Benefits

  • Small Businesses Keeping Pace With Health Benefits Small Businesses Keeping Pace With Health Benefits

    ... and doing a better job containing costs

    Small employers, those with less than 100 employees, have a reputation for not offering health insurance benefits that are competitive with larger employers, but new survey data from United Benefit Advisors reveals they are keeping pace with the average employer and, in fact, doing a better job of containing costs. read more
  • Pain Points: Managing Today’s DB Risk Burden Pain Points: Managing Today’s DB Risk Burden

    Finance chiefs’ pension risk transfer motivations revealed in new research

    The increasing costs and volatility of managing defined benefit pension plans have long been at the center of the motivations for transferring a company’s pension risk to an insurer. But which costs and what kinds of volatility are finance chiefs most concerned about? read more
  • The Standard Partners with DMEC to Survey Employers on Paid Family Leave Benefits The Standard Partners with DMEC to Survey Employers on Paid Family Leave Benefits

    Survey provides baseline of employers’ attitudes toward, and adoption of, PFL benefits

    Standard Insurance Company (The Standard) partnered with the Disability Management Employer Coalition (DMEC) to survey employers from across the country regarding the growing trend of providing Paid Family Leave benefits. read more
  • As America Ages, Long-Term Care Costs Could Overwhelm Most Families As America Ages, Long-Term Care Costs Could Overwhelm Most Families

    The burgeoning care-needs of an aging population often means working Americans will bear the brunt of the costs and obligations

    The number of Americans age 65 and older is on track to double -- from 46 million now to over 98 million in 2060, when today's 20-somethings will be turning 65. At that time the 65-plus age group's share of the population will have jumped to 24% from 15% today. read more
  • Uninsured Rate for U.S. Women Drops By Nearly Half Since Passage of ACA Uninsured Rate for U.S. Women Drops By Nearly Half Since Passage of ACA

    More women are buying plans on their own

    Since the Affordable Care Act (ACA) took effect in 2010, the number of uninsured women ages 19 to 64 decreased by nearly half, from 20 percent (19 million) in 2010 to 11 percent (11 million) in 2016 read more
  • Today’s ACA Forecast: More Uncertainty from Washington Today’s ACA Forecast: More Uncertainty from Washington

    Regardless of what happens next in Washington, state-level policymakers should continue to strive for meaningful health care reforms

    by Naomi Lopez Bauman

    With the most recent repeal/replace failure in Congress, state lawmakers should stop waiting on Washington to "do something" about health care. read more
  • Less Than 1/3 of Employers with DC Plans Say They’ll Switch to State-Run Plans Less Than 1/3 of Employers with DC Plans Say They’ll Switch to State-Run Plans

    Administrators: Size Matters

    A recent LIMRA Secure Retirement Institute study finds 30 percent of employers who offer a defined contribution (DC) plan say they are very likely to stop offering their defined contribution plan and have their employees enroll in a state-run retirement savings plan. read more
  • Has Retirement Saving-Strategy Changed? Has Retirement Saving-Strategy Changed?

    New comparison across two generations of 401(k) savers in their 20s shows contrast in asset allocations

    20 Years of Data in EBRI/ICI Database Permit Novel Analysis. Reprinted with permission from the Employee Benefit Research Institute (EBRI).

    The asset allocations of 401(k) retirement plan savers in their 20s at the end of 2015 differed significantly from the allocations of 401(k) participants in their 20s in the mid-1990s, according to the Employee Benefit Research Institute (EBRI) and the Investment Company Institute (ICI). read more
  • ACA In The Aftermath ACA In The Aftermath

    A modest set of fixes could preserve the ACA’s gains and move the country forward

    New research from The Commonwealth Fund's blog 'To The Point', written by David Blumenthal, M.D. and Sara R. Collins. Reprinted with permission. Visit here.

    The Affordable Care Act (ACA) has always needed fixing. Now that the Congress has tried and failed to repeal and replace it, the time for repair seems at hand. read more
  • Missed Opportunities: Four Ways Employers Can Promote Retirement Security Missed Opportunities: Four Ways Employers Can Promote Retirement Security

    Transamerica Survey Illuminates Employers' Perspectives, Offerings, and Business Practices for Employee Benefits

    Sixty-nine percent of employers believe that most of their employees could work to age 65 and still not save enough to meet their retirement needs, a disturbing finding given the vital societal role that employers play in helping workers save, plan, and prepare for retirement. read more
  • Retirement Account Balances Reach Record Levels Retirement Account Balances Reach Record Levels

    Still, many workers aren't raking full advantage of company match; Rising stock markets could lead to overexposure in equities

    Positive stock market performance and increasing contributions drove the average 401(k) and IRA balances to record levels. The average 401(k) balance hit $97,700, while the average IRA balance climbed to $100,200. read more
  • Corporate Cash Buildup Continued in 2Q17 at a Faster Rate Than Expected Corporate Cash Buildup Continued in 2Q17 at a Faster Rate Than Expected

    Companies made good on their vow to build cash reserves... and kept going

    Finance executives said they planned to accumulate corporate cash reserves in the second quarter of 2017—and they did so, but at a greater rate than planned, according to the AFP July 2017 Corporate Cash Indicators®. read more
  • Medicaid Enrollees More Satisfied Than Commercial Health Plan Members Medicaid Enrollees More Satisfied Than Commercial Health Plan Members

    Healthy Indiana Plan Earns High Marks for Cost Satisfaction, Despite Higher Out-of-Pocket Costs

    With 74 million Americans now receiving health coverage through Medicaid, the government program has become the single largest source of health insurance in the United States. read more