e-Page2

  • Majority of Americans Are Saving, But Most Lack a Financial Plan Majority of Americans Are Saving, But Most Lack a Financial Plan

    Two thirds have savings to cover expenses in a financial emergency; Average amount in a rainy day fund is $46,362

    BMO Harris Premier Services today released their Rainy Day Study, which examines how Americans are saving and planning for their future. read more
  • Understanding the Insurance and Retirement Needs of Small-Business Owners and Employees Understanding the Insurance and Retirement Needs of Small-Business Owners and Employees

    Compared to larger firms, access to non-medical benefits limited

    Lincoln Financial Group today announced survey findings related to important insurance and retirement considerations for small employers and their employees. read more
  • FINRA Issues First Cross-Market Report Cards Covering Spoofing and Layering FINRA Issues First Cross-Market Report Cards Covering Spoofing and Layering

    New Equities Supervision Reports Are Designed to Help Firms Spot and Halt Potential Manipulation

    The Financial Industry Regulatory Authority (FINRA) today made available to member firms its first monthly cross-market equities supervision report cards, aimed at helping firms identify and halt spoofing and layering activity. read more
  • New Hires Continue to Favor  Target-Date Funds for 401(k)s New Hires Continue to Favor Target-Date Funds for 401(k)s

    An appetite for diversification

    Interest in target-date and other types of balanced funds remained strong through 2014, with younger plan participants more likely to hold target-date funds than older participants, according to a new joint study released today by the Employee Benefit Research Institute (EBRI) and the Investment Company Institute (ICI). read more
  • Majority of US Adults Believe ‘The American Dream’ is Attainable… Majority of US Adults Believe ‘The American Dream’ is Attainable…

    ... But perceptions of what it is have changed

    According to research released today by Northwestern Mutual, two-thirds (66%) of U.S. adults believe that they can attain 'The American Dream', and only 16% feel it is out of reach. read more
  • Ten Important Facts About the Well-Being of American Retirees Ten Important Facts About the Well-Being of American Retirees

    Most want simply to just get by and/or cover basic living expenses

    Today, nonprofit Transamerica Center for Retirement Studies® (TCRS) released The Current State of Retirement: A Compendium of Findings About American Retirees (Compendium). The 118-page survey report provides in-depth perspectives on retirees including attitudes about life in retirement, time commitments, living arrangements, and personal finances. read more
  • Employer Use of Social Media to Screen Candidates Up 500% Employer Use of Social Media to Screen Candidates Up 500%

    More and more employers have found cause to reprimand or fire an employee - Use in Financial Services up 61%

    Spending your work day browsing social media? You're not the only one in the office. read more
  • How Boomers and Millennials Are Redefining Family and Finance How Boomers and Millennials Are Redefining Family and Finance

    Boomers offer friendship and financial support but one in four Millennials still dips into retirement accounts

    UBS Wealth Management Americas (WMA) today released its quarterly UBS Investor Watch report, "The ties that bind," focused on how wealthy Baby Boomers and their Millennial children are redefining the traditional parent/child relationship. read more
  • Attitudes of America’s Wealthy Investors Attitudes of America’s Wealthy Investors

    Study looks at and evolution of underlying values

    Spectrem Group today released its newest research study, Financial Behaviors and the Investor's Mindset, a comprehensive report examining ways in which attitudes and viewpoints of wealthy investors are evolving read more
  • Award-Winning Digital Strategy Taps Into Consumer Emotion Award-Winning Digital Strategy Taps Into Consumer Emotion

    Creative plan 'lights up the dreams' of Chinese consumers

    MetLife Hong Kong, a wholly-owned subsidiary of MetLife, Inc., the #1 U.S. life insurer, achieved double-digit brand awareness growth last year driven by a number of successful digital initiatives that were recognized by a record haul of marketing awards. read more
  • Fewer Retirees Having a Great Time Fewer Retirees Having a Great Time

    Trend not limited to any specific economic group

    Recent data show that, across the board, fewer American retirees say they are “very satisfied” with their retirements, while a growing number of retirees report that they are “not at all satisfied” with their retirements. read more
  • Negative Rates Are Dangerous to Your Wealth Negative Rates Are Dangerous to Your Wealth

    A campaingn of financial repression and wealth-transfer

    by Chris Brightman

    Negative interest rate policy, or NIRP, is the most recently deployed weapon of central bankers in their long campaign of financial repression—a deliberate policy of depressing interest rates in order to transfer wealth from savers (private citizens) to debtors (largely governments). read more
  • Banks and Credit Unions Can Fill the Financial Management Gap Banks and Credit Unions Can Fill the Financial Management Gap

    Helping People with Advice and Tools

    Fiserv, Inc. (NASDAQ: FISV), a leading global provider of financial services technology solutions, today released the results of its Expectations & Experiences: Household Finances quarterly consumer trends survey. read more