Emerging Trends

  • Strong Stocks & A Falling Dollar Strong Stocks & A Falling Dollar

    Robust corporate earnings show no signs of slowing, as most beat earnings estimates

    Analysts noted that stocks were particularly “strong” last week due to generally robust Q2 corporate earnings reports... which should remain solid through the quarter. read more
  • Americans Want Obamacare Competition, But Millions of Exchange Customers Will Face No Insurer Choices in 2018 Americans Want Obamacare Competition, But Millions of Exchange Customers Will Face No Insurer Choices in 2018

    Health Benefits Plans & Short-Term Health Insurance Are Top Two Coverage Alternatives

    Last week the government released data revealing that Obamacare exchange customers will be limited to one insurance company option in 1,332 counties across the nation. read more
  • How Important Is a Digital Presence for Financial Advisors? How Important Is a Digital Presence for Financial Advisors?

    Critical, if you hope to reach new audiences, and stay connected to your exiting base

    Investors turning to social media for financial advice is increasingly common, particularly among Millennials, but most investors still look to their advisor's website first for information they can trust... read more
  • U.S. Life and Health Direct Premiums Expect Decline for the First Time in Four Years U.S. Life and Health Direct Premiums Expect Decline for the First Time in Four Years

    Direct premiums and considerations down 1.2% from 2016

    U.S. life and health insurance industry direct premiums and considerations will decline for the first time in four years in 2017 as regulatory uncertainty stymies sales of certain types of individual annuities read more
  • What Matters Most to Clients? What Matters Most to Clients?

    Experience is the key competitive advantage for RIAs and fee-based advisors to retain clients and drive growth

    Customer experience is a key competitive advantage that is essential for advisors to attract and retain satisfied clients, is fundamental for the growth and health of a profitable practice—and is expected to increase in importance. read more
  • Over 80 Percent of Women Fail Retirement Income Literacy Quiz Over 80 Percent of Women Fail Retirement Income Literacy Quiz

    Time to take retirement into their own hands

    Only 18% of retirement-age women can pass a basic quiz on how to make a nest egg last in retirement. Nearly twice as many retirement-age men are able to pass, and although those numbers are still grim, this underscores the trouble women face in their own retirement knowledge. read more
  • Finalists Announced for the 2017 Invest in Others Awards Finalists Announced for the 2017 Invest in Others Awards

    Financial advisors and firms to be awarded on September 28th in New York City

    The Invest in Others Charitable Foundation is pleased to announce that fifteen financial advisors and six financial services companies were selected as finalists for the 2017 Invest in Others Awards. read more
  • What’s Keeping Millennials Up at Night? What’s Keeping Millennials Up at Night?

    No surprise: It's their Finances

    BMO Wealth Management (U.S.) has just released a report exploring how millennials think about a number of issues that uniquely affect them. read more
  • What Are Consumers Seeing Now In Healthcare Choice? What Are Consumers Seeing Now In Healthcare Choice?

    Consumer Awareness of Health Benefits Insurance Plans Greater than All Other Obamacare Alternatives Combined

    With the government's announcement that there are 38 percent fewer health plan rate filings for the 2018 Affordable Care Act (ACA) exchanges, many consumers across the nation will be faced with fewer or, in some counties, no ACA insurance choices this coming open enrollment period. read more
  • Living Older, Living Poorer – Living Older, Living Poorer –

    Financial disaster is often only one setback away

    by Martin F. Lowenthal, AEP®, MSIM, CLU®, CHFC®, RICP®, CLTC

    The United States has the world's highest number of centenarians, yet just over half of those aged 55 or older have less than $25,000 in retirement savings, and 14% of boomers have no retirement income at all read more
  • Fixing Our Most Pressing Health Insurance Problems: A Bipartisan Path Forward Fixing Our Most Pressing Health Insurance Problems: A Bipartisan Path Forward

    Bipartisanship in health policy is not a fantasy

    by Timothy S. Jost

    With Senate Republicans mired in seemingly intractable disagreements about how to proceed with health reform—which may very well not be resolved by the latest Senate draft bill, Majority Leader Mitch McConnell suggested on July 6 that a bipartisan short-term fix may be needed for the problems of the individual health insurance market read more
  • What Are The Effects of Negative Attitudes on Aging? What Are The Effects of Negative Attitudes on Aging?

    AARP and The Gerontological Society of America research explores cultural, geographic, community, and family influences

    The ways in which negative attitudes about aging can affect people's health and quality of life are the focus of 12 peer-reviewed research papers in a new supplemental issue of The Gerontologist — the respected research and analysis journal published by The Gerontological Society of America since 1961. read more
  • Many Americans with Employer-Sponsored Health Insurance, Especially Millennials, Struggling with Rising Out-of-Pocket Costs Many Americans with Employer-Sponsored Health Insurance, Especially Millennials, Struggling with Rising Out-of-Pocket Costs

    Less than half of employees are aware of supplemental group insurance benefits designed to help them manage the unexpected expenses of an injury or illness

    With deductibles continuing to climb, many Americans who have health insurance through their employers, particularly younger workers, are struggling when it comes to out-of-pocket medical expenses. read more