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  • How Does Household Expenditure Change With Age for Older Americans?
    How Does Household Expenditure Change With Age for Older Americans?

    Average provides a useful benchmark

    Retirement saving involves a lot of unknowns, the most important being not knowing how much money will be needed in retirement. Although it is impossible to predict the retirement expenses of any particular household, the average amounts spent by current retirees can serve as important benchmarks for individual savers as well as for industry experts and policymakers.
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  • Income Inequality the Cost of Free Market?
    Income Inequality the Cost of Free Market?

    President Obama's chief economic advisor argues that rising inequality could be reversed without sacrificing productivity or growth

    Jason Furman, chairman of President Obama's Council of Economic Advisers documents the alarming stagnation of middle-class incomes, but contends that the growing fissure between the rich and everyone else need not be accepted as the price of the free market system.
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  • U.S. Investors Focused on Quality, Lower Risk & Value in 2014
    U.S. Investors Focused on Quality, Lower Risk & Value in 2014

    Combined style indexes provides a more nuanced picture

    Value- and defensive-oriented stocks have outperformed their growth- and dynamic-oriented counterparts year-to-date and month-to-date as of October 13 across U.S. large- and small-cap stocks as reflected by the Russell 1000® and Russell 2000® Value-Defensive Indexes®.
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  • Pitfalls of Target Date Funds… and some proposed replacements
    Pitfalls of Target Date Funds… and some proposed replacements

    A half-gainer into a river of high risk?

    by Steve Selengut

    The LinkedIn Group Communities are abuzz with the idea that, even as popular as they have become, Target Date Funds (TDFs) are just not wonderful after all… Several fixes have been proposed. I’ve done so myself, as you know. This one is from plansponsor.com “A Better Option than Target Date Funds” and needs some cautionary commentary.
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  • Small Business Owners and Their Financial Advisors Embrace BOLD Planning
    Small Business Owners and Their Financial Advisors Embrace BOLD Planning

    Business Owner Life-stage Design guides advisors through small business owner financial planning step by step

    I think a lot of advisors don’t want to get into the small business market because it’s so complicated,” said Channing Schmidt, JD, CFP™ from Securian Financial Group. He helps financial advisors provide the planning tools small business owners need.
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  • 4 Principles for Staying Cool  Under Pressure – and Succeeding
    4 Principles for Staying Cool Under Pressure – and Succeeding

    Athlete/Surgeon Shares Tips for Becoming a ‘Super Performer’

    We all ask ourselves the same desperate question from time to time: How am I going to make this work?!
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  • Elder Financial Abuse Under-reported and Misunderstood
    Elder Financial Abuse Under-reported and Misunderstood

    Study: Problem Likely to Grow; Education, outreach critical

    Elder financial abuse* remains an under-reported and misunderstood issue – one likely to get worse as America’s population ages – according to the 2014 Safeguarding Our Seniors study** from Allianz Life Insurance Company of North America (Allianz Life®). As America’s population ages and life expectancy rises, more cases of elder financial abuse are possible.
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  • How Today’s Families are Using Advisors
    How Today’s Families are Using Advisors

    Statistically Significant Findings For Traditional & Modern Families

    Modern families who have used a financial professional report higher financial security than those who never used a financial professional. However, traditional families who used a financial professional report higher financial security than those who never used a financial professional and all modern families.
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  • Advising the Family Business
    Advising the Family Business

    Strategies for success, avoiding common pitfalls

    Non-family businesses can learn a lot from family businesses, says Henry Hutcheson, a certified Family Business Advisor and founder of Family Business USA consultancy.
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  • Life Happens Celebrates 20 Years
    Life Happens Celebrates 20 Years

     Nonprofit promotes the importance of personal financial responsibility

    Two decades ago, seven insurance producer organizations recognized that more needed to be done to educate the public about the importance of insurance planning and the value of working with a professional insurance agent.
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  • Women & Money
    Women & Money

     How money directly Impacts her overall satisfaction in life

    Do women have different relationships with money than men? Very definitely, yes, says entrepreneur and business coach Meriflor Toneatto.
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  • Are Workplace Benefits Doing Their Job?
    Are Workplace Benefits Doing Their Job?

    Most Americans need more direction to maximize their options

    Seventy-four percent of middle-income employees derive the majority of their financial security from the benefits they receive at the workplace, according to the 2014 Guardian Workplace Benefits StudySM. Despite the importance of benefits, only one in four employees finds their company’s communications helpful in choosing what’s right for them.
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