What’s Keeping Millennials Up at Night?
No surprise: It's their Finances
BMO Wealth Management (U.S.) has just released a report exploring how millennials think about a number of issues that uniquely affect them. read more
American College’s ‘Funding Longevity Task Force’ Establishes Advisory Board
To examine the role of housing wealth plays in retirement income planning
The Funding Longevity Task Force at The American College of Financial Services has established an Advisory Board, including four founding members.
What Are Consumers Seeing Now In Healthcare Choice?
Consumer Awareness of Health Benefits Insurance Plans Greater than All Other Obamacare Alternatives Combined
With the government's announcement that there are 38 percent fewer health plan rate filings for the 2018 Affordable Care Act (ACA) exchanges, many consumers across the nation will be faced with fewer or, in some counties, no ACA insurance choices this coming open enrollment period. read more
Living Older, Living Poorer –
Financial disaster is often only one setback away
by Martin F. Lowenthal, AEP®, MSIM, CLU®, CHFC®, RICP®, CLTC
The United States has the world's highest number of centenarians, yet just over half of those aged 55 or older have less than $25,000 in retirement savings, and 14% of boomers have no retirement income at all read more
Fixing Our Most Pressing Health Insurance Problems: A Bipartisan Path Forward
Bipartisanship in health policy is not a fantasy
by Timothy S. Jost
With Senate Republicans mired in seemingly intractable disagreements about how to proceed with health reform—which may very well not be resolved by the latest Senate draft bill, Majority Leader Mitch McConnell suggested on July 6 that a bipartisan short-term fix may be needed for the problems of the individual health insurance market read more
What Are The Effects of Negative Attitudes on Aging?
AARP and The Gerontological Society of America research explores cultural, geographic, community, and family influences
The ways in which negative attitudes about aging can affect people's health and quality of life are the focus of 12 peer-reviewed research papers in a new supplemental issue of The Gerontologist — the respected research and analysis journal published by The Gerontological Society of America since 1961. read more
To Succeed as a Leader, Share the Big Picture
Teamwork often means everyone knowing their role... and playing it
by Walt Grassl
Mike worked for a medium-sized business and went to work every day happy to have a job. But he wasn’t too enthused about his work environment. Employee morale was so-so because most long-time employees were merely going through the motions. read more
For LTCi, It’s All About Facing The Issues
It's easier to plan for Long-Term-Care if we confront our personal concerns first
Last year the U.S. Department of Health & Human Services issued a report about Americans' concerns and actions related to long-term care (LTC), also referred to as long-term services and supports (LTSS). read more
Ask Your Clients: Who Merits Your Money As You Ponder Your Legacy
And how do they decide?
Not long ago, Jeff Bezos took to Twitter to ask the world for charitable-giving ideas. The Amazon.com founder sought a charitable strategy that looked at the long term and soon he was inundated with suggestions. read more
Many Americans with Employer-Sponsored Health Insurance, Especially Millennials, Struggling with Rising Out-of-Pocket Costs
Less than half of employees are aware of supplemental group insurance benefits designed to help them manage the unexpected expenses of an injury or illness
With deductibles continuing to climb, many Americans who have health insurance through their employers, particularly younger workers, are struggling when it comes to out-of-pocket medical expenses.
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