Emerging Trends

  • What’s Keeping Millennials Up at Night? What’s Keeping Millennials Up at Night?

    No surprise: It's their Finances

    BMO Wealth Management (U.S.) has just released a report exploring how millennials think about a number of issues that uniquely affect them. read more
  • What Are Consumers Seeing Now In Healthcare Choice? What Are Consumers Seeing Now In Healthcare Choice?

    Consumer Awareness of Health Benefits Insurance Plans Greater than All Other Obamacare Alternatives Combined

    With the government's announcement that there are 38 percent fewer health plan rate filings for the 2018 Affordable Care Act (ACA) exchanges, many consumers across the nation will be faced with fewer or, in some counties, no ACA insurance choices this coming open enrollment period. read more
  • Living Older, Living Poorer – Living Older, Living Poorer –

    Financial disaster is often only one setback away

    by Martin F. Lowenthal, AEP®, MSIM, CLU®, CHFC®, RICP®, CLTC

    The United States has the world's highest number of centenarians, yet just over half of those aged 55 or older have less than $25,000 in retirement savings, and 14% of boomers have no retirement income at all read more
  • Fixing Our Most Pressing Health Insurance Problems: A Bipartisan Path Forward Fixing Our Most Pressing Health Insurance Problems: A Bipartisan Path Forward

    Bipartisanship in health policy is not a fantasy

    by Timothy S. Jost

    With Senate Republicans mired in seemingly intractable disagreements about how to proceed with health reform—which may very well not be resolved by the latest Senate draft bill, Majority Leader Mitch McConnell suggested on July 6 that a bipartisan short-term fix may be needed for the problems of the individual health insurance market read more
  • What Are The Effects of Negative Attitudes on Aging? What Are The Effects of Negative Attitudes on Aging?

    AARP and The Gerontological Society of America research explores cultural, geographic, community, and family influences

    The ways in which negative attitudes about aging can affect people's health and quality of life are the focus of 12 peer-reviewed research papers in a new supplemental issue of The Gerontologist — the respected research and analysis journal published by The Gerontological Society of America since 1961. read more
  • Many Americans with Employer-Sponsored Health Insurance, Especially Millennials, Struggling with Rising Out-of-Pocket Costs Many Americans with Employer-Sponsored Health Insurance, Especially Millennials, Struggling with Rising Out-of-Pocket Costs

    Less than half of employees are aware of supplemental group insurance benefits designed to help them manage the unexpected expenses of an injury or illness

    With deductibles continuing to climb, many Americans who have health insurance through their employers, particularly younger workers, are struggling when it comes to out-of-pocket medical expenses. read more
  • Marijuana… Investors’ Holy Grail? Marijuana… Investors’ Holy Grail?

    Billionaires Bet Big On Canada's Newest $22 Billion Market

    The biggest multi-decade opportunity for investors right now is the Canadian government's legislation to legalize recreational marijuana by this time next year; and the first companies to win government approval will be the high-risers. read more
  • UnitedHealth Group, AARP Focused on Improving Older Americans’ Health and Well-being UnitedHealth Group, AARP Focused on Improving Older Americans’ Health and Well-being

    Early renewal extends relationship on AARP-branded Medicare plans through 2025, potentially 2030

    UnitedHealth Group today announced it renewed and extended its exclusive relationship with AARP focused on improving the health and well-being of Americans 50 and older, including the most popular Medicare products among older Americans. read more
  • The Gender Retirement Gap The Gender Retirement Gap

    It's not only vast, it is long lasting

    Women face hurdles during their savings years and then face a second, equally difficult, set of challenges throughout retirement. A cursory view of the US retirement system may appear to be gender neutral; however, after carefully reviewing the data, the Gender Retirement Gap and the significant barriers women face is clear. read more
  • Independent Advisor  Growth Focus On New-to-Firm Clients, Average Client Size Independent Advisor Growth Focus On New-to-Firm Clients, Average Client Size

    For RIAs, business success comes with 'growing intelligently '

    Independent financial advisor firms are attracting high-net-worth (HNW) investors and adding more new-to-firm client assets as they continue to report year-over-year growth, according to the 2017 RIA Benchmarking Study from Charles Schwab. read more