Retirement Income / Annuities

  • Many Americans Appear to Have a Discouraged Outlook on Retirement, But There’s Hope Many Americans Appear to Have a Discouraged Outlook on Retirement, But There’s Hope

    Social Security limitations, health care costs and planning for expenses contributing to negativity

    Only 21 percent of future retirees say life in retirement will be better, and 28 percent of recent retirees say life is worse in retirement, according to a new Nationwide Retirement Institute® survey (PDF). read more
  • The State of Advice: Who’s Missing From This Picture? The State of Advice: Who’s Missing From This Picture?

    What Matters in Advice and Guidance 2017: Spouses, Children and “One-Timers”

    Financial advice and guidance experiences frequently neglect the non-breadwinner spouse, children and “one-timers,” and in doing so, miss a valuable opportunity to connect with consumers... read more
  • Caregiving Is Risky Business for Family Caregivers Caregiving Is Risky Business for Family Caregivers

    New research from Transamerica Institute finds caregivers risking their health and finances to care for loved ones

    Nine out of 10 non-professional family caregivers feel that it's important to provide a good quality of life for the person they care for, like helping, and enjoy spending time with the care recipient. However, many caregivers are providing care at their own risk. read more
  • Protect Your Financial Future After a Divorce Protect Your Financial Future After a Divorce

    Consider these do’s and don’ts for those who divorce later in life

    A divorce can be draining—both emotionally and financially—especially later in life. And more and more people are getting divorced later in life. read more
  • AARP and Ad Council Launch Campaign to Empower Millions of Americans to Get on Track for Retirement AARP and Ad Council Launch Campaign to Empower Millions of Americans to Get on Track for Retirement

    The Campaign Introduces an Interactive Digital Experience that Breaks Down the Challenge of Saving into Simple, Achievable Steps

    Two in five households headed by Americans age 55-64 have no assets saved for retirement, according to the National institute on Retirement Security read more
  • Voluntary Pensions Help Enable Financial Security Voluntary Pensions Help Enable Financial Security

    New report released by the Global Aging Institute and Principal discusses pension policies for aging populations in emerging markets

    In most countries around the globe, people are living longer. The aging of the population poses special challenges for today’s emerging markets, where mandatory pension systems often cover just a fraction of the workforce and replacement rates are usually inadequate. read more
  • Overall Withdrawal Levels From IRAs Are Driven by the Minimum Distribution Rules Overall Withdrawal Levels From IRAs Are Driven by the Minimum Distribution Rules

    Federal rules at age 70 1/2 continue to determine withdrawal rates

    The level of annual withdrawals from individual retirement accounts (IRAs) are being driven largely by federal rules that require people ages 70-1/2 or older to take distributions from their traditional accounts read more
  • The Real Risks of Retirement Investing The Real Risks of Retirement Investing

    How debt, healthcare and uncertainty are tarnishing the prospect of our golden years

    by Ray LeVitre

    To anyone on the glide path to retirement, it is becoming clear that today’s retirees are facing a completely different set of challenges than prior generations. read more
  • Life Insurance & the Path To Financial Security Life Insurance & the Path To Financial Security

    New ACLI study reveals positive trends in Americans' financial and retirement security Nearly two-thirds of U.S. households are on the right track to financial security

    by PE Kelley

    New research from the American Council of Life Insurers (ACLI) reveals a promising trend among consumers that indicates that more Americans possess a deeper understanding of the importance of a sound financial plan, and the role that life insurance plays in that plan. read more
  • Annuities Now Pay Higher Rates than CDs Annuities Now Pay Higher Rates than CDs

    Plus, they can cut taxes; Fixed annuities pay up to 3.30 percent, tax-deferred

    Interest rates on fixed-rate annuities have risen in 2017, and that's good news for retirement savers, says Ken Nuss, CEO of AnnuityAdvantage, an online annuity marketplace. read more
  • IRI Issues Second-Quarter 2017 Annuity Sales Report IRI Issues Second-Quarter 2017 Annuity Sales Report

    Fixed Indexed Annuity Sales Jump, VA Ticks Up

    The Insured Retirement Institute (IRI) today announced final second-quarter sales results for the U.S. annuity industry, based on data reported by Beacon Research and Morningstar, Inc. read more
  • Gender & The Longevity Risk Gender & The Longevity Risk

    Women Are Three Times More Likely Than Men To Report They Can't Afford To Save For Retirement

    While Middle American men and women share similar feelings of financial security, women are more likely to worry about their personal finances and with good reason: they are three times more likely to say they cannot afford to save for retirement read more
  • Extreme Lack of Diversification Could Add to Retirement Crisis Extreme Lack of Diversification Could Add to Retirement Crisis

    How alternative financial products Like FIAs can add balance

    The retirement crisis has become a topic of conversation in the United States, and while its actualization is still widely debated, there is no doubt Americans need to take additional steps in order to ensure a financially stable retirement... read more