Emerging Trends

  • FSI Releases White Paper on Outside Business Activities FSI Releases White Paper on Outside Business Activities

    To develop 'greater clarity of expectations' for advisors

    To develop ‘greater clarity of expectations’ for advisors of WASHINGTON, D.C. – Today, the Financial Services Institute (FSI) released its white paper on outside business activities (OBAs). The white paper was written in conjunction with FSI Partner Law Firm sponsor Eversheds Sutherland (US) LLP and members of the FSI Compliance and Investment Advisory Services Councils. ... read more
  • Study: 37% of American Adults Skip Life Insurance Study: 37% of American Adults Skip Life Insurance

    The Most cite cost, but some still won't pay

    A recent survey from insuranceQuotes.com finds that 37% of adults do not have life insurance. And while expense was the most commonly cited reason for not purchasing a policy—with 59% of those without a policy saying so—data revealed that respondents still wouldn’t do so, even if money weren’t an issue. But why? read more
  • Half of Investors Have Taken No Action to Reevaluate Their Investment Approach as Investment Landscape Shifts Half of Investors Have Taken No Action to Reevaluate Their Investment Approach as Investment Landscape Shifts

    Six in Ten Investors Age 55+ Have Yet to Plan or Will Not Adjust Their Investment Approach

    According to new research released today by Dreyfus, a pioneer in U.S. investing, half of individual investors (49%) have indicated they have yet to take any action to reevaluate their investment approach in light of the possibility of a shifting investment landscape, as we head into the eighth year of the economic recovery. read more
  • U.S. Group Disability Insurers See 13.8% Increase in New Sales in 2016 U.S. Group Disability Insurers See 13.8% Increase in New Sales in 2016

    Survey includes expanded case size and employer-paid vs. employee-paid metrics; New info on first-time buyer business and regional data

    Milliman, Inc., a premier global consulting and actuarial firm, recently released the results of its 2016 U.S. Group Disability Market Survey, a comprehensive report that analyzes the employer- and employee-paid short- and long-term disability (STD / LTD) market, including insurance products, sales, and in-force business. read more
  • Millennials’ Changing Needs Are Creating New Brand Awareness, Sales Opportunity Millennials’ Changing Needs Are Creating New Brand Awareness, Sales Opportunity

    Insurance No Longer A Luxury; Companies have awakened to an emerging demographic potential

    With a newfound spending power and changing life stage needs, millennials are boosting insurance brands, according to new research from The Harris Poll’s 29th annual EquiTrend Study, which measures brand health over time. read more
  • 70% of Americans Identify as Middle Class Despite a Prolonged Decline in Middle-Income Households 70% of Americans Identify as Middle Class Despite a Prolonged Decline in Middle-Income Households

    They define 'middle class' by lifestyle, perspectives as well as income and assets

    Seven in 10 (70%) American adults aged 18+ consider themselves part of the middle class, according to new findings from Northwestern Mutual's 2017 Planning & Progress Study. read more
  • How Do Millennials View Saving & Retirement? How Do Millennials View Saving & Retirement?

    New study reveals savings and retirement attitudes, financial concerns, practical advice

    In May 2017, Pentegra Retirement Services surveyed over 100 millennials (born between 1980 and 2000) regarding how they view saving for retirement, what they see as financial priorities, and when they realistically think that they will be able to comfortably retire. read more
  • Mixed Markets Continue Mixed Markets Continue

    Consumer sentiment dampened; Retail sales soften

    Markets remained mixed last week as the Dow closed at another record high, while the NASDAQ fell and the S&P 500 held steady. read more
  • Women & Wealth Women & Wealth

    A new report examines women millionaires and their attitudes toward money

    A new report from Spectrem Group, Successfully Growing Your Business with Wealthy Women, offers a comprehensive analysis of how wealthy women in America view their work, how they balance their career with family life, their views on gender wage disparity... read more
  • Ultra-Low Volatility: #ThisTimeIsDifferent Ultra-Low Volatility: #ThisTimeIsDifferent

    Complacency is the best bubble-indicator there is

    by Axel Merk

    We increasingly see claims low volatility in the markets may be structural. Even as we agree that some of the analyses we see make good points, we are concerned we may be setting ourselves up for a major shock. Let me explain. read more
  • Understanding Millennial Entrepreneurs Understanding Millennial Entrepreneurs

    They place greater value on building influence to benefit their community

    They place greater value on building influence to benefit their community LONDON, June 19, 2017 /PRNewswire/ — The entrepreneurial spirit of global millennials is more likely to be driven by the desire to increase their influence and have a positive impact on others than their parents’ generation, according to a new report from HSBC Private Bank. ... read more
  • For College Funding Planning Strategies, Culture Drives Unique Motivations and Behaviors For College Funding Planning Strategies, Culture Drives Unique Motivations and Behaviors

    Study reveal intriguing connections between cultural heritage and a family's views on college and funding options

    It's not surprising that 4 out of 5 families in the U.S. see a college degree as the key for a child to open the doors of opportunity, establish a career, and achieve financial security. read more
  • Looking to Attract Younger, High-Net-Worth Clients? Focus on Authenticity and Transparency Looking to Attract Younger, High-Net-Worth Clients? Focus on Authenticity and Transparency

    Guidance on the steps advisors need to take to meet the demands of the next generation of investors

    Guidance on the steps advisors need to take to meet the demands of the next generation of investors SAN DIEGO, June 15, 2017 /PRNewswire/ — BNY Mellon’s Pershing today launched a new whitepaper, “Gen Why? How to Succeed with Younger, HNW Clients Who Question Everything,” sharing tips on how advisors can attract younger, high-net-worth (HNW) ... read more