Life Insurance

  • Parents Are Likely To Pass Down Good And Bad Financial Habits To Their Kids Parents Are Likely To Pass Down Good And Bad Financial Habits To Their Kids

    Allowing kids to manage their own money encourages saving money and telling the truth about how money was spent

    T. Rowe Price's 2017 Parents, Kids & Money Survey, which sampled 1,014 parents of 8 to 14 year olds nationally and their kids, analyzed parent attitudes and behaviors that were associated with kids' financial habits. read more
  • Record Numbers of U.S. Households Achieve Millionaire Status in 2016 Record Numbers of U.S. Households Achieve Millionaire Status in 2016

    Wealth migration based on net worth

    The number of U.S. households with a net worth of $1 million or more, not including primary residence (NIPR), increased by 400,000 to reach a record 10.8 million in 2016, according to Spectrem Group's Market Insights Report 2017. read more
  • Many Americans Are Stressed About Retirement, But Aren’t Taking Steps to Prepare Many Americans Are Stressed About Retirement, But Aren’t Taking Steps to Prepare

    Only a relatively small share of workers are actually doing any formal retirement planning

    Many American workers today are feeling stressed about retirement and are not taking steps to prepare for it. And those feeling stressed have lower levels of retirement confidence and are less likely to feel financially secure... read more
  • Retirement Confidence Dips in 2017 Retirement Confidence Dips in 2017

    Demand for Unbiased Human Advice and Digital Tools as Americans Work to Get on Track

    Americans continue to lack confidence, experience and trust when it comes to retirement planning and investing, according to Capital One Investing's latest Financial Freedom Survey. read more
  • Lack of Understanding Linked to Low IRA Ownership Lack of Understanding Linked to Low IRA Ownership

    Many who don’t have an IRA say they don’t know enough about them or think they are too complicated

    New research from TIAA finds that 28 percent of Americans who don’t own an individual retirement account (IRA) say they don’t know enough about them to invest in one. Another 17 percent indicate that IRAs are too complicated, according to the 2017 TIAA IRA Survey. read more
  • Answering the Call of RMDs Answering the Call of RMDs

    Crucial 4/1 tax deadline Falls on a weekend for seniors who turned 70 ½ in 2016

    First, the good news: as with last year, due to a federal holiday, this year’s deadline for filing personal income taxes provides taxpayers with three extra calendar days. read more
  • Teach Your Clients Well… Teach Your Clients Well…

    Financial education would benefit lives more than all currently offered coursework combined

    Results of a recent survey underscore how deeply Americans need education about managing their personal finances. read more
  • Business Executives’ Optimism About U.S. Economy Highest Since 2004 Business Executives’ Optimism About U.S. Economy Highest Since 2004

    Profit and Revenue Expectations Continue Year-Long Rise

    Business executives are reporting their highest level of optimism about prospects for the U.S. economy in more than a dozen years, according to the first-quarter AICPA Economic Outlook Survey. read more
  • 2016 U.S. Retail Life Premium Increases 3% 2016 U.S. Retail Life Premium Increases 3%

    Whole life insurance product sales drive overall growth

    Total U.S. life insurance new annualized premium grew 5 percent in the fourth quarter, resulting in a 3 percent increase in 2016, according to LIMRA’s Fourth Quarter Retail Life Insurance Sales Survey. read more
  • Educating the Future: Promoting Advanced Degree Educational Programs Educating the Future: Promoting Advanced Degree Educational Programs

    The Society of FSP And The American College of Financial Services Launch Joint Education Promotion Initiative

    The Society of Financial Service Professionals (FSP) and The American College of Financial Services announce their partnership in promoting The College's highly regarded advanced degree educational programs to the Society of FSP's professional membership. read more
  • Millennials Buying in the Suburbs Millennials Buying in the Suburbs

    As the millennial generation ages into adulthood, they are choosing the suburbs over urban neighborhoods

    Almost half of millennial homeowners live in the suburbs, and the majority stay in the same city when they buy a home, revealing their home-buying preferences now that they are the largest generational group in the housing market. read more
  • Master Moves for Telephone Ninjas Master Moves for Telephone Ninjas

    Closing Calls Like a Pro

    Telephone-work may look easy, but until you’re responsible for navigating the world of tough calls, it’s difficult to appreciate the kicking, blocking, and sparring skills some customers have perfected. read more
  • Surviving a Financial Emergency Surviving a Financial Emergency

    Are your clients credit-educated?

    Purchasing Power®, the leading employee purchase program offering consumer products and services as a voluntary benefit at the workplace, is powering people through some of life's unavoidable financial emergencies. read more