Issues & Innovations

  • Gauging Your Clients’ Financial Readiness Gauging Your Clients’ Financial Readiness

    Selah Financial Services, Shows Executives, Professionals and Business Owners How to Be Better Prepared Financially for Life and Retirement

    According to the U.S. Government, few Americans are prepared for life in retirement. Approximately one out of two Americans age 55 and older has saved for retirement read more
  • The Seductiveness of the Average The Seductiveness of the Average

    You cannot manage new economies with obsolete measuring tools

    by Francois Sicart

    First-year students of statistics are routinely warned that, “On average, every person has one ovary and one testicle.” More seriously, they may be told the story of the six-foot man who drowned in a river with an average depth of four feet. read more
  • Income CEF Price Volatility… Is There A Problem? Income CEF Price Volatility… Is There A Problem?

    Wall Street wants you to believe that higher prices and lower yields are better

    by Steve Selengut

    Market Cycle Investment Management (MCIM) portfolios are different from any others you may be analyzing, and all investors analyze their portfolios most intently when their "bottom line" market values begin to crumble. This focus on market value is part of Wall Street's Brainwashing of the American Investor. read more
  • Retirement Plan Advisory Firms to Acquire Global Retirement Partners Retirement Plan Advisory Firms to Acquire Global Retirement Partners

    Providing turnkey retirement plan infrastructure, compliance, commissioning,
    and personnel for the retirement space

    A group of leading retirement plan advisory firms today announced their intentions to acquire Global Retirement Partners, LLC (GRP), a retirement plan consulting firm servicing over 100 advisors across the US. read more
  • Medicare Simplified Medicare Simplified

    Medicare Advantage vs. Medicare Supplements

    by Bill Haynor

    Last month, I discussed the parts of Original Medicare coverage and costs associated with them. As I mentioned, this is typically the point where most seniors – and many non-Medicare insurance brokers – realize it’s a headache to deal with all the information presented, and may be tempted to throw in the towel once they’re enrolled in Part A and B and leave it there. read more
  • It’s Easy to Get the Right Price on the Wrong Insurance Product It’s Easy to Get the Right Price on the Wrong Insurance Product

    How Bramco is supporting today's advisors deliver maximum value

    by John Kuk

    It may surprise people to learn that insurance products are not created equally. Several economic, regulatory and product development factors exist today that often prevent the product pricing evaluation process from being comprehensive and completely satisfying a client’s long-term needs. read more
  • The Fable of the Storyteller and the Market The Fable of the Storyteller and the Market

    Explaining market moves

    by Steve Scoles

    Every day the financial media distills the market movements into a simple explanation or two. Lately, the daily market explanation is usually along the lines of: “Joe Confident, chief economist at Big Financial Corp., points to concerns about the Federal Reserve’s quantitative easing program as to why the market declined 12 points today. His firm oversees about $432.4 billion.” read more
  • Understanding Household Cash Flow Understanding Household Cash Flow

    Wealthy or not, assets & liabilities impact your clients in similar ways

    by Dr. Stanley Riggs

    Building wealth and achieving financial independence is like losing weight or quitting smoking. It is simple, but not easy. The first requirement of building wealth is to know the difference between assets and liabilities. read more
  • Is Weak Bank Lending Justified? Is Weak Bank Lending Justified?

    All that bailout money, yet still unwilling to increase lending

    by James Frischling, President & Ron D’Vari, CEO, NewOak

    Mortgage credit is too restrictive. Consumer credit is too tight. The banking industry, which received all that bailout money, is unwilling to increase lending, and that fact sits on the very top of the list of reasons why the U.S. economic recovery has been anemic at best. read more
  • How to get your Arbitrage On How to get your Arbitrage On

    It is all about getting your “Key to a Safe Money Machine!”

    by Louis G. LaBash

    In the past, when computer systems weren’t quite what they were today, stock traders would see a stock available for sale in one market for $5.00 a share and at the same time see it available for purchase in another market for $5.10 read more