Retirement Income / Annuities

  • The New Retirement: Freedom, Flexibility & Financial Security The New Retirement: Freedom, Flexibility & Financial Security

    Americans approaching retirement share their vision of ‘Success’ for their post-career lives

    Americans approaching retirement are focused on more than just the amount of their nest egg, according to the new TIAA Transition to Retirement Survey. read more
  • U.S. Single Premium Pension Buy-out Sales Surpass $1.4 billion in the First Quarter U.S. Single Premium Pension Buy-out Sales Surpass $1.4 billion in the First Quarter

    This quarter marks the eighth consecutive quarter of $1 billion or more in sales

    This quarter marks the eighth consecutive quarter of $1 billion or more in sales WINDSOR, Conn., May 24, 2017— U.S. single premium pension buy-out sales totaled $1.4 billion in the first quarter 2017, a 31 percent increase compared with prior year results, according to LIMRA Secure Retirement Institute’s quarterly U.S. Group Annuity Risk Transfer Survey. ... read more
  • Many Seniors Are Unprepared to Maintain Independence as They Age Many Seniors Are Unprepared to Maintain Independence as They Age

    Confusion About Medicare Options, Uncertainty Regarding the ACA and Concerns Related to Healthcare Affordability Contribute to Increasing Anxiety Among Seniors

    SCAN, a leading senior-focused organization with the mission of keeping seniors healthy and independent, today announced comprehensive survey results that show many seniors are unprepared to live independently as they age. read more
  • Paying For Health Care Today Paying For Health Care Today

    Pre-Tax Premiums May Have Employees Singing the Post-Tax Blues

    by Matt Gerard, J.D.

    Employers who offer fixed indemnity health coverage or wellness programs to their employees may consider reassessing how that coverage is administered in view of a recent Internal Revenue Service (IRS) internal memorandum that examines the tax treatment of benefits paid by fixed indemnity health plans. read more
  • Inflation Fears Remain Subdued as Advisors Continue to Focus on Regulatory and Political Developments Inflation Fears Remain Subdued as Advisors Continue to Focus on Regulatory and Political Developments

    More advisors should be talking about long-term inflation risks, especially for older investors

    For the past three years, Fidelity has explored issues that are top-of-mind for advisors through its quarterly Fidelity® Advisor Investment Pulse survey. It found that topics like the government and economy, portfolio management, market volatility, and interest rates consistently rank at the top of advisors’ list of concerns. read more
  • Retirement and the Health Factor Retirement and the Health Factor

    Voya Financial releases findings on Americans' understanding of health care costs in retirement

    Voya Financial, Inc. (NYSE: VOYA), today released an educational white paper and findings from a recent survey examining Americans' understanding of health care costs in retirement. read more
  • For Young Adults: A Crushing Load, Compromised Dreams For Young Adults: A Crushing Load, Compromised Dreams

    Student loan debt postpones dreams, threatens financial security

    College graduates say a crushing load of student loan debt is compromising their ability to buy a home, begin saving for retirement, or even start families, according to a recent survey from Prudential Financial, Inc. read more
  • First Quarter 2017 Annuity Sales Decline First Quarter 2017 Annuity Sales Decline

    Is uncertainty about DOL impacting VA sales?

    Is uncertainty about DOL impacting VA sales? WINDSOR, Conn., May 18, 2017 – U.S. annuity sales were $52.0 billion, a slight uptick from fourth quarter, but a 12 percent decline from the first quarter 2016, according to LIMRA Secure Retirement Institute’s First Quarter 2017 U.S. Retail Annuity Sales Survey. This is the fourth consecutive quarter ... read more
  • Risk Is Reality Risk Is Reality

    The ideas that lower 'market price = loss or bad' and that 'higher prices = profit or good' are the greatest risk-creators of all

    by Steve Selengut

    Most investors incorrectly think of "risk" as the possibility that the market value of a financial asset might fall below the amount that has been invested... OMG, how could this be happening! read more
  • Facts About Social Security and Women Facts About Social Security and Women

    Study done for Mother’s Day highlights year-round challenge: Differences in benefits; effects of reform

    On Mother's Day weekend, the Social Security Committee of the American Academy of Actuaries highlighted key facts about "Women and Social Security” while urging lawmakers seeking to reform Social Security to carefully evaluate the potential impact of proposed changes to this important source of retirement income for women. read more
  • Despite Higher Fiscal Confidence, Divorce Creates Financial Crisis for Most Women Despite Higher Fiscal Confidence, Divorce Creates Financial Crisis for Most Women

    Understanding the significant financial impact
 of losing a spouse/partner via divorce or widowhood

    Although more women are taking the reins of their household finances, divorce and widowhood remain significant roadblocks to achieving true financial security, according to the newly updated Allianz Women, Money, and Power® Study* from Allianz Life Insurance Company of North America (Allianz Life®). read more
  • Home Equity, Retirement Accounts Key to Most Families’ Financial Assets Home Equity, Retirement Accounts Key to Most Families’ Financial Assets

    What they’ll depend on outside of Social Security and pensions

    Home equity and retirement accounts (401(k)-type plans and IRAs) account for nearly all the assets that many families have to depend on in retirement outside of Social Security and traditional pension plans, according to new research from the nonpartisan Employee Benefit Research Institute (EBRI). read more
  • Wealth Passages Wealth Passages

    Relax Boomer parents, Millennials may be more financially savvy than you realize

    Millennials came of age at a time when the job market was weak and their student-loan debt was high.
 Such a dreary combination did not bode well for a rosy financial future. read more