Long-Term Care Insurance

  • Henrik Larsen Promoted to CEO of ARM
    Henrik Larsen Promoted to CEO of ARM

    Takes the reins of national LTCi  distributor Advanced Resources Marketing

    Advanced Resources Marketing (ARM), one of the country’s largest distributors of Long Term Care Insurance (LTCi), announced today that Henrik Larsen, MBA, CLTC, has been promoted from Vice President of Marketing to Chief Executive Officer.
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  • How Would Obesity Impact The Economy?
    How Would Obesity Impact The Economy?

    Chronic illness, including obesity, in those 40+ is a concern for the economy and for employers

    Those over the age of 40 may be making a negative impact on the future of the U.S. economy with the way they eat, live and keep track of their health. On the Critical List?: A MetLife Report on the Health Status of the 40+ Population, from the MetLife Mature Market Institute and co-authored by the Center for Healthy Aging, found that treating diseases as they emerge runs counter to what individuals should be doing - focusing on health and wellness
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  • Four Out of Ten Seniors Lapse or Surrender Life Insurance
    Four Out of Ten Seniors Lapse or Surrender Life Insurance

    The Lifeline Program: A wake-up call for Boomers

    Approximately 40 percent of seniors have lapsed or surrendered their life insurance policies, according to a study cited in Conning Research & Consulting’s 2012 report on the life insurance settlement industry. Conning published the numbers from a survey performed in April 2010 among U.S. seniors by the Insurance Studies Institute.
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  • New Long Term Care Insurance Guide For Women On Their Own
    New Long Term Care Insurance Guide For Women On Their Own

    Unisex rates end, and women will pay more

    A new consumer guide advises women on their own about the importance of long term care planning and the closing opportunity to save 20-to-40 percent.
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  • Workers want better benefits communication
    Workers want better benefits communication

    New Colonial Life survey shows employees value good benefits education

    American workers say understanding their benefits is very important — and there’s a lot their employers could do to improve benefits communication. That’s according to new research commissioned by Colonial Life & Accident Insurance Company and conducted online by Harris Interactive® in late February.
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  • Disability Insurance: The 60% Myth
    Disability Insurance: The 60% Myth

    Whether it’s an office worker or an executive, almost everyone says, “I didn’t realize that”

    by Gary F. Terry

    When discussing disability insurance, particularly as it refers to highly- compensated employees and professionals, there appears to be a distinct lack of understanding of the mechanics of disability income insurance coverage. Whether it’s an office worker or an executive, almost everyone says, “I didn’t realize that.”
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  • 2013 Long-Term Care Insurance Price Index Published
    2013 Long-Term Care Insurance Price Index Published

    Newer Options Provide Flexibility And Affordable Ways To Plan

    A 55-year-old single individual purchasing long-term care insurance protection can expect to pay $2,065-per-year for $162,000 of current benefits which will grow to roughly $330,000 of coverage at age 80.
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  • Long Term Care Insurance Industry Pays $6.6 Billion In Benefits
    Long Term Care Insurance Industry Pays $6.6 Billion In Benefits

    Over 264,000 Receiving Benefits, Home Care Accounts For Half Of New Claims

    "Insurers paid $6.6 billion in benefits last year to individuals needing care at home, in assisted living communities as well as in skilled nursing facilities," explains Jesse Slome, director of the American Association for Long Term Care Insurance that released the findings.
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  • Are Couples Really Addressing the Longevity Risks?
    Are Couples Really Addressing the Longevity Risks?

    Longevity, statistics belie common misperceptions

    According to new LIMRA research, only a quarter of married couples consider the need to provide for one spouse if the other dies a major concern when planning for retirement. Yet LIMRA analysis1 finds that for almost half of 65-year-old couples, one spouse will outlive the other 10 or more years, and in 3 out of 4 couples, one spouse will outlive the other by at least five years (see chart, below)
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  • Why Should You Care About Multi-Life LTCI?
    Why Should You Care About Multi-Life LTCI?

    Expanding the sale beyond one-size-fits-all

    By Douglas Hamm, MBA, CLF

    If you’ve spoken to anyone in the long-term care insurance (LTCI) industry – or you’re in it yourself – there’s a good chance you’ve heard one or more of the following points:
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  • The Business of Families
    The Business of Families

    Long Term Care and the impact of role-reversal

    By Maria Sarci

    The weeks leading up to the holiday season are often the busiest for those of us in the long-term care planning space. We realize that clients will be gathering with their families to catch up, share memories and discuss family business. But, some of those families would be wise to use the opportunity to address the issue of long-term care for a loved one.
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  • UBS Investor Watch Indicates Increasing Investor Confidence
    UBS Investor Watch Indicates Increasing Investor Confidence

    Despite Concerns Around Washington, Affordable Long-Term Care

    UBS Wealth Management Americas today released its second UBS Investor Watch report providing insights on core affluent and high net worth investor sentiment. The survey shows that, despite being increasingly concerned about the political environment in Washington and their personal ability to afford long-term care, investors are feeling better about their own financial situation.
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