Life Insurance

  • What’s Keeping Millennials Up at Night? What’s Keeping Millennials Up at Night?

    No surprise: It's their Finances

    BMO Wealth Management (U.S.) has just released a report exploring how millennials think about a number of issues that uniquely affect them. read more
  • American College’s ‘Funding Longevity Task Force’ Establishes Advisory Board American College’s ‘Funding Longevity Task Force’ Establishes Advisory Board

    To examine the role of housing wealth plays in retirement income planning

    The Funding Longevity Task Force at The American College of Financial Services has established an Advisory Board, including four founding members. read more
  • Living Older, Living Poorer – Living Older, Living Poorer –

    Financial disaster is often only one setback away

    by Martin F. Lowenthal, AEP®, MSIM, CLU®, CHFC®, RICP®, CLTC

    The United States has the world's highest number of centenarians, yet just over half of those aged 55 or older have less than $25,000 in retirement savings, and 14% of boomers have no retirement income at all read more
  • To Succeed as a Leader, Share the Big Picture To Succeed as a Leader, Share the Big Picture

    Teamwork often means everyone knowing their role... and playing it

    by Walt Grassl

    Mike worked for a medium-sized business and went to work every day happy to have a job. But he wasn’t too enthused about his work environment. Employee morale was so-so because most long-time employees were merely going through the motions. read more
  • For LTCi, It’s All About Facing The Issues For LTCi, It’s All About Facing The Issues

    It's easier to plan for Long-Term-Care if we confront our personal concerns first

    Last year the U.S. Department of Health & Human Services issued a report about Americans' concerns and actions related to long-term care (LTC), also referred to as long-term services and supports (LTSS). read more
  • Ask Your Clients: Who Merits Your Money As You Ponder Your Legacy Ask Your Clients: Who Merits Your Money As You Ponder Your Legacy

    And how do they decide?

    Not long ago, Jeff Bezos took to Twitter to ask the world for charitable-giving ideas. The Amazon.com founder sought a charitable strategy that looked at the long term and soon he was inundated with suggestions. read more
  • The Art of Selling Final Expense & Medicare Supplements The Art of Selling Final Expense & Medicare Supplements

    New Insurance Sales Training Book Prepares Agents to Effectively Serve a Tsunami of Retiring Seniors

    More than 10,000 baby boomers retire daily, causing a demographic tsunami of seniors seeking help with Medicare and life insurance decisions. As medical expenses and funeral costs escalate, the wrong insurance plan could devastate a senior's standard of living or leave a legacy of debt to the next generation. read more
  • Independent Advisor  Growth Focus On New-to-Firm Clients, Average Client Size Independent Advisor Growth Focus On New-to-Firm Clients, Average Client Size

    For RIAs, business success comes with 'growing intelligently '

    Independent financial advisor firms are attracting high-net-worth (HNW) investors and adding more new-to-firm client assets as they continue to report year-over-year growth, according to the 2017 RIA Benchmarking Study from Charles Schwab. read more
  • Ten Years After Financial Crisis, Nearly One-in-Three Americans Still Feeling the Sting Ten Years After Financial Crisis, Nearly One-in-Three Americans Still Feeling the Sting

    Study: Women, African Americans and low-income segments most affected

    As we approach the 10-year anniversary of the housing market crash of 2007 and financial crisis known as the Great Recession, the COUNTRY Financial Security Index looked at Americans' views on their personal financial recovery. read more
  • Gen X: Only 1 in 3 Will Reach Long-Term Financial Goals Gen X: Only 1 in 3 Will Reach Long-Term Financial Goals

    Forty One percent of the 'sandwich generation' say they need to save more for the future

    Forty One percent of the ‘sandwich generation’ say they need to save more for the future SAN JOSE, Calif., July 13, 2017 /PRNewswire/ — FICO’s latest consumer finance trend research has revealed that only 32 percent of consumers aged 38-52, known as Generation X, are confident they will reach their long-term financial goals. Generation X also ... read more
  • One-in-Four Americans Are “Barely Getting By” Financially One-in-Four Americans Are “Barely Getting By” Financially

    With an array of financial obstacles facing many Americans, setting simple and realistic financial goals is essential

    -A new study from Lincoln Financial Group (NYSE: LNC) gauges consumer perspectives and emotions around personal finance, and progress — or lack thereof — toward financial goals. read more
  • How U.S. States Rank When it Comes to Financial Health How U.S. States Rank When it Comes to Financial Health

    Florida jumps to number one, moving up five spots from 2016

    by Eileen Norcross & Olivia Gonzalez

    As Illinois and New Jersey flounder, one large state defies the fiscal odds, according to the newest edition of Ranking the States by Fiscal Condition, an influential academic study published today by the Mercatus Center at George Mason University. read more
  • Discovery and Vitality-linked Insurers Credited as Pioneers of Shared-Value Insurance Discovery and Vitality-linked Insurers Credited as Pioneers of Shared-Value Insurance

    Advanced model seeks to align core profit-making with larger social impact

    A new report published by the Shared Value Initiative in June recognizes the Vitality business model, formed by Discovery and deployed by five of the world’s leading insurers, as a leading example of shared value in insurance. read more