Product Portfolio

  • What’s Keeping Millennials Up at Night? What’s Keeping Millennials Up at Night?

    No surprise: It's their Finances

    BMO Wealth Management (U.S.) has just released a report exploring how millennials think about a number of issues that uniquely affect them. read more
  • American College’s ‘Funding Longevity Task Force’ Establishes Advisory Board American College’s ‘Funding Longevity Task Force’ Establishes Advisory Board

    To examine the role of housing wealth plays in retirement income planning

    The Funding Longevity Task Force at The American College of Financial Services has established an Advisory Board, including four founding members. read more
  • What Are Consumers Seeing Now In Healthcare Choice? What Are Consumers Seeing Now In Healthcare Choice?

    Consumer Awareness of Health Benefits Insurance Plans Greater than All Other Obamacare Alternatives Combined

    With the government's announcement that there are 38 percent fewer health plan rate filings for the 2018 Affordable Care Act (ACA) exchanges, many consumers across the nation will be faced with fewer or, in some counties, no ACA insurance choices this coming open enrollment period. read more
  • Living Older, Living Poorer – Living Older, Living Poorer –

    Financial disaster is often only one setback away

    by Martin F. Lowenthal, AEP®, MSIM, CLU®, CHFC®, RICP®, CLTC

    The United States has the world's highest number of centenarians, yet just over half of those aged 55 or older have less than $25,000 in retirement savings, and 14% of boomers have no retirement income at all read more
  • Fixing Our Most Pressing Health Insurance Problems: A Bipartisan Path Forward Fixing Our Most Pressing Health Insurance Problems: A Bipartisan Path Forward

    Bipartisanship in health policy is not a fantasy

    by Timothy S. Jost

    With Senate Republicans mired in seemingly intractable disagreements about how to proceed with health reform—which may very well not be resolved by the latest Senate draft bill, Majority Leader Mitch McConnell suggested on July 6 that a bipartisan short-term fix may be needed for the problems of the individual health insurance market read more
  • To Succeed as a Leader, Share the Big Picture To Succeed as a Leader, Share the Big Picture

    Teamwork often means everyone knowing their role... and playing it

    by Walt Grassl

    Mike worked for a medium-sized business and went to work every day happy to have a job. But he wasn’t too enthused about his work environment. Employee morale was so-so because most long-time employees were merely going through the motions. read more
  • For LTCi, It’s All About Facing The Issues For LTCi, It’s All About Facing The Issues

    It's easier to plan for Long-Term-Care if we confront our personal concerns first

    Last year the U.S. Department of Health & Human Services issued a report about Americans' concerns and actions related to long-term care (LTC), also referred to as long-term services and supports (LTSS). read more
  • Ask Your Clients: Who Merits Your Money As You Ponder Your Legacy Ask Your Clients: Who Merits Your Money As You Ponder Your Legacy

    And how do they decide?

    Not long ago, Jeff Bezos took to Twitter to ask the world for charitable-giving ideas. The Amazon.com founder sought a charitable strategy that looked at the long term and soon he was inundated with suggestions. read more
  • The Art of Selling Final Expense & Medicare Supplements The Art of Selling Final Expense & Medicare Supplements

    New Insurance Sales Training Book Prepares Agents to Effectively Serve a Tsunami of Retiring Seniors

    More than 10,000 baby boomers retire daily, causing a demographic tsunami of seniors seeking help with Medicare and life insurance decisions. As medical expenses and funeral costs escalate, the wrong insurance plan could devastate a senior's standard of living or leave a legacy of debt to the next generation. read more
  • Many Americans with Employer-Sponsored Health Insurance, Especially Millennials, Struggling with Rising Out-of-Pocket Costs Many Americans with Employer-Sponsored Health Insurance, Especially Millennials, Struggling with Rising Out-of-Pocket Costs

    Less than half of employees are aware of supplemental group insurance benefits designed to help them manage the unexpected expenses of an injury or illness

    With deductibles continuing to climb, many Americans who have health insurance through their employers, particularly younger workers, are struggling when it comes to out-of-pocket medical expenses. read more
  • UnitedHealth Group, AARP Focused on Improving Older Americans’ Health and Well-being UnitedHealth Group, AARP Focused on Improving Older Americans’ Health and Well-being

    Early renewal extends relationship on AARP-branded Medicare plans through 2025, potentially 2030

    UnitedHealth Group today announced it renewed and extended its exclusive relationship with AARP focused on improving the health and well-being of Americans 50 and older, including the most popular Medicare products among older Americans. read more
  • Independent Advisor  Growth Focus On New-to-Firm Clients, Average Client Size Independent Advisor Growth Focus On New-to-Firm Clients, Average Client Size

    For RIAs, business success comes with 'growing intelligently '

    Independent financial advisor firms are attracting high-net-worth (HNW) investors and adding more new-to-firm client assets as they continue to report year-over-year growth, according to the 2017 RIA Benchmarking Study from Charles Schwab. read more
  • Ten Years After Financial Crisis, Nearly One-in-Three Americans Still Feeling the Sting Ten Years After Financial Crisis, Nearly One-in-Three Americans Still Feeling the Sting

    Study: Women, African Americans and low-income segments most affected

    As we approach the 10-year anniversary of the housing market crash of 2007 and financial crisis known as the Great Recession, the COUNTRY Financial Security Index looked at Americans' views on their personal financial recovery. read more