Life Insurance

  • Investor Optimism Dominates Expectaions Investor Optimism Dominates Expectaions

    U.S, Canada are the 'big bulls'; Mexico less rosy

    Results have been released for the 2015 Franklin Templeton Global Investor Sentiment Survey, which polled over 11,500 investors in 23 countries across the Americas, Asia Pacific and Europe read more
  • Colin L. Powell to Deliver Keynote Address at LIMRA 2015 Annual Conference Colin L. Powell to Deliver Keynote Address at LIMRA 2015 Annual Conference

    Former U.S. Secretary of State and Retired Army General to Headline October Meeting in Boston

    LIMRA today announced that former U.S. Secretary of State and retired Army Gen. Colin L. Powell will deliver the keynote address at the LIMRA 2015 Annual Conference, which will be held Oct. 25–27, 2015 in Boston. read more
  • ‘Price Optimization’ Amounts to Price Gouging ‘Price Optimization’ Amounts to Price Gouging

    Consumer groups applaud Florida commissioner McCarty for intervening

    Florida Insurance Commissioner Kevin McCarty, in an official memorandum issued Thursday, directed all insurers to stop setting insurance premiums on the basis of consumer characteristics unrelated to risk – so-called “price optimization.” read more
  • For U.S. Life/Health Industry, the Challenge is Profitable Growth For U.S. Life/Health Industry, the Challenge is Profitable Growth

    No  protection product showing 'top-line' growth in 5-year span

    Pre-tax net operating earnings for the U.S. life/health industry (L/H) industry declined nearly 24% in 2014 to $50.2 billion, following a five-year high of $65.8 billion in 2013, according to a new A.M. Best special report. read more
  • Defensive and Strategic Deals Boost M&A in Insurance Defensive and Strategic Deals Boost M&A in Insurance

    Subdued since the crisis, new deals and a fat pipeline

    Merger and acquisition (M&A) activity in the insurance industry is rising although the number of deals still remains well below levels seen before the financial crisis, says Swiss Re's latest sigma study M&A in insurance: start of a new wave? read more
  • The World of Wearables: Gold Mine or Gamble for Insurers? The World of Wearables: Gold Mine or Gamble for Insurers?

    Insurers are experimenting with new technologies

    by Mark Breading

    It seems like wearables are everywhere. Watches, fitness bands, helmets, glasses, shoes … even tattoos and band-aids. If you can imagine it, there is probably already a company selling it. read more
  • Life Settlements Industry Will Grow as More Seniors Are Informed of Their Options Life Settlements Industry Will Grow as More Seniors Are Informed of Their Options

    A 'steady uptick' as new capital flows in

    Investment capital has returned to the life settlements industry and the business is experiencing a steady uptick as more American seniors are made aware of a life settlement as an alternative to lapsing or surrendering a life insurance policy, according to speakers at the 21st Annual Spring Life Settlement Conference. read more
  • Do Your Customers Suffer From Buyer’s Remorse? Do Your Customers Suffer From Buyer’s Remorse?

    Savvy product retailers keep a post-sale ear to the ground;
    Can advisors do the same?

    We've all bought a product in-store, only to return it after learning that it was available for a much lower price elsewhere. Or ordered an article of clothing online, only to be disappointed by the quality or fit once it was delivered. read more
  • Mom’s Annual Worth Rises Above $65,000: Too Much or Not Enough? Mom’s Annual Worth Rises Above $65,000: Too Much or Not Enough?

    How to properly value this often under-valued asset

    The annual value of a mother’s work has risen more than $5,000 in the last two years, according to the Insure.com 2015 Mother’s Day Index read more
  • Low Mortgage Rates Boost Refinance Activity in the First Quarter Low Mortgage Rates Boost Refinance Activity in the First Quarter

    Refinance activity accounted for 63% of all originations

    Freddie Mac (OTCQB: FMCC) today released the results of its quarterly refinance analysis for the first quarter of this year, showing that borrowers took advantage of better than expected mortgage rates to lower their monthly mortgage payment and shorten their loan term as refinance activity accounted for 63 percent of all single-family originations. read more
  • The Salesperson’s Handbook The Salesperson’s Handbook

    Five Common Sales Obstacles and How to Overcome Them

    by Paul Cherry

    Lucy was a brand new salesperson who wanted to make a big impression. She did everything she could think of to establish relationships with prospects and wow them with her proposals. read more
  • How To Profit In Real Estate Without  Flipping, Renting Or Beating Bubbles How To Profit In Real Estate Without Flipping, Renting Or Beating Bubbles

    Investment Banker Advocates For Lost Art Of The ‘Second Oldest Profession In The World’

    Most people believe that making a profit in real estate means buying and selling at the right time, or renting their property and profiting over the long term... read more