Benefits

  • What Are Consumers Seeing Now In Healthcare Choice? What Are Consumers Seeing Now In Healthcare Choice?

    Consumer Awareness of Health Benefits Insurance Plans Greater than All Other Obamacare Alternatives Combined

    With the government's announcement that there are 38 percent fewer health plan rate filings for the 2018 Affordable Care Act (ACA) exchanges, many consumers across the nation will be faced with fewer or, in some counties, no ACA insurance choices this coming open enrollment period. read more
  • Fixing Our Most Pressing Health Insurance Problems: A Bipartisan Path Forward Fixing Our Most Pressing Health Insurance Problems: A Bipartisan Path Forward

    Bipartisanship in health policy is not a fantasy

    by Timothy S. Jost

    With Senate Republicans mired in seemingly intractable disagreements about how to proceed with health reform—which may very well not be resolved by the latest Senate draft bill, Majority Leader Mitch McConnell suggested on July 6 that a bipartisan short-term fix may be needed for the problems of the individual health insurance market read more
  • Many Americans with Employer-Sponsored Health Insurance, Especially Millennials, Struggling with Rising Out-of-Pocket Costs Many Americans with Employer-Sponsored Health Insurance, Especially Millennials, Struggling with Rising Out-of-Pocket Costs

    Less than half of employees are aware of supplemental group insurance benefits designed to help them manage the unexpected expenses of an injury or illness

    With deductibles continuing to climb, many Americans who have health insurance through their employers, particularly younger workers, are struggling when it comes to out-of-pocket medical expenses. read more
  • UnitedHealth Group, AARP Focused on Improving Older Americans’ Health and Well-being UnitedHealth Group, AARP Focused on Improving Older Americans’ Health and Well-being

    Early renewal extends relationship on AARP-branded Medicare plans through 2025, potentially 2030

    UnitedHealth Group today announced it renewed and extended its exclusive relationship with AARP focused on improving the health and well-being of Americans 50 and older, including the most popular Medicare products among older Americans. read more
  • Employer Clinics: The Future of Preventive Care Employer Clinics: The Future of Preventive Care

    Can healthcare break old habits and find new solutions for viability and profitability?

    by Robert Mandel, MD, MBA,

    The thought of going to a doctor’s appointment may elicit an image of waiting 45 minutes in an uncomfortable chair with a bad selection of magazines, being ushered into an exam room, waiting another 15 minutes, and then maybe spending 10 minutes with the physician. read more
  • It’s No Accident: Voluntary Channel is Exploding It’s No Accident: Voluntary Channel is Exploding

    Five ideas to grow your 'accident sales' at the worksite

    by Brian Vestergaard

    We’ve all witnessed the voluntary industry’s dramatic shift in recent years. Just last year, total sales grew to $7.63 billion, a 7 percent increase over 2015 and the sixth straight year of industry growth, according to a recent report from Eastbridge Consulting Group. read more
  • Part-time Workers Are Financially Vulnerable Part-time Workers Are Financially Vulnerable

    Still, part-time labor on the rise despite lack of employee benefits Only 25 percent have medical plan

    The Guardian Life Insurance Company of America (Guardian), one of the nation’s largest mutual life insurers and a leading provider of employee benefits, today released Part-Time Nation, the latest set of findings from the Fourth Annual Guardian Workplace Benefits StudySM. read more
  • Five Key Trends in Benefits Impacting Business Success Five Key Trends in Benefits Impacting Business Success

    Employers Encouraged to Rethink Approach to Medical Costs and Benefits

    For employers, benefit offerings have a significant impact on the cost of doing business. Relying on traditional approaches to managing medical costs and measuring benefits is no longer enough. read more
  • Better Care Reconciliation Act Could Cause Loss of 1.5 Million Jobs by 2026 Better Care Reconciliation Act Could Cause Loss of 1.5 Million Jobs by 2026

    Almost every state will see fewer jobs and weaker economies

    Health Care Sector Will Lose Nearly 1 Million Jobs; Most Medicaid Expansion States Will See Deeper Economic Losses

    If it becomes law, the draft Better Care Reconcilliation Act (BCRA) proposed by the U.S. Senate could cause an estimated 1.45 million jobs to disappear by 2026 and trigger an economic downturn in all but one state, according to a report published today by Leighton Ku and colleagues at George Washington University’s Milken Institute School of Public Health and The Commonwealth Fund. read more
  • Expect the Unexpected: The Impact of Medicaid Caps Expect the Unexpected: The Impact of Medicaid Caps

    Medicaid per-capita caps shift all risk to states and leave little room for unexpected health care needs and costs

    One of the most sweeping changes in the House-passed American Health Care Act and in the Senate’s draft bill, The Better Care Reconciliation Act of 2017 is the end to the federal government’s commitment to share all Medicaid costs with states. read more
  • The Hartford Reduces Pension Liabilities By $1.6 Billion The Hartford Reduces Pension Liabilities By $1.6 Billion

    Company to purchase group annuity contract from Prudential to transfer responsibility for pension benefits for approximately 16,000 former employees

    The Hartford has entered into an agreement with Prudential Financial, Inc. (NYSE: PRU) for the company’s pension plan to purchase a group annuity contract and transfer $1.6 billion, or 29 percent of The Hartford’s $5.6 billion in U.S. qualified pension plan liabilities. read more
  • ACA Repeal Would Devastate Already Struggling Rural Communities ACA Repeal Would Devastate Already Struggling Rural Communities

    The ACA repeal bills imperil the nursing homes, hospitals & organizations that serve rural patients; The ACA repeal bills threaten insurance coverage for 200,000 people with opioid addictions

    by David Blumenthal, M.D.

    As elected representatives know better than most of us, many local communities are suffering. They are in the throes of an opioid abuse epidemic—the most severe public health emergency in a generation. read more
  • Employers: Provide a Bigger Benefits View for Employees Employers: Provide a Bigger Benefits View for Employees

    Research shows employers can create stronger benefits plans by avoiding health care reform distraction

    Employers can create more competitive and cost-effective benefits programs by taking a broader view and avoiding the distractions of health care reform legislation, according to a new white paper released today by Colonial Life. read more