Investments

  • Think Twice About Investing in Own Company Think Twice About Investing in Own Company

    Employees don’t disinvest in stock of company they work for...
    even when that company is failing

    by Sean Nealon

    Employees whose retirement plan is invested in stock of the company where they work do not pull out money as the firms approach financial distress, a recently released, but yet to be published paper, co-authored by a University of California, Riverside assistant professor found. read more
  • 401k: To Roll-Over Or Not… That Is The Question 401k: To Roll-Over Or Not… That Is The Question

    But don't call investment plans a 'retirement program'

    by Steve Selengut

    The major purveyors of 401k products, and those who benefit from using them remind me of politicians... they press the party line, and use their power to demonize the competition. read more
  • Calculating a Viable Income Equation Calculating a Viable Income Equation

    Market Value Growth + Retirement Security-
    Unfortunately, it just isn't available in a standard 401k

    by Steve Selengut

    Since the demise of corporate Defined Benefit Plans, most employees have been forced to rely on their own investment acumen to make sense of the product menu choices accompanying an ever growing array of private and public Defined Contribution Plans. read more
  • Make a Difference With Your Money Make a Difference With Your Money

    Advisor urges clients: Help your family or community by helping yourself first

    At some point during their lifetime, most people wonder whether they’ve done enough – if they’ve made a positive impact, says Jeff Bucher, a financial advisor who helps working-class Americans plan their golden years. read more
  • Investing Today: Mistakes Must Service a Purpose Investing Today: Mistakes Must Service a Purpose

    Some Early Lessons

    by François Sicart

    It is not that easy to talk about one’s mistakes. In the early days of Tocqueville Asset Management, I suggested that the senior partners jointly write a report about their most memorable investment mistakes and what they had learned from them. read more
  • The Snowball Effect: How $50 Today Becomes Big Retirement Bucks Tomorow The Snowball Effect: How $50 Today Becomes Big Retirement Bucks Tomorow

    Significant Impact Saving One Percent More Can Have on Retirement

    With millions of Americans increasingly responsible for their own retirement, many are grappling with how to build a nest egg that will last their lifetime. read more
  • Working Out A Safe-Money Strategy Working Out A Safe-Money Strategy

    Retirees Can Take Steps To Protect Savings From Vagaries Of The Market

    As people creep into the retirement “red zone” – those years just before or right after they retire – it becomes more important than ever that they find ways to keep their savings safe. read more
  • The Cost of Selling a Failed Bank The Cost of Selling a Failed Bank

    During the crisis, the FDIC sold 500 banks... So, what did we learn?

    During the financial crisis and recession that followed, the agency sold nearly 500 banks, many of them important institutions in their communities and regions. read more
  • Planning for a Successful 2015 Planning for a Successful 2015

    Make the Most of New Legislation and Catch Up on Contributions

    Every January, millions of Americans resolve to make and save more money in the New Year read more
  • High Income Women Are Younger, Taking Investment Risks, and Shaping Financial Markets High Income Women Are Younger, Taking Investment Risks, and Shaping Financial Markets

    Source of wealth, status both influence investment decisions

    High Income women are an increasingly influential force in the financial markets; the latest eZine from Spectrem Group (www.spectrem.com) shows they are highly educated, knowledgeable about financial products, younger than the general population of investors and have financial attitudes and concerns that differ from male investors. read more
  • Why Active Management Underperformed in 2014 Why Active Management Underperformed in 2014

    As portfolios lagged behind strong index returns,
    for many 2014 whimpered to a close

    by Alexander J. Hart, CFA

    For the U.S. stock market, 2014 was another banner year. The headline S&P 500 index hit new all-time highs, corporate profits grew, economic growth strengthened and unemployment levels continued to fall. read more
  • The Federal Reserve and Shared Prosperity The Federal Reserve and Shared Prosperity

    Why Working Families Need a Fed that Works for Them

    by Thomas Palley

    The Federal Reserve’s policies affect almost every important aspect of the economy. Given the gradual strengthening of the economy after the Great Recession, there is now talk of normalizing monetary policy and raising interest rates. That conversation is important, but it is also too narrow and keeps policy locked into a failed status quo. read more