those who remained active in the same 401(k) plans from year-end 2010 through year-end 2016 — more than doubled in that period, according to new data published today by the Employee Benefit Research Institute (EBRI) and the Investment Company Institute (ICI).
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  • How Men and Women Experience Retirement Differently
    How Men and Women Experience Retirement Differently

    Study: Moreso than men, women make the most of retirement
    despite feeling more stress and other negative emotions 

    It’s the best of times; it’s the worst of times. When it comes to retirement, women report more positive experiences than men yet also say they are more likely to experience negative emotions, especially stress, according to a new study by MassMutual Retirement Services.
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  • Indexed Sales Have a Strong Start to 2015
    Indexed Sales Have a Strong Start to 2015

    Q1 totals $11.3 billion 

    Forty-nine indexed annuity carriers participated in the 71st edition of Wink’s Sales & Market Report, representing 99.8% of indexed annuity production.
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  • Annuity Benefits and Robust Regulations Provide Thorough Consumer Protections
    Annuity Benefits and Robust Regulations Provide Thorough Consumer Protections

     NAFA Issues Statement Following Senator Warren's Request for Annuity Sales Information from Leading Insurance Carriers

    NAFA, the National Association of Fixed Annuities, issued the following statement in regards to the request for information Senator Elizabeth Warren (D-Mass.) sent to insurers regarding the sale of annuities: In today's unpredictable economic environment, consumers face a burgeoning responsibility for taking control of their financial future.
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  • Great American Launches New Death Benefit Rider
    Great American Launches New Death Benefit Rider

    An annuity that delivers Income & Legacy

    Great American has expanded its product offerings to include an optional death benefit rider with its newest fixed-indexed annuity, the American Custom 10SM.
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  • Q4 & Year-End 2014 Annuity Sales Report
    Q4 & Year-End 2014 Annuity Sales Report

    Fixed Annuities Post Highest Sales Since 2009;
    Fixed Indexed Annuity and Income Annuity Sales Drive Growth

    The Insured Retirement Institute (IRI) today announced final fourth-quarter and year-end 2014 sales results for the U.S. annuity industry, based on data reported by Beacon Research and Morningstar, Inc. Industry-wide annuity sales in the fourth quarter of 2014 reached $56.6 billion, a 0.5 percent decrease from $56.9 billion in the previous quarter and a 4.6…
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  • Asset Location and Flexibility: Keys to Fixed Income Success
    Asset Location and Flexibility: Keys to Fixed Income Success

    Finding balance between rate movement and uncertainty

    By Doug Wolff

    Financial advisors know that retirement goals, investable assets and tax circumstances are unique to each client. One thing that remains consistent, however, is a client’s need for diversified exposure across asset classes.
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  • Working Out A Safe-Money Strategy
    Working Out A Safe-Money Strategy

    Retirees Can Take Steps To Protect Savings From Vagaries Of The Market

    As people creep into the retirement “red zone” – those years just before or right after they retire – it becomes more important than ever that they find ways to keep their savings safe.
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  • Why You Shouldn’t Go Cheap  When Filing Your Taxes
    Why You Shouldn’t Go Cheap When Filing Your Taxes

    Why You Should Hire A Good CPA & Not Part-time

    Help It’s that time of year for part-time help at the local tax-preparation location, when drivers can see seasonal staff standing at busy intersections wearing costumes of the Statue of Liberty or Uncle Sam.
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  • Study: Early Savers Significantly More Likely to Expect Early Retirement
    Study: Early Savers Significantly More Likely to Expect Early Retirement
    Americans who begin saving money for retirement in their 20s are 66 percent more likely to expect an early retirement than those who start saving in their 30s, according to a new survey from MoneyRates.com.
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